KORE Insurance

What KORE Insurance does

KORE Insurance Holdings, LLC is an independent insurance brokerage established in 2013, with operational heritage tracing back to 1972 through predecessor entities. Headquartered in Livingston, New Jersey with additional offices in New York and Florida, the firm operates as a 100% private, non-proprietary broker serving commercial and high-net-worth personal insurance clients. The company delivers coverage across two principal lines — Commercial Insurance Solutions (National & International Corporations, Middle Market Companies, Small Business & Specialty Markets) and Private Client (HNW individuals), supplemented by Risk Consulting, Employee Benefits, and Surety Bond services. Industry-specific verticals include Construction, Transportation, Real Estate, Cyber, and Aerospace on the commercial side, with Equine, Yacht, Art & Valuables, and Private Aerospace on the personal side.

The firm does not develop proprietary technology platforms and operates through human expertise and carrier relationships rather than tech-driven distribution. Its core technology posture is that of a traditional brokerage: a corporate website (koreins.com) for consultation requests and an epaypolicy online payment portal for existing client servicing. The team averages 25+ years of industry experience with backgrounds as risk managers, underwriters, and consultants at major brokerages.

KORE earns revenue through commissions paid by insurance carriers for placing business, operating as a recurring-revenue stream tied to policy renewals and placements. The go-to-market is relationship-led: dedicated relationship managers and insurance experts engage clients through direct consultation, with mid-funnel inbound via website contact forms. No pricing is publicly disclosed, consistent with bespoke commercial brokerage practices. Customer segmentation spans enterprise (national/international corporations), middle market, SMB, and HNW individuals across multiple verticals, with no named customer logos disclosed in available sources.

Name

KORE Insurance

Legal name

KORE Insurance Holdings, LLC

Website

https://koreins.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

KORE Insurance is an independent insurance brokerage offering commercial and high-net-worth personal insurance solutions across multiple verticals including construction, transportation, real estate, aerospace, and cyber, plus risk consulting and surety bonds, serving national and international clients from offices in New Jersey, New York, and Florida.

Ownership category

akta.pro rank

Headquarters

HQ city

Livingston

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance broker, KORE earns commissions from insurance carriers for placing business. They work with multiple carriers to find optimal coverage solutions for clients without pushing proprietary products.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

KORE Insurance is an independent insurance brokerage that places commercial and personal insurance coverage on behalf of clients by working with multiple third-party carriers. The firm delivers two core product lines — Commercial Insurance Solutions (serving National & International Corporations, Middle Market Companies, Small Business, and niche industries such as Construction, Transportation, Real Estate, Cyber, and Aerospace) and Private Client coverage for high-net-worth individuals — supported by Risk Consulting, Employee Benefits, and Surety Bond services.

Product overview

KORE Insurance is an independent insurance brokerage offering a comprehensive portfolio of insurance and risk management solutions. The company operates two primary product lines: Commercial Insurance Solutions (covering National & International Corporations, Middle Market Companies, Small Business & Specialty Markets, and industry-specific coverage including Construction, Transportation, Real Estate, Cyber, and Aerospace Insurance) and Private Client (personal insurance including Homeowner, Auto, Art & Valuables, Personal Umbrella, Renters, Flood, Yacht, Life, Aerospace, and Equine Insurance). Supporting these core products are Risk Consulting services, Employee Benefits programs, and Surety Bond solutions. The company serves as an independent broker working with multiple carriers to provide tailored coverage across all markets.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Insurance Solutions Comprehensive business insurance brokerage coverage for organizations of all sizes, including industry-specific placement for construction, transportation, real estate, cyber, aerospace, and other specialty markets, provided through access to multiple third-party carriers.
• Private Client (Personal Insurance) Personal insurance brokerage solutions for high-net-worth individuals, providing white-glove placement across home, auto, art and valuables, personal umbrella, renters, flood, yacht, life, private aircraft, and equine coverage.
• Risk Consulting Standalone business risk assessment and management consulting, including risk management consulting, audit of insurance programs, and due-diligence support for mergers and acquisitions.
• Employee Benefits Workforce benefits brokerage providing health insurance, dental, vision, group life, disability, compliance, wellness, and technology solutions for employer groups.
• Surety Bonds Contract and commercial surety bond brokerage, including bid, payment, and performance bonds, plus miscellaneous bonds for sanitation, transportation, license, court, fidelity, and ERISA requirements.

Segments8 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• RPS Group: Specialty insurance distribution firm providing wholesale brokerage and specialty programs across complex and niche commercial lines. Comparable to KORE in specialty/E&S market access and industry-specific program development.
• Brown & Riding: Specialty insurance brokerage providing retail and wholesale placement across complex commercial risks. Comparable to KORE in specialty market access and expertise in non-standard, hard-to-place risks.
• IMA Financial Group: Independent retail insurance brokerage offering commercial, personal, and employee benefits solutions across multiple U.S. regions. Comparable to KORE as a privately held, independent broker with a diversified product portfolio and specialty capabilities.
• Burns & Wilcox: Specialty insurance broker with deep expertise across HNW private client and niche commercial lines. Highly comparable to KORE in specialty market access and HNW/private client segment focus.
• Assurex Global: Network of independent insurance brokers collaborating on large and complex commercial accounts. Comparable to KORE in independent retail brokerage model and emphasis on personalized, relationship-driven service.
• Hylant Group: Independent retail insurance brokerage with offices across the U.S. offering commercial, personal, and specialty coverage. Comparable to KORE in independent ownership, multi-line approach, and middle-market to HNW client focus.
• Heffernan Insurance Brokers: Independent retail insurance brokerage headquartered in California serving commercial and personal clients with multi-line and specialty expertise. Closely comparable to KORE in independent retail model, multi-line offering, and relationship-driven service.

Broad incumbents

• Amwins: Large specialty insurance distributor and wholesale broker with broad market reach. Comparable to KORE as a broader incumbent in specialty/E&S placement, though at materially greater scale.
• USI Insurance Services: Large national retail insurance brokerage offering commercial, personal, and employee benefits across the U.S. Comparable to KORE as a broader incumbent in the same retail brokerage category with overlapping product lines.
• NFP (an Aon company): Large retail insurance brokerage and consulting firm acquired by Aon, offering commercial and personal insurance. Comparable to KORE as a broader incumbent in retail brokerage, illustrating the consolidation pathway available to independent firms.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/kore-insurance-holdings

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KORE Insurance