The Retirement Plan Company LLC
The Retirement Plan Company, LLC is a Nashville-based third-party administrator and daily-valuation recordkeeper for qualified retirement plans, serving over 3,500 corporate, governmental, and not-for-profit plan sponsors nationwide. It operates an open-architecture platform with proprietary payroll, compliance, and personalized retirement tools, distributed primarily through investment advisor and TPA partnerships under the Daybright Financial brand.
- Company typePrivate
- Founded1992
- HeadquartersBrentwood, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What The Retirement Plan Company LLC does
The Retirement Plan Company, LLC (TRPC) is a Nashville-headquartered third-party administrator and daily-valuation recordkeeper for qualified retirement plans, founded in 1992 and operating as a Partner Firm of U.S. Retirement & Benefits Partners (rebranding to Daybright Financial in 2025). The company administers more than 3,500 retirement plans covering 70,000+ participants and over $3 billion in plan assets, serving corporate, not-for-profit, public school, governmental, and educational plan sponsors across the United States through regional offices in Portland, Dayton, Greenville, and Lakeland.
The core platform is an open-architecture daily valuation recordkeeping system supporting 401(k), 403(b), 457, profit sharing, money purchase, defined benefit, and cash balance plans. Proprietary tools include the Data Validation Center payroll portal that scrubs employer payroll data before ACH funding, the Compliance Data Center for year-end compliance submission, and the My Personalized Retirement managed account service that constructs individualized QDIA portfolios from five participant data points with quarterly auto-rebalancing. Third-party tools integrated into the participant site include SunGard Wealthstation MyRetirement and Newkirk Fund Central.
TRPC operates primarily a fee-for-service, professional services revenue model with transparent flat-dollar billing and no revenue sharing from fund companies. Distribution is sales-led and channel-driven: investment advisor partnerships are the primary acquisition channel, supplemented by direct plan sponsor sales, TPA-to-TPA outsourcing relationships, and a standardized SMB product (READY.SET(k)) priced at a $500 one-time setup fee with ancillary per-transaction charges. In July 2025, Ingham Retirement Group and PASI Investments were consolidated into Daybright Advisory Services, the SEC-registered RIA successor to TRPC Advisory Services, broadening the firm's advisory and liability-driven investing capabilities.
The Retirement Plan Company LLC firmographics
Firmographics- Name
- The Retirement Plan Company LLC
- Legal name
- The Retirement Plan Company, LLC
- Website
- https://trpcweb.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- The Retirement Plan Company, LLC is a Nashville-based third-party administrator and daily-valuation recordkeeper for qualified retirement plans, serving over 3,500 corporate, governmental, and not-for-profit plan sponsors nationwide. It operates an open-architecture platform with proprietary payroll, compliance, and personalized retirement tools, distributed primarily through investment advisor and TPA partnerships under the Daybright Financial brand.
- Ownership category
- akta.pro rank
The Retirement Plan Company LLC industry classification
Industry- Product category
- Retirement Plan Administration (Third-Party Administration)
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)
- akta.pro secondary industries
- Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Employee Benefit & Retirement Plan Trust Services (FSAAANAC), Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)
Keywords
Where The Retirement Plan Company LLC is headquartered
LocationHeadquarters
- HQ city
- Brentwood
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
The Retirement Plan Company LLC business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Third-Party Administration (TPA) Services: TRPC provides third-party administration for qualified retirement plans including 401(k), 403(b), 457, profit sharing, money purchase, and defined benefit/cash balance plans. Revenue is derived from service fees charged to plan sponsors for administration, recordkeeping, compliance testing, Form 5500 preparation, and actuarial services. The company emphasizes fee transparency, with fees consisting entirely of transparent billed amounts rather than revenue-sharing arrangements.
- Recordkeeping Services: Daily valuation recordkeeping services for retirement plans, including participant account management, investment processing, and distribution/loan administration. Revenue is generated through per-participant and per-transaction fees included in the overall service fee structure.
- READY.SET(k) New Plan Setup and Administration: For the READY.SET(k) small business product: one-time setup fee of $500 plus ancillary participant fees ($75 per distribution package, $300 per QDRO, $100 per loan setup, $50 annual loan recordkeeping, $150 per loan refinance). This is a fee-for-service model for new 401(k) plan establishment and ongoing administration.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | READY.SET(k) One-Time Setup Fee – $500 |
| Unit Pricing | Pay-as-you-go | Ancillary Participant Fees (READY.SET(k)) |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
The Retirement Plan Company LLC product offering
Product offeringCore offering
The Retirement Plan Company, LLC provides third-party administration, open-architecture daily valuation recordkeeping, and actuarial services for qualified retirement plans including 401(k), 403(b), 457, profit sharing, money purchase, defined benefit, and cash balance plans. It serves plan sponsors, investment advisors, and other TPA firms with compliance testing, Form 5500 filing, fiduciary guidance, and participant-facing tools, and operates the My Plan Admin fulfillment platform and READY.SET(k) packaged solution for new small-business 401(k) plan setup.
