Riverview Bancorp

What Riverview Bancorp does

Riverview Bancorp, Inc. (NASDAQ: RVSB) is a Washington state-chartered bank holding company that operates Riverview Bank, a 100-year-old community bank founded in 1923 in Camas, Washington. Through 17 branches spanning the Portland-Vancouver metropolitan area and Pacific Northwest, the company serves retail consumers, small and mid-sized businesses, and high-net-worth individuals with deposit accounts, residential and commercial mortgages, HELOCs, SBA loans, commercial real estate lending, treasury management, merchant services, and wealth management through its wholly-owned Riverview Trust Company. As of June 2026 it held $1.46 billion in total assets and generated approximately $73.22 million in annual revenue.

Name

Riverview Bancorp

Legal name

Riverview Bancorp, Inc.

Website

https://riverviewbank.com

Company type

Public

Founded year

1923

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Riverview Bancorp operates Riverview Bank, a 100-year-old community bank with 17 branches across the Portland-Vancouver metro, serving retail, small business, and wealth management customers with deposits, CRE lending, and treasury services.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

akta.pro secondary industries

Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE), Real Estate (Commercial Property, REITs) (FSABACAH)

Keywords

• Community banking
• Commercial lending
• Retail banking
• Wealth management
• Treasury management

Headquarters

HQ city

Vancouver

HQ country

United States

HQ region

North America

Offices17 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Interest Income: Primary revenue from interest earned on loans including commercial real estate, small business loans, HELOCs, and residential mortgages.
2. Deposit Account Fees: Fees from deposit accounts including checking, savings, money market, and CDs.
3. Treasury Management Services: Merchant services, cash management, and commercial banking services generating fee income.
4. Mortgage Servicing Rights: Fee-based income from commercial mortgage servicing and MSRs as the company pivots from residential origination.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Riverview Bancorp, through its subsidiary Riverview Bank, operates as a community bank providing deposit accounts (checking, savings, money market, CDs, IRAs), consumer and commercial lending (mortgages, HELOCs, commercial real estate loans, small business loans, lines of credit), treasury management services (merchant services, cash management, ACH/Check Positive Pay), and wealth management through Riverview Trust Company. The bank serves the Portland-Vancouver metropolitan area across 17 physical branches with digital and mobile banking capabilities.

Product overview

Riverview Bank operates as a traditional regional community bank offering a comprehensive suite of banking products and services. The portfolio includes personal banking (checking, savings, money market, CDs, IRAs, credit cards, mortgages, HELOCs, consumer loans), business banking (checking, savings, commercial real estate loans, small business loans, SBA loans, lines of credit, tenant improvement financing), and Treasury Management services (merchant services, cash management, ACH/Check Positive Pay). Digital banking is provided through online and mobile platforms with core features including bill pay, digital payments, and biometric authentication. Wealth management is offered through Riverview Trust Company. The bank does not operate a platform-plus-modules architecture but rather offers discrete banking products under a unified brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Checking Basic checking account for personal banking customers with digital access and standard transaction capabilities.
• Personal Savings Savings account for personal customers to deposit funds and earn interest on balances.
• Money Market Accounts Higher-yield savings account with competitive interest rates and limited transaction capabilities.
• Certificates of Deposit (CDs) Time deposit accounts with fixed terms and higher interest rates, with promotional rates up to 3.60% APY.
• IRAs Individual Retirement Accounts including Traditional and Roth options for retirement savings.
• CDARS Certificate of Deposit Account Registry Service allowing customers to access FDIC insurance coverage beyond $250,000 limits.
• Personal Credit Cards Credit card products for personal banking customers offered in partnership with Elan Financial Services.
• Mortgage Loans Home purchase and refinance loans including residential mortgages and construction financing.
• Home Equity Line of Credit (HELOC) Revolving credit line secured by home equity with rates as low as 5.75% APR for 12 months with $0 origination fee.
• Consumer Loans/Lines of Credit Unsecured personal loans and lines of credit for various consumer needs.
• Business Checking Business checking account with up to 1,000 monthly transactions free and $10,000 in currency deposits free monthly; $7 monthly service fee waived with $2,500 minimum daily balance.
• Business Savings, Money Market & CDs Business savings and investment accounts including money market accounts and certificates of deposit for business reserves.
• Commercial Real Estate Loans Loans for purchasing, developing, or refinancing commercial properties including new construction, renovation, and land acquisition.
• Small Business Loans Various small business financing options including SBA loans (7a and 504 programs), term loans, and equipment financing.
• Business Lines of Credit Revolving credit facilities for businesses to manage cash flow gaps and short-term financing needs.
• Tenant Improvement Financing Up to 100% financing for business tenant improvements with terms up to 10 years, rate at 10-year FHLB Index plus 2.25%, no prepayment penalty.
• Merchant Services Payment processing services for business merchants to accept card transactions.
• Cash Management Treasury management services including ACH Positive Pay, Check Positive Pay, and account reconciliation tools for fraud detection and cash flow management.
• Digital and Mobile Banking Online and mobile banking platform allowing 24/7 account access, bill pay, fund transfers, and mobile deposits via iOS and Android apps with biometric authentication.
• Business Bill Pay Electronic payment system allowing businesses to pay vendors and contractors with QuickBooks and Quicken import capabilities.
• Riverview Trust Company Wealth management and trust services including investment management, trusts and estates, and other fiduciary services for high-net-worth individuals and families.
• Brokerage Services Investment and brokerage services offered through a third-party partnership.

