Accredited Insurance

What Accredited Insurance does

Accredited Insurance is a privately held specialty insurance program manager that provides A-rated insurance capacity exclusively through Managing General Agent (MGA) partnerships in the United States, United Kingdom, and Europe. The group operates through wholly-owned carriers including Accredited Specialty Insurance Company and Accredited Surety and Casualty Company Inc. in the US, and Accredited Insurance (Europe) Limited in Malta, all rated A- (Excellent) with Financial Size Category IX by A.M. Best, collectively branded as Accredited America and Accredited Europe. Its sole distribution channel is the MGA panel, with revenue generated through program management fees and underwriting margin on premiums placed by partner MGAs.

The company's productized offering is insurance capacity provision and associated program management services — underwriting authority, admitted and non-admitted licensing across all 50 US states and DC, UK FCA-regulated capacity, and EU capacity via Malta — backed by proportional reinsurance relationships with global reinsurers. Core technology is described as a data and analytics platform positioned as a "data factory" for partners, with stated active investment in AI intended to support MGA performance improvement and reinsurer portfolio management. The company also runs online surety verification portals in Italy (HECA, IBI prefixes) and outsources claims to specialist third-party administrators. Legacy lines include commercial surety (writing ceased in 2009) and bail bonds (transferred to Crum & Forster in March 2019).

Accredited Insurance Holdings, Inc. is the Delaware-domiciled ultimate parent. The group employs 180+ staff across offices in Orlando (US HQ), New York, Gilbert (AZ), Dover (DE), London (UK HQ), Birkirkara (Malta HQ), and Milan, serving two B2B customer segments: MGAs (differentiated, niche underwriting businesses) and global reinsurers (seeking access to specialist MGA-originated business). Marketing is limited to LinkedIn and the corporate website; no consumer-facing channels are operated. Revenue is not publicly disclosed.

Name

Accredited Insurance

Legal name

Accredited Insurance Holdings, Inc.

Website

https://accreditedinsurance.com

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

101–250 employees

Short description

Accredited Insurance is a privately held global program manager that provides A-rated (A.M. Best) insurance capacity exclusively to Managing General Agents across the US, UK, and Europe, serving MGAs and global reinsurers with data-driven program management services.

Ownership category

akta.pro rank

Product category

Specialty Insurance Program Management

NAICS

Insurance Carriers (5241), Agencies, Brokerages, and Other Insurance Related Activities (5242), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Specialty insurance
• Program management
• Insurance capacity
• Managing general agents
• Surety bonds

Headquarters

HQ city

Orlando

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Insurance Program Management: Accredited acts as a program manager providing A-rated insurance capacity to MGAs. The company writes admitted and non-admitted business across US, UK, and Europe. Revenue is generated through insurance premiums underwritten through the MGA channel, with the strength of Accredited Surety and Casualty Company, Inc. and Accredited Specialty Insurance Company (both A-rated by AM Best) backing the programs.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

Core offering

Accredited Insurance is a global insurance program manager that provides A-rated insurance capacity exclusively through Managing General Agents (MGAs) across the US, UK, and Europe. The company writes admitted and non-admitted business in all 50 US states and operates through subsidiaries including Accredited Specialty Insurance Company, Accredited Surety and Casualty Company Inc., and Accredited Insurance (Europe) Limited. Core offerings include program management services for MGAs, legacy commercial surety/bail run-off, and claims management support.

Product overview

Accredited Insurance operates as a global program manager providing A-rated insurance capacity exclusively through Managing General Agents (MGAs) in the US, UK, and Europe. The company is structured as a holding group with two main operating divisions: Accredited America (encompassing Accredited Specialty Insurance Company and Accredited Surety and Casualty Company Inc.) serving all 50 US states, and Accredited Europe (Accredited Insurance (Europe) Limited in Malta and Accredited Insurance (UK) Limited) serving the UK and European markets. Core offerings include program management services providing capacity solutions to MGAs, commercial surety and bail bonds, claims management through third-party administrators, and surety coverage verification tools. The company does not offer consumer-facing products directly but serves as the insurance capacity backbone for MGA distribution partners.

Differentiator

Problem solved

Functional benefit

Products and services

• Program Management Services
• Accredited America
• Commercial Surety / Bail
• Surety Coverage Verification (Italy)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Four partnerships are on record, tiered minor.

• Crum & ForsterminorChannel Partner/ Reseller/ Distributor · 1 March 2019In March 2019, Accredited Surety and Casualty Company entered into an agreement with Crum & Forster for a secure and seamless transfer of its bail bond book after nearly 50 years in the bail business. Crum & Forster now handles bail bond administration and run-off for Accredited's former book.
• Leesons GroupminorImplementation/ SI/ Consulting PartnerFollowing the cessation of trading of Footprint Underwriting DAC, Leesons Group now handles claims relating to Accredited Insurance (Europe) Limited policies written through Footprint Underwriting DAC.
• HECA MGAminorChannel Partner/ Reseller/ DistributorItalian MGA partner for verification of surety coverage where policy numbers begin with HECA.
• IBI PortalminorChannel Partner/ Reseller/ DistributorItalian partner for verification of surety coverage where policy numbers begin with IBI through the portaleaccredited.com platform.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Skyward Specialty Insurance Group: Specialty insurance carrier and program manager operating across multiple US classes with a delegated authority/MGA-style model. Comparable to Accredited in offering specialty capacity to niche underwriting partners.
• Amwins: Largest US specialty wholesale broker and program manager with significant delegated authority and MGA relationships. Comparable to Accredited in operating as a specialty capacity/intermediation platform.
• Risk Placement Services (RPS): Specialty insurance wholesale broker and program management business (part of Arthur J. Gallagher). Directly comparable to Accredited in providing specialty insurance placement and program management services.
• CRC Group: US specialty wholesale brokerage and program management business with significant delegated authority. Comparable to Accredited in serving MGAs and program managers with specialty capacity solutions.
• Burns & Wilcox: Specialty insurance wholesale broker and MGA/program manager. Comparable to Accredited in providing specialty insurance capacity and distribution to retail agents and niche underwriting partners.

Broad incumbents

• Beazley: London-listed specialty insurer writing a broad range of specialty classes (cyber, marine, political risk, etc.). Comparable to Accredited as a specialty insurance carrier serving complex and niche risks, but with broader product set and public capital access.
• Hiscox: Specialty insurer with Lloyd's, US, and European operations focused on specialty lines distributed through partners. Comparable to Accredited in being a specialty capacity provider to distribution partners across multiple geographies.

Emerging players

• Palomar Holdings: US specialty insurer with a focus on earthquake, hurricane, and other specialty risks distributed through MGA-style partnerships. Comparable to Accredited in using delegated authority to serve niche specialty markets.
• Kinsale Capital Group: US excess and surplus lines specialty insurer with strong underwriting margins and a focus on hard-to-place specialty risks. Comparable to Accredited in being a specialty carrier with disciplined underwriting and selective partner distribution.
• Accelerant Holdings: Data and technology-enabled specialty insurance platform connecting MGAs with capacity. Comparable to Accredited's MGA capacity model, with a more explicit fintech/data orientation as an insurtech intermediary.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/accredited-insurance-program-management

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Accredited Insurance