Product overview
The Retirement Plan Company LLC (TRPC) operates as a retirement plan administration and recordkeeping firm offering a suite of integrated services centered on qualified retirement plans. The core offering includes open-architecture daily valuation recordkeeping, third-party administration (TPA), and actuarial services for defined benefit and cash balance plans. Key products include My Personalized Retirement, a managed account service using a Next Generation QDIA strategy for personalized investment management; READY.SET(k), a packaged solution for new 401(k) plan setup; and Fiduciary Peace-of-Mind services for plan sponsor compliance support. The platform includes participant-facing tools such as SunGard Wealthstation MyRetirement for retirement income estimation, Newkirk Fund Central for investment research, and internal employer tools including the Data Validation Center (DVC) Payroll Portal and Compliance Data Center (CDC) Portal for payroll processing and year-end compliance.
Differentiator
Problem solved
Functional benefit
Brands
- My Personalized Retirement: A personalized retirement solution using Next Generation QDIA strategy that automatically creates a personalized investment blueprint incorporating each participant's unique five data points stored in the recordkeeping system.
- READY.SET(k)
- My Plan Admin
- Daybright Advisory Services
Products and services
- Third-Party Administration (TPA) Third-party administration services for qualified retirement plans including compliance testing, annual reporting, Form 5500 filing, and ongoing plan support for plan sponsors.
- Recordkeeping Services Open-architecture daily valuation recordkeeping for qualified retirement plans, supporting plan sponsors and participants with account management, contribution processing, investment elections, and integration with multiple investment platform providers.
- Defined Benefit Plan & Cash Balance Plan Services Actuarial support and third-party administration for defined benefit and cash balance retirement plans, including on-site actuarial illustrations for plan design.
- READY.SET(k) Packaged 401(k) plan establishment and administration solution for small businesses with up to 50 eligible employees and no existing plans, priced with a $500 one-time setup fee plus defined ancillary participant fees for distributions, QDROs, and loans.
- TPA Outsourcing Outsourced recordkeeping, administration, and actuarial services provided to other TPA firms seeking to scale or supplement internal capacity while retaining client relationships.
- Fiduciary Peace-of-Mind Services Ongoing fiduciary guidance and consulting for plan sponsors delivered by TRPC's team of consultants, actuaries, and administrators to help employers meet ERISA fiduciary responsibilities and regulatory requirements.
Quantifiable outcome
- Online distribution processing shortens distribution processing time by up to a week compared to traditional paper-based methods
- +3 more outcomes
Companies that use The Retirement Plan Company LLC
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles4 records
The Retirement Plan Company LLC technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability3 records
Feature6 records
The Retirement Plan Company LLC partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Ingham Russell Investment Advisors, Inc. dba Ingham Retirement GroupcoreEffective July 1, 2025, Ingham Russell Investment Advisors, Inc. dba Ingham Retirement Group became part of Daybright Advisory Services, Inc. (formerly TRPC Advisory Services). Ingham Retirement Group is affiliated with TRPC and specializes in pension freedom through liability-driven investing strategies. The companies work together to provide comprehensive retirement and investment management services.
- PASI Investments, LLCcoreEffective July 1, 2025, PASI Investments, LLC became part of Daybright Advisory Services, Inc. PASI Investments is affiliated with TRPC and provides investment advisory services that are integrated into the TRPC retirement plan administration ecosystem.
- U.S. Retirement & Benefits Partners (now Daybright Financial)coreTRPC is a Partner Firm of Daybright Financial (formerly U.S. Retirement & Benefits Partners), one of the nation's largest independent, privately held firms specializing in employee benefits and retirement plan solutions. The parent company is unifying its brand, with TRPC rebranding to become part of Daybright Financial. This partnership provides TRPC with the backing of a large national network while maintaining its operational independence as a TPA.
- Financial Advisors / Investment AdvisorscoreTRPC's core distribution model relies on partnerships with financial advisors and investment advisors across the country who bring plan sponsor clients and provide ongoing investment advisory services to plan participants. TRPC positions itself as a consultative, platform-neutral TPA partner that supports advisors in acquiring, managing, and scaling their retirement plan advisory business.
- TPA Firms (Outsourcing Partners)minorTRPC serves as a national TPA outsourcing partner for other TPA firms that need to scale or lack internal administrative capacity. These firms outsource recordkeeping, administration, and actuarial functions to TRPC while maintaining their client relationships.
