Massachusetts Housing Partnership

What Massachusetts Housing Partnership does

Massachusetts Housing Partnership (MHP) is a public, nonprofit affordable housing organization founded in 1985 and headquartered in Boston, Massachusetts, that became a quasi-public state agency in 1990. It operates in concert with the Governor and the Executive Office of Housing and Livable Communities (EOHLC) to expand affordable housing supply across the Commonwealth, working in three primary lines: rental financing, ONE Mortgage homeownership programs, and community technical assistance. Its service territory covers essentially every city and town in Massachusetts (351 municipalities), and it has cumulatively deployed $6.5 billion in below-market financing, financed 33,500+ affordable rental units, and supported 25,700+ first-time homebuyers through ONE Mortgage since 1991.

MHP's product portfolio spans multifamily long-term fixed-rate rental financing (including specialized Green and Healthy Housing, Climate Ready Housing, Transit-Oriented Development, and Chapter 40B post-construction loan products); the ONE Mortgage family (ONE, ONE+, and ONE+Boston) delivered through a network of 20+ partner lenders using the proprietary eS2 processing portal; community technical assistance, the annual Housing Institute training, and the Housing Toolbox resource hub; and an Accessory Dwelling Unit (ADU) Incentive Program launched in partnership with Governor Healey in December 2025. The Center for Housing Data operates proprietary data and analytics tools — DataTown (all 351 MA communities), TODEX (261 Greater Boston transit stations), and Residensity (parcel-level density mapping, launched 2023) — built on statewide parcel, assessing, address, water, and sewer data sourced from MassGIS and MassDEP.

Revenue is generated through interest income on a $1.2 billion loan portfolio, program-related fees on ONE Mortgage originations routed through partner lenders, and grants/funding supporting technical assistance, training, and data research. The go-to-market is sales-led but operates through three distinct channels: direct rental financing to multifamily developers, channel/reseller partnerships with Massachusetts lenders for ONE Mortgage, and self-service online access to data tools for municipal and policy audiences. The organization completed a generational leadership transition in 2026, with Rachel Heller (formerly CEO of CHAPA) succeeding Clark Ziegler as Executive Director and Dana Sullivan joining as Chief Financial and Operating Officer.

Name

Massachusetts Housing Partnership

Legal name

Massachusetts Housing Partnership

Website

https://mhp.net

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

Massachusetts Housing Partnership is a public nonprofit quasi-public state agency that provides long-term, fixed-rate affordable rental financing, ONE Mortgage first-time homebuyer programs, and community technical assistance across all 351 Massachusetts municipalities, supported by the Center for Housing Data's analytics tools.

Ownership category

akta.pro rank

Product category

Affordable Housing Finance

NAICS

Administration of Housing Programs (925110), Administration of Housing Programs (92511)

SIC

Federal & Federally-Sponsored Credit Agencies (6111), Real Estate (6500)

akta.pro primary industry

National Housing Finance Agencies & Ministries (FSALAKAB)

akta.pro secondary industries

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA), Affordable & Public Housing Asset Management (BPAJAMAI)

Keywords

• Affordable housing financing
• Multifamily rental loans
• First-time homebuyer mortgages
• Housing policy research
• Community development assistance

Headquarters

HQ city

Boston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Rental Housing Financing: MHP provides long-term, fixed-rate financing for multifamily affordable housing using private capital sources. They have delivered $6.5 billion in below-market financing for affordable housing and currently manage $1.2 billion in assets under management.
2. ONE Mortgage Program: Partnership with lenders across Massachusetts offering state programs for first-time homebuyers, including ONE, ONE+, and ONE+Boston programs. Has financed over 25,700 home purchases since 1991.
3. Technical Assistance & Community Support: Provides early guidance, technical assistance and financial support to communities trying to increase their supply of affordable housing

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Massachusetts Housing Partnership is a public nonprofit quasi-public state agency that provides long-term, fixed-rate financing for multifamily affordable rental housing using private capital sources, delivers below-market ONE Mortgage programs for first-time homebuyers through a network of 20+ partner lenders, and offers technical assistance, training, and policy support to Massachusetts municipalities and nonprofits expanding affordable housing supply.

