What Lirium AG does

Lirium AG is a Liechtenstein-incorporated, FMA-regulated provider of Crypto-as-a-Service (CaaS) infrastructure for financial institutions. Founded circa 2020-2021 and headquartered in Vaduz, the company operates under the Liechtenstein Blockchain Act (TVTG) with formal approval to perform cryptocurrency exchange, pricing (market making), and token depository (qualified custody) services. The platform is delivered via an API-first, white-label model that embeds regulated digital asset capabilities inside partner banks, neobanks, digital wallets, crypto cards, and freelance platforms.

The technical architecture spans a modular product suite: a Buy/Hold/Sell module supporting off-chain and on-chain transactions; Tokenization built on Liechtenstein's Token Container Model, which treats tokens as containers for rights over real-world assets (stocks, bonds, real estate, commodities, fiat); cross-border payments using stablecoins (USDT, USDC); crypto-collateralized escrow and warranties; insured qualified custody with yield (Custody Earn); NFT issuance on a dedicated chain with zero gas fees; and crypto-based loyalty, cashback, and rewards programs. All modules share a common regulated infrastructure with integrated KYV/AML and transaction screening. The company participates in Mastercard's Crypto Partner Program, connecting it to a network of 100+ crypto-native and payments institutions.

Lirium monetizes through transaction fees on digital asset services, market-making spreads, recurring custody fees, and white-label licensing of its regulated platform. Its go-to-market is B2B2C: the company sells only to institutional clients across Latin America (Brazil, Mexico, Argentina, Uruguay, Peru, Paraguay, Chile, Panama, Guatemala), Africa (Nigeria, Kenya), and Europe (UK), with named customers including Banco Galicia, Brubank, NaranjaX, Albo, Prex, Mastercard, Globant, Guru, Lulubit, and CocosCrypto. The company reports 1-10 employees, no disclosed funding rounds, and no public revenue figures, suggesting a lean, privately-held operation extending full license functionality to institutional counterparties under its own FMA registration.

Name

Lirium AG

Legal name

Lirium AG

Website

https://lirium.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Lirium AG is a Liechtenstein FMA-regulated Crypto-as-a-Service provider delivering white-label digital asset infrastructure (exchange, custody, market making, tokenization, stablecoin payments) to banks, neobanks, and digital wallets across Latin America, Africa, and Europe via an API-first B2B2C model.

Ownership category

akta.pro rank

Product category

Digital Asset Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (5232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Crypto Custody & Exchange Wallet Services (Integrated) (FSADAAAG)

akta.pro secondary industries

Centralized Crypto Lending Platforms (CeFi) (FSADAFAA), Centralized Crypto Exchanges (CEX) (FSAPADAA)

Keywords

• Crypto-as-a-service
• Digital asset infrastructure
• Blockchain API platform
• Regulated crypto custody
• White-label crypto solutions

Headquarters

HQ city

Vaduz

HQ country

Liechtenstein

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Transaction/Fees from Digital Asset Services: Revenue generated from facilitating cryptocurrency transactions (buy, hold, sell, swap, transfer, settlement, clearing) for financial institution clients and their end users. Fees are quoted upfront before transaction confirmation with full transparency on fees, exchange rates, and blockchain miner/gas fees.
2. Market Maker Services: Lirium acts as a regulated market maker providing pricing services and liquidity to financial institutions, earning fees for providing bid/ask spreads and liquidity access to regulated exchanges.
3. Custody Services: Qualified custodian services for digital assets with dedicated insurance protection. Revenue from custody fees charged to institutional clients for securing customer digital assets.
4. Crypto-as-a-Service Licensing: White-label licensing of Lirium's regulated platform and full license functionalities to institutional clients (banks, digital wallets) enabling them to offer digital asset products under their own brand.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Lirium AG provides a turnkey white-label Crypto-as-a-Service (CaaS) platform that enables banks, neobanks, digital wallets, crypto cards, and freelance platforms to offer regulated digital asset products (buy, hold, sell, swap, transfer, settlement, clearing, tokenization, cross-border payments, custody, NFTs, loyalty) to their end users under their own brand. The platform is regulated by the Liechtenstein Financial Market Authority (FMA) under the Liechtenstein Blockchain Act (TVTG) and extends Lirium's full license functionalities (exchange, pricing/market maker, and qualified custody) to institutional clients through API integration.

Product overview

Lirium AG offers a unified regulated blockchain and digital asset platform as a B2B white-label solution for financial institutions. The core offering is the Crypto As A Service (CaaS) platform, which provides operational, compliance, regulatory, treasury, and liquidity support and extends Lirium's full FMA Liechtenstein license functionalities to institutional clients. The platform is architected as a modular suite of white-label digital asset products that work together: the Buy/Hold/Sell module handles basic crypto trading and wallet services; Tokenization enables regulated issuance of asset-backed tokens; Cross-Border Payments powers stablecoin remittances; Warranties & Escrow provides crypto-collateralized lending; Custody Earn offers insured custody with yield; and NFTs and Crypto Loyalty/Cashback & Rewards round out the ecosystem for digital collectibles and incentive programs. All products share the same regulated infrastructure, compliance framework, and API layer, allowing banks and digital wallets to pick and configure modules for their end users.

