Windham & Windsor Housing Trust

What Windham & Windsor Housing Trust does

Windham & Windsor Housing Trust (WWHT) is a 501(c)(3) nonprofit community land trust founded in 1987 and headquartered in Brattleboro, Vermont. The organization provides permanently affordable housing solutions across southeastern Vermont through stewardship of 912 rental apartments, 152 shared-equity homes, and 42 mobile home lots spanning Windham and Windsor counties. Its service portfolio spans rental property management, a shared-equity homeownership program with resale restrictions that preserve affordability in perpetuity, the Green Mountain Home Repair program offering low-cost loans to income-eligible homeowners, the Vermont Housing Improvement Program (VHIP) rehabilitating blighted private rental units, and the SASH for All wellness and resident services program operated in partnership with Brattleboro Housing Partnership.

WWHT's underlying competency combines community land trust governance with Passive House-certified construction expertise, demonstrated in developments such as Snow Block (a 23-unit PHIUS-certified building with solar arrays) and Central & Main Apartments in Windsor (a 25-unit development surpassing Passive House standards and reducing greenhouse gas emissions by 70 tons annually). The organization is a chartered member of the NeighborWorks America network and partners with Evernorth, Groundworks Collaborative, HomeShare Vermont, and state agencies including the Vermont Housing Finance Authority and Vermont Housing and Conservation Board. Current development pipeline includes the Chalet Redevelopment (70 homes in West Brattleboro), Alice Holway Drive (25 homes in Putney), and the Holton Home conversion (21 apartments in Brattleboro with units prioritized for individuals with developmental disabilities). Revenue is derived from rental income, shared-equity home sales, government grants and financing, low-cost home repair loan repayments, and homebuyer education fees, with rents income-restricted and stabilized across the portfolio.

Name

Windham & Windsor Housing Trust

Legal name

Windham & Windsor Housing Trust

Website

https://homemattershere.org

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

11–50 employees

Short description

Windham & Windsor Housing Trust is a 501(c)(3) community land trust founded in 1987 that provides permanently affordable rental housing, shared-equity homeownership, home repair loans, and resident wellness services to low- and moderate-income households across southeastern Vermont.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Residential Property Managers (531311), Lessors of Residential Buildings and Dwellings (53111), Rental and Leasing Services (532)

SIC

Real Estate Agents & Managers (For Others) (6531), Operators Of Apartment Buildings (6513), Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industry

Multifamily Apartment Property Management (BPAJAFAA)

Keywords

• Affordable housing services
• Community land trust
• Rental property management
• Home repair loans
• Shared equity homeownership

Headquarters

HQ city

Brattleboro

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Marketing or Sales, Others

Revenue model

1. Rental Income: Revenue from renting 912 apartments throughout southeastern Vermont. Units are income-restricted, with rents stabilized and only increased with actual operating costs including property taxes.
2. Shared Equity Home Sales: Revenue from sale of 152 shared-equity homes. These homes remain permanently affordable, protected from speculative market forces.
3. Grants and Government Funding: Funding from government agencies including Vermont Housing Finance Authority, Vermont Housing and Conservation Board, and federal programs for affordable housing development and preservation.
4. Home Repair Program Fees: Green Mountain Home Repair Program offers low-cost loans with flexible terms for home repairs, serving income-eligible homeowners in Windham and Windsor counties.
5. Homebuyer Education: Pre-purchase counseling and education classes for prospective homebuyers. Fee is $99, waived for current WWHT residents who are current on rent.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Windham & Windsor Housing Trust is a nonprofit community land trust that develops, owns, and manages permanently affordable rental apartments (912 units) and shared-equity homes (152 homes) across southeastern Vermont. It supplements housing with the Green Mountain Home Repair loan program for income-eligible homeowners, the Vermont Housing Improvement Program (VHIP) for private landlords, SASH for All resident wellness services, HomeShare Vermont homesharing, and pre-purchase homebuyer education classes.

Product overview

Windham & Windsor Housing Trust is a nonprofit housing organization providing a portfolio of affordable housing solutions in southeastern Vermont through rental housing management, homeownership programs, and home repair services. The core offerings include rental apartments (912 units stewarded), shared-equity homeownership (152 homes), and mobile home lots (42 lots), supported by programs like Green Mountain Home Repair, Vermont Housing Improvement Program (VHIP), SASH for All wellness services, HomeShare Vermont homesharing, and homebuyer education. The organization also develops new housing including Passive House-certified apartment buildings (Central & Main, Snow Block), the Chalet Redevelopment (70 homes), and zero-energy modular homes. These services work together to provide housing stability, preservation, and community support across Windham and Windsor counties.

