Federal Management
Federal Management Ltd is a UK FCA-regulated debt collection agency founded in 2004, serving thousands of businesses with B2B and consumer debt recovery across England, Scotland, and selected international markets via a partner network, on a contingency commission basis starting at 6%.
- Company typePrivate
- Founded2004
- HeadquartersSkelmersdale, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Federal Management does
Federal Management Ltd is a privately held UK debt collection and recovery agency founded in 2004 and headquartered in Skelmersdale, Lancashire. The company offers business-to-business and consumer debt collection services across the United Kingdom, supported by 13 regional offices in England and Scotland and an international partner network spanning Europe and the United States. Its service portfolio is organized around a core B2B platform (business debt collection, unpaid invoice recovery) and a broad set of vertical-specific lines (construction, dental, healthcare, legal, veterinary, recruitment, education, gym, utilities, rent, school fee and student debt), plus a layer of add-on services such as asset recovery, tracing, process serving, insolvency checks, tenant checks, company checks, and credit control training.
The firm operates a digital platform featuring a 24/7 online client portal for real-time case monitoring and a same-day fast-track recovery system, backed by compliance infrastructure that includes FCA regulation under the Consumer Credit Act 1974, ISO 9001 (held for 14 consecutive years), ISO 27001 (2025), Investors in People, FSNC accreditation (the only debt collection agency with this designation), and memberships in the CSA, ACA International, and FENCA. Its underlying technology stack does not include disclosed AI/ML capabilities.
Federal Management generates revenue primarily through contingency commissions on successfully collected debts, with rates starting at 6% and no fees on unsuccessful cases, supplemented by fees from ancillary professional services. The go-to-market is sales-led, relying on direct phone enquiries, website enquiry forms, a self-serve client login portal, a referral programme, and a multi-channel content/SEO/social presence. The company has cumulatively recovered more than £300 million on behalf of thousands of UK businesses since inception, and claims a 90% success rate on undisputed business debts.
Federal Management firmographics
Firmographics- Name
- Federal Management
- Legal name
- Federal Management Ltd
- Website
- https://federalmanagement.co.uk
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Federal Management Ltd is a UK FCA-regulated debt collection agency founded in 2004, serving thousands of businesses with B2B and consumer debt recovery across England, Scotland, and selected international markets via a partner network, on a contingency commission basis starting at 6%.
- Ownership category
- akta.pro rank
Federal Management industry classification
Industry- Product category
- Debt Collection Services
- NAICS
- Collection Agencies (561440)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)
- akta.pro secondary industries
- Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH), Medical Debt Collection & Revenue Cycle Bad-Debt Recovery (FSAKAJAM), Third-Party Collection Agencies (Consumer) (FSAKAJAB)
Keywords
Where Federal Management is headquartered
LocationHeadquarters
- HQ city
- Skelmersdale
- HQ country
- United Kingdom
- HQ region
- Europe
Offices13 records
Markets served
Federal Management business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D, Others
Revenue model
- Debt Collection Commission: Commission-based fees on successful debt recovery. Commission rates start from 6% and are dependent on debt value, volume, age, and complexity. No commission is charged if no collection is made.
- Additional Services Revenue: Fees for ancillary services including asset recovery, commercial investigation, tracing, pre-sue reports, and process serving.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Commission-based pricing starting at 6% |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Federal Management product offering
Product offeringCore offering
Federal Management is a UK-based debt collection agency providing B2B and consumer debt recovery services on a commission basis. It offers sector-specialist collection across construction, dental, healthcare, legal, veterinary, rent, and recruitment verticals, alongside ancillary services such as tracing, asset recovery, process serving, company checks, insolvency checks, pre-sue reports, and credit control training. The firm operates a no-collection-no-commission model with rates starting at 6% and serves clients across the UK and internationally through vetted overseas partners.
