The Digital Fifth
The Digital Fifth is a Mumbai-based, founder-led BFSI advisory firm (founded 2017) offering consulting, training, proprietary research, and flagship summits (Bharat Fintech Summit and India InsurTech Summit) to banks, NBFCs, fintechs, insurers, and investors across India and select emerging markets.
- Company typePrivate
- Founded2017
- HeadquartersMumbai, India
- Headcount1–10
- GTM typeB2B
- OfferingServices
What The Digital Fifth does
The Digital Fifth is a Mumbai-headquartered, India-focused BFSI advisory and consulting firm founded in 2017 that positions itself as a practitioner-led partner for banks, NBFCs, fintechs, insurers, and investors across the digital transformation lifecycle. Its service portfolio spans six core consulting lines (BFSI Strategy, Product Strategy, Program Management, Technology Due Diligence, Risk and Governance, and Go-To-Market), delivered alongside Corporate Training engagements and a growing productized layer that includes the FinTechGrad online learning platform (60+ courses, ₹11,999 + GST annual subscription), a library of proprietary industry reports (Indian Fintech Funding tracking, insurtech, wealthtech, embedded finance, digital lending), and two flagship annual events (Bharat Fintech Summit and India InsurTech Summit) that collectively convened approximately 4,000+ BFSI leaders and 250+ speakers across 95+ sessions in their 2026 edition.
The firm's revenue model is a hybrid of professional services (consulting retainers, training programs, event sponsorships) and a small but growing recurring subscription/productized layer through FinTechGrad and report series. It is founder-led by Sameer Singh Jaini (CEO, 31+ years in BFSI) and Shashank Shekhar (Co-Founder & Head of Consulting, 20+ years in banking technology and governance), with a 1-10 employee headcount that points to a lean boutique operating model. The firm has expanded geographically within India (Bangalore office, 2022) and internationally (Southeast Asia 2017-18, Middle East 2019-20, East Africa 2023), and has formalized joint-research partnerships with Perfios (insurtech, July 2025) and HyperVerge (wealthtech onboarding, October 2025).
Named enterprise clients span HDFC Bank, DBS Bank, Au Small Finance Bank, Federal Bank, IDBI Bank, Karnataka Bank, Central Bank of India, Union Bank, L&T Finance, IIFL, Pine Labs, Juspay, Perfios, Yubi, Flipkart, NPCI, and Infosys Finacle, while investor partners include Bessemer Venture Partners, Nexus Venture Partners, Razorpay Ventures, Chiratae Ventures, TVS Capital Funds, and Dia Vikas, and payments-network partners include Visa and Mastercard. Operating entities include TDFS3 DigitalFifth Private Limited (the Indian private limited company) and sub-brands FinTechGrad, Bharat Fintech Summit, and India InsurTech Summit.
The Digital Fifth firmographics
Firmographics- Name
- The Digital Fifth
- Legal name
- TDFS3 DIGITALFIFTH PRIVATE LIMITED
- Website
- https://thedigitalfifth.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- The Digital Fifth is a Mumbai-based, founder-led BFSI advisory firm (founded 2017) offering consulting, training, proprietary research, and flagship summits (Bharat Fintech Summit and India InsurTech Summit) to banks, NBFCs, fintechs, insurers, and investors across India and select emerging markets.
- Ownership category
- akta.pro rank
The Digital Fifth industry classification
Industry- Product category
- Financial Services Consulting
- NAICS
- Other Scientific and Technical Consulting Services (54169), Computer Training (61142)
- SIC
- Services-Management Consulting Services (8742)
- akta.pro primary industry
- Emerging Tech (IoT, Blockchain, AR/VR, Edge) Consulting (BPAHAEAL)
- akta.pro secondary industry
- Digital Learning Content Development (eLearning, Labs, Simulations) (BPAEANAD)
Keywords
Where The Digital Fifth is headquartered
LocationHeadquarters
- HQ city
- Mumbai
- HQ country
- India
- HQ region
- Asia
Offices3 records
Markets served
The Digital Fifth business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Consulting & Advisory Services: Core revenue stream from BFSI strategy consulting, digital transformation advisory, product strategy, program management, technology due diligence, risk and governance advisory, and go-to-market consulting engagements with banks, NBFCs, fintechs, and financial institutions.
- Corporate Training: High-quality corporate training programs delivered to BFSI employees covering fintech, digital lending, payments, banking, open banking, product management, and cybersecurity. Training credentials include participants from major banks and financial institutions.
