Riverview Bancorp
Riverview Bancorp operates Riverview Bank, a 100-year-old community bank with 17 branches across the Portland-Vancouver metro, serving retail, small business, and wealth management customers with deposits, CRE lending, and treasury services.
- Company typePublic
- Founded1923
- HeadquartersVancouver, United States
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Riverview Bancorp does
Riverview Bancorp, Inc. (NASDAQ: RVSB) is a Washington state-chartered bank holding company that operates Riverview Bank, a 100-year-old community bank founded in 1923 in Camas, Washington. Through 17 branches spanning the Portland-Vancouver metropolitan area and Pacific Northwest, the company serves retail consumers, small and mid-sized businesses, and high-net-worth individuals with deposit accounts, residential and commercial mortgages, HELOCs, SBA loans, commercial real estate lending, treasury management, merchant services, and wealth management through its wholly-owned Riverview Trust Company. As of June 2026 it held $1.46 billion in total assets and generated approximately $73.22 million in annual revenue.
Riverview Bancorp firmographics
Firmographics- Name
- Riverview Bancorp
- Legal name
- Riverview Bancorp, Inc.
- Website
- https://riverviewbank.com
- Company type
- Public
- Founded year
- 1923
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Riverview Bancorp operates Riverview Bank, a 100-year-old community bank with 17 branches across the Portland-Vancouver metro, serving retail, small business, and wealth management customers with deposits, CRE lending, and treasury services.
- Ownership category
- akta.pro rank
Riverview Bancorp industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE), Real Estate (Commercial Property, REITs) (FSABACAH)
Keywords
Where Riverview Bancorp is headquartered
LocationHeadquarters
- HQ city
- Vancouver
- HQ country
- United States
- HQ region
- North America
Offices17 records
Markets served
Riverview Bancorp business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income: Primary revenue from interest earned on loans including commercial real estate, small business loans, HELOCs, and residential mortgages.
- Deposit Account Fees: Fees from deposit accounts including checking, savings, money market, and CDs.
- Treasury Management Services: Merchant services, cash management, and commercial banking services generating fee income.
- Mortgage Servicing Rights: Fee-based income from commercial mortgage servicing and MSRs as the company pivots from residential origination.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | HELOC rates as low as 5.75% APR for 12 months with $0 origination fee |
| Unit Pricing | Pay-as-you-go | CD rates up to 3.60% APY for 5 months, minimum $1,000 to open |
| Other | Monthly | Business Checking with up to 1,000 free monthly transactions, $10,000 free currency deposits |
| Other | Pay-as-you-go | Overdraft Line of Credit up to $1,000 |
| Other | Monthly | Tenant Improvement Financing up to 100% with rates from 10 Year FHLB Fixed-Rate Advance Index Plus 2.25% |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Riverview Bancorp product offering
Product offeringCore offering
Riverview Bancorp, through its subsidiary Riverview Bank, operates as a community bank providing deposit accounts (checking, savings, money market, CDs, IRAs), consumer and commercial lending (mortgages, HELOCs, commercial real estate loans, small business loans, lines of credit), treasury management services (merchant services, cash management, ACH/Check Positive Pay), and wealth management through Riverview Trust Company. The bank serves the Portland-Vancouver metropolitan area across 17 physical branches with digital and mobile banking capabilities.
Product overview
Riverview Bank operates as a traditional regional community bank offering a comprehensive suite of banking products and services. The portfolio includes personal banking (checking, savings, money market, CDs, IRAs, credit cards, mortgages, HELOCs, consumer loans), business banking (checking, savings, commercial real estate loans, small business loans, SBA loans, lines of credit, tenant improvement financing), and Treasury Management services (merchant services, cash management, ACH/Check Positive Pay). Digital banking is provided through online and mobile platforms with core features including bill pay, digital payments, and biometric authentication. Wealth management is offered through Riverview Trust Company. The bank does not operate a platform-plus-modules architecture but rather offers discrete banking products under a unified brand.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Basic checking account for personal banking customers with digital access and standard transaction capabilities.
- Personal Savings Savings account for personal customers to deposit funds and earn interest on balances.
- Money Market Accounts Higher-yield savings account with competitive interest rates and limited transaction capabilities.
- Certificates of Deposit (CDs) Time deposit accounts with fixed terms and higher interest rates, with promotional rates up to 3.60% APY.
- IRAs Individual Retirement Accounts including Traditional and Roth options for retirement savings.
- CDARS Certificate of Deposit Account Registry Service allowing customers to access FDIC insurance coverage beyond $250,000 limits.
- Personal Credit Cards Credit card products for personal banking customers offered in partnership with Elan Financial Services.
- Mortgage Loans Home purchase and refinance loans including residential mortgages and construction financing.
- Home Equity Line of Credit (HELOC) Revolving credit line secured by home equity with rates as low as 5.75% APR for 12 months with $0 origination fee.
