Polish Re

What Polish Re does

Polish Re (Polskie Towarzystwo Reasekuracji S.A.) is the only dedicated professional reinsurer domiciled in Poland, operating since September 1996 from its headquarters in Warsaw (ul. Bytomska 4). The company provides reinsurance capacity to insurance companies (cedents) across approximately 40 markets in Central and Eastern Europe and beyond, serving over 200 clients. It is a wholly-owned subsidiary of Fairfax Financial Holdings Limited (Toronto), which has been the sole shareholder since January 2009, and is rated 'A+' by S&P and 'A' by AM Best.

The company's offering is organized around five core product lines: Property/Engineering Reinsurance, Agriculture Reinsurance, Marine & Cargo Reinsurance, Liability Reinsurance, and Accident & Health Reinsurance. These lines are delivered on both an obligatory treaty and facultative basis, on proportional and non-proportional structures. Underwriting leadership is organized regionally, with named area managers covering specific country clusters (Poland, Central Asia, Caucasus, Western Balkans, Scandinavia/Baltics, Israel, Turkey, among others), and supported by a portfolio-analysis team and underwriting analysts. Polish Re also runs underwriting seminars, conferences, individual training, and market events to share expertise and build relationships with cedents.

Polish Re's revenue model is subscription/recurring in nature, generated through reinsurance premium income accepted from cedents in exchange for participation in the coverage of losses. Pricing is negotiated contract-by-contract based on risk profile, coverage type, and treaty terms, with no publicly disclosed rate card. Reinsurance targets both small and medium-sized insurers needing capacity and risk diversification, and larger insurance undertakings requiring sophisticated and complex reinsurance programs. The customer base spans insurance companies and large insurance groups across CEE, with no segment-specific pricing disclosure.

Name

Polish Re

Legal name

Polskie Towarzystwo Reasekuracji S.A.

Website

https://polishre.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

11–50 employees

Short description

Polish Re (Polskie Towarzystwo Reasekuracji S.A.) is a Warsaw-based, Fairfax-owned professional reinsurer providing treaty and facultative reinsurance across five lines (property/engineering, agriculture, marine/cargo, liability, A&H) to over 200 insurance company clients in approximately 40 markets, primarily across Central and Eastern Europe.

Ownership category

akta.pro rank

Product category

Reinsurance

NAICS

Reinsurance Carriers (524130), Reinsurance Carriers (52413)

SIC

Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Property Facultative Reinsurance (FSAOAFAA)

akta.pro secondary industry

Facultative Professional Liability Reinsurance (FSAOAFAG)

Keywords

• Reinsurance services
• Treaty reinsurance
• Facultative reinsurance
• Property reinsurance
• Insurance risk transfer

Headquarters

HQ city

Warszawa

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Reinsurance Premium Income: Polish Re generates revenue by accepting reinsurance premiums from insurance companies (cedents). The company takes over part of the insurance premium income in exchange for subsequent participation in coverage of losses. Revenue comes from both obligatory treaty reinsurance and facultative reinsurance on proportional or non-proportional basis.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Polish Re (Polskie Towarzystwo Reasekuracji S.A.) provides reinsurance coverage to insurance companies (cedents) across approximately 40 markets in Central and Eastern Europe. The company accepts part of the insurance premium income ceded by primary insurers in exchange for participation in the coverage of losses, delivering both obligatory treaty and facultative reinsurance on proportional and non-proportional bases across property/engineering, agriculture, marine & cargo, liability, and accident & health lines. It also supplements reinsurance with underwriting training, seminars, conferences, and market events to share reinsurance expertise with cedents.

Product overview

Polish Re (Polskie Towarzystwo Reasekuracji) operates as a single unified reinsurance platform offering five interconnected business lines: Property/Engineering Reinsurance, Agriculture Reinsurance, Marine & Cargo Reinsurance, Liability Reinsurance, and Accident & Health Reinsurance. The company provides treaty (obligatory) and facultative reinsurance on both proportional and non-proportional bases. These products serve as the core offering—a comprehensive reinsurance portfolio designed for small and medium-sized insurers as well as larger market participants across Central and Eastern Europe.

Differentiator

Problem solved

Functional benefit

Products and services

• Property / Engineering Reinsurance Reinsurance coverage for property and engineering risks on both treaty and facultative bases, including fire and allied perils, all risks, business interruption, and engineering policies for commercial, industrial, and construction risks, offered to insurance company cedents.
• Agriculture Reinsurance Reinsurance capacity for agricultural insurance, particularly crops and livestock, structured through obligatory Quota Share and Stop Loss contracts, with additional support in risk assessment, loss adjustment, and portfolio management for cedent insurers.
• Marine & Cargo Reinsurance Reinsurance offering obligatory coverage for cargo risks, vessel Casco insurance, shipowners' liability, and shipbuilders insurance, plus facultative coverage for cargo and shipbuilders insurance, provided to insurance company cedents.
• Liability Reinsurance Reinsurance coverage for public and product liability, employers' liability, professional indemnity, and terrorism liability based on London Standard Wordings, with individual risk assessment for each case, offered to insurance company cedents.
• Accident & Health Reinsurance Reinsurance capacity for personal accident and travel insurance primarily through obligatory treaties, with facultative coverage available for group policies and sports insurance cooperation, provided to insurance company cedents.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• SCOR: French global reinsurer with diversified P&C and specialty lines including CEE operations. Overlaps with Polish Re on multi-line treaty and facultative placements to regional cedents.
• Swiss Re: One of the world's largest reinsurers with broad multi-line and multi-territory operations including CEE. Overlaps with Polish Re on property, liability, and specialty treaty business across the region.
• Munich Re: Global reinsurance leader with significant CEE treaty and facultative activity. Competes with Polish Re on larger cedent mandates and CAT placements but is not regionally specialized.
• Hannover Re: German-headquartered global reinsurer with strong P&C treaty presence across CEE. Competes for larger cedent relationships and CAT capacity Polish Re also targets.
• PartnerRe: Bermuda-based global multi-line reinsurer with P&C and specialty treaty business across Europe and emerging markets. Competes with Polish Re on mid-sized and complex cedent relationships across CEE.

Direct peers

• Sava Re (Pozavarovalnica Sava): Slovenia-based Sava Re is a regional reinsurer serving CEE and former-Yugoslav markets with both treaty and facultative reinsurance. Highly comparable as a mid-sized regional reinsurer with similar customer profile of CEE cedents.
• VIG Re (Vienna Reinsurance): Vienna Reinsurance is the reinsurance subsidiary of Vienna Insurance Group, focused on Central and Eastern European markets — directly comparable to Polish Re's regional focus, customer base of cedent insurers, and multi-line P&C reinsurance offering.

Regional players

• Milli Re: Turkish national reinsurer serving primarily Turkish and regional markets with multi-line reinsurance. Comparable as a regional specialist serving emerging-market cedents, with overlapping facultative and treaty offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/polish-re

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Polish Re