Product overview

Massachusetts Housing Partnership (MHP) is a public nonprofit affordable housing organization offering a multi-product portfolio focused on three core areas: (1) ONE Mortgage programs for first-time homebuyers including ONE+ and ONE+Boston; (2) Rental Financing with various loan products including Green and Healthy Housing, Climate Ready Housing, and Transit-Oriented Development; and (3) Community Assistance including technical support, Housing Institute training, and special initiatives. MHP's Center for Housing Data provides analytical tools including DataTown, TODEX, and Residensity for data-driven housing policy analysis.

Differentiator

Problem solved

Functional benefit

Brands

• Center for Housing Data: MHP's research and data analysis division that provides housing statistics, policy analysis, and data tools including DataTown, TODEX, and Residensity.
• ONE Mortgage
• ONE+
• ONE+Boston

Products and services

• Rental Financing Long-term, fixed-rate financing for multifamily affordable housing developments, including new construction, substantial rehabilitation, and refinancing, provided to developers using private capital sources.
• ONE Mortgage State's most affordable mortgage program for first-time homebuyers in Massachusetts, offered in partnership with 20+ lenders across the state; includes ONE, ONE+, and ONE+Boston sub-programs.
• ONE+ Program Financial assistance program for first-time homebuyers providing down payment help through MHP's ONE Mortgage network.
• ONE+Boston Boston-specific ONE Mortgage program with enhanced financial assistance benefits for Boston-resident first-time homebuyers.
• Green and Healthy Housing Programs Financing programs supporting environmentally sustainable and health-focused affordable housing developments within the rental financing portfolio.
• Climate Ready Housing Financing for housing developments designed to be resilient to climate impacts, integrated with MHP's broader rental financing offering.
• Transit-Oriented Development Financing Financing programs for affordable housing developments located near public transit stations, supporting transit-oriented development strategies.
• Chapter 40B Post-Construction Financing Post-construction financing for affordable housing projects developed under Massachusetts Chapter 40B affordable housing law.
• Center for Housing Data Research and analytics division providing data collection, interpretation, and sharing to improve state housing policy and community conversations; operates DataTown, TODEX, and Residensity.
• DataTown Interactive website compiling community-level information for all 351 Massachusetts cities and towns with visualizations and downloadable data for community discussions.
• TODEX (Transit-Oriented Development Explorer) Tool for reviewing housing densities at all 261 Greater Boston transit stations to identify transit-oriented development opportunities.
• Residensity Interactive map platform for analyzing housing unit counts and residential density for any parcel or neighborhood in Massachusetts.
• Housing Stability Monitor Ongoing research series providing quarterly updates on eviction and foreclosure trends in Massachusetts.
• Community Assistance Technical assistance, guidance, and support for communities, housing authorities, and nonprofits during early stages of affordable housing development.
• Housing Institute Annual intensive training conference for local officials and volunteers on affordable housing development processes, including the Housing Hero Awards ceremony.
• Housing Toolbox Online resource hub providing guides, publications, and materials for housing development professionals and municipal officials.
• MBTA Zoning & Complete Neighborhoods Special initiative supporting Massachusetts communities with MBTA Communities Act zoning compliance and complete neighborhood development.
• ADU Incentive Program Program helping Massachusetts homeowners design, finance, and build accessory dwelling units (ADUs) to lower costs and expand housing supply.

Quantifiable outcome

• 33,500+ affordable rental units financed
• +3 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Five partnerships are on record, tiered flagship, core and minor.

