LUMIQ
LUMIQ is a Singapore-based B2B wealth management technology company offering a cloud-based SaaS platform with proprietary forward-looking returns methodology (Global Value Compass), portfolio optimization tools, and an AI-native autonomous decisioning platform (LiteCone) for financial institutions globally.
- Company typePrivate
- Founded2015
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What LUMIQ does
LUMIQ is a Singapore-headquartered B2B wealth management technology company that operates a cloud-based SaaS platform serving asset and wealth managers, family offices, global banks and digital neobanks, insurance/financial advisors, and sovereign wealth funds across the US, Europe, Asia Pacific (including India and China), and the Middle East. The platform is anchored by the proprietary Global Value Compass (GVC) methodology, which extracts market-implied cost of equity directly from market prices to produce forward-looking expected returns, replacing CAPM-derived priors. GVC underpins an Augmented Black-Litterman portfolio optimizer, Enhanced Risk Parity engine, Monte Carlo simulation, Goals-Based Client Portfolio Construction, a customisable Model Portfolio Builder, and an R4A Direct Indexing solution. The company also offers Customisable APIs for embedded integration and an Outsourced Chief Investment Officer (OCIO) service staffed by former institutional investment leaders from PIMCO, IMF, Soros Fund Management, Citi, Goldman Sachs, and Mercer, with CEO Dr. Aaron Low as the former Head of Global Portfolio Management at PIMCO and Former Chair of the CFA Institute Board of Governors.
LUMIQ firmographics
Firmographics- Name
- LUMIQ
- Legal name
- LUMIQ Pte Ltd
- Website
- https://lumiq.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LUMIQ is a Singapore-based B2B wealth management technology company offering a cloud-based SaaS platform with proprietary forward-looking returns methodology (Global Value Compass), portfolio optimization tools, and an AI-native autonomous decisioning platform (LiteCone) for financial institutions globally.
- Ownership category
- akta.pro rank
LUMIQ industry classification
Industry- Product category
- Wealth Management Technology
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282), Services-Management Consulting Services (8742)
- akta.pro primary industry
- Alternatives & Multi-Asset Digital Wealth Platforms (PE/VC/Real Assets access) (FSAGAEAL)
- akta.pro secondary industries
- Managed Accounts & Model Portfolios (SMA/UMA) (FSAAAAAG), B2B SaaS & Enterprise Personalization (CRM, Sales, Support) (HDAAAGAJ), Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM)
Keywords
Where LUMIQ is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices1 record
Markets served
LUMIQ business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- SaaS Platform Subscriptions: Annual subscription packages for access to LUMIQ's end-to-end cloud-based wealth management platform. Fees vary based on selected plan tier. Customization services may incur additional one-time setup fees.
- Customizable Solutions: Tailored pricing for specific solutions including Global Value Compass (GVC), R4A (Direct Indexing), OCIO (Outsourced CIO), SAA (Strategic Asset Allocation), and TAA (Tactical Asset Allocation) services. Pricing is scoped based on specific engagement requirements.
- Professional Services: One-time setup fees for subscription customization, plus consulting fees for bespoke portfolio construction, research, analysis, and infrastructure services.
- OCIO Services: Outsourced Chief Investment Officer services providing portfolio construction, SAA/TAA, rebalancing, risk strategies, and portfolio attribution. Delivered by former institutional investment leaders.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Standard SaaS Platform subscription with core features |
| Subscription | Annual | Customizable solutions (GVC, R4A, OCIO, SAA, TAA) |
| Hybrid | Multi-year contract | Enterprise/custom implementation |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
LUMIQ product offering
Product offeringCore offering
LUMIQ sells a cloud-based, end-to-end B2B SaaS wealth management platform that combines portfolio construction, asset allocation optimization, and goals-based planning for financial institutions. Its offering is anchored by the proprietary Global Value Compass (GVC) for forward-looking returns estimation and includes the Model Portfolio Builder, Monte Carlo Simulation, R4A Direct Indexing, customizable APIs, and complementary OCIO (Outsourced CIO) services delivered by former institutional investment leaders.
Product overview
LUMIQ is a comprehensive wealth management platform combining a cloud-based SaaS platform with professional services. The core offering consists of the LUMIQ SaaS Platform complemented by proprietary analytical tools including the Global Value Compass (GVC) for forward-looking returns estimation and R4A Direct Indexing for custom security-level portfolios. The platform provides model portfolio construction via the Model Portfolio Builder, client probability analysis through Monte Carlo Simulation, and client monitoring via dashboards. For advanced integration needs, LUMIQ offers Customisable APIs. The platform is enhanced by OCIO (Outsourced CIO) Services covering strategic/tactical asset allocation, portfolio construction, research, analysis, and infrastructure consulting.
Differentiator
Problem solved
Functional benefit
Products and services
- LUMIQ SaaS Platform
Quantifiable outcome
- Policy issuance costs reduced by approximately 25% at leading life insurer
- +2 more outcomes
Companies that use LUMIQ
Customer profileNamed customers3 records
Segments8 records
Ideal customer profiles3 records
LUMIQ technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability4 records
Feature11 records
LUMIQ partnerships and signals
Strategic signalScale indicators6 records
Recent moves6 records
Expansion highlights8 records
LUMIQ competitors and assessment
Company assessmentEmerging players
- TIFIN: TIFIN builds AI-driven platforms for wealth management including personalization, intelligence, and asset management offerings. Comparable to LUMIQ in applying AI to wealth management workflows, though focused more on personalization and consumer wealth than institutional asset allocation.
