Kapital Boost
Kapital Boost operates a Singapore-based Islamic P2P crowdfunding platform connecting retail and institutional investors with SMEs in Indonesia and Singapore via Shariah-compliant Murabaha asset purchase financing, Musyarakah joint venture financing, and invoice financing products.
- Company typePrivate
- Founded2015
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Kapital Boost does
Kapital Boost is a Singapore-headquartered Islamic peer-to-peer (P2P) crowdfunding platform that connects retail and institutional investors with small and medium enterprises (SMEs) in Singapore and Indonesia. Founded in 2015 and positioned as the first Islamic SME P2P platform in Southeast Asia, the company intermediates short-term Shariah-compliant financing of 1-6 month tenors and up to SGD200,000 per deal, with a SGD200 minimum investment on the retail side and advertised annualized investor returns of up to 22%. A hybrid donation crowdfunding vertical alongside the P2P investment platform supports charitable causes such as Islamic schools, flood relief, and elderly care, broadening engagement with Muslim retail and institutional capital.
The platform's product surface comprises SME investment campaigns, donation campaigns, Asset Purchase Financing under Murabaha (cost-plus structure, up to SGD150,000 over 2-6 months), Invoice Financing under Wakalah bil Ujrah (Indonesia-only, up to 85% of invoice value, 12-month maximum tenor), and Musyarakah joint venture financing. Underlying technology includes electronic Know Your Customer onboarding, iOS and Android mobile apps distributed via the Apple App Store and Google Play, and a self-serve web interface for campaign browsing, due diligence document review, e-signing, and payment processing. A Sharia Supervisory Board oversees compliance with Islamic finance principles.
Kapital Boost monetizes primarily through a 5% administrative fee on total funded amount charged to SMEs upon successful campaign completion; investors pay no investment fees. Late payment charges from SMEs are donated to charity in line with Shariah guidelines rather than retained. The go-to-market combines a marketplace listing model for SMEs with a community-led motion for investor acquisition, including an SGD20-per-successful-referral incentive program. The company is incorporated as KAPITAL BOOST PTE LTD in Singapore, operates from 71 Ayer Rajah Crescent, employs 11-50 staff, and is not licensed or registered under Singapore's Securities and Futures Act or Financial Advisor's Act.
Kapital Boost firmographics
Firmographics- Name
- Kapital Boost
- Legal name
- KAPITAL BOOST PTE LTD
- Website
- https://kapitalboost.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Kapital Boost operates a Singapore-based Islamic P2P crowdfunding platform connecting retail and institutional investors with SMEs in Indonesia and Singapore via Shariah-compliant Murabaha asset purchase financing, Musyarakah joint venture financing, and invoice financing products.
- Ownership category
- akta.pro rank
Kapital Boost industry classification
Industry- Product category
- Peer-to-Peer Lending Platform
- NAICS
- Grantmaking and Giving Services (81321)
- SIC
- Short-Term Business Credit Institutions (6153), Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- P2P Small Business / SME Marketplace Lending (FSAKAHAC)
- akta.pro secondary industries
- Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam) (FSABAGAH), Donor-Advised Fund (DAF) Sponsors (BPAGAKAF)
Keywords
Where Kapital Boost is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices1 record
Markets served
Kapital Boost business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Platform Fees from Borrowers: Administrative fee of 5% of the total funding amount charged to SMEs upon successful campaign completion.
- Markup Returns to Investors: Investors earn returns from the markup on asset purchases financed through the platform. Annualized returns of up to 22% are advertised.
- Late Payment Charges: Late payment charges collected from SMEs are donated to charity in line with Shariah guidelines.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Asset Purchase Financing - Up to SGD150,000 |
| Transaction based/ take rate | Pay-as-you-go | Invoice Financing - Up to 85% of invoice value |
| Unit Pricing | Pay-as-you-go | Investor Minimum Investment |
| Transaction based/ take rate | Monthly | SME Financing Rates |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Kapital Boost product offering
Product offeringCore offering
Kapital Boost operates an Islamic peer-to-peer (P2P) crowdfunding marketplace that connects global investors with SMEs in Indonesia and Singapore, offering short-term Shariah-compliant investment opportunities with minimum investments of SGD200. On the financing side, it provides Asset Purchase Financing via Murabaha structures (up to SGD150,000 over 2–6 months), Invoice Financing (up to 85% of invoice value, Indonesia only, up to 12 months tenor), and Musyarakah joint-venture profit-sharing financing. The platform also hosts Donation Campaigns for charitable causes such as education, flood relief, and elderly care, with late payment charges donated to charity in line with Shariah guidelines.
Product overview
Kapital Boost is a Singapore-based hybrid Islamic P2P crowdfunding platform that offers two core product lines: investment campaigns (SME and Donation) and financing products (Asset Purchase/Murabaha, Invoice Financing, and Musyarakah). The SME Campaign platform enables ethical P2P investments with returns up to 22%, while the Donation Campaign supports charitable giving. On the financing side, Asset Purchase Financing uses Murabaha (cost-plus) structures for 2-6 month tenors, Invoice Financing provides cash advances against receivables up to 85% of value, and Musyarakah offers partnership-based joint venture financing. A Referral Program incentivizes customer growth. All offerings are Shariah-compliant, fully online, and target SMEs in Indonesia and Singapore.
Differentiator
Problem solved
Functional benefit
Products and services
- Asset Purchase Financing (Murabaha) Shariah-compliant short-term financing product where investors pool funds to purchase assets (inventories, raw materials) and resell them to SMEs at a markup. Repayment occurs over 2–6 months. Funding up to SGD150,000–SGD200,000 at rates starting from 1.2% per month with no early repayment penalty.
