What Rhino.fi does

Rhino.fi is a B2B stablecoin liquidity infrastructure provider that enables enterprises to accept, route, and settle stablecoins across 35+ blockchain networks through a single API. The platform is built around Smart Deposit Addresses — universal, reusable deposit addresses that accept stablecoins from any supported chain and settle deterministically to a defined destination — combined with an Automated Blockchain Rebalancing System, 1:1 stablecoin swaps, MEV-protected routing, embedded KYT/AML compliance, and Automated Onchain Actions that programmatically activate funds (auto-deposits, balance crediting, yield-asset minting). Supporting surfaces include a REST API, a JavaScript/TypeScript SDK, embeddable iframe widgets, and a Rhino.fi Console for account and analytics management. The company was originally founded in 2020 as DeversiFi, the first Layer 2 exchange on StarkEx, and rebranded to Rhino.fi in January 2025 after retiring the StarkEx system to pivot toward abstracted cross-chain interoperability.

Rhino.fi serves fintechs, neobanks, payment companies, crypto exchanges, perpetual and derivatives DEXs, yield and RWA platforms, appchains, payroll providers, remittance operators, and embedded wallet applications across global markets, with stated BD emphasis on Africa and Europe. Named customers include Wirex, Extended (which migrated approximately $40M TV to Starknet with Rhino's support), Paradex, GRVT, CPAY, EVEDEX, SWAPX, Zircuit, Reveel, and Blockradar. The company reports $15B+ in cumulative stablecoin volume processed, a 99.99%+ transaction success rate, sub-10-second fund activation, support for transactions up to $10M, and 100% KYT-screened compliance on every deposit. It is building toward MiCa CASP authorization and SOC2 Type 2 certification.

Rhino.fi operates as a privately held company under Liquidity Labs Holdings Limited, incorporated in the British Virgin Islands. Revenue is generated through a combination of tiered enterprise subscriptions (Core Services with transaction and volume limits) and usage-based transaction fees, with optional extensions for Advanced Fee Management, Custom Chain/Token Support, Enhanced Compliance, On-Chain Actions, and the Stablecoin 1:1 service. Pricing is custom and quote-based, invoiced annually in advance for subscriptions and monthly in arrears for usage. The company maintains flagship strategic relationships with Tether and WirexPay and runs a $2M Immunefi bug bounty alongside security audits by PeckShield and CryptoExperts.

Name

Rhino.fi

Legal name

Liquidity Labs Holdings Limited

Website

https://rhino.fi

Company type

Private

Founded year

2020

Operating status

Operating

Short description

Rhino.fi is a B2B stablecoin liquidity infrastructure provider that enables enterprises, neobanks, fintechs, and crypto platforms to accept, route, and settle stablecoins across 35+ blockchain networks via a single API with built-in compliance.

Ownership category

akta.pro rank

Product category

Cross-Chain Stablecoin Liquidity Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)

akta.pro secondary industries

Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Cross-Chain Bridging & Interoperability for Stablecoins (FSADADAH), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)

Keywords

• Cross-chain stablecoin payments
• Stablecoin liquidity infrastructure
• Smart deposit addresses
• Crypto bridging API
• Embedded compliance KYT

Headquarters

HQ city

Road Town

HQ country

British Virgin Islands

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Subscription-based Services: Tiered subscription packages with Core Services including transaction and volume limits. Optional Extensions added at any time with additional payment obligations. Invoiced monthly or annually in advance.
2. Transaction-based (Pay-as-you-go): Per-transaction pricing for usage-based consumption. Invoiced monthly in arrears based on pricing notified through API or agreed in advance. Non-refundable fees.
3. Extensions and Add-ons: Additional paid services including Advanced Fee Management (custom fee structures, mark-ups, gas sponsorship, volume-based models), Custom Chain/Token Support, Enhanced Compliance, and On-Chain Actions.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Rhino.fi provides a B2B stablecoin liquidity onboarding kit that unifies fragmented stablecoin flows across 35+ blockchain networks through a single API. Core offerings include Smart Deposit Addresses (universal addresses accepting stablecoins from any chain), Stablecoin Routing & Settlement with deterministic 1:1 swaps, Automated Onchain Actions for post-deposit flows, and an embeddable Payments Widget — all with built-in KYT/AML compliance and MEV protection. The platform is sold to fintechs, neobanks, payment companies, appchains, and crypto platforms via subscriptions and transaction-based fees.

