FPS GOLD
FPS GOLD, a division of DHI Computing Service, Inc., provides integrated core banking, digital banking, wire transfer, and back-office software to US community banks, credit unions, ILCs, and trust companies. Founded in 1964 and based in Provo, Utah, it serves mid-sized institutions with custom-priced subscription and professional services.
- Company typePrivate
- Founded1964
- HeadquartersProvo, United States
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What FPS GOLD does
FPS GOLD, a division of privately held DHI Computing Service, Inc., is a Provo, Utah-based provider of core processing and eBanking software for US community banks, credit unions, industrial loan companies (ILCs), and trust companies. Founded in 1964 by Bliss Crandall, the company has operated continuously for 60+ years and now employs between 251 and 500 people, serving financial institutions whose average asset size is approximately $3.6 billion. Its offering is anchored by CoreView GOLD, a real-time core banking system with integrated deposit servicing, loan servicing, CRM, and general ledger, extended by modular products including eBanking (online and mobile banking), EFT GOLD (wire transfer management with SWIFT GPI visibility), BankCMS (content management), FedNow instant payments, and a newly launched web-based Accounts Payable system.
The platform uses a modular, API-enabled architecture supporting FedNow instant payments, third-party integrations with vendors such as MX, Wolters Kluwer, Nasdaq Verafin, nCino, WorldPay, Zions Bank, DigiCert, Urban FT, Deluxe, NICE Actimize, Outseer, iPay, DocuSign, and ChexSystems, and mobile banking on iOS and Android. FPS GOLD generates revenue through recurring subscription or licensing fees (custom-priced by institution asset size and module selection, billed monthly) plus professional services for implementation, training, and conversion. Distribution is exclusively direct enterprise sales with a consultative, relationship-driven motion supported by an annual user conference (Directions) held in Park City, Utah. The company is a member of the American Bankers Association, NACHA, and the Independent Community Bankers of America, and markets itself as a single-source vendor that eliminates multi-vendor finger-pointing — a positioning reinforced by client tenures approaching 30 years.
FPS GOLD firmographics
Firmographics- Name
- FPS GOLD
- Legal name
- DHI Computing Service, Inc.
- Website
- https://fpsgold.com
- Company type
- Private
- Founded year
- 1964
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- FPS GOLD, a division of DHI Computing Service, Inc., provides integrated core banking, digital banking, wire transfer, and back-office software to US community banks, credit unions, ILCs, and trust companies. Founded in 1964 and based in Provo, Utah, it serves mid-sized institutions with custom-priced subscription and professional services.
- Ownership category
- akta.pro rank
FPS GOLD industry classification
Industry- Product category
- Core Banking Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industry
- Merchant Acquiring & Processing Platforms (BPAMAFAB)
Keywords
Where FPS GOLD is headquartered
LocationHeadquarters
- HQ city
- Provo
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
FPS GOLD business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Core Banking Software Subscription: FPS GOLD generates revenue primarily through subscription/licensing fees for its integrated suite of banking software modules, including core banking (CoreView GOLD), digital banking (eBanking), wire transfer (EFT GOLD), deposit servicing, loan servicing, and general ledger. Pricing is custom-tailored to each financial institution based on asset size and specific module requirements, indicating a recurring subscription model.
- Professional Services (Implementation, Training, Conversion): FPS GOLD provides implementation, training, and conversion services as part of its revenue model. The company conducts annual client visits, bi-weekly meetings, and offers face-to-face or online training options. Conference fees (Directions) are billed on the regular monthly invoice.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Custom enterprise pricing based on institutional needs |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels9 records
FPS GOLD product offering
Product offeringCore offering
FPS GOLD develops and licenses an integrated banking software platform for community financial institutions, anchored by its CoreView GOLD core banking system and extended by Digital Banking (eBanking), EFT GOLD wire transfer software, BankCMS content management, a General Ledger System, FedNow instant payments support, Banking CRM, and an Accounts Payable module. The platform is delivered via subscription with custom pricing tied to institution size and selected modules, and is supported by implementation, training, conversion, and client services.
Product overview
FPS GOLD offers a platform-plus-modules architecture for banking software. The core platform is CoreView GOLD, a comprehensive core banking system that integrates deposit accounts, loan servicing, and CRM capabilities. Around this core, FPS GOLD provides additional modules including Digital Banking (eBanking) for online and mobile banking, EFT GOLD for wire transfer management, BankCMS for content management, a General Ledger System for accounting, and FedNow Instant Payments support. The platform also includes a new web-based Accounts Payable system and supports various digital banking enhancements including enhanced P2P payments and Family Banking features. The products are designed primarily for community banks, credit unions, ILCs, and trust companies, with clients ranging from single-office community banks to multi-branch commercial banks.
Differentiator
Problem solved
Functional benefit
Brands
- CoreView GOLD: Core banking system that helps cut data processing costs, adds greater flexibility, improves productivity, and integrates systems.