- Online Courses (FinTechGrad): Subscription-based online learning platform offering 60+ courses, 50+ webinars, 80+ leadership dialogues, and 8 reports. Annual subscription at ₹11,999/+ GST providing one-year full access to content library including free Bharat Fintech Summit pass.
- Events & Summits: Revenue from flagship events including Bharat Fintech Summit (BFS) and India InsurTech Summit (IIS). Events feature Investment Day platforms connecting startups with investors, sessions, and networking. 4th BFS 2026 expected 4,000+ participants.
- Industry Reports & Research: Proprietary research reports published regularly including Indian Fintech Funding Reports (monthly, quarterly, annual), sector-specific reports on digital lending, payments, insurtech, wealthtech, embedded finance, open banking, and regulatory compliance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Annual Subscription - Unlimited Learning |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels11 records
The Digital Fifth product offering
Product offeringCore offering
The Digital Fifth is a consulting and advisory firm that provides strategic guidance, digital transformation consulting, technology due diligence, risk and governance advisory, program management, and corporate training services for the BFSI sector. It supplements these services with an online learning platform (FinTechGrad), a library of proprietary industry research reports on Indian fintech, and flagship annual events (Bharat Fintech Summit and India InsurTech Summit) that convene banks, fintechs, investors, and regulators.
Product overview
The Digital Fifth is Asia's premier digital finance consulting firm offering a portfolio of advisory services, research publications, and professional development programs for the BFSI sector. The core consulting services include BFSI Strategy, Product Strategy (with Digital/Platform/API Benchmarking), Program Management (Digital Transformation and Bank-Fintech Partnerships), Technology Due Diligence (for investors and BFSI companies), Risk and Governance (DPDPA, regulatory compliance, cybersecurity), and Go To Market services. These consulting offerings are complemented by FinTechGrad, an online learning platform with courses, webinars, and reports, and the company's flagship events including the Bharat Fintech Summit and India InsurTech Summit. The company also publishes extensive industry research through its Reports library covering fintech funding, embedded finance, insurance, payments, and other BFSI verticals.
Differentiator
Problem solved
Functional benefit
Brands
- Bharat Fintech Summit: India's premier fintech conference bringing together BFSI executives, fintech founders, investors, and regulators for discussions on digital banking, AI-led transformation, and financial infrastructure.
- India InsurTech Summit
- FinTechGrad
Products and services
- BFSI Strategy
Quantifiable outcome
- Bharat Fintech Summit convenes 4,000+ BFSI leaders annually, facilitating connections between fintechs, banks, and investors
- +2 more outcomes
Companies that use The Digital Fifth
Customer profileNamed customers21 records
Segments8 records
Ideal customer profiles5 records
The Digital Fifth technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
The Digital Fifth partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- HyperVergecoreJoint research collaboration on WealthTech onboarding excellence. Published 'Onboarding Excellence: Redefining CX in WealthTech' report exploring digital wealth management onboarding, customer experience, and AI-driven KYC. Combines HyperVerge's AI KYC technology with Digital Fifth's market research.
- PerfioscoreJoint research collaboration on Indian insurtech ecosystem. Digital Fifth and Perfios jointly published the 'Reimagining Insurance: India's Leap into the Future' report 2025, predicting $1B+ insurtech funding. Collaboration combines Perfios's data infrastructure expertise with Digital Fifth's research capabilities.
- HyperVergecoreWealthTech Onboarding Excellence Report collaboration exploring AI-enabled KYC, automated onboarding workflows, and customer experience optimization in digital wealth management.
- UIDAIcoreUIDAI (Unique Identification Authority of India) participated in Bharat Fintech Summit 2026 as a key regulatory stakeholder, contributing to discussions on Aadhaar integration and digital identity in fintech.
- NPCI BHIMcoreNPCI BHIM participated as a key regulatory and infrastructure partner in Bharat Fintech Summit 2026, contributing to discussions on UPI evolution, digital payments, and cross-border payments.
- VisaminorVisa is listed among trusted partners/customers of The Digital Fifth, indicating collaboration in the digital payments ecosystem and event sponsorship/support.
- MastercardminorMastercard is listed among trusted partners/customers, indicating collaboration in the payments infrastructure and digital finance ecosystem.
- CashfreeminorCashfree is listed among large fintech partners, indicating go-to-market collaboration and ecosystem integration in the digital payments space.
