Total Investment Management, Inc.

What Total Investment Management, Inc. does

Total Investment Management, Inc. (TIMGT) is a privately held, federally registered investment adviser under the Investment Advisers Act of 1940, headquartered in Scottsdale, Arizona. Founded in 1991, the firm provides specialized financial planning and investment management services exclusively to airline professionals, with a primary focus on commercial pilots and flight attendants from major US carriers including United Airlines, Southwest Airlines, Delta Air Lines, and American Airlines. Its core service offering centers on 401K and investment portfolio management, complemented by retirement planning, Social Security optimization, and specialized guidance for airline-specific retirement vehicles such as the Pilot Retirement Account Plan (PRAP) and Delta's Market-Based Cash Balance Plan (MBCBP).

TIMGT's product portfolio includes a weekly video webcast and written market commentary hosted by CEO Todd Foster, a secure client portal for portfolio access, and educational content on aviation-specific financial topics. The firm employs a small team of 1-10 staff supplemented by a network of compensated airline representatives, several of whom are active or retired pilots and flight attendants, who serve as referral sources and community connectors. The technology stack is described as standard financial planning and portfolio management software rather than proprietary platforms.

The business model is subscription-recurring advisory fees on assets under management, with disclosed fee structures in Form CRS and Firm Brochure documentation. AUM is reported between $900M and $1.2B (figures vary across source pages), serving 3,300+ airline professionals across 1,000+ families with an average client tenure exceeding 10 years. The firm generates leads primarily through community-led, content-driven marketing, including the NGPA partnership, multi-channel social media presence, SEO-targeted educational content, and word-of-mouth referrals within aviation professional networks. TIMGT is BBB-accredited and recognized on the Financial Times FT 300 ranking of Top Registered Investment Advisors.

Name

Total Investment Management, Inc.

Legal name

Total Investment Management, Inc.

Website

https://timgt.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

1–10 employees

Short description

Total Investment Management (TIMGT) is a Scottsdale-based, SEC-registered investment adviser founded in 1991 that provides 401K management, retirement planning, and specialized financial advisory services exclusively to US airline professionals, managing $900M-$1.2B in assets for 3,300+ pilots and flight attendants.

Ownership category

akta.pro rank

Headquarters

HQ city

Scottsdale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Investment Advisory Services: TIMGT operates as a federally registered investment adviser under the Investment Advisers Act of 1940, generating revenue through advisory fees for professional management of financial assets including 401K accounts, retirement planning, and investment portfolio management for airline professionals.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

TIMGT is a federally registered investment adviser under the Investment Advisers Act of 1940 that provides professional management of 401K and investment portfolios, plus personalized retirement planning, exclusively to airline professionals (pilots and flight attendants). Services include model portfolio recommendations aligned to risk tolerance, Social Security optimization, withdrawal strategy design, and specialized guidance for airline-specific retirement benefits such as the Pilot Retirement Account Plan (PRAP) and Delta's Market-Based Cash Balance Plan.

Product overview

Total Investment Management, Inc. (TIMGT) is a specialized financial advisory firm serving the airline industry. The company offers a unified service portfolio centered on 401K/Investment Management and Retirement Planning, complemented by educational tools like the Weekly Market Update (video webcast and written commentary). TIMGT provides specialized guidance for airline-specific retirement benefits including the Delta Market Based Cash Balance Plan and the Pilot Retirement Account Plan (PRAP), delivered through a secure client portal.

