Alchemix
- Company typePrivate
- Founded-
- HeadquartersEth, France
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
Alchemix firmographics
Firmographics- Name
- Alchemix
- Website
- https://alchemix.fi
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Alchemix industry classification
Industry- Product category
- DeFi Lending
- NAICS
- Nondepository Credit Intermediation (5222)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Decentralized Lending & Borrowing Protocols (FSADAMAA)
- akta.pro secondary industries
- Crypto-Backed Consumer Loans (Secured) (FSADAFAG), Staking, Restaking & Liquid Staking Finance (LST/LRT, validator markets) (FSAPAEAH), DAO Treasury, Governance & On-Chain Finance Tools (FSADAMAL)
Keywords
Where Alchemix is headquartered
LocationHeadquarters
- HQ city
- Eth
- HQ country
- France
- HQ region
- Europe
Markets served
Alchemix business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Single loan product with 90% LTV and 0% interest |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Alchemix product offering
Product offeringCore offering
Alchemix is a decentralized finance (DeFi) lending protocol that issues self-repaying loans against crypto collateral. Borrowers deposit yield-bearing collateral, and the yield generated on that collateral is used to automatically service and repay the loan over time. Loans are offered at up to a 90% loan-to-value (LTV) ratio with 0% interest.
Product overview
Alchemix is a single-product DeFi lending platform that provides self-repaying loans with 90% LTV and 0% interest. The platform allows users to deposit collateral and receive loans that are automatically repaid over time through yield generated on the collateral.
Differentiator
Problem solved
Functional benefit
Products and services
- Alchemix A decentralized finance (DeFi) lending platform that enables self-repaying loans, offering up to 90% loan-to-value (LTV) ratios with 0% interest charges. Users deposit yield-generating collateral and receive loans that are automatically repaid over time through the yield produced by the collateral. Targeted at crypto holders and DeFi users seeking liquidity without selling their assets.
Quantifiable outcome
- 90% Loan-to-Value (LTV) ratio - higher than typical DeFi lending platforms
- +1 more outcomes
Companies that use Alchemix
Customer profileSegments1 record
Ideal customer profiles1 record
Alchemix technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Alchemix partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights3 records
Alchemix competitors and assessment
Company assessmentBroad incumbents
- Curve Finance: A major DeFi stablecoin and like-asset AMM that is integral to many yield strategies Alchemix-style protocols depend on. Comparable as a foundational DeFi primitive in the same Ethereum ecosystem, with overlapping users and integrator relationships.
- dYdX: A leading decentralized perpetual futures exchange. Broader DeFi incumbent with overlapping crypto-native user base and on-chain ethos, though its product focus is derivatives rather than collateralized lending.
Emerging players
- Pendle: A yield-tokenization protocol that lets users trade and tokenize the future yield of yield-bearing assets. Tangentially comparable to Alchemix because both depend on and structure yield from DeFi primitives — Alchemix consumes such yields to repay loans.
- Morpho: A lending optimizer that sits atop Aave and Compound, plus a standalone Morpho Blue market, to improve borrowing rates and capital efficiency. Comparable to Alchemix as a DeFi lending innovation targeting better terms for borrowers on Ethereum.
Direct peers
- Euler: A modular DeFi lending protocol supporting a wide range of long-tail assets and custom risk configurations. Comparable to Alchemix as an on-chain lending primitive, though Euler focuses on flexible, interest-rate-based markets rather than yield-funded self-repayment.
- Aave: The largest decentralized lending protocol, enabling users to deposit collateral and borrow against it via variable and stable interest rates. Directly comparable to Alchemix as both serve crypto-collateralized lending demand on Ethereum, though Aave charges explicit interest rather than self-repaying via yield.
- Compound: A foundational DeFi money market protocol where users supply assets to earn yield and borrow against collateral. Comparable to Alchemix in core functionality (collateralized on-chain lending) but uses algorithmic interest rates rather than yield-funded self-repayment.
- Spark Protocol: A MakerDAO-endorsed lending market that allows users to borrow DAI against crypto collateral at low or zero interest rates. Directly comparable to Alchemix as a near-interest-free crypto lending venue, but with MakerDAO's brand and liquidity backing.
- Liquity: A DeFi protocol offering interest-free loans against ETH collateral via the LUSD stablecoin. Extremely comparable to Alchemix — both target interest-free, crypto-backed borrowing — though Liquity relies on a stability pool rather than yield-funded self-repayment.
- MakerDAO: Issuer of the DAI stablecoin via collateralized debt positions (CDPs), letting users lock crypto and mint DAI. A direct conceptual peer to Alchemix: both are CDP-style DeFi lending primitives serving users who want liquidity without selling their assets.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Alchemix social profiles
Digital presenceAlchemix financial estimates
Financial estimateRevenue estimate
Valuation estimate
Alchemix leadership team
Management profileNumber of profiles
Alchemix funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Alchemix M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Alchemix
What does Alchemix do?
Alchemix is a decentralized finance (DeFi) lending protocol that issues self-repaying loans against crypto collateral. Borrowers deposit yield-bearing collateral, and the yield generated on that collateral is used to automatically service and repay the loan over time. Loans are offered at up to a 90% loan-to-value (LTV) ratio with 0% interest.
Is Alchemix a public or private company?
Alchemix is a private company. It is classified as unknown and is currently operating.
When was Alchemix founded?
Alchemix was founded in -1. It employs 11 to 50 people.
Where is Alchemix based?
Alchemix is headquartered in Eth, France, in the Europe region.
Who are Alchemix's main competitors?
Broad incumbents on record are Curve Finance and dYdX. Emerging players are Pendle and Morpho. Direct peers are Euler, Aave, Compound, Spark Protocol, Liquity and MakerDAO.
Does Alchemix have an API?
No public API is recorded for Alchemix.
What industry is Alchemix in?
Alchemix's product category is DeFi Lending. Its primary akta.pro industry code is FSADAMAA, Decentralized Lending & Borrowing Protocols, with a secondary code of FSADAFAG, Crypto-Backed Consumer Loans (Secured). Its NAICS code is 5222 and its SIC code is 6200.