Scale indicators11 records
Recent moves9 records
Expansion highlights5 records
The Digital Fifth competitors and assessment
Company assessmentBroad incumbents
- PwC India (Financial Services Advisory): Big 4 advisory practice with substantial fintech and BFSI risk, regulatory, and digital transformation engagements in India. Overlaps with The Digital Fifth's Risk & Governance and Technology Due Diligence offerings.
- Bain & Company (India): Global management consultancy with a substantial India practice advising banks, insurers, and fintechs on digital strategy and transformation. Competes with The Digital Fifth on large BFSI strategy engagements.
- Accenture (India Financial Services): Global consulting and technology giant with a deep India BFSI practice covering digital banking, core modernization, payments, and fintech partnerships — competes for transformation mandates and tech due diligence work.
- Praxis Global Alliance: India-focused management consulting firm serving BFSI and fintech clients with strategy, digital, and risk advisory. Larger and broader in scope than The Digital Fifth, but competes for similar enterprise mandates.
- Deloitte India (Financial Services): Big 4 consulting firm with large India BFSI practice covering digital transformation, risk and compliance, and fintech advisory. Competes for enterprise BFSI mandates that The Digital Fifth also targets.
Direct peers
- IBS Intelligence: Global BFSI technology research, advisory, and events firm covering core banking, payments, lending, and digital banking. Overlaps directly with The Digital Fifth's benchmarking, advisory, and flagship conference offerings.
- FinTech Global: Research and advisory platform focused on the fintech ecosystem, including the FinTech Valley and global fintech intelligence reports. Comparable to The Digital Fifth's research publishing and ecosystem-building role across emerging markets.
- Medici (indiafintech.in): India-based fintech advisory and research firm providing strategic guidance to banks, NBFCs, and fintechs on digital transformation, regulation, and ecosystem building — directly overlapping with The Digital Fifth's core advisory practice and India fintech thought leadership.
Others
- Finextra: Global fintech news, research, and events platform. Comparable content and event flywheel to The Digital Fifth, but with a media/editorial focus rather than paid advisory, serving as an adjacent ecosystem participant.
Regional players
- NASSCOM (Fintech & Digital): Indian industry body running large fintech programs, reports, and industry events (including Global Fintech Fest). Comparable ecosystem-building and thought leadership role to The Digital Fifth, but as a non-commercial industry body.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
The Digital Fifth social profiles
Digital presenceThe Digital Fifth financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Digital Fifth leadership team
Management profileNumber of profiles
Profiles4 records
The Digital Fifth funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Digital Fifth M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Digital Fifth
What does The Digital Fifth do?
The Digital Fifth is a consulting and advisory firm that provides strategic guidance, digital transformation consulting, technology due diligence, risk and governance advisory, program management, and corporate training services for the BFSI sector. It supplements these services with an online learning platform (FinTechGrad), a library of proprietary industry research reports on Indian fintech, and flagship annual events (Bharat Fintech Summit and India InsurTech Summit) that convene banks, fintechs, investors, and regulators.
Is The Digital Fifth a public or private company?
The Digital Fifth is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The Digital Fifth founded?
The Digital Fifth was founded in 2017. It employs 1 to 10 people.
Where is The Digital Fifth based?
The Digital Fifth is headquartered in Mumbai, India, in the Asia region.
How does The Digital Fifth make money?
Five revenue lines are on record. Consulting & Advisory Services are the primary driver. The others are corporate Training, online Courses (FinTechGrad), events & Summits and industry Reports & Research.
Who are The Digital Fifth's main competitors?
Broad incumbents on record are PwC India (Financial Services Advisory), Bain & Company (India), Accenture (India Financial Services), Praxis Global Alliance and Deloitte India (Financial Services). Direct peers are IBS Intelligence, FinTech Global and Medici (indiafintech.in). Finextra is listed as an others. NASSCOM (Fintech & Digital) is listed as a regional player.
Does The Digital Fifth have an API?
No public API is recorded for The Digital Fifth.
What industry is The Digital Fifth in?
The Digital Fifth's product category is Financial Services Consulting. Its primary akta.pro industry code is BPAHAEAL, Emerging Tech (IoT, Blockchain, AR/VR, Edge) Consulting, with a secondary code of BPAEANAD, Digital Learning Content Development (eLearning, Labs, Simulations). Its NAICS code is 54169 and its SIC code is 8742.