Differentiator

Problem solved

Functional benefit

Products and services

• 401K / Investment Management Professional management of financial assets including 401K plans, designed to help airline employees identify risk tolerance and achieve specific financial goals through model portfolio recommendations. Aimed at active and retired airline pilots and flight attendants seeking hands-on portfolio management.
• Retirement Planning Comprehensive retirement planning guidance and services to help airline professionals prepare for and navigate retirement, including Social Security optimization and withdrawal strategies. Delivered as personalized ongoing advisory support for pilots and flight attendants.
• Delta Market Based Cash Balance Plan Guidance Advisory service helping Delta pilots understand and maximize the Market-Based Cash Balance Plan (MBCBP), including contribution optimization and rollover strategies. Targeted at Delta Air Lines pilots participating in the airline's cash balance retirement plan.
• PRAP (Pilot Retirement Account Plan) Guidance Educational guidance and planning support for airline pilots regarding the Pilot Retirement Account Plan (PRAP), helping them understand contribution strategies and retirement timelines specific to airline pilot benefit structures.

Quantifiable outcome

• 1,000+ to 3,300+ airline professionals served with $900M-$1.2B in managed assets
• +1 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• National Gay Pilots Association (NGPA)coreStrategic or Co-development PartnerTIMGT has a strategic partnership with NGPA, connecting with aviation professionals at NGPA events. CEO Todd Foster actively participates in NGPA gatherings and promotions, including giveaways and direct engagement with members.
• SchwabminorOthersTIMGT clients utilize Schwab accounts for 401K management. The company provides guidance related to Schwab accounts and receives fraud alerts from Schwab regarding security threats targeting client accounts.
• Strategic Partners (unspecified)minorOthersTIMGT has partnered with exceptional financial services firms to deliver world class execution, customer service and research. Categories include Strategic Partners, Estate/Legal/Insurance Services, and Retirement Plan Custodians. Specific partner names are not publicly disclosed on the website.
• BlackRockminorOthersDelta's Market Based Cash Balance Plan utilizes BlackRock Lifepath Index Retirement Fund for investment of contributions. TIMGT provides guidance on this plan to affected airline clients.

Scale indicators6 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Focus Financial Partners: RIA aggregator and partnership platform for high-quality independent advisory firms. Direct buyer/comparable for an independent boutique RIA like TIMGT considering a sale or partnership.
• Fisher Investments: Large global RIA primarily serving high-net-worth individuals. Comparable in being SEC-registered and FT-recognized, but vastly larger in AUM and broader in client targeting.
• Carson Group: Large RIA and wealth management platform serving financial advisors and their clients. Demonstrates the consolidator/aggregator model that TIMGT could either join or compete against.
• Edelman Financial Engines: One of the largest independent RIAs in the US, offering investment advisory and financial planning to a broad mass-affluent and high-net-worth audience. Represents the kind of scaled competitor that could enter TIMGT's airline niche.
• Creative Planning: Large national RIA offering comprehensive wealth management across many professional segments. Represents the scale and breadth TIMGT would face if expanding geographically or beyond aviation.

Direct peers

• Buckingham Strategic Wealth: RIA specializing in serving specific professional client segments with tailored financial planning. Comparable boutique RIA structure with similar focus on niche professional markets and personalized advisory.
• Halbert Hargrove: Long-tenured boutique RIA providing personalized wealth management to niche professional and high-net-worth segments. Closely comparable in size, longevity, and client-segment specialization.
• Wescott Financial Advisory Group: Boutique RIA serving niche professional client segments with personalized wealth management. Similar size, vertical specialization, and SEC-registered advisory model.
• Merit Financial Advisors: Mid-market RIA with vertical specialization across multiple professional segments, similar in scale and segment-focused advisory model. Comparable boutique RIA competing for high-net-worth professionals.

Emerging players

• Schwab Intelligent Portfolios: Digital/hybrid advisory offering from Schwab, TIMGT's custodian. Represents the robo-advisor model competing for the same mass-affluent aviation professionals, particularly younger cohorts.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCLIjghsF3Bpy4th-3hby5wQ
• Facebookfacebook.com/TIMGTCrew
• LinkedInlinkedin.com/company/total-investment-management
• Instagraminstagram.com/timgtcrew/?hl=en
• TikToktiktok.com/@timgtcrew
• Xx.com/TIMGTCrew

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Total Investment Management, Inc.