Commonwealth Land Title Insurance Company
Commonwealth Land Title Insurance Company, founded in 1876 and a subsidiary of Fidelity National Financial (NYSE: FNF) since 2008, issues title insurance policies and provides escrow, closing, and specialty finance services to residential and commercial real estate customers across the United States through a nationwide branch network and real estate professional referral channels.
- Company typePrivate
- Founded1876
- HeadquartersJacksonville, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Commonwealth Land Title Insurance Company does
Commonwealth Land Title Insurance Company is a Jacksonville, Florida-headquartered title insurance underwriter founded in 1876 in Philadelphia as The Real Estate Title Insurance Company of Philadelphia — the issuer of the first modern title insurance policy. Since late 2008 it has operated as a wholly-owned subsidiary of Fidelity National Financial, Inc. (NYSE: FNF), the world's largest title insurance and escrow services group, while retaining an independent brand identity and operating through a nationwide network of branch offices.
The company's product platform centers on title insurance policies (owner's and lender's), escrow and closing services, and a broad set of ancillary title-related services including reconveyances, recordings, flood certification, trustee sales guarantees, real estate tax service, foreclosure publishing/posting, 1031 exchange intermediation, and real estate information services. A specialty finance solutions line extends into originating, funding, purchasing, selling, securitizing, and equipment lease servicing. Distribution is sales-led, driven primarily by referrals from real estate agents, brokers, attorneys, and lenders, with consumer-facing support delivered through the company website (cltic.com), buyer/seller educational guides, and an online office locator (location.cltic.com).
Revenue is generated on a transactional basis through one-time title insurance premiums tied to property value and coverage type, plus fees from escrow/closing and ancillary transaction services. Pricing is state-regulated and varies by jurisdiction and transaction. The company sells into four primary segments: residential homebuyers/sellers, lenders, commercial real estate professionals, and real estate agents/brokers. Leadership is headed by CEO Raymond R. Quirk. No AI/ML capabilities, public revenue, or external funding are disclosed; the entity itself is privately held as a subsidiary of publicly traded FNF.
Commonwealth Land Title Insurance Company firmographics
Firmographics- Name
- Commonwealth Land Title Insurance Company
- Legal name
- Commonwealth Land Title Insurance Company
- Website
- https://cltic.com
- Company type
- Private
- Founded year
- 1876
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Commonwealth Land Title Insurance Company, founded in 1876 and a subsidiary of Fidelity National Financial (NYSE: FNF) since 2008, issues title insurance policies and provides escrow, closing, and specialty finance services to residential and commercial real estate customers across the United States through a nationwide branch network and real estate professional referral channels.
- Ownership category
- akta.pro rank
Commonwealth Land Title Insurance Company industry classification
Industry- Product category
- Title Insurance
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance (FSAJACAL)
- akta.pro secondary industries
- Title Insurance & Underwriting (BPAJAOAA), Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)
Keywords
Where Commonwealth Land Title Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Jacksonville
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Commonwealth Land Title Insurance Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: The company generates revenue through title insurance policy premiums that protect property owners and lenders against defects in title, including fraud, liens, and undisclosed heirs.
- Escrow and Closing Services: Fees collected for escrow services, closing services, and other transaction-related services during real estate closings.
- Specialty Finance Solutions: Revenue from originating, funding, purchasing, selling, securitizing, and equipment lease servicing related to specialty finance solutions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Title insurance policies are priced based on transaction value and coverage type (owner's policy vs. lender's policy). |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Commonwealth Land Title Insurance Company product offering
Product offeringCore offering
Commonwealth Land Title Insurance Company issues title insurance policies protecting property owners and lenders against defects in title such as fraud, liens, and undisclosed heirs. It also provides escrow and closing services that facilitate real estate transactions, alongside a suite of title-related services (reconveyances, recordings, flood certification, trustee sales guarantees, foreclosure publishing) and specialty finance solutions covering originating, funding, purchasing, selling, securitizing, and equipment lease servicing.
Product overview
Commonwealth Land Title Insurance Company offers a comprehensive suite of title insurance and real estate services as part of the Fidelity National Financial family. The core offerings center on title insurance policies (owner's and lender's coverage) and escrow/closing services, supported by an array of title-related services including reconveyances, recordings, flood certification, trustee sales guarantees, tax services, and foreclosure publishing. Specialty finance solutions encompass originating, funding, purchasing, selling, securitizing, and equipment lease servicing. The company provides consumer-facing educational resources including buyer's guides, seller's checklists, and comprehensive industry glossaries. Services are delivered through a nationwide network of offices accessible via an online locator tool.
