Old Republic Title Insurance Group
Old Republic Title Insurance Group is a U.S. title insurance underwriter and settlement services provider, operating in all 50 states and Washington D.C. as a subsidiary of Old Republic International (NYSE: ORI). It serves homeowners, lenders, real estate professionals, commercial clients, and authorized title agents with title insurance, escrow, 1031 exchange, and digital closing services.
- Company typePublic
- Founded1900
- HeadquartersTampa, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What Old Republic Title Insurance Group does
Old Republic Title Insurance Group is a U.S. title insurance underwriter and settlement services provider operating as a core subsidiary of Old Republic International Corporation (NYSE: ORI), a Fortune 500 holding company with $29 billion in assets. The company has been in operation for over a century and delivers title insurance policies (owner's and lender's), escrow and settlement services, 1031 exchange Qualified Intermediary services, and commercial title services to homeowners, real estate professionals, mortgage lenders, commercial developers, and authorized title agents across all 50 states and Washington D.C.
The company's product portfolio is anchored by core title insurance and escrow services, extended through a technology platform that includes StarsLink (an exclusive agent portal), AgencyDriven (agent workflow platform), EscrowPro (centralized funding), Digital Closing (e-signature and remote settlement), a Rate Calculator, and a TRID Closing Calendar. The most recent capability additions include a FinCEN Residential Real Estate Reporting System integrated ahead of the March 1, 2026 regulatory effective date and a new excess-of-loss reinsurance agreement enabling larger commercial underwriting. The company also operates adjacent subsidiaries such as Old Republic Exchange (1031 exchanges) and, as of Q1 2026, the newly formed Old Republic Property (selective property insurance).
Revenue is generated primarily through one-time title insurance premiums at closing, transaction-based escrow and settlement fees, 1031 exchange fees, and commercial title service fees. Distribution runs through a hybrid model combining company-owned offices nationwide with an authorized independent title agent network, complemented by lender partnerships, real estate professional referrals, and direct website services. Underwriting is supported by an in-house bench of state managers, underwriting counsel, and claims professionals, with A+ (Superior) financial strength ratings from AM Best affirmed across Old Republic National Title Insurance Company, American Guaranty Title Insurance Company, and Old Republic Life Insurance Company.
Old Republic Title Insurance Group firmographics
Firmographics- Name
- Old Republic Title Insurance Group
- Legal name
- Old Republic National Title Insurance Company
- Website
- https://oldrepublictitle.com
- Company type
- Public
- Founded year
- 1900
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Old Republic Title Insurance Group is a U.S. title insurance underwriter and settlement services provider, operating in all 50 states and Washington D.C. as a subsidiary of Old Republic International (NYSE: ORI). It serves homeowners, lenders, real estate professionals, commercial clients, and authorized title agents with title insurance, escrow, 1031 exchange, and digital closing services.
- Ownership category
- akta.pro rank
Old Republic Title Insurance Group industry classification
Industry- Product category
- Title Insurance
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), 1031 Exchange Intermediary Services (BPAJAOAL), Title Insurance (FSAJACAL)
Keywords
Where Old Republic Title Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Tampa
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Old Republic Title Insurance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: One-time premiums paid at closing for owner's title insurance policies and lender's title insurance policies. Protects against undiscovered title defects, unknown liens, forgery, fraud, and ownership disputes. Premiums vary by state regulation and property value.
- Escrow and Settlement Services: Fees for escrow services, closing/settlement agent services, and title search/examination services provided during real estate transactions.
- 1031 Exchange Services: Qualified Intermediary services for 1031 tax-deferred exchanges, provided through Old Republic Exchange.
- Commercial Title Services: National Commercial Services and Specialized Commercial Services for builders, developers, and large commercial real estate transactions including builder/developer services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | One-time title insurance premium at closing |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels7 records
Old Republic Title Insurance Group product offering
Product offeringCore offering
Old Republic Title underwrites and issues owner's and lender's title insurance policies and provides escrow, closing, and settlement services for residential and commercial real estate transactions across the United States. The company also offers 1031 exchange Qualified Intermediary services, commercial and builder/developer title services, digital closings, and FinCEN reporting compliance support, delivered through company-owned offices and an authorized agent network.
Product overview
Old Republic Title Insurance Group operates as a single unified title insurance and settlement services platform, offering both core title insurance products (owner's and lender's policies) and integrated service modules that support the full real estate transaction lifecycle. The product portfolio includes AgencyDriven, a technology platform for authorized title agents; EscrowPro for centralized funding; Digital Closing for electronic settlements; 1031 Exchange services for tax-deferred property exchanges; National Commercial Services for large commercial transactions; and TRID-compliant closing calendar tools. The company serves multiple customer segments (title agents, real estate professionals, lenders, homeowners, commercial clients) through a network of company-owned offices, affiliates, and authorized agents, with operations spanning all 50 states and Washington D.C.
Differentiator
Problem solved
Functional benefit
Brands
- StarsLink: A partner platform offering exclusive resources for Old Republic Title agents, including transaction management and compliance tools.
- AgencyDriven
Products and services
- Owner's Title Insurance Title insurance policy purchased by the property buyer that protects the homeowner against financial loss from undiscovered title defects, unknown liens, forgery, fraud, recording errors, and ownership disputes for as long as they (or their heirs) own the property. Sold as a one-time premium at closing.
