Groupe Henner

What Groupe Henner does

Groupe Henner is a privately held French insurance broker and employee-benefits manager founded in 1947 and headquartered in Neuilly-sur-Seine. The group places and administers group and individual insurance contracts across health (santé), provident/death-and-disability (prévoyance), funeral coverage (garantie obsèques), and employee savings and retirement (épargne salariale et retraite), and creates and services its own insurance products rather than acting solely as an intermediary. It also operates an International Private Medical Insurance (IPMI) and Global Benefits Management practice for expatriate and multinational clients, with dedicated portals for International Organizations (OECD, African Development Bank, Council of Europe) and diplomatic missions (MMA).

The technical core combines a worldwide TPA platform (claims and benefits administration for insurer payors), digital member and HR portals (clients.henner.com, hr.henner.com), a mobile app (Henner +/MyHenner), AI-assisted document-processing for triage and data extraction, and a network of 62,000 healthcare providers across 185 countries that enables cashless treatment and direct billing. Information security is certified to ISO 27001:2022, and digital accessibility is independently audited (RGAA 4.1.2 at 91.78%, WCAG 2.2 at 95.62%). The company reports global revenue of €267.1 million (2025) on managed premiums of €2.8 billion, 2,000 employees across 21 locations in 13+ countries speaking 30 languages, and a customer base of 62,000 client companies including 80% of CAC 40 corporations.

The business model rests on three coordinated revenue streams: insurance-brokerage commissions on premiums placed (including co-brokerage via Henner Solutions Courtage), third-party administration fees under delegataire de gestion arrangements with insurers, and direct insurance premiums on Henner-owned products. Distribution combines direct enterprise sales, a partner-broker channel, dedicated IO and MMA field teams, self-service portals for individuals and HR correspondents, and TPA services to institutional payors—covering French companies of all sizes (VSEs to CAC 40 multinationals), International Organizations, diplomatic missions, self-employed workers (TNS), individuals and families, and insurance-company payors.

Name

Groupe Henner

Legal name

Henner, Société par Actions Simplifiée (SAS)

Website

https://henner.com

Company type

Private

Founded year

1947

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Groupe Henner is a French insurance broker and employee-benefits manager that creates and administers health, provident, funeral, and retirement products for corporates of all sizes, International Organizations, diplomatic missions, and individuals across 21 locations in 13+ countries, supported by a 62,000-provider healthcare network and TPA services.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Employee Benefits Administration

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Insurance brokerage
• Employee benefits
• International medical insurance
• Third-party administration
• Group health insurance

Headquarters

HQ city

Neuilly-sur-seine

HQ country

France

HQ region

Europe

Offices15 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Broking Commissions: Henner acts as a broker (courtier) placing insurance contracts with insurers, earning commission on premiums placed. The company also operates as co-broker through Henner Solutions Courtage, distributing products through broker networks.
2. Third-Party Administration (TPA) Fees: Henner manages insurance contracts on behalf of insurers (delegataire de gestion), earning fees for contract management, claims processing, and benefit administration. Managed premiums total 2.8 billion euros.
3. Direct Insurance Premiums (Own Products): Henner creates and services its own insurance products, retaining underwriting risk or managing the full product lifecycle for certain lines including health, provident (prévoyance), and funeral coverage.

Go-to-market motion3 records

Distribution channels6 records

Marketing channels8 records

Core offering

Groupe Henner is an independent insurance broker and benefits manager that designs, distributes and services its own insurance products, including supplementary health (santé), provident (prévoyance), funeral (garantie obsèques), employee savings and retirement plans, and International Private Medical Insurance (IPMI) for expatriates. It also provides Global Benefits Management for multinational corporations, third-party administration (TPA) for insurance payors, and access to a network of 62,000 healthcare providers across 185 countries for cashless treatment and direct billing.

Product overview

Groupe Henner is an insurance broker and benefits manager offering a comprehensive portfolio of insurance and employee benefits products. The core offerings include IPMI (International Private Medical Insurance) for expatriates, Global Benefits Management for multinational corporations, and supplementary health insurance (Santé), provident insurance (Prévoyance), and funeral coverage (Garantie Obsèques) for the French market. Additional products include employee savings and retirement (Épargne salariale et retraite) and employee share ownership (Actionnariat salarié). The Henner Solutions Courtage sub-brand provides co-brokerage solutions for insurance professionals, while Henner Solutions Indépendants targets self-employed workers. Supporting platforms include a Member Portal (Espace Client) for policy management, a prevention platform (Prévention Henner) offering wellness content, and telemedicine services integrated with a network of 62,000 healthcare providers across 185 countries.

