Banca UBAE
Banca UBAE is a privately held Italian commercial bank founded in 1972, specializing in trade finance, factoring, syndicated lending, and corporate banking for companies engaged in cross-border commerce between Italy and the Mediterranean/North African region.
- Company typePrivate
- Founded1972
- HeadquartersRoma, Italy
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Banca UBAE does
Banca UBAE S.p.A. is a privately held Italian commercial bank founded in 1972 and headquartered in Rome at Via Quintino Sella 2. The bank is organized around four core divisions: Trade Finance, Finance, Syndication & Energy, and Factoring. Its positioning is explicitly niche: Banca UBAE acts as a specialized intermediary for cross-border trade between Italy and the broader Mediterranean and North African region, evidenced by its Milan branch, a Tripoli representative office in Libya, and a network of named country consultants covering Algeria and Tunisia, Egypt, Ethiopia, and Pakistan.
The product surface combines traditional trade-finance instruments (letters of credit, documentary credits, international factoring, syndicated loans for the energy sector) with a digital banking layer delivered through "Home Banking NextGen," a Web Factoring platform, SMS alerts, and OTP-based two-factor authentication. Banking infrastructure — including PSD2-compliant open banking interfaces for Payment Initiation, Account Information, and Card-based payment services — is provisioned through Cedacri Group S.p.A.'s multi-operator platform, with technical specifications published via the developer.cedacri.it portal and a sandbox environment for Third Party Providers. The bank is regulated under MiFID for post-trade transparency reporting and operates within a full Italian and EU compliance perimeter (PSD2, FATCA/CRS, Wolfsberg CBDDQ, US Patriot Act, Italian Legislative Decree 231/2001 organizational model, and an Italian banking license).
Commercially, Banca UBAE runs a relationship-led, enterprise go-to-market: dedicated International and Domestic Business Development divisions sell directly to corporate clients, pricing is negotiated case-by-case, and revenue is generated primarily through transaction fees on trade finance and factoring, with recurring fees on banking operations and correspondent relationships. The customer base is concentrated in companies engaged in Italy–Mediterranean/North African trade flows requiring letters of credit, documentary credits, cross-border financing, and working-capital optimization through receivables management. Share capital stands at €261,185,870 and headcount is reported at 101–250 employees, consistent with a mid-sized specialist institution rather than a mass-market retail bank.
Banca UBAE firmographics
Firmographics- Name
- Banca UBAE
- Legal name
- Banca UBAE S.p.A.
- Website
- https://bancaubae.it
- Company type
- Private
- Founded year
- 1972
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Banca UBAE is a privately held Italian commercial bank founded in 1972, specializing in trade finance, factoring, syndicated lending, and corporate banking for companies engaged in cross-border commerce between Italy and the Mediterranean/North African region.
- Ownership category
- akta.pro rank
Banca UBAE industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Structured Trade & Export Credit (ECA-backed, Structured Solutions) (FSABAHAJ)
- akta.pro secondary industry
- Import & Buyer Finance (Import Loans, Trade Loans) (FSABAHAH)
Keywords
Where Banca UBAE is headquartered
LocationHeadquarters
- HQ city
- Roma
- HQ country
- Italy
- HQ region
- Europe
Offices3 records
Markets served
Banca UBAE business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Trade Finance: Trade finance services including letters of credit, documentary credits, and international trade financing solutions for corporate clients engaged in cross-border commerce.
- Factoring: Factoring services including domestic and international factoring, receivables management, and Web Factoring platform for online factoring operations.
- Finance & Syndication: Corporate lending, syndicated loans, and energy sector financing solutions.
- Banking Operations: General commercial banking services including deposits, payments, and correspondent banking relationships.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Banca UBAE product offering
Product offeringCore offering
Banca UBAE provides commercial loans, export and import financing, and trade finance instruments including letters of credit and documentary credits for corporate clients engaged in cross-border commerce. The bank also offers domestic and international factoring services, corporate finance and treasury operations, syndicated loans with energy-sector specialization, capital markets activities, correspondent banking, and payment services. Its focus is facilitating international trade between Italy, Libya, and broader Mediterranean/North African regions through its branch network and international consultant presence.
Product overview
Banca UBAE operates as a single-bank financial institution organized as a platform-plus-specializations architecture. The core offering centers on Trade Finance as the primary business focus, supported by Finance, Syndication & Energy, and Factoring divisions. Digital banking services include Home Banking NextGen (for retail and corporate customers), Web Factoring, SMS Alert notifications, and OTP authentication. Regulatory compliance products include Post Trade Transparency reporting under MiFID and PSD2 Gateway services for open banking statistics. The bank also maintains a physical branch network in Italy (Rome and Milan) with international representation in Libya.
Differentiator
Problem solved
Functional benefit
Products and services
- Trade Finance
Companies that use Banca UBAE
Customer profileSegments2 records
Ideal customer profiles2 records
Banca UBAE technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Banca UBAE partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Cedacri Group S.p.A.coreCedacri Group S.p.A. serves as the multi-operator platform provider for Banca UBAE's PSD2 open banking interfaces. Cedacri publishes technical specifications and manages the sandbox environment for Third Party Providers (TPPs) including PISPs, AISPs, and CISPs. Assistance during testing is available via [email protected].
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Banca UBAE competitors and assessment
Company assessmentMarket position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks2 records
Key highlights6 records
Customer concentration
Banca UBAE compliance and trust
Trust signalCompliance8 records
Banca UBAE financial estimates
Financial estimateRevenue estimate
Valuation estimate
Banca UBAE leadership team
Management profileNumber of profiles
Banca UBAE funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Banca UBAE M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Banca UBAE
What does Banca UBAE do?
Banca UBAE provides commercial loans, export and import financing, and trade finance instruments including letters of credit and documentary credits for corporate clients engaged in cross-border commerce. The bank also offers domestic and international factoring services, corporate finance and treasury operations, syndicated loans with energy-sector specialization, capital markets activities, correspondent banking, and payment services. Its focus is facilitating international trade between Italy, Libya, and broader Mediterranean/North African regions through its branch network and international consultant presence.
Is Banca UBAE a public or private company?
Banca UBAE is a private company. It is classified as unknown and is currently operating.
When was Banca UBAE founded?
Banca UBAE was founded in 1972. It employs 101 to 250 people.
Where is Banca UBAE based?
Banca UBAE is headquartered in Roma, Italy, in the Europe region.
How does Banca UBAE make money?
Four revenue lines are on record. Trade Finance is the primary driver. The others are factoring, finance & Syndication and banking Operations.
Does Banca UBAE have an API?
Yes. Banca UBAE provides PSD2 (Payment Services Directive 2) compliant API access for Third Party Providers (TPP). The interface enables PISP (Payment Initiation Service Provider), AISP (Account Information Service Provider), and CISP (Card Initiation Service Payment) services. Technical specifications are published by Cedacri Group S.p.A. via their developer portal at https://developer.cedacri.it. A sandbox environment is available for testing. The API follows EBA guideline no. 6 and provides access to online accounts for payment initiation and account information services. Developer documentation is at developer.cedacri.it.
What industry is Banca UBAE in?
Banca UBAE's product category is Commercial Banking. Its primary akta.pro industry code is FSABAHAJ, Structured Trade & Export Credit (ECA-backed, Structured Solutions), with a secondary code of FSABAHAH, Import & Buyer Finance (Import Loans, Trade Loans). Its NAICS code is 52211 and its SIC code is 6021.