Differentiator
Problem solved
Functional benefit
Companies that use Commonwealth Land Title Insurance Company
Customer profileSegments5 records
Ideal customer profiles3 records
Commonwealth Land Title Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Commonwealth Land Title Insurance Company partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights5 records
Commonwealth Land Title Insurance Company competitors and assessment
Company assessmentDirect peers
- First American Title Insurance Company: One of the largest US title insurers, directly competing with Commonwealth in owner's and lender's title insurance policies, escrow, and closing services for residential and commercial transactions nationwide.
- Fidelity National Title: FNF's flagship title brand, operating the same title insurance, escrow, and closing business model as Commonwealth and competing for the same referral channels.
- Old Republic National Title Insurance Company: Large national title insurance carrier competing head-to-head with Commonwealth in residential and commercial title underwriting, escrow, and related settlement services.
- Investors Title Company: Publicly traded title insurance underwriter focused on residential and commercial title insurance, directly comparable in product set, customer base, and agent-driven distribution model.
- Stewart Information Services Corporation: Major national title insurance underwriter and settlement services provider offering directly comparable title insurance, escrow, and closing products to lenders, agents, and consumers across the United States.
- Westcor Land Title Insurance Company: National title underwriter owned by FNF, offering directly overlapping title insurance and closing services with a similar agent-driven distribution approach.
- WFG National Title Insurance Company: Independent national title underwriter providing title insurance and settlement services to real estate professionals, lenders, and consumers in competition with Commonwealth.
- Chicago Title Insurance Company: Sister brand within the same FNF family, offering nearly identical title insurance and escrow products to the same agent, lender, and consumer base, making it the closest functional peer.
- Title Resources Guaranty Company: National title insurance underwriter providing title insurance policies and escrow services to real estate professionals, competing in the same agent and lender referral channels as Commonwealth.
Emerging players
- Spruce: Title insurtech offering digital title insurance, escrow, and closing services to real estate agents, lenders, and consumers, representing a technology-driven emerging alternative to traditional underwriters like Commonwealth.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Commonwealth Land Title Insurance Company social profiles
Digital presenceCommonwealth Land Title Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Commonwealth Land Title Insurance Company leadership team
Management profileNumber of profiles
Profiles1 record
Commonwealth Land Title Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Commonwealth Land Title Insurance Company M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Commonwealth Land Title Insurance Company
What does Commonwealth Land Title Insurance Company do?
Commonwealth Land Title Insurance Company issues title insurance policies protecting property owners and lenders against defects in title such as fraud, liens, and undisclosed heirs. It also provides escrow and closing services that facilitate real estate transactions, alongside a suite of title-related services (reconveyances, recordings, flood certification, trustee sales guarantees, foreclosure publishing) and specialty finance solutions covering originating, funding, purchasing, selling, securitizing, and equipment lease servicing.
Is Commonwealth Land Title Insurance Company a public or private company?
Commonwealth Land Title Insurance Company is a private company. It is classified as corporate owned and is currently operating.
When was Commonwealth Land Title Insurance Company founded?
Commonwealth Land Title Insurance Company was founded in 1876. It employs 1 to 10 people.
Where is Commonwealth Land Title Insurance Company based?
Commonwealth Land Title Insurance Company is headquartered in Jacksonville, United States, in the North America region.
How does Commonwealth Land Title Insurance Company make money?
Three revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow and Closing Services and specialty Finance Solutions.
Who are Commonwealth Land Title Insurance Company's main competitors?
Direct peers on record are First American Title Insurance Company, Fidelity National Title, Old Republic National Title Insurance Company, Investors Title Company, Stewart Information Services Corporation, Westcor Land Title Insurance Company, WFG National Title Insurance Company, Chicago Title Insurance Company and Title Resources Guaranty Company. Spruce is listed as an emerging player.
Does Commonwealth Land Title Insurance Company have an API?
No public API is recorded for Commonwealth Land Title Insurance Company.
What industry is Commonwealth Land Title Insurance Company in?
Commonwealth Land Title Insurance Company's product category is Title Insurance. Its primary akta.pro industry code is FSAJACAL, Title Insurance, with a secondary code of BPAJAOAA, Title Insurance & Underwriting. Its NAICS code is 524127 and its SIC code is 6361.