T2P

Corporate Fintech / B2B Financial Softwaret2pco.com

T2P is a Thailand-based fintech providing B2B2C digital financial services — spend management, corporate card issuance, wallet systems, payment gateways, escrow, and loyalty programs — to corporate clients, with strategic backing from Kasikorn Bank via Beacon Venture Capital.

Company typePrivate
Founded2011
HeadquartersBangkok, Thailand
Headcount51–100
GTM typeB2B
OfferingSoftware

What T2P does

T2P Co., Ltd. is a Bangkok-headquartered fintech founded in 2011 that delivers B2B2C digital financial services to corporate clients across Thailand. Its platform spans corporate spend management with real-time card controls, business card issuance, a digital wallet system with transaction insights, a multi-channel payment gateway accepting credit, debit, mobile wallets and in-store payments, business escrow, a flexible financial solutions offering branded T2P Flex, a loyalty product called DeepBlok, a consumer personal-finance product called DeepPocket, and a Google Pay integration. The company is licensed and certified by Thai regulatory authorities and serves 10 million+ end-users across 30+ corporate clients.

The underlying technology is an integrated financial services stack combining spend management, wallet, payment gateway, card issuance, escrow, and loyalty under a single vendor relationship, with a self-service corporate card portal (portal.t2pco.com) and a 24/7 call center for enterprise support. The platform is positioned as a B2B2C layer within Kasikorn Bank's broader financial ecosystem, following a 2022 strategic investment from KBank's Beacon Venture Capital arm and a co-development partnership targeting KBank's e-wallet and corporate client base. Headcount is reported at 11–50 employees, and the company operates from a single office in Bangkok with Thailand-only market coverage.

T2P monetizes through transaction-based fees on payment gateway processing and wallet transactions, supplemented by recurring/subscription revenue from corporate card issuance, spend management, and loyalty services. Go-to-market is enterprise-focused via direct sales and the KBank distribution channel, with inside sales through the call center and a self-service portal for existing clients. Pricing is not publicly disclosed and is structured on a quote-based, customized basis for corporate engagements.

T2P firmographics

Firmographics

Name: T2P
Legal name: T2P Co., Ltd.
Website: https://t2pco.com
Company type: Private
Founded year: 2011
Operating status: Operating
Headcount range: 51–100 employees
Short description: T2P is a Thailand-based fintech providing B2B2C digital financial services — spend management, corporate card issuance, wallet systems, payment gateways, escrow, and loyalty programs — to corporate clients, with strategic backing from Kasikorn Bank via Beacon Venture Capital.
Ownership category
akta.pro rank

T2P industry classification

Industry

Product category: Corporate Fintech / B2B Financial Software
NAICS: Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
SIC: Miscellaneous Business Credit Institution (6159), Finance Services (6199)
akta.pro primary industry: Procurement, Vendor Management & Purchase-to-Pay (P2P) (FSAGAJAK)
akta.pro secondary industry: SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

Keywords

Corporate spend management
Payment gateway services
Digital wallet solutions
Corporate card issuance
B2B2C fintech platform

Where T2P is headquartered

Location

Headquarters

HQ city: Bangkok
HQ country: Thailand
HQ region: Asia

Offices1 record

Markets served

T2P business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

Payment Processing Services: Transaction-based revenue from payment gateway services processing credit, debit, mobile wallet, and in-store payments. Revenue generated through transaction fees on processed payments.
Corporate Card and Spend Management: Revenue from business spend card issuance and spend management solutions for corporate clients, likely through card transaction fees and service subscriptions.
Wallet System Services: Digital wallet and transaction management services for businesses, generating revenue through transaction fees and potentially subscription models.
Loyalty Program (DeepBlok): Customer loyalty solutions provided to businesses, generating revenue through service fees or subscription.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

T2P product offering

Product offering

Core offering

T2P operates a B2B2C digital financial solutions platform for Thai businesses, providing spend management, corporate card issuance, digital wallet systems, multi-channel payment gateways, escrow services, flexible financial solutions (T2P Flex), a loyalty program (DeepBlok), and personal finance tools (DeepPocket). Its offerings enable corporate clients to control employee spending, accept payments, manage digital wallets, and run loyalty programs through an integrated, licensed fintech platform.

Product overview

T2P is a comprehensive financial solutions platform for businesses operating as a B2B2C model. The product architecture consists of a core suite of financial services including Spend Management (real-time card controls and expense monitoring), Card Issuance Service (corporate card provisioning), Wallet System (digital wallet with customer insights), Payment Gateway (multi-payment acceptance), Escrow for Business (transaction security), and T2P Flex (flexible financial solutions). These core offerings are complemented by add-on modules such as Deepblok (customer loyalty program) and DeepPocket (personal financial solutions), along with the Business Spend Card portal. The platform integrates with Google Pay for payment processing and serves over 10 million customers and 30+ corporate clients, licensed to provide financial services in Thailand.