Differentiator

Problem solved

Functional benefit

Products and services

• Crypto-as-a-Service (CaaS) Turnkey white-label platform that enables financial institutions (banks, neobanks, digital wallets, crypto cards, freelance platforms) to offer regulated digital asset products (list, trade, hold, send, receive, transfer, settlement, clearing) to their end users under their own brand, with built-in KYV, AML, and transaction screening.
• Buy, Hold, Sell White-label module letting end users buy, hold, sell, swap, and transfer crypto on the host institution's apps and platforms; configurable between off-chain and on-chain solutions to create a digital asset wallet for investments, transfers, cross-border payments, and remittances.
• Tokenization Regulated tokenization solution built on the Liechtenstein Blockchain Act Token Container Model that allows institutions to issue, distribute, and maintain tokens representing real-world assets such as stocks, bonds, real estate, commodities, or fiat money.
• Cross-Border Payments Enables cross-border payments using stablecoins such as USDT and USDC under a Crypto-as-a-Service scheme that combines blockchain infrastructure with financial regulatory compliance.
• Warranties & Escrow Allows end users to use cryptocurrencies as collateral to obtain credit products, with crypto assets held in secure escrow and used to improve the client's credit profile.
• Custody Earn Provides qualified digital asset custody with dedicated insurance and enables end users to earn rewards with competitive APYs on major cryptocurrencies through Lirium Earn.
• NFTs Allows companies to mint and distribute NFT solutions and build their own marketplace on a dedicated chain with zero gas fees and high performance, backed by regulated enterprise-grade infrastructure.
• Crypto Loyalty, Cashback & Rewards Enables financial institutions to incentivize clients with digital asset rewards and cashback programs and to convert loyalty points into any digital asset.

Named customers10 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Two partnerships are on record, tiered core.

• MastercardcoreGTM or Marketing Partner · 10 March 2026Lirium participates in Mastercard's Crypto Partner Program, a global initiative designed to bring together over 100 crypto-native companies, payments providers, and financial institutions to facilitate collaboration on integrating digital assets with established card rails and global commerce flows. The program supports practical execution by translating technical innovation into scalable, compliant use cases. Lirium joins Mastercard in bridging on-chain innovation with conventional payment infrastructure, leveraging Mastercard's Start Path track and Engage platform.
• Liechtenstein Financial Market Authority (FMA)coreOthersLirium AG has received formal approval from the Liechtenstein FMA as a blockchain service provider. The FMA has approved Lirium to perform cryptocurrency exchange services, pricing services, and token depository services under the Liechtenstein Blockchain Act (TVTG/TVT). Lirium is registered in the FMA blockchain service provider register.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Fireblocks: Fireblocks provides institutional digital asset custody, settlement, and tokenization infrastructure to banks, fintechs, and trading firms via an API platform. It is the most direct competitor to Lirium's CaaS offering for financial institutions globally.
• Zero Hash: Zero Hash provides a crypto-as-a-service API that enables fintechs, neobanks, and broker-dealers to offer digital asset trading, custody, and staking. It is a near-direct competitor in the B2B2C white-label CaaS space.
• BitGo: BitGo offers qualified digital asset custody, trading, lending, and staking services to institutional clients. Its white-label custody and prime brokerage services overlap directly with Lirium's qualified custody and market-making offerings.
• Anchorage Digital: Anchorage is a federally chartered digital asset bank providing custody, trading, staking, and tokenization services to institutions. Its regulated platform and bank-style positioning closely mirror Lirium's FMA-regulated stack.
• Paxos: Paxos provides regulated blockchain infrastructure including custody, tokenization, and stablecoin issuance (USDP, PayPal USD). Its tokenization and B2B infrastructure overlap with Lirium's CaaS and Token Container offerings.
• BVNK: BVNK provides payments infrastructure that enables businesses to send, receive, and convert stablecoins and fiat currencies. Its enterprise focus on cross-border stablecoin payments directly overlaps with Lirium's Cross-Border Payments product.
• B2C2: B2C2 is a leading institutional crypto liquidity provider and market maker offering OTC and electronic trading services to financial institutions. Its market-making role directly parallels Lirium's regulated pricing services.

Broad incumbents

• Ripple: Ripple provides enterprise blockchain and cross-border payment infrastructure (XRP Ledger, RippleNet, RLUSD stablecoin). It competes in the institutional cross-border payments and tokenization space where Lirium also operates.
• Circle: Circle issues USDC stablecoin and provides treasury, payments, and on-chain financial infrastructure to enterprises. Its stablecoin and payments infrastructure overlap with Lirium's USDC/USDT cross-border payment stack.
• Coinbase Prime: Coinbase Prime offers institutional custody, trading, and financing services backed by Coinbase's broader exchange ecosystem. It serves the same institutional client base but from a much larger, publicly traded platform.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/LiriumAG
• LinkedInlinkedin.com/company/lirium-ag

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lirium AG