Product overview
Federal Management offers a unified debt collection and recovery service platform with a comprehensive portfolio of sector-specific and general debt collection products. The core offering centers on Business Debt Collection, Consumer Debt Collection Services, International Debt Collection, Personal Debt Collection, and specialized sector services including Construction Debt Recovery, Dental Debt Collection, Healthcare Debt Recovery, Legal Collection Services, Rent Debt Collection, Vet Debt Collection, and Unpaid Invoice Recovery. Supporting the core collection services are additional services including Asset Recovery, Commercial Investigation, Commercial Rent Recovery, Company Checks, Credit Control Training, Debt Recovery Training, Insolvency Checks, Pre-Sue Report, Process Serving, Tenant Checks, Tracing, and Vehicle Recovery. The company operates on a 'no collection, no costs' basis with commission rates from 6% and maintains UK coverage across England and Scotland through regional offices.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Debt Collection B2B debt recovery service for businesses of all sizes across the UK, providing professional commercial debt collection with cost minimization and high recovery rates on unpaid invoices.
- Consumer Debt Collection Services FCA-regulated consumer debt collection service for businesses seeking to recover unpaid debts from individual consumers across the United Kingdom.
- International Debt Collection International debt collection services delivered through an internal team and a network of trusted, vetted overseas partners across Europe and the United States for cross-border commercial debt recovery.
- Personal Debt Collection FCA-regulated personal debt collection service offering professional, pragmatic and pro-active collection of personal debts with no cost charged if collection is unsuccessful.
- Construction Debt Recovery Specialized debt recovery service tailored to the UK construction sector, addressing unpaid invoices and trade debts within construction supply chains.
- Dental Debt Collection Services Specialized debt collection solution for dental practices and dental suppliers, focused on recovery of unpaid patient fees and trade debts.
- Healthcare Debt Recovery Services Debt recovery service for healthcare providers, including private medical practices, focused on collecting unpaid medical fees and related receivables.
- Legal Collection Services Specialized debt collection service for legal firms, including collection of unpaid legal fees and trademark and patent law firm receivables.
- Rent Debt Collection Services Recovery service for unpaid rent and commercial rent arrears owed to landlords and property owners.
- Vet Debt Collection Specialized debt collection service for veterinary practices to recover unpaid client fees and outstanding trade debts.
- Unpaid Invoice Recovery Services Dedicated service for businesses recovering unpaid invoices, including overdue accounts and aged receivables across sectors.
- Asset Recovery Recovery of assets on behalf of clients as an ancillary service supporting debt collection engagements.
- Tracing Investigative service to locate debtors who have absconded, supporting subsequent debt recovery action.
- Pre-Sue Report Pre-litigation assessment and reporting service that evaluates the viability of legal action prior to commencement of proceedings.
- Process Serving Service for the formal delivery of legal documents in support of court proceedings related to debt recovery.
- Company Checks Credit and background checking service to verify the status and creditworthiness of UK businesses prior to commercial engagement.
- Insolvency Checks Verification service to check the insolvency status of debtors prior to and during recovery action.
- Vehicle Recovery Recovery of vehicles on behalf of clients as an ancillary asset recovery service.
- Credit Control Training Training service to help businesses strengthen their credit control procedures and reduce exposure to bad debt.
- Debt Recovery Training Training service delivering best-practice debt recovery processes for businesses and their credit control teams.
- Commercial Investigation Investigative service supporting commercial matters, including background checks and commercial intelligence gathering.
- Commercial Rent Recovery Specialist recovery service focused on commercial rent arrears owed by business tenants.
- Tenant Checks Verification and background checking service for prospective tenants, supporting landlord due diligence prior to letting.
Quantifiable outcome
- 90% success rate on undisputed business debts
- +2 more outcomes
Companies that use Federal Management
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles3 records
Federal Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Federal Management partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Overseas Debt Collection PartnerscoreInternational network of trusted, accredited overseas debt collection partners across the globe for cross-border debt recovery services. The network includes vetted foreign agents with bilingual capabilities to handle international collections.