Product overview

Rhino.fi is a B2B stablecoin liquidity onboarding kit that unifies fragmented stablecoin flows across blockchains through a single API. The product architecture consists of core platform components (Smart Deposit Addresses, Stablecoin Routing & Settlement, Automated Onchain Actions, and Payments Widget) complemented by iframe-based widgets for embedded UI, a REST API and JavaScript/TypeScript SDK for developer integration, and the Rhino.fi Console for account management. The platform processes over $15B in stablecoin volume globally and supports 35+ blockchain networks. Additional offerings include Stablecoin 1:1 (for guaranteed 1:1 stablecoin conversions), Native Asset Support (for direct ETH/SOL/BTC/BNB deposits), and webhook-based real-time event notifications. The company is building toward MiCa CASP and SOC2 compliance.

Differentiator

Problem solved

Functional benefit

Products and services

• Smart Deposit Addresses A universal deposit address that accepts stablecoins from any supported chain or CEX through a single address, automatically settling funds to a specified destination chain. Supports deterministic settlement, real-time webhooks, unified KYT/AML compliance, embedded wallet support, and high-value deposits. Designed for B2B customers (fintechs, neobanks, appchains, DeFi platforms) integrating via REST API or SDK.
• Stablecoin Routing & Settlement Cross-chain stablecoin movement with deterministic 1:1 USDT<>USDC swaps, automatic liquidity rebalancing, risk-based approvals, configurable routing rules, real-time webhooks, and flexible transfer speeds. Supports larger transfers on high-volume chains like Tron, Solana, and Base. Targets enterprise B2B customers needing reliable cross-chain stablecoin movement.
• Automated Onchain Actions Automates final onchain steps after deposits so funds arrive ready to use. Supports auto-deposits into vaults, margin accounts, or protocol balances; auto-crediting to wallets, cards, or user balances; minting yield-bearing assets; and 1-click appchain onboarding with composable action flows. For B2B customers integrating via API/SDK.
• Payments Widget A drop-in, customizable multi-chain deposit widget embeddable on web or mobile that lets users fund from any chain while Rhino handles routing, settlement, and activation. Supports multi-chain stablecoins, automatic routing, instant activation, brand configuration, and wallet embedded setups. Designed for B2B customers wanting turnkey embedded UX without bridge complexity.
• Bridge iframe Widget An embeddable bridge UI widget integrated via iframe that provides a complete deposit and bridging interface with no installation required. Supports light/dark modes, theming customization, default chain/token configuration, and chain/token exclusion options. For B2B customers embedding bridge UX into their applications.
• SDA iframe Widget An iframe-embeddable Smart Deposit Address widget providing a complete UI for generating SDAs and bridging to a destination address. Supports theme customization via URL query parameters including colors, border radius, and Google Font integration. For B2B customers wanting drop-in SDA UX.
• Rhino.fi Console Administrative interface providing access to transaction history, analytics, configuration settings, and integration tools. Allows users to create projects and manage API keys. Provided to B2B enterprise customers for account and integration management.
• REST API Integration Direct REST API access to the full Rhino Stablecoin Activation Stack. Supports generating and managing Smart Deposit Addresses, fetching bridge configs, quotes, commits, and executions, querying transaction status and history, and configuring Automated Onchain Actions. JWT-authenticated with webhook support. For B2B developer customers.
• JavaScript/TypeScript SDK Official JavaScript/TypeScript SDK that wraps the API, handling JWT authentication flow and blockchain interactions. Reduces integration time by providing pre-built functionality for Smart Deposit Addresses, bridging, and token operations. For B2B developer customers building on top of Rhino.fi.
• Stablecoin 1:1 A settlement product providing guaranteed 1:1 exchange rates between USDC and USDT across 25+ blockchain networks. Monitors FX rates and provides fixed quotes with transparent fees, eliminating conversion spreads and routing inefficiencies for high-volume processors. Being rolled out with industry partners such as WirexPay.
• Native Asset Support Accepts native ETH, SOL, BTC, and BNB directly, settling into stablecoin balances. Enables users to deposit non-stablecoin crypto assets that are automatically converted to stablecoins. For B2B customers wanting to accept a broader range of crypto deposits.