Differentiator

Problem solved

Functional benefit

Brands

• SASH (Support and Services at Home): A nationally recognized program providing coordinated health and wellness services, social connections, and support to help residents age safely in their homes.
• SASH for All
• Green Mountain Home Repair
• VHIP (Vermont Housing Improvement Program)
• Shared Equity Homeownership Program

Products and services

• Affordable Rental Housing WWHT manages and stewards 912 permanently affordable rental apartments across southeastern Vermont, offering income-restricted units at various AMI levels for individuals, working families, and seniors. Rents are stabilized and only adjusted with actual operating cost changes.
• Shared Equity Homeownership Program A homeownership program that enables income-eligible households to purchase homes at below-market prices while maintaining long-term affordability through community land-trust resale restrictions. The program includes down payment assistance and affordable mortgage options for first-time buyers.
• Green Mountain Home Repair Program A home repair program offering low-cost loans with flexible terms, contractor support, and project oversight for income-eligible homeowners (up to 80% of county median income) in Windham and Windsor counties. Grant funds may be available for eligible households; 24 households were assisted in 2025.
• Vermont Housing Improvement Program (VHIP) A rental rehabilitation program providing grant funding to private landlords to rehabilitate apartments that are not up to code and bring them back to market at fair or below-market rents. WWHT brought 53 rental units back online through VHIP in 2025.
• SASH for All Wellness Program A wellness and supportive services program operated in partnership with Brattleboro Housing Partnership, providing residents in WWHT affordable housing with healthcare access, social connections, and community resources to support housing stability and aging in place. The program served 188 actively engaged participants with 75 referrals and 157+ community events in 2025.
• HomeShare Vermont Homesharing A homesharing partnership with HomeShare Vermont launched in 2025 bringing structured shared living arrangements to southeastern Vermont. The program matches hosts who have extra space in their homes with guests seeking affordable housing.
• Homebuyer Education Classes Pre-purchase counseling sessions for prospective first-time homebuyers covering finances, credit, the mortgage process, and available programs to help Vermonters navigate homeownership. The fee is $99 per participant and is waived for current WWHT residents who are current on rent.
• Central & Main Apartments (Windsor) A 25-unit affordable housing development in Windsor, Vermont that surpasses Passive House standards, reducing greenhouse gas emissions by 70 tons per year. Built by Neagley & Chase Construction and designed by Duncan Wisniewski Architecture; won Best Builders Award from Associated General Contractors of Vermont in New Green Construction.
• Snow Block Apartments A 23-unit Passive House Institute U.S. (PHIUS) certified apartment building at 29 Flat Street in downtown Brattleboro featuring high energy efficiency, airtight construction, and solar photovoltaic arrays. The Snow Block meets PHIUS criteria for space heating/cooling, dehumidification, hot water, airtightness, and thermal comfort.
• Alice Holway Drive (Putney) An affordable housing development in Putney adding 25 homes to southeastern Vermont, currently advancing through construction.
• Chalet Redevelopment (West Brattleboro) A transformative redevelopment project in West Brattleboro that will create 70 affordable homes including both rental and homeownership opportunities. Phase I permits and financing were secured in 2025.
• Holton Home Redevelopment (Brattleboro) A planned conversion of the former Holton Home residential care facility at 158 Western Avenue in Brattleboro into 21 permanently affordable apartments. The Brattleboro Development Review Board provided site plan approval, and five units will be prioritized for individuals with developmental disabilities and their living caregivers in partnership with Black Mountain Assisted Family Living.
• Bellows Falls Garage Redevelopment A completed redevelopment project that transformed a derelict 100+ year old poured concrete building in Bellows Falls into 27 affordable apartment units with views overlooking the Connecticut River and Fall Mountain.