Quantifiable outcome
- No other title insurer has had higher overall ratings since 1992
Companies that use Old Republic Title Insurance Group
Customer profileSegments6 records
Ideal customer profiles6 records
Old Republic Title Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Old Republic Title Insurance Group partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered supporting, core and industry.
- FinCENRealEstateReport.comsupportingThrough the StarsLink agent discount program, Old Republic Title offers agents access to FinCENRealEstateReport.com for compliance support with FinCEN's new residential real estate reporting requirements.
- StarsLinkcoreStarsLink is an exclusive partner platform providing Old Republic Title agents with technology tools, resources, compliance support, and discounted services for title agents.
- Old Republic ExchangesupportingOld Republic Exchange (orexco1031.com) provides Qualified Intermediary services for 1031 tax-deferred exchanges, integrated with Old Republic Title's real estate transaction services.
- American Land Title Association (ALTA)industryOld Republic Title participates in the American Land Title Association, the national trade association for the title insurance industry. ALTA develops best practices and provides resources for title professionals.
Scale indicators5 records
Recent moves8 records
Expansion highlights6 records
Old Republic Title Insurance Group competitors and assessment
Company assessmentDirect peers
- CATIC Financial Holdings: CATIC is a regional title underwriter operating primarily in the Northeast U.S., competing for agent sign-ups and direct agency business. It represents a similar product line at a smaller geographic and capital scale than Old Republic Title.
- WFG National Title Insurance Company: WFG is a national title underwriter with a strong agent-channel focus and lender services platform. It is a meaningful competitor in the agent-recruitment market that drives a large share of Old Republic Title's policy issuance.
- North American Title Insurance Company: North American Title (part of M/I Homes-related entities and previously under FNF umbrella) is a national title underwriter serving agents and lenders with comparable products and digital tools. It is part of the same competitive set for agent recruitment and direct lender programs.
- Stewart Information Services Corporation: Stewart is another top-tier national title underwriter with direct, agency, and commercial title operations. It targets the same real estate agents, lenders, and commercial clients and uses a similar agency-plus-owned-office hybrid distribution model.
- Investors Title Company: Investors Title is a publicly traded title insurer offering title insurance and related services through agency and direct channels. It underwrites on a smaller scale than the top three but competes for the same agent and lender relationships.
- Fidelity National Financial: FNF owns Chicago Title, Fidelity National Title, and other title brands and is among the two largest U.S. title insurance groups. It competes head-to-head with Old Republic Title on agent recruitment, lender programs, and commercial title underwriting.
- First American Financial Corporation: First American is the largest direct competitor in the U.S. title insurance market, offering title insurance, escrow, and settlement services nationwide. It underwrites both owner's and lender's policies through owned offices and an agent network that directly parallels Old Republic Title's model.
Emerging players
- Qualia: Qualia provides a title and escrow production platform used by many title agents and underwriters — including some that compete with Old Republic Title. It is an ecosystem enabler rather than a direct underwriter but shapes the digital workflow expectations of the agent network.
- Snapdocs: Snapdocs is a digital closing platform that connects lenders, title agents, and notary signing agents for e-closings. It competes with Old Republic Title's Digital Closing service and StarsLink agent tools for workflow share among title and signing professionals.
- Doma (formerly States Title): Doma is a digital-first title and escrow operator using proprietary AI/ML for instant title production. It represents the technological threat to traditional underwriters like Old Republic Title, competing on speed and automation rather than balance-sheet scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Old Republic Title Insurance Group social profiles
Digital presenceOld Republic Title Insurance Group compliance and trust
Trust signalCompliance2 records
Old Republic Title Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Old Republic Title Insurance Group leadership team
Management profileNumber of profiles
Profiles19 records
Old Republic Title Insurance Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
Old Republic Title Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Old Republic Title Insurance Group M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Old Republic Title Insurance Group
What does Old Republic Title Insurance Group do?
Old Republic Title underwrites and issues owner's and lender's title insurance policies and provides escrow, closing, and settlement services for residential and commercial real estate transactions across the United States. The company also offers 1031 exchange Qualified Intermediary services, commercial and builder/developer title services, digital closings, and FinCEN reporting compliance support, delivered through company-owned offices and an authorized agent network.
Is Old Republic Title Insurance Group a public or private company?
Old Republic Title Insurance Group is a public company. It is classified as public and is currently operating.
When was Old Republic Title Insurance Group founded?
Old Republic Title Insurance Group was founded in 1900. It employs 1,001 to 5,000 people.
Where is Old Republic Title Insurance Group based?
Old Republic Title Insurance Group is headquartered in Tampa, United States, in the North America region.
How does Old Republic Title Insurance Group make money?
Four revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow and Settlement Services, 1031 Exchange Services and commercial Title Services.
Who are Old Republic Title Insurance Group's main competitors?
Direct peers on record are CATIC Financial Holdings, WFG National Title Insurance Company, North American Title Insurance Company, Stewart Information Services Corporation, Investors Title Company, Fidelity National Financial and First American Financial Corporation. Emerging players are Qualia, Snapdocs and Doma (formerly States Title).
Does Old Republic Title Insurance Group have an API?
No public API is recorded for Old Republic Title Insurance Group.
What industry is Old Republic Title Insurance Group in?
Old Republic Title Insurance Group's product category is Title Insurance. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAE, Closing & Settlement Services (Settlement Agents). Its NAICS code is 524127 and its SIC code is 6361.