B2 Impact

Name

B2 Impact

Legal name

B2 Impact ASA

Website

https://b2-impact.com

Company type

Public

Founded year

2007

Operating status

Operating

Headcount range

1,001–5,000 employees

Ownership category

akta.pro rank

Product category

Debt Management Services

NAICS

International, Secondary Market, and All Other Nondepository Credit Intermediation (522299), Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)

akta.pro secondary industries

Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG), Non-Performing Loan (NPL) / Loan Portfolio Acquisition Funds (FSANAKAG)

Keywords

• Non-performing loan purchasing
• Debt collection services
• NPL portfolio management
• Debt restructuring solutions
• Third-party debt recovery

Headquarters

HQ city

Oslo

HQ country

Norway

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Revenue model

1. Debt Purchase: B2 Impact purchases non-performing loans (NPLs) from banks and financial institutions at discounted prices. The company then manages the collection of these debts through amicable solutions or legal processes, generating revenue from the difference between the purchase price and amounts collected.
2. Debt Collection Services (Third-party): The company collects debt on behalf of clients (third-party debt collection) in the Baltics, Finland, Sweden, and Spain. Revenue is generated through collection fees charged to the debt owners.

Go-to-market motion2 records

Distribution channels2 records

Core offering

B2 Impact purchases non-performing loan (NPL) portfolios from banks and financial institutions at discounted prices, then manages the collection of these debts through amicable or legal processes. The company also provides tail

Product overview

B2 Impact is a pan-European debt management company offering a portfolio of debt solutions services. The company operates two core service lines: Debt Purchase (acquiring non-performing loans from banks and financial institutions) and Debt Collection (tailor-made strategies for debt recovery through amicable or legal channels). An additional service, Third-Party Debt Collection, is offered as a fee-based collection service in specific markets (Baltics, Finland, Sweden, Spain). The Luxembourg-based holding entities (B2Kapital Holding, BackB Investments, B-Squared Investments, Ultimo Portfolio Investment, Veraltis Group) serve as financial holding and securitization vehicles for the group's operations across 18 European markets.

Differentiator

Problem solved

Functional benefit

Products and services

• Debt Purchase B2 Impact acquires non-performing loan portfolios from banks, financing companies, and other financial institutions at a discount, then takes over the management and collection of these loans. Vendors benefit from risk reduction, improved financial liquidity, and the ability to focus on core business.
• Debt Collection Tailor-made strategies for collection of unsettled debt, delivered through amicable solutions or legal processes. Provides flexible debt restructuring approaches to help customers restore their financial credibility. Offered in all 18 European markets.
• Third-Party Debt Collection Collection of debt performed on behalf of clients in the Baltics, Finland, Sweden, and Spain. Revenue is generated through collection fees charged to debt owners. In some markets, B2 Impact carries out both third-party debt collection and debt purchasing from the same clients.

Quantifiable outcome

• 80% customer satisfaction score
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• EOS Group: Owned by Otto Group, EOS is one of Europe's largest debt collection and NPL purchasers with operations across more than 25 countries. Directly comparable to B2 Impact across both NPL purchase and third-party collection.
• Lowell Group: European NPL purchaser and servicer active in the UK, Germany, Switzerland, Austria, Denmark, Norway, and Sweden. Direct competitor to B2 Impact in Nordic NPL acquisition and consumer credit servicing.
• PRA Group Inc. Global NPL purchaser with significant European operations through Aktiv Kapital. Competes directly with B2 Impact in portfolio acquisition from European banks, with a comparable focus on unsecured consumer NPLs.
• Intrum AB: The largest European credit management and NPL purchaser with operations across multiple European markets. Directly comparable to B2 Impact in both debt purchasing and third-party servicing, with broader scale and longer listing history.
• Axactor ASA: Norwegian-headquartered NPL specialist with operations across several European markets. Directly comparable mid-cap peer with similar focus on unsecured consumer NPL purchase and servicing.
• Kruk SA: Polish-listed debt management company with growing operations across Central and Southern Europe. Directly comparable to B2 Impact in purchase-and-collect NPL business model, especially in Poland where B2 Impact also operates.
• Hoist Finance AB: Swedish-headquartered NPL specialist purchasing non-performing consumer loans across Europe. Closely comparable to B2 Impact in business model (NPL purchase plus servicing), geographic footprint overlap, and mid-cap listed profile.
• DDM Holding AG: Swiss-listed NPL investment and servicing company with a European footprint. Closely comparable to B2 Impact in its NPL acquisition and active workout strategy across multiple European jurisdictions.

Emerging players

• AnaCap Financial Partners: European private equity specialist focused on financial services including NPL investing. Comparable to B2 Impact in the secondary NPL market but operates primarily as an investor/owner rather than an in-house servicer.

Broad incumbents

• Cerberus Capital Management: Global alternative investment manager with significant European NPL activities. Comparable as a buyer of distressed debt portfolios across European markets, though at materially larger scale and broader investment focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/b2-impact

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about B2 Impact