Quantifiable outcome

• 12 consecutive years of Best Bank in Clark County award
• +2 more outcomes

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Three partnerships are on record, tiered minor.

• Elan Financial ServicesminorGTM or Marketing PartnerJoint marketing partner for financial products and services as disclosed in the privacy policy. Part of Riverview Bank's joint marketing arrangements for offering financial products to customers.
• Cambridge Investment ResearchminorGTM or Marketing PartnerJoint marketing partner for financial products and services as disclosed in the privacy policy. Works with Riverview Bank to market financial products and services.
• Papilio CollectiveminorOthersTechnology consulting firm where Robert Mills, newly appointed CIO, served as principal strategist. Mills maintains advisory capacity with Papilio while serving as CIO.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Heritage Financial Corporation: Heritage Financial (NASDAQ: HFWA) operates Heritage Bank, a Pacific Northwest community bank with Washington and Oregon branches of comparable asset size and similar business mix of CRE lending, SMB banking, and retail deposits.
• Banner Bank: Banner Bank (owned by Banner Corporation, NASDAQ: BANR) is a Pacific Northwest community and commercial bank with Washington and Oregon branches offering nearly identical deposit and CRE lending products.
• HomeStreet Bank: HomeStreet (NASDAQ: HMST) is a Seattle-based community bank offering residential mortgages, commercial lending, and retail deposits in markets that overlap with Riverview's Pacific Northwest footprint.
• First Northwest Bancorp: First Northwest Bancorp (NASDAQ: FNWB) operates First Fed, a smaller community bank serving the Pacific Northwest with similar deposit and lending products.
• Tompkins Financial Corporation: A community-focused regional bank holding company of similar scale (~$8B assets) operating a relationship-based retail, commercial, and wealth management franchise comparable in structure to Riverview.
• Pacific Premier Bancorp: Pacific Premier (NASDAQ: PPBI) is a community-oriented bank with a similar mix of CRE, C&I, and retail deposit products; comparable size and operational profile.
• Peoples Bancorp: Peoples Bancorp is a community bank holding company of similar asset size with a comparable deposit and commercial lending franchise and relationship banking model.

Broad incumbents

• Umpqua Holdings Corporation: Umpqua Bank is a much larger Pacific Northwest regional bank offering comparable commercial, retail, and wealth services; competes directly with Riverview in Portland/Vancouver and would be a natural acquirer profile.
• Columbia Banking System: Columbia Bank is a major Pacific Northwest commercial and retail bank headquartered in Tacoma, WA; operates an overlapping branch footprint and competes for the same CRE and SMB clients.
• Glacier Bancorp: Glacier Bancorp (NYSE: GBCI) is a community bank holding company known for roll-up acquisitions of similarly-sized community banks like Riverview; comparable business model and CRE exposure profile.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/RiverviewBank
• LinkedInlinkedin.com/company/riverview-community-bank
• Instagraminstagram.com/riverviewbank
• Xx.com/RiverviewBank

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Riverview Bancorp