Suncrest Bank
Suncrest Bank is a privately held community bank founded in 2008 and headquartered in Visalia, California, offering commercial, small business, and agribusiness loans to local borrowers with a staff of 51-100 employees.
- Company typePrivate
- Founded2008
- HeadquartersVisalia, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Suncrest Bank does
Suncrest Bank is a privately held, locally owned community bank headquartered in Visalia, California, founded in 2008. The bank provides a focused suite of commercial, small business, and agribusiness lending products, serving the Central Valley region's business and agricultural borrowers. Its operations are supported by a workforce of 51-100 employees and it operates as a for-profit, FDIC-insured depository institution under standard community banking regulation.
In November 2017, Suncrest Bank executed its only documented inorganic growth move, acquiring Community Business Bank for approximately $62,500,000, a transaction consistent with a regional consolidation strategy within California's Central Valley community banking market. Beyond this acquisition, no additional funding rounds, product launches, geographic expansions, or leadership transitions are disclosed in the available sources.
The bank's business model follows the standard community bank revenue structure, generating income primarily through net interest margins on its loan portfolio (commercial, small business, and agribusiness) supplemented by fee income on deposit and treasury services. No pricing, customer count, segment mix, or technology-stack details are available in the input data, which materially limits deeper business model analysis.
Suncrest Bank firmographics
Firmographics- Name
- Suncrest Bank
- Website
- https://suncrestbank.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Suncrest Bank is a privately held community bank founded in 2008 and headquartered in Visalia, California, offering commercial, small business, and agribusiness loans to local borrowers with a staff of 51-100 employees.
- Ownership category
- akta.pro rank
Suncrest Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), State Commercial Banks (6022)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
Keywords
Where Suncrest Bank is headquartered
LocationHeadquarters
- HQ city
- Visalia
- HQ country
- United States
- HQ region
- North America
Markets served
Suncrest Bank business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Others
Suncrest Bank product offering
Product offeringCore offering
Suncrest Bank is a locally owned community bank providing a full range of commercial, small business, and agribusiness loans. Based in Visalia, California, the bank serves the Central Valley region with relationship-based lending and traditional banking services.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Loans Full range of commercial lending products offered to local businesses by Suncrest Bank.
- Small Business Loans Lending products designed for small business borrowers, served by the bank.
- Agribusiness Loans Agricultural lending products tailored for agribusiness operators and farming enterprises in California's Central Valley.
Companies that use Suncrest Bank
Customer profileIdeal customer profiles2 records
Suncrest Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Suncrest Bank partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights2 records
Suncrest Bank competitors and assessment
Company assessmentDirect peers
- Bank of the Sierra: Community bank headquartered in Porterville, CA, operating across the Central Valley with a heavy agribusiness and small business loan book, directly comparable to Suncrest's geography and product mix.
- Mechanics Bank: California-based community bank offering commercial, small business, and agribusiness lending across the state; comparable in product set and community-banking orientation.
- Tri Counties Bank: Northern and Central California community bank with strong agribusiness and small business lending franchise; similar deposit-funded commercial banking model.
- United Security Bank: Fresno-based community bank serving the Central Valley with agricultural, commercial, and small business lending — direct geographic and product overlap with Suncrest.
Broad incumbents
- CVB Financial Corp: Parent of Citizens Business Bank, a larger California community bank with significant agribusiness and commercial lending exposure; comparable product mix at greater scale.
- Pacific Premier Bancorp: Large California-headquartered regional bank with diversified commercial and business banking; competes for the same middle-market and SMB relationships in California.
- Westamerica Bancorporation: Northern California community bank holding company with established commercial and small business banking franchise; comparable model at materially larger scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Suncrest Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Suncrest Bank leadership team
Management profileNumber of profiles
Suncrest Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Suncrest Bank M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Suncrest Bank
What does Suncrest Bank do?
Suncrest Bank is a locally owned community bank providing a full range of commercial, small business, and agribusiness loans. Based in Visalia, California, the bank serves the Central Valley region with relationship-based lending and traditional banking services.
When was Suncrest Bank founded?
Suncrest Bank was founded in 2008. It employs 51 to 100 people.
Where is Suncrest Bank based?
Suncrest Bank is headquartered in Visalia, United States, in the North America region.
Who are Suncrest Bank's main competitors?
Direct peers on record are Bank of the Sierra, Mechanics Bank, Tri Counties Bank and United Security Bank. Broad incumbents are CVB Financial Corp, Pacific Premier Bancorp and Westamerica Bancorporation.
Does Suncrest Bank have an API?
No public API is recorded for Suncrest Bank.
What industry is Suncrest Bank in?
Suncrest Bank's product category is Community Banking. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans. Its NAICS code is 52211 and its SIC code is 6021.