- Invoice Financing Cash advance financing based on existing unpaid receivables from creditworthy customers, offering up to 85% of invoice value using a Wakalah bil Ujrah with Qard structure. Maximum payment tenor of 12 months. Available in Indonesia only.
- Musyarakah Financing Joint venture partnership financing where financier and entrepreneur share capital and contribute effort, with profits shared according to pre-agreed ratios and losses shared proportionally, promoting genuine risk-sharing under Shariah principles.
- SME Investment Campaign (P2P Investment Platform) Investor-facing P2P crowdfunding marketplace connecting global investors with SMEs in Indonesia and Singapore, offering short-term ethical investment opportunities with annualized returns of up to 22%, a SGD200 minimum investment, and zero investment fees.
- Donation Campaign Charitable giving platform enabling members to make halal donations supporting communities in need, including Islamic schools, flood relief, and care for the elderly. Late payment charges collected from SMEs are also donated to charity under Shariah guidelines.
Quantifiable outcome
- Up to 22% annualized returns for investors
- +7 more outcomes
Companies that use Kapital Boost
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles2 records
Kapital Boost technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Kapital Boost partnerships and signals
Strategic signalScale indicators7 records
Recent moves5 records
Expansion highlights4 records
Kapital Boost competitors and assessment
Company assessmentDirect peers
- Wayflyer: Revenue-based financing and working capital provider for e-commerce/SME brands. Comparable on SME working-capital financing product and online origination, though not Shariah-compliant.
- KoinWorks: Indonesian P2P lending platform serving SMEs and individual borrowers, regulated by OJK. Directly comparable on target market (Indonesian SMEs) and product (invoice/working-capital financing).
- Funding Societies (Modalku): SEA's largest P2P/SME lending marketplace operating across Singapore, Indonesia, Malaysia, Thailand and Vietnam. Same core product (SME working capital) and same target borrower/investor base, but secular — not Shariah-compliant.
- Asetku: Indonesian P2P/asset-backed crowdfunding platform focused on SME financing. Comparable on regional crowdfunding model and SME borrower focus.
- Investree: Indonesia-headquartered OJK-licensed P2P lender offering invoice financing and SME working capital. Direct overlap in product mix (invoice financing) and Indonesian SME borrower segment.
- Blossom Finance: US-based Shariah-compliant P2P small business financier. Closest direct comparable on Islamic finance structure and SME P2P lending model, though operating in a different geography.
Broad incumbents
- Funding Circle: Global established P2P SME lending platform (UK/US). Adjacent incumbent demonstrating the broader SME-P2P category Kapital Boost operates in, useful for benchmarking unit economics and scale.
- Wahed Invest: Global Islamic fintech offering halal investment products (brokerage, robo-advisor, ETFs). Overlaps on the Shariah-compliant retail-investor segment Kapital Boost serves, but invests in capital markets rather than SME loans.
Regional players
- AlixGlobal / Tokenize Technology: Malaysia-based fintech operating Shariah-aligned digital exchange and asset tokenization. Regional comparable addressing Muslim-investor demand with similar ethical-investment positioning.
Emerging players
- Islamicly: UK Shariah-compliant investment screening and portfolio platform serving Muslim retail investors. Adjacent peer addressing the same halal-investor demand side as Kapital Boost's investor segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Kapital Boost social profiles
Digital presenceKapital Boost financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kapital Boost leadership team
Management profileNumber of profiles
Profiles6 records
Kapital Boost funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kapital Boost M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kapital Boost
What does Kapital Boost do?
Kapital Boost operates an Islamic peer-to-peer (P2P) crowdfunding marketplace that connects global investors with SMEs in Indonesia and Singapore, offering short-term Shariah-compliant investment opportunities with minimum investments of SGD200. On the financing side, it provides Asset Purchase Financing via Murabaha structures (up to SGD150,000 over 2–6 months), Invoice Financing (up to 85% of invoice value, Indonesia only, up to 12 months tenor), and Musyarakah joint-venture profit-sharing financing. The platform also hosts Donation Campaigns for charitable causes such as education, flood relief, and elderly care, with late payment charges donated to charity in line with Shariah guidelines.
Is Kapital Boost a public or private company?
Kapital Boost is a private company. It is classified as venture growth investor backed and is currently operating.
When was Kapital Boost founded?
Kapital Boost was founded in 2015. It employs 11 to 50 people.
Where is Kapital Boost based?
Kapital Boost is headquartered in Singapore, Singapore, in the Asia region.
How does Kapital Boost make money?
Three revenue lines are on record. Platform Fees from Borrowers are the primary driver. The others are markup Returns to Investors and late Payment Charges.
Who are Kapital Boost's main competitors?
Direct peers on record are Wayflyer, KoinWorks, Funding Societies (Modalku), Asetku, Investree and Blossom Finance. Broad incumbents are Funding Circle and Wahed Invest. AlixGlobal / Tokenize Technology is listed as a regional player. Islamicly is listed as an emerging player.
Does Kapital Boost have an API?
No public API is recorded for Kapital Boost.
What industry is Kapital Boost in?
Kapital Boost's product category is Peer-to-Peer Lending Platform. Its primary akta.pro industry code is FSAKAHAC, P2P Small Business / SME Marketplace Lending, with a secondary code of FSABAGAH, Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam). Its NAICS code is 81321 and its SIC code is 6153.