Cadeia

What Cadeia does

Cadeia is a Berlin-based financial technology company that operates the Digital Services Platform (DSP), an infrastructure layer purpose-built for the structuring, issuance, settlement, servicing, and cash-flow distribution of complex financial products such as asset-backed securities, syndicated loans, and bonds. The platform is anchored by a proprietary Contract Engine that enables automated execution of legal contracts, transactions, and payments, and is delivered on top of distributed ledger technologies with shared real-time information, automatically generated audit trails, and digital handshake functionality for deal terms between issuers and investors. Module coverage currently spans structuring/issuance/settlement and servicing/cash-flow distribution, with a Reporting, Compliance & Analytics module positioned as a forthcoming addition.

The company's target buyer base is concentrated in regulated financial institutions — specifically commercial and investment banks, asset managers, insurance companies, and pension funds — and it pursues those buyers via a B2B enterprise field-sales motion centered on consultative demos and direct engagement. Revenue mechanics are not publicly disclosed but are characterized as platform services for complex financial product lifecycle management, consistent with subscription or usage-based enterprise pricing.

Cadeia (legal entity Cadeia GmbH, registered in Berlin-Charlottenburg) was founded in 2017 by a team combining investment banking, fintech, and digital asset expertise with more than 100 years of cumulative market experience (Patrick Hartl, Dr. Marco Schmitz, Martin Loretz, Rolf Steffens, and Constantin Ketz are referenced across sources as the founding cohort). The company has been venture-backed, completing a seed round in November 2021 led by Blockrocket with coinIX, Bank Frick, Vanagon Ventures, and other DACH-based private and institutional investors, followed by an additional financing event in June 2022 involving VentureOut. The company remains private, employs 1-10 people, and has not publicly disclosed revenue or pricing.

Name

Cadeia

Legal name

Cadeia GmbH

Website

https://cadeia.co

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Cadeia GmbH is a Berlin-based fintech operating the Digital Services Platform (DSP), a distributed-ledger infrastructure with a proprietary Contract Engine that automates the structuring, issuance, settlement, servicing, and cash-flow distribution of complex financial products for banks, asset managers, insurers, and pension funds.

Ownership category

akta.pro rank

Product category

Capital Markets Technology

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Asset-Backed Securities (6189), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)

akta.pro secondary industry

Commercial Paper (CP) & Money Market Issuance (FSACABAH)

Keywords

• Structured finance platform
• Asset-backed securities
• Syndicated loan technology
• Capital markets software
• Financial product issuance

Headquarters

HQ city

Berlin

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Platform Services: Digital Services Platform (DSP) providing structuring, issuance, and settlement services for complex financial products (asset-backed securities, syndicated loans, bonds). Revenue likely derived from platform usage/subscription model serving financial institutions.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Cadeia develops and operates the Digital Services Platform (DSP), a distributed-ledger-based platform for the structuring, issuance, settlement, servicing, and cash-flow distribution of complex financial products such as asset-backed securities, syndicated loans, and bonds. The platform also provides reporting, compliance, and analytics tooling for issuers and investors, with a custom-built Contract Engine at its core that automates execution of legal contracts, transactions, and payments.

Product overview

Cadeia offers a single unified platform called the Digital Services Platform (DSP) for complex financial products. The DSP is a modular platform comprising four interconnected components: the core Contract Engine (which powers automated execution of legal contracts, transactions, and payments), the Structuring/Issuance/Settlement Module (for deal creation and lifecycle management), the Servicing & Cash Flow Distribution Module (for payment automation and rule-based execution), and the Reporting/Compliance & Analytics Module (for investor and issuer transparency). Together, these modules provide end-to-end capabilities from product origination through servicing and reporting.

Differentiator

Problem solved

Functional benefit

Products and services

• Digital Services Platform (DSP) A digital platform for the structuring, issuance, and settlement of complex financial products such as asset-backed securities, syndicated loans, and bonds. It includes a custom-built Contract Engine that automates execution of legal contracts, transactions, and payments, plus integrated servicing, rule-based cash flow distribution, and reporting/compliance/analytics tooling for issuers and investors at banks, asset managers, insurance companies, and pension funds.
• Contract Engine A proprietary, custom-built engine embedded in the DSP that enables automated execution of legal contracts, transactions, and payments across the financial product lifecycle. It underpins Cadeia's differentiation in delivering structured finance workflows on distributed ledger technology for institutional issuers and investors.

Quantifiable outcome

• Enhanced efficiency and safety as well as reduced costs for servicing and cash flow distribution

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• Securitize: DLT platform for issuance, management, and trading of digital securities including tokenized funds and structured products. Comparable to Cadeia in targeting regulated issuance and lifecycle automation for financial institutions.
• HQLAx: DLT-based platform for collateral and securities lending using a fungible basket of high-quality liquid assets. Comparable DLT capital markets infrastructure focus with bank-side workflow automation.
• Figure: DLT-native platform for lending, securitization, and capital markets including home equity lines and structured products. Highly comparable to Cadeia in applying blockchain to ABS-style issuance and servicing.
• tZERO: Blockchain-based securities platform for issuance and secondary trading of tokenized assets. Overlaps with Cadeia in DLT-based capital markets infrastructure, though tZERO focuses more on trading venues.
• Digital Asset: Enterprise DLT (Canton/DAML) platform for capital markets infrastructure including settlement, tokenization, and complex financial product workflows. Directly comparable to Cadeia's DSP approach and serves similar bank/asset manager customer base.

Emerging players

• Taurus: Swiss-based DLT infrastructure provider for tokenized assets and digital securities, serving European banks and asset managers. Comparable emerging player in the same DLT capital markets niche as Cadeia.
• Ownera: DLT interoperability infrastructure enabling tokenized securities to be distributed across multiple blockchain networks. Comparable emerging player addressing similar institutional DLT capital markets workflows.
• Provenance Blockchain: Public DLT purpose-built for financial services including asset-backed lending, private credit, and securities servicing. Comparable emerging infrastructure for DLT-based capital markets workflows.

Broad incumbents

• Finastra: Large incumbent financial software vendor providing capital markets, lending, and treasury platforms to banks globally. Broader incumbent with overlapping capabilities in structured finance and syndicated loan workflows Cadeia targets.
• R3: Operator of the Corda enterprise blockchain platform widely adopted by banks for syndicated loans, trade finance, and capital markets. Larger incumbent with established bank consortiums and broader product scope.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/cadeia_co
• LinkedInlinkedin.com/company/cadeia-co

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds2 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cadeia