Scale indicators6 records
Recent moves7 records
Expansion highlights5 records
The Retirement Plan Company LLC competitors and assessment
Company assessmentDirect peers
- Ascensus: One of the largest independent TPAs for retirement plans in the US, serving small to mid-sized plans with recordkeeping, plan administration, and ERISA compliance services — directly overlapping with TRPC's core TPA offering and serving similar financial advisors and plan sponsor segments.
- Newport (formerly meeting street one / dra analysis): Independent retirement plan consulting and administration firm serving advisors and plan sponsors with recordkeeping, actuarial, and consulting services — directly comparable as a non-affiliated open-architecture TPA targeting the same advisor channel as TRPC.
Broad incumbents
- Principal Financial Group: Major diversified financial services firm providing 401(k) plan recordkeeping, administration, defined benefit/cash balance actuarial services, and group annuities. Overlaps with TRPC in retirement administration and actuarial support, with broader investment and insurance products.
- Fidelity Workplace Investing: Recordkeeper for millions of workplace retirement plan participants, offering full-stack administration, custody, and investment options to plan sponsors across small business to enterprise — overlapping with TRPC's 401(k) administration focus but bundled with proprietary investment products.
- Schwab Retirement Plan Services: Provides bundled recordkeeping and administration for employer-sponsored retirement plans, partnering with advisors and serving small/mid-market plan sponsors — directly comparable in customer base and consulting-led sales motion to TRPC.
- Empower Retirement: Largest US retirement plan recordkeeper by participant count, offering bundled recordkeeping, custody, and administration. Serves similar plan sponsors and competes directly for advisor-led plan wins, but at materially greater scale with proprietary fund menus.
- ADP Retirement Services: Provides retirement plan recordkeeping and administration, often bundled with payroll processing — closely comparable to TRPC's READY.SET(k) small-business 401(k) motion and DVC payroll portal capabilities.
- Paychex Retirement Services: Retirement plan recordkeeping and administration primarily for small and mid-sized businesses, often bundled alongside Paychex payroll — direct overlap with TRPC's READY.SET(k) target segment and small-business 401(k) administration focus.
Emerging players
- Ubiquity Retirement + Savings: Technology-enabled retirement plan recordkeeper for small businesses with simplified pricing and automated compliance — overlaps with TRPC's READY.SET(k) on small-business 401(k) administration and pricing transparency positioning.
- ForUsAll: Modern 401(k) platform with recordkeeping and managed accounts targeting small and mid-sized plans. Competes with TRPC's READY.SET(k) in the small-business 401(k) segment, offering a more tech-forward onboarding experience.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
The Retirement Plan Company LLC social profiles
Digital presenceThe Retirement Plan Company LLC compliance and trust
Trust signalCompliance1 record
The Retirement Plan Company LLC financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Retirement Plan Company LLC leadership team
Management profileNumber of profiles
Profiles1 record
The Retirement Plan Company LLC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Retirement Plan Company LLC M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Retirement Plan Company LLC
What does The Retirement Plan Company LLC do?
The Retirement Plan Company, LLC provides third-party administration, open-architecture daily valuation recordkeeping, and actuarial services for qualified retirement plans including 401(k), 403(b), 457, profit sharing, money purchase, defined benefit, and cash balance plans. It serves plan sponsors, investment advisors, and other TPA firms with compliance testing, Form 5500 filing, fiduciary guidance, and participant-facing tools, and operates the My Plan Admin fulfillment platform and READY.SET(k) packaged solution for new small-business 401(k) plan setup.
Is The Retirement Plan Company LLC a public or private company?
The Retirement Plan Company LLC is a private company. It is classified as corporate owned and is currently operating.
When was The Retirement Plan Company LLC founded?
The Retirement Plan Company LLC was founded in 1992. It employs 251 to 500 people.
Where is The Retirement Plan Company LLC based?
The Retirement Plan Company LLC is headquartered in Brentwood, United States, in the North America region.
How does The Retirement Plan Company LLC make money?
Three revenue lines are on record. Third-Party Administration (TPA) Services are the primary driver. The others are recordkeeping Services and READY.SET(k) New Plan Setup and Administration.
Who are The Retirement Plan Company LLC's main competitors?
Direct peers on record are Ascensus and Newport (formerly meeting street one / dra analysis). Broad incumbents are Principal Financial Group, Fidelity Workplace Investing, Schwab Retirement Plan Services, Empower Retirement, ADP Retirement Services and Paychex Retirement Services. Emerging players are Ubiquity Retirement + Savings and ForUsAll.
Does The Retirement Plan Company LLC have an API?
No public API is recorded for The Retirement Plan Company LLC.
What industry is The Retirement Plan Company LLC in?
The Retirement Plan Company LLC's product category is Retirement Plan Administration (Third-Party Administration). Its primary akta.pro industry code is FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension), with a secondary code of FSAEABAF, Retirement Plan Participant Advice & Managed Accounts. Its NAICS code is 524292 and its SIC code is 6282.