Quantifiable outcome

• Central & Main reduces greenhouse gas emissions by 70 tons per year through Passive House design
• +4 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• Black Mountain Assisted Family LivingcoreStrategic or Co-development Partner · 25 May 2026Partnership for Holton Home redevelopment in Brattleboro where 5 units will be prioritized for individuals with developmental disabilities and their living caregivers.
• HomeShare VermontcoreStrategic or Co-development Partner · 1 January 2025Partnership launched in 2025 to bring HomeShare program to southeastern Vermont region. WWHT Homeownership Specialist Kayla Bernier-Wright trained as HomeShare Case Manager. Program matches hosts with extra space with guests seeking shared living opportunities.
• Vermont Garden NetworkminorStrategic or Co-development Partner · 1 January 2022Partnership to create community garden at Putney Landing property. VGN provides Garden Coordinator to support residents with gardening education and programs during growing season.
• Groundworks CollaborativecoreStrategic or Co-development Partner · 22 June 2018Joint partnership to launch Great River Terrace in 2018, a 22-unit permanent supportive housing community. Organizations collaborated on housing and services integration. In 2026, announced transition of programming at Great River Terrace from supportive to general occupancy due to funding model challenges.
• EvernorthcoreStrategic or Co-development PartnerNonprofit housing developer (formerly Housing Vermont) that partnered with WWHT on Central & Main Apartments development in Windsor. Evernorth provides development expertise and resources for affordable housing projects across Vermont.
• NeighborWorks America / NeighborWorks VermontcoreStrategic or Co-development PartnerWWHT is a chartered member of NeighborWorks America network. Statewide group of nonprofit housing organizations committed to helping Vermonters find stability through housing. Network provides grants, technical assistance, and shared resources.
• Brattleboro Housing PartnershipcoreStrategic or Co-development PartnerPartnership for SASH for All program operations. WWHT partners with Brattleboro Housing Partnership to operate SASH wellness and support services for residents in affordable housing.
• Efficiency VermontcoreStrategic or Co-development PartnerEnergy efficiency programs and incentives provider. Partnered on Snow Block project for energy upgrades and efficiency measures.
• Elnu Abenaki Tribe / Atowi ProjectminorStrategic or Co-development PartnerCultural partnership for Bellows Falls Garage project. Collaboration with Elnu Abenaki tribe and Atowi Project to acknowledge indigenous history of the land and work together to elevate present-day tribal community.

Scale indicators14 records

Recent moves7 records

Expansion highlights5 records

Others

• Vermont Housing and Conservation Board (VHCB): Vermont state funding agency providing grants and financing for affordable housing and conservation. Comparable as a funder/ecosystem partner, not a direct operator or competitor.
• Vermont Housing Finance Agency (VHFA): State housing finance agency that provides financing, LIHTC allocation, and homeownership programs across Vermont. Functions as a key capital provider and policy partner to WWHT rather than a direct operator.

Direct peers

• Downstreet Housing & Community Development: Vermont-based nonprofit affordable housing organization providing rental, homeownership, and rehabilitation services across central Vermont. Operates a NeighborWorks chartered member network similar to WWHT's program mix.
• Evernorth (formerly Housing Vermont): Vermont-focused nonprofit affordable housing developer using LIHTC and state financing. Co-developed Central & Main with WWHT and provides development expertise across the state. Same core LIHTC-funded affordable housing development model.
• Brattleboro Housing Partnership: Local public housing authority and affordable housing operator in Brattleboro, Vermont. Partners with WWHT on the SASH for All program. Operates overlapping affordable housing in the same primary market.
• Champlain Housing Trust: The largest community land trust in the United States, also based in Vermont (Burlington). Operates a very similar model combining permanently affordable rentals, shared-equity homeownership, and resident services. Most direct comparable to WWHT given overlapping geography, mission, and CLT structure.
• RuralEdge (formerly Rural Vermont Community Action): Northeast Kingdom Vermont nonprofit housing developer and steward of affordable rental and shared equity homes. Similar scale, mission, and rural community land trust orientation as WWHT.

Broad incumbents

• NeighborWorks America (Network): National network of 240+ affordable housing and community development nonprofits of which WWHT is a chartered member. Provides grants, technical assistance, and shared resources; sets standards for member organizations. Comparable as the umbrella affiliation but much broader in scope than WWHT.

Regional players

• Burlington Housing Authority: Vermont's largest public housing authority, operating federally subsidized affordable housing in Burlington. Comparable affordable housing mission but public housing authority structure rather than community land trust.
• Twin Pines Housing Trust: Community land trust serving New Hampshire's Upper Valley region. Operates an analogous permanently affordable housing and shared equity homeownership model just across the Connecticut River from WWHT's territory.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/WWHousingTrust
• Instagraminstagram.com/windhamwindsorhousing

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Windham & Windsor Housing Trust