• Citizens' Housing and Planning Association (CHAPA)flagshipStrategic or Co-development PartnerCHAPA is the state's leading housing advocacy organization. MHP's new Executive Director Rachel Heller previously served as CEO of CHAPA for nearly a decade. Organizations collaborate on housing policy initiatives including MBTA Communities Act advocacy.
• Community Economic Development Assistance Corporation (CEDAC)coreStrategic or Co-development PartnerCEDAC provides financing and technical assistance to community-based nonprofits across Massachusetts. MHP Executive Director Clark Ziegler serves on CEDAC's board.
• Bridge PartnersminorOthersExecutive search firm engaged by MHP's board of directors to lead the national search for a new executive director following Clark Ziegler's retirement.
• MassGIS / Massachusetts Department of Environmental ProtectioncoreStrategic or Co-development PartnerMHP's data tools including Residensity leverage statewide parcel, assessing, address, water, and sewer data from MassGIS and MassDEP for comprehensive housing analysis.
• Rappaport Institute for Greater BostonminorStrategic or Co-development PartnerPartnership that funded Aja Kennedy as Summer 2022 Rappaport Public Policy Fellow at MHP, producing the Equity & Residential Density in Massachusetts research report.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• MassHousing: Massachusetts' primary housing finance agency (formerly Massachusetts Housing Finance Agency) provides mortgage financing, rental housing development financing, and affordable housing programs across the Commonwealth. Direct peer because both organizations finance affordable rental housing and serve Massachusetts municipalities with overlapping developer and homebuyer constituencies.
• Housing Partnership Network: National network of 100+ high-performing nonprofit housing and community development organizations; MHP's affiliated lending entity (Housing Partnership Fund) is a member. Highly comparable as a peer network with member organizations performing similar affordable housing finance, development, and technical assistance work at greater geographic scope.
• Community Economic Development Assistance Corporation (CEDAC): Massachusetts-based nonprofit providing financing and technical assistance to community-based nonprofits for affordable housing, child care, and community facilities. Direct peer and active MHP partner; CEDAC's board includes MHP's Executive Director, demonstrating the close working relationship in Massachusetts affordable housing ecosystem.
• Citizens' Housing and Planning Association (CHAPA): Massachusetts' leading housing advocacy organization providing policy research, education, and advocacy for affordable housing across the Commonwealth. Direct peer and close MHP partner; MHP's new Executive Director Rachel Heller was CHAPA's former CEO, making this an especially tight peer relationship in state housing policy work.

Regional players

• Connecticut Housing Finance Authority: Connecticut's state housing finance agency providing below-market mortgages, multifamily rental financing, and affordable housing programs. Comparable to MHP as a fellow New England state HFA with similar product portfolio, but serving Connecticut geography exclusively.
• Rhode Island Housing: Rhode Island's state housing finance agency offering affordable mortgages, rental development financing, and homebuyer education programs. Comparable as another New England HFA with similar multifamily lending and first-time homebuyer programs, but operating in a different state.
• Vermont Housing Finance Agency: Vermont's state housing finance agency providing below-market mortgages, multifamily financing, and energy-efficient housing programs. Comparable New England HFA with overlapping affordable housing finance mandate but Vermont-specific geography.
• New Hampshire Housing Finance Authority: New Hampshire's state housing finance agency offering affordable mortgages, rental housing financing, and homeowner rehabilitation programs. Direct functional peer as a New England HFA, but operating exclusively in New Hampshire.

Broad incumbents

• Local Initiatives Support Corporation (LISC): National CDFI providing financing, capacity building, and policy support for affordable housing and community development across urban and rural markets. Comparable as a broader incumbent operating in affordable housing finance and community development with significantly greater national scope than MHP.
• Enterprise Community Partners: National nonprofit providing capital, development expertise, and policy advocacy for affordable housing, with focus on climate-resilient and health-oriented housing. Comparable as a broader incumbent with overlapping mission in affordable housing finance, climate-ready housing, and community development.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/mhphousing
• Facebookfacebook.com/masshousingpartnership

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Massachusetts Housing Partnership