B2 Impact
- Company typePublic
- Founded2007
- HeadquartersOslo, Norway
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
B2 Impact firmographics
Firmographics- Name
- B2 Impact
- Legal name
- B2 Impact ASA
- Website
- https://b2-impact.com
- Company type
- Public
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
B2 Impact industry classification
Industry- Product category
- Debt Management Services
- NAICS
- International, Secondary Market, and All Other Nondepository Credit Intermediation (522299), Credit Intermediation and Related Activities (522)
- SIC
- Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)
- akta.pro secondary industries
- Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG), Non-Performing Loan (NPL) / Loan Portfolio Acquisition Funds (FSANAKAG)
Keywords
Where B2 Impact is headquartered
LocationHeadquarters
- HQ city
- Oslo
- HQ country
- Norway
- HQ region
- Europe
Offices6 records
Markets served
B2 Impact business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
Revenue model
- Debt Purchase: B2 Impact purchases non-performing loans (NPLs) from banks and financial institutions at discounted prices. The company then manages the collection of these debts through amicable solutions or legal processes, generating revenue from the difference between the purchase price and amounts collected.
- Debt Collection Services (Third-party): The company collects debt on behalf of clients (third-party debt collection) in the Baltics, Finland, Sweden, and Spain. Revenue is generated through collection fees charged to the debt owners.
Go-to-market motion2 records
Distribution channels2 records
B2 Impact product offering
Product offeringCore offering
B2 Impact purchases non-performing loan (NPL) portfolios from banks and financial institutions at discounted prices, then manages the collection of these debts through amicable or legal processes. The company also provides tail
Product overview
B2 Impact is a pan-European debt management company offering a portfolio of debt solutions services. The company operates two core service lines: Debt Purchase (acquiring non-performing loans from banks and financial institutions) and Debt Collection (tailor-made strategies for debt recovery through amicable or legal channels). An additional service, Third-Party Debt Collection, is offered as a fee-based collection service in specific markets (Baltics, Finland, Sweden, Spain). The Luxembourg-based holding entities (B2Kapital Holding, BackB Investments, B-Squared Investments, Ultimo Portfolio Investment, Veraltis Group) serve as financial holding and securitization vehicles for the group's operations across 18 European markets.
Differentiator
Problem solved
Functional benefit
Products and services
- Debt Purchase B2 Impact acquires non-performing loan portfolios from banks, financing companies, and other financial institutions at a discount, then takes over the management and collection of these loans. Vendors benefit from risk reduction, improved financial liquidity, and the ability to focus on core business.
- Debt Collection Tailor-made strategies for collection of unsettled debt, delivered through amicable solutions or legal processes. Provides flexible debt restructuring approaches to help customers restore their financial credibility. Offered in all 18 European markets.
- Third-Party Debt Collection Collection of debt performed on behalf of clients in the Baltics, Finland, Sweden, and Spain. Revenue is generated through collection fees charged to debt owners. In some markets, B2 Impact carries out both third-party debt collection and debt purchasing from the same clients.
Quantifiable outcome
- 80% customer satisfaction score
- +2 more outcomes
Companies that use B2 Impact
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
B2 Impact technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
B2 Impact partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights5 records
B2 Impact competitors and assessment
Company assessmentDirect peers
- EOS Group: Owned by Otto Group, EOS is one of Europe's largest debt collection and NPL purchasers with operations across more than 25 countries. Directly comparable to B2 Impact across both NPL purchase and third-party collection.
- Lowell Group: European NPL purchaser and servicer active in the UK, Germany, Switzerland, Austria, Denmark, Norway, and Sweden. Direct competitor to B2 Impact in Nordic NPL acquisition and consumer credit servicing.
- PRA Group Inc. Global NPL purchaser with significant European operations through Aktiv Kapital. Competes directly with B2 Impact in portfolio acquisition from European banks, with a comparable focus on unsecured consumer NPLs.
- Intrum AB: The largest European credit management and NPL purchaser with operations across multiple European markets. Directly comparable to B2 Impact in both debt purchasing and third-party servicing, with broader scale and longer listing history.
- Axactor ASA: Norwegian-headquartered NPL specialist with operations across several European markets. Directly comparable mid-cap peer with similar focus on unsecured consumer NPL purchase and servicing.
- Kruk SA: Polish-listed debt management company with growing operations across Central and Southern Europe. Directly comparable to B2 Impact in purchase-and-collect NPL business model, especially in Poland where B2 Impact also operates.
- Hoist Finance AB: Swedish-headquartered NPL specialist purchasing non-performing consumer loans across Europe. Closely comparable to B2 Impact in business model (NPL purchase plus servicing), geographic footprint overlap, and mid-cap listed profile.
- DDM Holding AG: Swiss-listed NPL investment and servicing company with a European footprint. Closely comparable to B2 Impact in its NPL acquisition and active workout strategy across multiple European jurisdictions.
Emerging players
- AnaCap Financial Partners: European private equity specialist focused on financial services including NPL investing. Comparable to B2 Impact in the secondary NPL market but operates primarily as an investor/owner rather than an in-house servicer.
Broad incumbents
- Cerberus Capital Management: Global alternative investment manager with significant European NPL activities. Comparable as a buyer of distressed debt portfolios across European markets, though at materially larger scale and broader investment focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
B2 Impact social profiles
Digital presenceB2 Impact financial estimates
Financial estimateRevenue estimate
Valuation estimate
B2 Impact leadership team
Management profileNumber of profiles
Profiles11 records
B2 Impact subsidiaries and ownership
Company hierarchySubsidiaries5 records
B2 Impact funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
B2 Impact M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about B2 Impact
What does B2 Impact do?
B2 Impact purchases non-performing loan (NPL) portfolios from banks and financial institutions at discounted prices, then manages the collection of these debts through amicable or legal processes. The company also provides tail
Is B2 Impact a public or private company?
B2 Impact is a public company. It is classified as public and is currently operating.
When was B2 Impact founded?
B2 Impact was founded in 2007. It employs 1,001 to 5,000 people.
Where is B2 Impact based?
B2 Impact is headquartered in Oslo, Norway, in the Europe region.
How does B2 Impact make money?
Two revenue lines are on record. Debt Purchase is the primary driver. The others are debt Collection Services (Third-party).
Who are B2 Impact's main competitors?
Direct peers on record are EOS Group, Lowell Group, PRA Group Inc., Intrum AB, Axactor ASA, Kruk SA, Hoist Finance AB and DDM Holding AG. AnaCap Financial Partners is listed as an emerging player. Cerberus Capital Management is listed as a broad incumbent.
Does B2 Impact have an API?
No public API is recorded for B2 Impact.
What industry is B2 Impact in?
B2 Impact's product category is Debt Management Services. Its primary akta.pro industry code is FSAKAJAC, Debt Buying & Portfolio Acquisition (Charged-Off Receivables), with a secondary code of BPAAAEAG, Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers). Its NAICS code is 522299 and its SIC code is 6159.