What Fiducial does

Fiducial is a privately held, multi-continent professional services firm founded in 1970 by Christian Latouche (still Chairman) in Arles, France, originally as SOFINAREX. The company provides accounting and bookkeeping, tax planning and preparation, payroll processing, management consulting, accounts receivable management, mergers and acquisitions advisory, benefits administration, and personal financial planning services to small and mid-sized businesses and individuals. It is explicitly not a CPA firm and does not provide audit, review, attestation, or compilation services.

Fiducial operates a franchise-based distribution model with over 850 offices across Europe and North America, including 1,200+ offices and 17,700 professionals serving 322,000 clients in Europe, and 30+ offices in the United States. Worldwide, the firm employs 13,500 professionals serving 338,500+ clients. Service delivery is supported by digital client portals (Fiducial Connect, Fiducial eSolutions) and a cloud technology brand (CloudXpress) operated by subsidiary Fiducial Technology, Inc. The underlying technology stack includes EPICOR E10 (ERP), EPICOR HCM (human capital), Polaris (payroll), and CCH/Wolters Kluwer and Thomson Reuters Practice CS (professional tax preparation).

The US entity, Fiducial Inc., is domiciled in Columbia, Maryland, with North American headquarters at 55 East 59th Street, New York. Operations are structured through six wholly-owned subsidiaries: Fiducial Business Centers (d/b/a Fiducial Expertise and Federated Funeral Directors of America), Fiducial Paymaster, Fiducial Franchises, Fiducial Jade, and Fiducial Technology (CloudXpress). Revenue is generated through recurring service fees for ongoing relationships (payroll, bookkeeping) and episodic professional services fees (tax, M&A, consulting), with pricing determined via consultation rather than published tiers.

Name

Fiducial

Legal name

Fiducial Inc.

Website

https://fiducial.com

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Fiducial is a privately held, multi-continent professional services firm providing accounting, tax, payroll, consulting, and financial planning services to 338,500+ small/mid-sized businesses and individuals via 850+ franchise offices across Europe and North America.

Ownership category

akta.pro rank

Product category

Professional Services - Accounting, Tax, Payroll and Financial Advisory

akta.pro primary industry

Personal Trust & Fiduciary Administration (FSAEAKAA)

akta.pro secondary industries

Fiduciary Investment Management (Trust Portfolios) (FSAEAKAI), Family Office Trust & Fiduciary Services (FSAEAKAF)

Keywords

• Professional services
• Accounting bookkeeping
• Tax preparation
• Payroll processing
• Financial advisory

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Professional Services: Comprehensive professional services including accounting/bookkeeping, tax planning and preparation, payroll processing, management consulting, accounts receivable, mergers and acquisitions, benefits administration, and financial planning. Revenue generated through service fees, typically recurring relationships for ongoing services like payroll and bookkeeping.
2. Financial Planning Services: Personal and business financial planning, investment advisory, estate planning, retirement planning, and education planning services for individuals and business owners.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Fiducial is a multi-disciplinary professional services firm providing accounting/bookkeeping, tax planning and preparation, payroll processing, management consulting, accounts receivable, mergers and acquisitions advisory, benefits administration, and personal/business financial planning services to small and mid-sized businesses and individuals. Services are delivered through a network of 850+ offices across Europe and North America, supported by digital client portals (Fiducial Connect, Fiducial eSolutions, CloudXpress).

Product overview

Fiducial is a comprehensive professional services firm offering a portfolio of interconnected services and technology platforms. The core service offerings include Accounting/Bookkeeping, Tax Planning & Preparation, Payroll Processing, Management Consulting, Accounts Receivable, Mergers & Acquisitions, Benefits Services, and Financial Management. These services are delivered through multiple branded digital platforms: Fiducial Connect (client portal for authenticated access to services and premium content), Fiducial eSolutions (secure electronic services portal), and CloudXpress (cloud-based technology brand). The company operates through several subsidiary brands including Fiducial Business Centers/Fiducial Expertise, Fiducial Paymaster, Fiducial Jade, Fiducial Franchises, and Federated Funeral Directors of America. The company is not a CPA firm and does not provide Certified Public Accounting Services including audit, review, attestation, or compilation.