- EFT GOLD
- eBanking
- BankCMS
- CIM GOLD
Products and services
- CoreView GOLD Customizable core banking system that cuts data processing costs, adds flexibility, improves productivity, and integrates systems for better profitability management and reporting. Includes CRM, deposit, and loan servicing capabilities for community financial institutions.
- Digital Banking (eBanking) Web-based online and mobile banking platform enabling customers of community financial institutions to check balances, deposit checks, transfer money, pay bills, submit wires and ACH batches, and access banking services on any device. Includes consumer and commercial banking features, mobile deposit, card controls, positive pay fraud prevention, multi-layer security, financial dashboard, bill payment, and customizable branding.
- EFT GOLD Browser-based wire transfer system for financial institutions that creates, reviews, and processes wires with recurring templates, risk monitoring, Store-and-Forward, wire tracking, and integration with the Federal Reserve Wire Network. Supports SWIFT GPI visibility for cross-border wires via the PCBB integration and offers a documented API for third-party integrations.
- BankCMS Content management system designed specifically for financial institutions to design, test, optimize, and host marketing websites with responsive design and easy content management.
- General Ledger System Accounting system providing daily reports for immediate and accurate data, custom report creation capabilities, and general ledger balancing functionality integrated with the core banking platform.
- FedNow Instant Payments Real-time payment and settlement service enabling individuals and businesses to make instant payments, supporting the Federal Reserve's FedNow Service for faster money movement on the FPS GOLD platform.
- Accounts Payable (A/P) System Web-based accounts payable system with company options, vendor masters, document attachments, invoice processing, approval workflows, in-app and email notifications, invoice lookup, payment flagging, 1099-NEC and 1099-MISC tax reporting, and security privileges. Designed for financial institution back-office operations.
- Banking CRM Customer relationship management module integrated with the CoreView GOLD core banking system. Provides customer profiles, combined customer data centralization, relationship linking, profitability assessment, and profitability reports with color-coded ratings.
Quantifiable outcome
- Clients have increased in asset size by an average of 260% since their conversion to FPS GOLD.
- +2 more outcomes
Companies that use FPS GOLD
Customer profileNamed customers21 records
Segments4 records
Ideal customer profiles3 records
FPS GOLD technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature9 records
FPS GOLD partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- PCBB (Pacific Coast Bankers' Bancorp)corePCBB (Pacific Coast Bankers' Bancorp) integrated its international wire services into FPS GOLD's EFT GOLD platform. The partnership enables community banks and credit unions to initiate, approve, and process international wire transfers within their existing FPS GOLD digital banking environment, providing straight-through processing and SWIFT GPI visibility for cross-border payments.
- FedNow Service (Federal Reserve)coreFPS GOLD supports the Federal Reserve's FedNow instant payments service, enabling financial institutions to offer real-time payments to their customers. FPS GOLD provides dedicated FedNow resources and implementation support.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
FPS GOLD competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks1 record
Key highlights6 records
Customer concentration
FPS GOLD social profiles
Digital presenceFPS GOLD financial estimates
Financial estimateRevenue estimate
Valuation estimate
FPS GOLD leadership team
Management profileNumber of profiles
Profiles6 records
FPS GOLD funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FPS GOLD M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FPS GOLD
What does FPS GOLD do?
FPS GOLD develops and licenses an integrated banking software platform for community financial institutions, anchored by its CoreView GOLD core banking system and extended by Digital Banking (eBanking), EFT GOLD wire transfer software, BankCMS content management, a General Ledger System, FedNow instant payments support, Banking CRM, and an Accounts Payable module. The platform is delivered via subscription with custom pricing tied to institution size and selected modules, and is supported by implementation, training, conversion, and client services.
Is FPS GOLD a public or private company?
FPS GOLD is a private company. It is classified as corporate owned and is currently operating.
When was FPS GOLD founded?
FPS GOLD was founded in 1964. It employs 251 to 500 people.
Where is FPS GOLD based?
FPS GOLD is headquartered in Provo, United States, in the North America region.
How does FPS GOLD make money?
Two revenue lines are on record. Core Banking Software Subscription is the primary driver. The others are professional Services (Implementation, Training, Conversion).
Does FPS GOLD have an API?
Yes. FPS GOLD offers a rich API that enables integration with third-party platforms such as mobile banking systems, other core systems, and more. The API facilitates importing wire information from external systems like online banking platforms and loan origination software. It allows for seamless interfacing with core systems at different lifecycle stages of wire transfers, streamlining data entry, ensuring data accuracy, and automating transactions. Developer documentation is at www.fpsgold.com/wire-transfer-software.
What industry is FPS GOLD in?
FPS GOLD's product category is Core Banking Software. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of BPAMAFAB, Merchant Acquiring & Processing Platforms. Its NAICS code is 518210 and its SIC code is 7370.