Differentiator

Problem solved

Functional benefit

Brands

DeepPocket: Personal financial solutions
DeepBlok
T2P Flex

Products and services

Spend Management Corporate spend management solution that enables companies to set limits and monitor card usage in real time, providing flexible expense management aligned with business needs for finance and operations teams.
Card Issuance Service Corporate card issuance service that enables businesses to provision cards to employees for controlled business spending and expense management.
Wallet System Digital wallet platform that allows businesses to create, track, and manage transactions tailored to their operations, enriched with actionable customer insights.
Payment Gateway Multi-channel payment gateway that enables online and in-store merchants to accept credit, debit, mobile wallets, and in-store payments through a single integration.
Escrow for Business Secure escrow service for business transactions that holds payments to protect both buyers and sellers during B2B transactions.
T2P Flex Flexible financial solutions offering tailored for corporate clients to manage various business financial needs with customizable service configurations.
DeepBlok Loyalty Program Customer loyalty and engagement solution that helps businesses build lasting customer relationships, enhance customer experience, value, and loyalty.
DeepPocket Personal financial solutions platform for individual consumers, complementing T2P's business-focused offerings with consumer digital finance tools.
Business Spend Card Portal Self-service corporate card portal where businesses can log in to manage employee spending cards and track expenses online.

Companies that use T2P

Customer profile

Named customers2 records

Segments3 records

Ideal customer profiles3 records

T2P technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration1 record

Feature8 records

T2P partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

KBank (Kasikorn Bank)coreStrategic or Co-development Partner · 31 August 2022T2P partnered with KBank (Kasikorn Bank) to enhance KBank's e-wallet and financial services through B2B2C solutions for corporate clients. The partnership focuses on integrating digital financial services and developing innovative fintech capabilities. T2P's solutions are being integrated into KBank's ecosystem to serve corporate customers.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

T2P competitors and assessment

Company assessment

Direct peers

2C2P: Pan-Asian payment processing platform headquartered in Singapore with strong Thailand operations. Closely comparable to T2P across payment gateway, wallet, and enterprise payment orchestration for merchants and corporates.
Omise (Opn): Thai-origin payment gateway and financial services platform offering card processing, digital wallets, and SME finance. Directly comparable to T2P's payment gateway and wallet system products.
TrueMoney (Ascend Money): Leading Thai e-wallet and payment services provider under True Corporation/CP Group. Competes with T2P's wallet system and consumer payment offerings in the Thai B2B2C space.
iPay88 Thailand: Thai payment gateway operator supporting credit, debit, and mobile wallet acceptance for merchants. Direct overlap with T2P's payment gateway and online merchant acquiring proposition.

Regional players

Billplz: Malaysian payment gateway and billing platform serving SMEs with online payment acceptance. Comparable product surface to T2P's payment gateway and wallet system, but focused on Malaysia rather than Thailand.
Xendit: Indonesia-headquartered payment gateway and financial infrastructure provider serving SMEs across SEA. Comparable product set (payment gateway, wallet, disbursements) to T2P, though primarily Indonesia/Philippines focused.

Broad incumbents

Kasikornbank (KBank): T2P's strategic parent/backer and one of Thailand's largest banks. Operates a broad digital banking, e-wallet, and SME finance stack that overlaps with — and distributionally envelops — T2P's offerings.
Siam Commercial Bank (SCB): Top-tier Thai bank with growing fintech, payment, and card programs through SCB Connect and Easy App. Competes with T2P for Thai corporate digital payment and spend management spend.
Krungthai Bank (KTB): Major Thai state-linked bank with PromptPay and SME digital finance initiatives. Overlaps with T2P in corporate payment, wallet, and SME financial services across Thailand.

Emerging players

GrabPay (Grab Financial Group): SEA super-app with a scaled digital wallet, merchant payments, and embedded financial services. Competes for the same Thai consumer and merchant wallet relationships T2P targets with DeepPocket and its gateway.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

T2P financial estimates

Financial estimate

Revenue estimate

Valuation estimate

T2P leadership team

Management profile

Number of profiles

Profiles3 records

T2P funding detail

Funding detail

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

T2P M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about T2P

What does T2P do?

Is T2P a public or private company?

T2P is a private company. It is classified as corporate owned and is currently operating.

When was T2P founded?

T2P was founded in 2011. It employs 51 to 100 people.

Where is T2P based?

T2P is headquartered in Bangkok, Thailand, in the Asia region.

How does T2P make money?

Four revenue lines are on record. Payment Processing Services are the primary driver. The others are corporate Card and Spend Management, wallet System Services and loyalty Program (DeepBlok).

Who are T2P's main competitors?

Direct peers on record are 2C2P, Omise (Opn), TrueMoney (Ascend Money) and iPay88 Thailand. Regional players are Billplz and Xendit. Broad incumbents are Kasikornbank (KBank), Siam Commercial Bank (SCB) and Krungthai Bank (KTB). GrabPay (Grab Financial Group) is listed as an emerging player.

Does T2P have an API?

No public API is recorded for T2P.

What industry is T2P in?

T2P's product category is Corporate Fintech / B2B Financial Software. Its primary akta.pro industry code is FSAGAJAK, Procurement, Vendor Management & Purchase-to-Pay (P2P), with a secondary code of FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning). Its NAICS code is 518 and its SIC code is 6159.