- Personetics: Personetics provides AI-driven financial data analytics and personalized insights for banks and financial services. Comparable to LUMIQ's LiteCone AI agent deployments in banking and insurance contexts, particularly for autonomous decisioning and customer/operational intelligence.
- Riskalyze: Riskalyze (now part of RightCapital) provides risk tolerance, portfolio analytics, and goals-based planning tools for financial advisors. Comparable to LUMIQ's Monte Carlo simulation, risk analysis, and advisor-facing goals-based planning functionality, though narrower in scope.
Broad incumbents
- Envestnet: Envestnet is a large incumbent providing wealth management platforms, data, and analytics to financial advisors across the US. Overlaps with LUMIQ's goals-based planning, model portfolios, and advisor-facing tooling but serves a much broader client base with deeper product breadth.
- BlackRock Aladdin: BlackRock's Aladdin is the dominant institutional investment management platform used by asset managers, insurers, and sovereign wealth funds for portfolio construction, risk, and trading. Directly comparable to LUMIQ's enterprise client target and OCIO-adjacent functionality but operates at massive scale with global incumbent advantage.
- SS&C Advent (Geneva/Advent Portfolio Exchange): SS&C Advent offers Geneva (for asset owners/hedge funds) and APX (for traditional asset managers) portfolio accounting and analytics platforms. Comparable to LUMIQ in institutional asset owner target market and OCIO-style portfolio oversight capabilities.
- State Street Alpha: State Street Alpha combines front-to-back investment servicing with data management and analytics for institutional investors. Comparable to LUMIQ's enterprise wealthtech positioning but part of a much larger global custodian's broader offering.
Direct peers
- InvestCloud: InvestCloud provides a digital wealth management platform with portfolio construction, client portals, and API-driven customization for wealth managers and asset managers. Directly comparable to LUMIQ's cloud-based SaaS, customizable API, and wealth manager target market.
- Addepar: Addepar is a leading wealth management technology platform serving family offices, RIAs, and institutional investors with portfolio analytics, reporting, and data aggregation. It is directly comparable to LUMIQ in target customer (HNW family offices and wealth managers) and core offering (analytics-driven portfolio management tooling).
- Orion Advisor Solutions: Orion provides portfolio management, rebalancing, reporting, and model marketplace tools to RIAs and wealth managers. Directly comparable to LUMIQ in serving wealth managers with SaaS-based portfolio construction and goals-based planning technology.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
LUMIQ social profiles
Digital presenceLUMIQ compliance and trust
Trust signalCompliance1 record
LUMIQ financial estimates
Financial estimateRevenue estimate
Valuation estimate
LUMIQ leadership team
Management profileNumber of profiles
Profiles11 records
LUMIQ subsidiaries and ownership
Company hierarchySubsidiaries1 record
LUMIQ funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LUMIQ M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LUMIQ
What does LUMIQ do?
LUMIQ sells a cloud-based, end-to-end B2B SaaS wealth management platform that combines portfolio construction, asset allocation optimization, and goals-based planning for financial institutions. Its offering is anchored by the proprietary Global Value Compass (GVC) for forward-looking returns estimation and includes the Model Portfolio Builder, Monte Carlo Simulation, R4A Direct Indexing, customizable APIs, and complementary OCIO (Outsourced CIO) services delivered by former institutional investment leaders.
Is LUMIQ a public or private company?
LUMIQ is a private company. It is classified as venture growth investor backed and is currently operating.
When was LUMIQ founded?
LUMIQ was founded in 2015. It employs 11 to 50 people.
Where is LUMIQ based?
LUMIQ is headquartered in Singapore, Singapore, in the Asia region.
How does LUMIQ make money?
Four revenue lines are on record. SaaS Platform Subscriptions are the primary driver. The others are customizable Solutions, professional Services and OCIO Services.
Who are LUMIQ's main competitors?
Emerging players on record are TIFIN, Personetics and Riskalyze. Broad incumbents are Envestnet, BlackRock Aladdin, SS&C Advent (Geneva/Advent Portfolio Exchange) and State Street Alpha. Direct peers are InvestCloud, Addepar and Orion Advisor Solutions.
Does LUMIQ have an API?
Yes. LUMIQ offers Customisable APIs that allow solutions providers to transform LUMIQ's robust features into customized solutions, seamlessly integrate and adapt ready-built functionalities to meet unique business needs, and enhance capabilities or develop new applications using LUMIQ's scalable and innovative solutions.
What industry is LUMIQ in?
LUMIQ's product category is Wealth Management Technology. Its primary akta.pro industry code is FSAGAEAL, Alternatives & Multi-Asset Digital Wealth Platforms (PE/VC/Real Assets access), with a secondary code of FSAAAAAG, Managed Accounts & Model Portfolios (SMA/UMA). Its NAICS code is 523940 and its SIC code is 6282.