Universal Partners

Name

Universal Partners

Website

https://upfx.co.uk

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Universal Partners is a London-based, privately-held cross-border money transfer and FX services provider founded in 2017, serving UK businesses and individuals seeking to transfer funds overseas.

Ownership category

akta.pro rank

Product category

Foreign Exchange & Remittance Services

NAICS

Miscellaneous Intermediation (523910)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Cross-Border Payments & FX (multi-currency wallets, DCC, remittance) (THALAHAE)

akta.pro secondary industries

Cross-Border Card-Based Transfers & Multi-Currency Cards (FSAGAKAE), Cross-Border FX, Multi-currency Settlement & Dynamic Currency Conversion (THACAJAF)

Keywords

• Foreign exchange services
• International money transfers
• Cross-border payments
• Currency exchange
• Remittance services

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Core offering

Universal Partners provides overseas money transfer services on behalf of businesses and individuals, facilitating cross-border currency exchange and international payments. Operating from London, the firm focuses on transferring money overseas as its primary service, serving both corporate and personal clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Overseas Money Transfer Services

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• The IndependentminorGTM or Marketing Partner · 15 October 2025The Independent is partnered with E2E for the Dynamic 100 Track 2025 ranking. Universal Partners is featured in this ranking which is highlighted in partnership with The Independent. This appears to be a media partnership for the purpose of the annual ranking announcement rather than a commercial business partnership.

Scale indicators2 records

Broad incumbents

• Western Union: Global incumbent in consumer and business cross-border money transfers. Operates in the same FX/remittance industry but at vastly larger scale with broader geographic reach and distribution.
• MoneyGram: Large established global money transfer and cross-border payments provider. Operates broadly in the same cross-border money movement space but at significantly larger scale and with a wider service portfolio.

Direct peers

• Revolut: UK-headquartered fintech offering multi-currency accounts and international money transfers for consumers and businesses. Comparable for cross-border FX and payment services, though at much larger scale.
• OFX: Global FX and international payments provider focused on businesses and individuals transferring money overseas. Comparable in offering international money transfer services with a similar customer profile.
• Equals Money: UK-listed FX and payments platform (formerly FairFX) providing multi-currency accounts and international money transfers for businesses and consumers. Operates in an adjacent niche within the same FX/money transfer market.
• WorldRemit: UK-founded digital cross-border money transfer service for individuals and businesses. Directly comparable as a digital-first remittance platform with similar customer targets.
• Currencies Direct: UK-based FX specialist serving individuals and businesses with international money transfers. Similar London roots and dual B2B/B2C focus make it a close comparable.
• Wise: UK-headquartered money transfer and FX platform serving both consumers and businesses. It is the most directly comparable peer given overlapping B2B/B2C cross-border payment services and London base.
• Remitly: Digital remittance company serving consumers and businesses sending money internationally. Comparable in cross-border money transfer offering, particularly in B2C remittances.

Emerging players

• Currencycloud: UK-based B2B cross-border payments infrastructure provider (Visa-owned). Comparable as a payments platform serving businesses with international FX and money movement, though more infrastructure-focused than Universal Partners' end-customer model.

Market position

Customer concentration

• Xx.com/universalpfx

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Universal Partners