Differentiator

Problem solved

Functional benefit

Products and services

• Accounting / Bookkeeping Ongoing bookkeeping, financial recordkeeping, cash flow management, bank reconciliation, and bill pay services for small businesses across all U.S. states. Note: Fiducial is not a CPA firm and does not provide Certified Public Accounting Services (audit, review, attestation, compilation).
• Tax Services Tax planning and consulting, tax return preparation, and tax representation services for businesses and individuals.
• Payroll Services Payroll preparation, live payroll processing, direct deposit, payroll tax administration, and payroll portal access for businesses.
• Management Consulting Business management consulting, CFO services, operations strategy, and reporting support for growing businesses.
• Accounts Receivable Pre-collection, collection, and accounts receivable management services for businesses seeking to improve cash flow.
• Mergers & Acquisitions Business valuations, M&A consulting, litigation support, financial analysis, transition services, and tax analysis for business owners considering transactions.
• Benefits Services Retirement plan administration, employee handbooks, and medical reimbursement plan services for employers.
• Financial Management & Planning Personal and business financial planning, financial research, financial analysis and consultation, investment advisory, estate planning, retirement planning, and education planning services for individuals and entrepreneurs.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature3 records

Scale indicators11 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• H&R Block: Public tax preparation and financial services firm with a large franchise office network serving individuals and small businesses in North America. Direct comparable to Fiducial's tax preparation and SMB professional services offering via physical office locations and recurring client relationships.
• ADP: Largest global payroll and HR services provider serving SMBs through both direct and franchise/dealer networks. Direct comparable to Fiducial Paymaster's payroll processing business and to Fiducial's broader SMB recurring services model.
• CBIZ: US public professional services firm providing accounting, tax, advisory, and benefits/insurance services primarily to SMBs and mid-market clients. Comparable to Fiducial's broad-service SMB model including accounting, tax, benefits administration, and advisory.
• Paychex: Major US payroll, HR, and benefits services provider focused on SMBs with a recurring revenue model. Comparable to Fiducial Paymaster and to Fiducial's broader SMB outsourced services offering.
• BDO Global: Global accounting and professional services network serving mid-market and SMB clients with tax, advisory, and outsourcing services. Comparable to Fiducial's multi-disciplinary accounting, tax, payroll, and M&A advisory offerings for growing businesses.
• RSM International: Global mid-market professional services firm providing audit, tax, and consulting with strong SMB and entrepreneurial client focus. Comparable to Fiducial's growing-business segment and multi-service professional services model.
• Marcum LLP: US top-10 accounting and advisory firm serving mid-market companies with tax, audit, consulting, and technology services. Comparable to Fiducial's M&A, CFO services, and accounting offerings for growing US businesses.
• Baker Tilly US: US-focused accounting and advisory firm serving mid-market clients with tax, assurance, consulting, and wealth management services. Comparable to Fiducial's multi-disciplinary SMB professional services offering in the US market.
• Jackson Hewitt: Franchise-based tax preparation firm serving individuals and small businesses through retail and online channels. Direct comparable to Fiducial's tax-focused franchise office model and SMB/individual client base.

Broad incumbents

• Intuit: Large public technology company offering QuickBooks, TurboTax, and QuickBooks Live (human-assisted bookkeeping) serving SMBs and individuals. Competes with Fiducial at the intersection of tax preparation and SMB accounting, and is increasingly offering live professional services that overlap with Fiducial's core offerings.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/fiducial
• Facebookfacebook.com/FiducialNorthAmerica
• LinkedInlinkedin.com/company/fiducial

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fiducial