Quantifiable outcome

• Businesses processing $10 million monthly could lose approximately $5,000 from minor stablecoin conversion inefficiencies
• +5 more outcomes

Named customers10 records

Segments9 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Partnerships

Seven partnerships are on record, tiered flagship, core and minor.

• TetherflagshipStrategic or Co-development PartnerStrategic collaboration with Tether to expand accessibility, efficiency, and utility of USDT across various blockchain ecosystems. CEO Paolo Ardoino publicly announced partnership.
• WirexPaycoreTechnology or IntegrationIndustry partner for Stablecoin 1:1 launch, integrated into Rhino.fi's settlement infrastructure for neobanks and fintechs.
• WirexcoreTechnology or IntegrationWirex selected Rhino.fi for cross-chain liquidity infrastructure enabling multi-chain stablecoin payments to global customers.
• Immunefi (Bug Bounty)coreOthersActive bug bounty program with Immunefi offering rewards up to USD 2,000,000 for critical smart contract vulnerabilities. Minimum reward of USD 100,000 for critical bugs.
• PeckShieldcoreOthersConducted multiple security audits including CrossSwap v1.0 and Smart Contract v1.0 audit reports for Rhino.fi contracts.
• CryptoExpertscoreOthersConducted Cairo and SHARP Verifiers v3.0 audit and EVM STARK Verifier v4.0 audit for StarkEx infrastructure.
• Google CloudminorOthersCloud infrastructure provider for data storage. Personal information stored on Google Cloud servers and may be transferred worldwide.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• LayerZero: LayerZero is a cross-chain messaging and interoperability protocol that powers bridges, swaps, and stablecoin transfers across many of the same chains Rhino.fi supports. Through its Stargate and OFT standards, it directly competes with Rhino.fi's Smart Deposit Addresses and routing layer for enterprise stablecoin liquidity flows.
• Stargate Finance: Stargate is LayerZero's native asset bridge and is one of the deepest liquidity pools for USDC and USDT cross-chain transfers. It competes head-to-head with Rhino.fi's stablecoin routing and settlement rails for high-volume enterprise customers.
• Across Protocol: Across is an optimistic bridge focused on fast, low-cost cross-chain transfers primarily for EVM ecosystems, with native support for USDC and other stablecoins. It competes with Rhino.fi's bridge and swap product on speed and cost for enterprise and DeFi customers.
• Wormhole: Wormhole is one of the largest cross-chain bridge protocols and operates messaging and token transfer infrastructure across EVM and non-EVM networks, including Solana and Aptos. It competes with Rhino.fi for cross-chain stablecoin routing mandates from exchanges, perps DEXs, and fintechs.
• Synapse Protocol: Synapse is a cross-chain bridge and swap network supporting stablecoins and native assets across EVM and non-EVM chains, with its own AMM-based routing. It overlaps directly with Rhino.fi's bridge, swap, and stablecoin settlement product surface.
• LI.FI: LI.FI is a cross-chain bridge and swap aggregator that routes liquidity across many bridges and DEXs via a single API, mirroring Rhino.fi's aggregator-style value proposition. It serves wallets, DeFi apps, and fintechs seeking unified cross-chain execution.
• Socket (by Coinbase): Socket is an interoperability aggregator that routes cross-chain bridge and swap transactions across many underlying protocols via a single API. It competes with Rhino.fi's aggregator-style B2B value proposition for wallets and DeFi applications.

Broad incumbents

• Fireblocks: Fireblocks is an institutional custody, settlement, and payments platform used by banks, fintechs, and crypto businesses, including for stablecoin payment orchestration. It is a broad incumbent competing with Rhino.fi for enterprise stablecoin treasury and payment flows, particularly with regulated clients.
• Chainlink CCIP: Chainlink's Cross-Chain Interoperability Protocol (CCIP) offers token transfer and messaging across chains and is positioning itself as an institutional-grade standard. It competes with Rhino.fi for regulated bank and fintech use cases where Chainlink's brand and oracle reputation matter.

Emerging players

• Bridge (by Stripe): Bridge is a stablecoin orchestration and issuance API acquired by Stripe that enables businesses to create, send, and receive stablecoins across rails. It is an emerging competitor in the same B2B stablecoin orchestration category Rhino.fi targets, especially for fintechs and neobanks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/rhinofi
• GitHubgithub.com/rhinofi
• LinkedInlinkedin.com/company/rhinofi

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rhino.fi