Differentiator

Problem solved

Functional benefit

Brands

• Henner Solutions Courtage: Co-brokerage pole of the Group offering insurance products to brokers and insurance professionals
• Henner Solutions Partenariats
• Henner Solutions Indépendants

Products and services

• IPMI (International Private Medical Insurance) International private medical insurance for expatriates and internationally mobile employees, providing comprehensive health coverage across countries with access to Henner's global healthcare provider networks.
• Global Benefits Management Management of employee benefits for multinational companies including health insurance, retirement plans, and executive compensation coordinated across multiple countries.
• Medical Expertise and Network Services Medical advisory services with access to a network of 62,000 healthcare providers across 185 countries, including telemedicine services for remote consultations and second medical opinions.
• Santé (Health Insurance) Supplementary health insurance products for individuals, families, and companies of all sizes covering medical expenses, hospital care, dental, optical, and preventive services, including specific collective agreement (CCN) offers.
• Prévoyance (Death and Disability Insurance) Death and disability insurance providing financial protection for employees, self-employed workers, and their families in case of illness, accident, or death.
• Garantie Obsèques (Funeral Insurance) Funeral insurance coverage ensuring financial provision for funeral expenses and arrangements upon death, for individuals and employees.
• Épargne Salariale et Retraite (Employee Savings and Retirement) Employee savings and retirement solutions including profit-sharing schemes, employee savings plans, and pension plans for companies of all sizes.
• Henner Solutions Indépendants (Self-Employed Workers Health and Prévoyance) Comprehensive insurance solutions dedicated to self-employed workers (TNS) including health insurance and prévoyance coverage tailored to their professional status.
• CCN 51 Santé (Collective Agreement 51 Health Offer) Health insurance offer for companies operating under Convention Collective Nationale 51 (private hospitalisation, care, cure and guard sector) distributed via Henner Solutions Courtage.
• CCN Transports Routiers de Marchandises Santé Collective health insurance offer tailored to companies operating under the National Collective Agreement for Road Freight Transport (CCN Transports Routiers de Marchandises).
• Telemedicine Services Remote medical consultation services providing insured members with secure 24/7 access to book consultations with licensed doctors for up-to-the-minute health advice.
• Worldwide TPA (Third-Party Administration for Insurers) Third-party administration services for insurance companies (payors/insurers) covering contract management, claims management, benefits processing, reporting and analytics, leveraging Henner's healthcare provider network.

Quantifiable outcome

• 99% customer satisfaction (quality of management, reimbursement timelines, team accessibility) — measured by Moaï in 2023
• +4 more outcomes

Named customers8 records

Segments7 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability3 records

Feature5 records

Scale indicators13 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• April Group: French-headquartered insurance broker and employee benefits specialist serving individuals, SMEs, and enterprises with health, prévoyance, and credit insurance. Closest French peer to Henner's collective protection franchise.
• Verlingue: French corporate insurance broker owned by groupe Vyv, focused on collective health, prévoyance, and retirement for SMEs/ETIs — direct head-to-head with Henner's Solutions Courtage and CCN-based health offer.

Broad incumbents

• Cigna Healthcare (IPMI): Global health services company with a direct international private medical insurance (IPMI) operation competing for the same multinational and expatriate cohort that Henner serves via its IPMI and Global Benefits Management practice.
• Allianz Care: International health insurance arm of Allianz Partners offering IPMI and group health plans for expatriates and multinational employers — directly comparable to Henner's IPMI and International Organisation book.
• Bupa Global: Provider of international private medical insurance and global health cover for individuals and corporate groups; competes with Henner for IPMI placements on multinational and government accounts.
• MMA (Marsh & McLennan, France): French arm of global brokerage Marsh, offering corporate insurance, risk management, and employee benefits broking; the MMA acronym coincidentally overlaps with Henner's 'Missions, Ministries, Embassies' segment, and it competes directly for French enterprise accounts.
• Aon France: Global insurance and reinsurance brokerage with a French practice covering health, prévoyance, and benefits consulting for large corporates — competes with Henner's CAC 40 and enterprise business.
• Willis Towers Watson (Gras Savoye, France): Global advisory, broking, and consulting firm with a longstanding French legacy (Gras Savoye) offering health/benefits broking and pensions consulting to large French and multinational clients.
• Howden (Hyperion Insurance Group): Independent global insurance broker with French presence offering corporate insurance, employee benefits, and risk advisory — comparable to Henner's enterprise channel.

Emerging players

• Now Health International: Digital-first IPMI provider for individuals and SMEs competing in the international private medical insurance market where Henner is established, particularly on UX-led propositions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/user/groupehenner
• LinkedInlinkedin.com/company/groupe-henner

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Groupe Henner