391 Financial
391 Financial is a privately held, Columbia, US-based fintech entity nominally operating in consumer finance since 1999. Its domain is parked, no products, team, customers, pricing, or revenue are disclosed, and the only recorded funding event raised $0 in 2019.
- Company typePrivate
- Founded1999
- HeadquartersColumbia, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
391 Financial firmographics
Firmographics- Name
- 391 Financial
- Website
- https://391financial.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- 391 Financial is a privately held, Columbia, US-based fintech entity nominally operating in consumer finance since 1999. Its domain is parked, no products, team, customers, pricing, or revenue are disclosed, and the only recorded funding event raised $0 in 2019.
- Ownership category
- akta.pro rank
Where 391 Financial is headquartered
LocationHeadquarters
- HQ city
- Columbia
- HQ country
- United States
- HQ region
- North America
Markets served
391 Financial business model
Business model- GTM type
- B2C
- Offering type
- Services
391 Financial product offering
Product offeringCore offering
391 Financial is described as a fintech firm operating in the consumer finance space. No specific products, services, or active business content are publicly available — the company's domain (391financial.com) is currently parked with GoDaddy and displays no company-specific offerings.
Differentiator
Problem solved
Functional benefit
Companies that use 391 Financial
Customer profileIdeal customer profiles1 record
391 Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
391 Financial competitors and assessment
Company assessmentDirect peers
- Dave: Public consumer fintech offering cash advances, budgeting tools, and banking products to underbanked consumers. Comparable as a mobile-native consumer finance brand targeting non-prime borrowers.
- LendingClub: Public fintech specializing in consumer personal loans and digital banking. Directly comparable on consumer lending product and target borrower segment.
- Earnin: Private consumer fintech offering earned-wage access and cash advance products. Comparable as a digital-first consumer finance provider targeting everyday credit and liquidity needs.
- Upstart: Public AI-enabled consumer lending platform originating personal loans and auto loans. Comparable on consumer credit underwriting and fintech-based distribution.
- Best Egg: Private consumer fintech (owned by Marlette Funding) originating personal loans and credit cards. Comparable on consumer credit products and online direct-to-customer distribution.
- Upgrade: Private consumer fintech offering personal loans, credit cards, and mobile banking. Comparable as a multi-product consumer credit fintech targeting prime and near-prime borrowers.
- SoFi: Public consumer finance platform offering personal loans, credit cards, and consumer banking products. Comparable as a direct-to-consumer finance fintech operating across multiple consumer credit verticals.
- Prosper Marketplace: Private online consumer lending platform offering fixed-rate personal loans. Comparable on consumer personal loan origination via a digital, fintech-native model.
- Affirm: Public consumer finance fintech offering point-of-sale installment lending and consumer credit products. Directly comparable to the anchor's stated consumer finance fintech positioning as a digital-first consumer credit provider.
Broad incumbents
- Marcus by Goldman Sachs: Goldman Sachs' direct-to-consumer banking and personal loans franchise. Comparable as a broad incumbent offering consumer credit products, though it operates at much larger scale and is not a fintech-native startup.
Market position
Customer concentration
391 Financial social profiles
Digital presence391 Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
391 Financial leadership team
Management profileNumber of profiles
391 Financial funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
391 Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 391 Financial
What does 391 Financial do?
391 Financial is described as a fintech firm operating in the consumer finance space. No specific products, services, or active business content are publicly available — the company's domain (391financial.com) is currently parked with GoDaddy and displays no company-specific offerings.
Is 391 Financial a public or private company?
391 Financial is a private company. It is classified as unknown and is currently operating.
When was 391 Financial founded?
391 Financial was founded in 1999. It employs 1 to 10 people.
Where is 391 Financial based?
391 Financial is headquartered in Columbia, United States, in the North America region.
Who are 391 Financial's main competitors?
Direct peers on record are Dave, LendingClub, Earnin, Upstart, Best Egg, Upgrade, SoFi, Prosper Marketplace and Affirm. Marcus by Goldman Sachs is listed as a broad incumbent.
Does 391 Financial have an API?
No public API is recorded for 391 Financial.