Payscape

What Payscape does

Payscape was a payments technology company founded in 2004 in Atlanta and co-founded by Adam Bloomston. It was acquired by private equity firm Parthenon Capital and became the foundational pillar of Payroc, which now operates as a unified omnichannel payments platform under the legal entity Payroc WorldAccess, LLC (headquartered in Tinley Park, IL per BBB registration). Payscape as an independent operating entity no longer exists; its operations, brand, and acquired assets have been integrated into the Payroc platform.

Payroc's platform is built around a core payment gateway supplemented by modular products including a Virtual Terminal, ACH processing, Payroc Cloud for POS device integration, Payment Links, Pricing Programs, Roc Giving (donations), Global Payment Orchestration, Invoicing and Billing, Roc Services (job scheduling and invoicing), Roc Terminal+ (mobile terminal), Bodega Ai (AI-powered independent retail tooling), and a range of hardware terminals. The developer suite includes unified APIs for Payments, Boarding, Funding, and Reporting, plus Integration Essentials — prebuilt tools launched in 2026-05 to accelerate embedded payments for SaaS platforms.

The business model is transaction-fee-based, generating revenue from payment processing across in-person, mobile, ecommerce, and unattended channels, plus residual revenue from a partner ecosystem spanning ISVs/SaaS providers, referral partners, sales partners/ISOs, and financial institutions. The company holds ISO, ESO, PF, and TPS registrations with eight sponsor banks (Fifth Third, PNC, Wells Fargo, Citizens, Merrick, Woodforest, KeyBank, and Peoples Trust in Canada), serving markets in the United States, Canada, the United Kingdom, and Puerto Rico, with reported processing volume of $125B+ across 789M+ annual transactions for 190K+ active merchants and a global headcount of approximately 1,340.

Name

Payscape

Legal name

Payroc WorldAccess, LLC

Website

https://payscape.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

Payscape was a payments technology company acquired by Parthenon Capital and integrated into Payroc, now a top North American merchant acquirer processing $125B+ annually across 190K+ merchants via a unified omnichannel gateway and partner-focused API platform serving ISVs, banks, and referral partners.

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Computer Processing & Data Preparation (7374), Services-Computer Programming, Data Processing, Etc. (7370), Services-Prepackaged Software (7372)

akta.pro primary industry

Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF)

akta.pro secondary industries

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), PSP Aggregators / PayFac Enablement (Gateway Layer) (FSAMACAK), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

Keywords

• Payment processing services
• Merchant acquiring platform
• Embedded payments API
• Omnichannel payment gateway
• ISV payment integration

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Processing Services: Transaction-based revenue from processing payments across multiple channels including gateway, virtual terminal, ACH, and omnichannel solutions
2. Partner/Referral Revenue: Revenue from partner ecosystem including ISVs, referral partners, and sales partners who resell or refer payment services

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

Payscape provided businesses with financial technologies to accept payments, streamline operations, and increase cash flow. The company delivered a unified omnichannel payment processing platform built for partners (ISVs, SaaS providers, referral partners, sales partners, financial institutions), offering a payment gateway, virtual terminal, ACH processing, cloud-based POS device integration, payment links, donation tools, and developer APIs for embedding payments into software platforms.

Product overview

Payroc is a unified omnichannel payment processing platform built for partners (ISVs, SaaS providers, referral partners, sales partners, and merchants). The platform consists of a core gateway product supplemented by multiple add-on modules covering payment methods (ACH, Virtual Terminal, Payment Links), point-of-sale solutions (Roc Terminal+, Roc Services, Terminals, Bodega Ai), and value-added services (Pricing Programs, Roc Giving, Global Payment Orchestration, Invoicing and Billing). The developer suite includes APIs for Payments, Boarding, Funding, and Reporting, plus Integration Essentials for rapid SaaS integration. The platform supports omnichannel acceptance including unattended, in-person, mobile, and ecommerce environments.

