Aity

Name

Aity

Legal name

aity AG

Website

https://aity.ch

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Core Banking Software

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Bank Connectivity & Channels (Host-to-host, SWIFT, APIs, EB portals) (FSABAIAF)

akta.pro secondary industry

Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)

Keywords

• Core banking software
• Instant payment solutions
• Banking IT services
• Digital banking platform
• Payment processing systems

Headquarters

HQ city

Liebefeld

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Banking IT Services: Aity generates revenue by providing comprehensive IT services to banks, including system operation, development, and application management. As a wholly-owned subsidiary of BEKB, the company serves as the primary IT provider while also targeting third-party Swiss retail banks.
2. Instant Payment Service Bureau: Offered as a complete package including Service Bureau, allowing smaller banks to meet regulatory requirements without building their own infrastructure.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Aity provides IT solutions for the Swiss financial ecosystem, centered on its proprietary IBIS core banking system with modules for instant payments, digital onboarding, online/mobile banking, accounts and cards, and financing. The company operates both as a managed IT services provider (particularly for parent BEKB) and as a software vendor offering the Instant Payment Service via direct implementation or Service Bureau model to other Swiss retail banks.

Product overview

Aity offers a modular banking platform built around its IBIS core banking system. The platform consists of IBIS as the central system handling 500,000 daily transactions, supplemented by specialized modules including Digital Onboarding for KYC-compliant customer acquisition, Accounts & Cards for payment solutions, Online/Mobile Banking for omnichannel access, Instant Payment Service for real-time transactions, and Finanzierungen for lending operations. Additional solutions include the Digitales Berater Portal for advisor-facing applications. All solutions are built on a modern, flexible, modular platform with standardized integration to Open Banking and Open Finance platforms via APIs.

Differentiator

Problem solved

Functional benefit

Products and services

• IBIS IBIS is Aity's proprietary core banking system handling account management, transactions, and all core banking operations. It processes 500,000 transactions on peak days and serves as the central platform of Aity's offering, now being modernized from a monolithic to microservices architecture.
• IBIS-ZVC IBIS-ZVC is the payment traffic solution for processing traditional batch payments including domestic and international transfers, operating with high availability 24/7/365.
• Instant Payment Service The Instant Payment Service is a real-time payment solution enabling seconds-fast transactions available 24/7/365, meeting the SIC5 regulatory standard. It allows Swiss banks to receive and send instant payments with settlement within 10 seconds, with a Service Bureau option for smaller banks lacking own infrastructure.
• Digital Onboarding

Quantifiable outcome

• Over 60 employees (~20% of workforce) contributed to deliver Instant Payment solution within 2-year timeline
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Four partnerships are on record, tiered minor.

• GirlsCodeToominorStrategic or Co-development PartnerGirlsCodeToo is a Swiss non-profit organization founded by industry experts, professors, and parents. Aity partners with them to run annual coding workshops for girls aged 9-15, promoting diversity in tech and encouraging girls to explore IT careers. Workshops held over three afternoons each November.
• ICT ScoutsminorStrategic or Co-development PartnerICT Scouts operate Switzerland's largest technical youth community. Aity partners with them to discover, nurture, and connect with tech-savvy young talent, supporting digital education equality. ICT stands for Information and Communication Technology.
• Berufsbildungscenter Bern (Bbc)minorStrategic or Co-development PartnerBbc Bern provides the foundational year for aity's ICT apprentices. Students spend their first year at Bbc learning IT fundamentals before beginning practical training at aity.
• Gibb BernminorStrategic or Co-development PartnerGibb Berufsfachschule Bern provides vocational school education for aity's apprentices throughout their 4-year training program.

Scale indicators8 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• ELCA: Major Swiss IT services firm with a banking practice spanning core, payments, and digital channels. Competes with Aity for outsourced bank IT mandates and product development projects in the Swiss mid-market.
• Crealogix: Swiss-headquartered fintech providing digital banking and compliance software to retail banks, with offerings in instant payments and open banking. Direct adjacent competitor for Aity's modular banking product suite.
• b-link (formerly Inventx): Swiss IT services and software provider focused on digitalizing regional banks, with deep cantonal bank relationships and core-adjacent offerings. Competes with Aity for both managed services mandates and third-party platform deals in Switzerland.
• AdNovum: Swiss IT services and software company with a strong banking and security practice, including digital banking and identity solutions. Competes for the same Swiss bank IT budgets, often on payment and digital channel projects where Aity also bids.
• ti&m: Swiss IT services firm with a strong banking vertical - Stefan Rüesch, Aity's Head of Product, previously held a role at ti&m positioning it as a retail banking product provider. Closely comparable in terms of customer base, Swiss delivery footprint, and banking software practice.
• Avaloq: Swiss-originated core banking platform (now NEC-owned) that is Aity's most direct global competitor for core banking replacement deals in Swiss retail and private banking. Targets the same customer profile with a broader international footprint.
• Finnova: Swiss core banking software vendor serving regional and private banks. Direct competitor to Aity's IBIS platform in the small-to-medium Swiss retail bank segment with a comparable full-stack offering including payment and lending modules.

Broad incumbents

• Temenos: Global leader in core banking software with established presence in Switzerland and across European retail banks. Competes at the platform layer for any multi-country or larger Swiss bank mandate, with significantly broader R&D and feature set than Aity.
• NTT Data Financial Services: Global IT services and banking platform integrator with significant Swiss banking relationships. Aity's predecessor operations (DXC Technology) were effectively part of this group, so it represents both the historical provider Aity displaced and a continuing incumbent competitor for managed services work.

Regional players

• SIX Group: Swiss financial market infrastructure operator running the SIC interbank clearing system that Aity's Instant Payment service connects into. A natural infrastructure partner and ecosystem participant rather than direct product competitor, but defines the interface standards Aity must build against.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/aity-ag

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aity