- Credit Services AssociationcoreLong-serving members of the CSA trade body, participating in industry initiatives and maintaining high standards of debt collection practice.
- ACA InternationalminorInternational association of credit and collection professionals membership providing access to industry best practices and networking.
- Federation of European National Collection Associations (FENCA)minorEuropean federation membership supporting international debt collection capabilities and cross-border collaboration.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Federal Management competitors and assessment
Company assessmentBroad incumbents
- Marston Holdings: UK enforcement and debt recovery group owning multiple collection brands; operates at significantly larger scale than Federal Management with overlapping commercial client base.
- Lowell Group: Major UK debt purchaser and collection firm with enterprise-scale operations; competes in the same end market but operates as a much larger incumbent with balance-sheet debt purchasing Federal Management does not.
- PRA Group: Global debt purchaser and collector with UK operations; serves similar creditor base but at materially greater scale and with balance-sheet purchasing capabilities Federal Management lacks.
- Wescot Credit Services: Large UK consumer and commercial collections provider; broader portfolio and scale than Federal Management but overlapping regulatory positioning and customer base.
Direct peers
- Moorcroft Debt Recovery: UK third-party debt collection agency serving both commercial and consumer creditors across England; closely comparable in size, services mix, and target market to Federal Management.
- Frontline Collections: UK-based commercial debt collection agency providing B2B recovery services; directly comparable in target customer and commission-based pricing model.
- Collect Services Ltd: UK commercial debt recovery agency serving SMEs and corporates; comparable size and service breadth to Federal Management.
- BW Legal Services: UK debt recovery agency offering commercial and consumer collection with pre-litigation and legal support — directly overlapping with Federal Management's B2B and consumer offerings and process-serving capability.
- Hilton-Baird Group: UK commercial debt collection and credit management firm with B2B focus and industry vertical coverage, comparable to Federal Management's sector-specialized approach.
- dlc (Debt & Legal Collection): UK firm providing integrated debt collection and legal recovery services, comparable to Federal Management's blend of pre-action and legal support.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Federal Management social profiles
Digital presenceFederal Management compliance and trust
Trust signalCompliance12 records
Federal Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Federal Management leadership team
Management profileNumber of profiles
Profiles2 records
Federal Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Federal Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Federal Management
What does Federal Management do?
Federal Management is a UK-based debt collection agency providing B2B and consumer debt recovery services on a commission basis. It offers sector-specialist collection across construction, dental, healthcare, legal, veterinary, rent, and recruitment verticals, alongside ancillary services such as tracing, asset recovery, process serving, company checks, insolvency checks, pre-sue reports, and credit control training. The firm operates a no-collection-no-commission model with rates starting at 6% and serves clients across the UK and internationally through vetted overseas partners.
Is Federal Management a public or private company?
Federal Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Federal Management founded?
Federal Management was founded in 2004. It employs 11 to 50 people.
Where is Federal Management based?
Federal Management is headquartered in Skelmersdale, United Kingdom, in the Europe region.
How does Federal Management make money?
Two revenue lines are on record. Debt Collection Commission is the primary driver. The others are additional Services Revenue.
Who are Federal Management's main competitors?
Broad incumbents on record are Marston Holdings, Lowell Group, PRA Group and Wescot Credit Services. Direct peers are Moorcroft Debt Recovery, Frontline Collections, Collect Services Ltd, BW Legal Services, Hilton-Baird Group and dlc (Debt & Legal Collection).
Does Federal Management have an API?
No public API is recorded for Federal Management.
What industry is Federal Management in?
Federal Management's product category is Debt Collection Services. Its primary akta.pro industry code is BPAAAEAB, Third-Party Debt Collection Agencies (Consumer & Commercial), with a secondary code of BPAAAEAH, Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery). Its NAICS code is 561440 and its SIC code is 7320.