Differentiator

Problem solved

Functional benefit

Products and services

• Payroc Gateway Core payment gateway platform enabling secure payment processing across all channels including ecommerce, in-person, mobile, and unattended environments.
• Virtual Terminal Browser-based terminal for completing transactions without physical card readers, enabling manual entry of payment details.
• ACH Bank transfer payment processing allowing merchants to accept direct bank-to-bank payments as an alternative to card transactions.
• Payroc Cloud Cloud-based solution for integrating POS devices, enabling device connectivity and management without local software installation.
• Payment Links Shareable payment links that allow merchants to collect payments remotely via email, text, or messaging platforms.
• Pricing Programs Cost optimization solutions that help merchants reduce payment processing expenses through various pricing structures.
• Roc Giving Donation collection and campaign management solution for nonprofits and organizations accepting charitable contributions.
• Global Payment Orchestration Multi-country payment optimization platform enabling merchants to accept payments across global markets with intelligent routing.
• Invoicing and Billing Accounts receivable automation workflow including invoice generation, billing management, and payment collection.
• Roc Services Job scheduling and invoice management system for service-based businesses, particularly suited for field service operations.
• Roc Terminal+ Mobile-friendly terminal solution allowing merchants to run their business operations and accept payments from any location.
• Terminals Range of payment hardware devices including traditional card readers and PIN pads for in-person transactions.
• Bodega Ai AI-powered solution for independent retail operations, designed to simplify store management and operations for small retailers.
• APIs (Unified API Platform) Unified API platform enabling software developers to embed payment processing capabilities directly into their applications and platforms.
• Integration Essentials Prebuilt integration tools and components designed to accelerate embedded payments implementation for software platforms.

Quantifiable outcome

• 789M+ annual transactions processed
• +2 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Eight partnerships are on record, tiered core.

• Fifth Third Bank, N.A.coreOthersPayroc is registered as an Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, OH. Also registered as Encryption Support Organization (ESO), Payment Facilitator (PF), and Third-Party Servicer (TPS) of Fifth Third Bank.
• PNC Bank, N.A.coreOthersPayroc is registered as an Independent Sales Organization (ISO) of PNC Bank, N.A., Pittsburgh, PA.
• Wells Fargo Bank, N.A.coreOthersPayroc is registered as an Independent Sales Organization (ISO) of Wells Fargo Bank, N.A., Concord, CA and Canadian Branch, Toronto, ON, Canada.
• Citizens Bank, N.A.coreOthersPayroc is registered as an Independent Sales Organization (ISO) of Citizens Bank, N.A., Providence, RI.
• Merrick Bank CorporationcoreOthersPayroc is registered as an Independent Sales Organization (ISO) of Merrick Bank Corporation, South Jordan, UT.
• Woodforest National BankcoreOthersPayroc is registered as an Independent Sales Organization (ISO) of Woodforest National Bank, The Woodlands, TX.
• KeyBank, N.A.coreOthersPayroc is registered as an Independent Sales Organization (ISO) of KeyBank, N.A., Cleveland, OH.
• Peoples Trust CompanycoreOthersPayroc is registered as an Independent Sales Organization (ISO) of Peoples Trust Company, Vancouver, BC, Canada.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Stripe: Stripe is a global payment processing platform serving internet businesses with developer-first APIs. It is directly comparable to Payroc's unified API and embedded-payments offering for ISVs/SaaS providers, though it operates at much larger global scale.
• Block (Square): Block operates Square for SMB payment processing and merchant acquiring services, and also sells into SaaS platforms. It is directly comparable to Payroc across card-present, omnichannel, and ISV/SaaS distribution channels.
• Adyen: Adyen is a global payment processor offering unified omnichannel acquiring with a single API across in-person, online, and mobile. It is directly comparable to Payroc's Global Payment Orchestration and unified-API omnichannel positioning.
• North American Bancard: North American Bancard is a private ISO/payment processor offering merchant acquiring, gateway, and partner programs targeting ISOs, referral partners, and financial institutions. It is a direct competitor to Payroc in the ISO-driven SMB acquiring space.

Broad incumbents

• FIS Worldpay: FIS Worldpay is a major established merchant acquirer and payment processor offering gateway, acquiring, and ISV enablement at large enterprise scale. It is a broad incumbent competing with Payroc across SMB and mid-market acquiring.
• Global Payments Inc. Global Payments is a large established payments technology company offering merchant acquiring, gateway, and integrated payment solutions. It competes broadly with Payroc in the merchant acquiring and ISV enablement space.

Emerging players

• Finix: Finix is a payment facilitator infrastructure company enabling SaaS platforms and marketplaces to embed payments with sub-merchant management. It is an emerging direct competitor in the same ISV/SaaS embedded-payments niche Payroc targets.
• Stax by Fattmerchant: Stax is a payments technology company offering subscription-based merchant processing and ISV/SaaS enablement. It targets the same SMB and SaaS-embedded segments as Payroc with a similar partner-led distribution model.
• Helcim: Helcim is a payment processor offering merchant accounts, online payments, and integrated APIs with transparent pricing. It is an emerging competitor in SMB acquiring and ISV/SaaS payment integration, comparable in scale and segment to Payroc.
• CardFlight (SwipeSimple): CardFlight operates the SwipeSimple payments platform serving SMB merchants and ISOs. It is a competitor-adjacent player in the merchant acquiring space, with former Payscape co-founder Adam Bloomston now on its board.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks1 record

Key highlights7 records

Customer concentration

• Xx.com/_Payscape
• LinkedInlinkedin.com/company/payscape-advisors

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Payscape