RSUI Group

What RSUI Group does

RSUI Group, Inc. is a wholesale specialty insurance underwriter founded in 1988 and headquartered in Atlanta, Georgia. The company writes specialty property, casualty, professional liability, and management liability coverage on a non-admitted basis across all 50 U.S. states, distributing products exclusively through a limited network of appointed wholesale brokers and managing general agents (MGAs). Its five product lines — Binding Authority, Casualty, Management Liability, Professional Liability, and Property — carry risk capacities up to $100 million per property risk, $25 million per umbrella/excess casualty risk, and $10–$20 million for management and professional liability, with limits structured by insured class (non-profit, private, public). Technology infrastructure centers on the BAonline partner portal for MGAs and internally developed underwriting systems; the company cites data-driven underwriting tools, in-house development capabilities under its CIO, and a formalized Actuarial Department under its Chief Actuary.

The business is a wholly-owned subsidiary of Alleghany Corporation, which became a Berkshire Hathaway company in 2022, giving RSUI the balance-sheet strength reflected in its AM Best A++ (Superior) and S&P AA+ ratings with stable outlooks. RSUI generates revenue through insurance premiums underwritten on individually priced, risk-assessed policies billed annually, with quote-based pricing determined per risk. Its 501–1,000-person workforce includes underwriting leadership averaging more than 20 years of specialty insurance experience, and the company maintains active participation in industry bodies such as the Wholesale & Specialty Insurance Association (WSIA). A planned CEO succession — with Phillip McCrorie stepping down at year-end 2026 and Andrew Whittington becoming CEO on January 1, 2027 — reflects an orderly continuity of leadership within an established operating model.

Name

RSUI Group

Legal name

RSUI Group, Inc.

Website

https://rsui.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

251–500 employees

Short description

RSUI Group is an Atlanta-based wholesale specialty insurance underwriter, writing property, casualty, professional liability, and management liability coverage exclusively through appointed wholesale brokers and MGAs across all 50 U.S. states under its A++ AM Best rating as a Berkshire Hathaway subsidiary.

Ownership category

akta.pro rank

Product category

Wholesale Specialty Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Other Direct Insurance (except Life, Health, and Medical) Carriers (524128)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)

akta.pro industry

PRIMARYFSAJADAA

Commercial General Liability (CGL)

Financial & Insurance/Insurance — Motor, Property & Casualty/General Liability Insurance

SECONDARYFSAJAFAB

Mid-Market Commercial Package (Package Policies)

Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Package / Business Owners Policies (BOP)

Keywords

• Wholesale specialty insurance
• Excess casualty coverage
• Commercial property insurance
• Management liability insurance
• Professional liability insurance

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premium Revenue: RSUI generates revenue through insurance premiums collected on specialty insurance policies covering property, casualty, professional liability, and management liability risks. Premiums are collected from wholesale brokers who distribute RSUI products to end customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

RSUI is a wholesale-only specialty insurance carrier that underwrites unique and hard-to-place risks, distributing property, casualty, professional liability, and management liability coverage exclusively through appointed wholesale brokers across all 50 U.S. states on a non-admitted basis. The company provides specialized coverage for complex risks including cybersecurity, natural catastrophe, long-tail exposures, and management liability for non-profits, private firms, and public companies.

Product overview

RSUI Group is a wholesale specialty insurance carrier offering a portfolio of five core product lines: Binding Authority (through managing general agents with BAonline portal), Casualty (umbrella/excess liability and general liability), Management Liability (for non-profit, private, and public organizations), Professional Liability (covering various professional classes including cyber, medical, E&O), and Property (commercial property with up to $100m capacity). All products are distributed exclusively through wholesale brokers and underwritten on a non-admitted basis across all 50 states.

Differentiator

Problem solved

Functional benefit

Products and services

• Binding Authority Property and casualty policies underwritten through a limited network of appointed managing general agents (MGAs). Coverage available for small to medium size commercial risks in all 50 states on a non-admitted basis.
• Casualty Umbrella/Excess Liability with up to $25m in limits per risk, and General Liability with limits up to $2m. Covers contractors, manufacturers, wholesalers, distributors, and select transportation entities.
• Management Liability Insurance for non-profit, private, and public organizations. Policies typically include employment practices liability. Non-profit coverage up to $20m primary and excess; Private up to $10m primary and $20m excess; Public up to $20m excess only.
• Professional Liability Both primary and excess risks with capacity up to $10m. Risks predominantly written as claims made. Common classes include network security/privacy, miscellaneous medical, miscellaneous E&O, lawyers, insurance agents and brokers, real estate agents and brokers, environmental, physicians, surgeons and dentists, and media.
• Property Primary and excess commercial property business with $100m in risk capacity (4 walls). Prefers business that can be underwritten from the desk, such as institutional, public entity, real estate, habitational, hospitality, and natural catastrophe risks.

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature2 records

Partnerships

One partnership is on record.

• Wholesale & Specialty Insurance Association (WSIA)coreStrategic or Co-development PartnerRSUI leadership actively participates in WSIA, including board service, committee membership, and educational programs such as the WSIA E&S School.

Scale indicators4 records

Recent moves7 records

Expansion highlights3 records

Direct peers

• Crum & Forster: Crum & Forster is a national specialty property and casualty insurer writing E&S lines through wholesale and surplus lines brokers, with product overlap in commercial property, casualty, and professional liability comparable to RSUI.
• Markel Corporation: Markel is a specialty insurer with significant E&S lines exposure across property, casualty, and professional liability distributed through wholesale brokers, making it one of the closest direct comparables to RSUI's product mix and distribution strategy.
• Westchester (Chubb) — Excess & Surplus: Westchester is Chubb's specialty E&S platform writing commercial property, casualty, and management liability through wholesale brokers — a directly comparable specialty wholesale distribution platform to RSUI.
• James River Insurance Group: James River is a specialty E&S insurer writing commercial property, casualty, and professional liability on a non-admitted basis through wholesale brokers — directly overlapping with RSUI's five product lines and distribution model.
• Kinsale Insurance Group: Kinsale is an excess and surplus (E&S) lines specialty insurer distributing exclusively through wholesale brokers, with a focus on hard-to-place commercial property, casualty, and professional liability risks — directly comparable to RSUI's wholesale-only specialty model.
• Arrowpoint Capital: Arrowpoint Capital is a specialty commercial property and casualty insurer operating through wholesale brokers with multi-line E&S offerings, comparable in scale, distribution, and product scope to RSUI.

Broad incumbents

• Travelers Companies: Travelers is a broad incumbent P&C insurer with specialty and surplus lines capabilities competing for complex commercial risks alongside RSUI; particularly relevant in property, casualty, and management liability lines.
• Chubb Limited: Chubb is one of the largest global P&C insurers with extensive specialty and E&S operations through Westchester; relevant as a broad incumbent competitor for specialty commercial risks that RSUI also targets.
• Ironshore (now Liberty Mutual): Ironshore, now part of Liberty Mutual, was a specialty E&S lines insurer with comparable property, casualty, and professional liability products distributed wholesale — a broader incumbent peer after acquisition by a large national carrier.

Emerging players

• RPS (Risk Placement Services): RPS is a wholesale brokerage and binding authority platform — not an underwriter itself but a key distribution partner and indirect peer that competes for the same binding authority and specialty business RSUI targets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/rsui-group-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RSUI Group