- Consumer Loans/Lines of Credit Unsecured personal loans and lines of credit for various consumer needs.
- Business Checking Business checking account with up to 1,000 monthly transactions free and $10,000 in currency deposits free monthly; $7 monthly service fee waived with $2,500 minimum daily balance.
- Business Savings, Money Market & CDs Business savings and investment accounts including money market accounts and certificates of deposit for business reserves.
- Commercial Real Estate Loans Loans for purchasing, developing, or refinancing commercial properties including new construction, renovation, and land acquisition.
- Small Business Loans Various small business financing options including SBA loans (7a and 504 programs), term loans, and equipment financing.
- Business Lines of Credit Revolving credit facilities for businesses to manage cash flow gaps and short-term financing needs.
- Tenant Improvement Financing Up to 100% financing for business tenant improvements with terms up to 10 years, rate at 10-year FHLB Index plus 2.25%, no prepayment penalty.
- Merchant Services Payment processing services for business merchants to accept card transactions.
- Cash Management Treasury management services including ACH Positive Pay, Check Positive Pay, and account reconciliation tools for fraud detection and cash flow management.
- Digital and Mobile Banking Online and mobile banking platform allowing 24/7 account access, bill pay, fund transfers, and mobile deposits via iOS and Android apps with biometric authentication.
- Business Bill Pay Electronic payment system allowing businesses to pay vendors and contractors with QuickBooks and Quicken import capabilities.
- Riverview Trust Company Wealth management and trust services including investment management, trusts and estates, and other fiduciary services for high-net-worth individuals and families.
- Brokerage Services Investment and brokerage services offered through a third-party partnership.
Quantifiable outcome
- 12 consecutive years of Best Bank in Clark County award
- +2 more outcomes
Companies that use Riverview Bancorp
Customer profileSegments5 records
Ideal customer profiles3 records
Riverview Bancorp technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
Riverview Bancorp partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor.
- Elan Financial ServicesminorJoint marketing partner for financial products and services as disclosed in the privacy policy. Part of Riverview Bank's joint marketing arrangements for offering financial products to customers.
- Cambridge Investment ResearchminorJoint marketing partner for financial products and services as disclosed in the privacy policy. Works with Riverview Bank to market financial products and services.
- Papilio CollectiveminorTechnology consulting firm where Robert Mills, newly appointed CIO, served as principal strategist. Mills maintains advisory capacity with Papilio while serving as CIO.
Scale indicators10 records
Recent moves6 records
Expansion highlights5 records
Riverview Bancorp competitors and assessment
Company assessmentDirect peers
- Heritage Financial Corporation: Heritage Financial (NASDAQ: HFWA) operates Heritage Bank, a Pacific Northwest community bank with Washington and Oregon branches of comparable asset size and similar business mix of CRE lending, SMB banking, and retail deposits.
- Banner Bank: Banner Bank (owned by Banner Corporation, NASDAQ: BANR) is a Pacific Northwest community and commercial bank with Washington and Oregon branches offering nearly identical deposit and CRE lending products.
- HomeStreet Bank: HomeStreet (NASDAQ: HMST) is a Seattle-based community bank offering residential mortgages, commercial lending, and retail deposits in markets that overlap with Riverview's Pacific Northwest footprint.
- First Northwest Bancorp: First Northwest Bancorp (NASDAQ: FNWB) operates First Fed, a smaller community bank serving the Pacific Northwest with similar deposit and lending products.
- Tompkins Financial Corporation: A community-focused regional bank holding company of similar scale (~$8B assets) operating a relationship-based retail, commercial, and wealth management franchise comparable in structure to Riverview.
- Pacific Premier Bancorp: Pacific Premier (NASDAQ: PPBI) is a community-oriented bank with a similar mix of CRE, C&I, and retail deposit products; comparable size and operational profile.
- Peoples Bancorp: Peoples Bancorp is a community bank holding company of similar asset size with a comparable deposit and commercial lending franchise and relationship banking model.
Broad incumbents
- Umpqua Holdings Corporation: Umpqua Bank is a much larger Pacific Northwest regional bank offering comparable commercial, retail, and wealth services; competes directly with Riverview in Portland/Vancouver and would be a natural acquirer profile.
- Columbia Banking System: Columbia Bank is a major Pacific Northwest commercial and retail bank headquartered in Tacoma, WA; operates an overlapping branch footprint and competes for the same CRE and SMB clients.
- Glacier Bancorp: Glacier Bancorp (NYSE: GBCI) is a community bank holding company known for roll-up acquisitions of similarly-sized community banks like Riverview; comparable business model and CRE exposure profile.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Riverview Bancorp social profiles
Digital presenceRiverview Bancorp financial estimates
Financial estimateRevenue estimate
Valuation estimate
Riverview Bancorp leadership team
Management profileNumber of profiles
Profiles9 records
Riverview Bancorp subsidiaries and ownership
Company hierarchySubsidiaries3 records
Riverview Bancorp funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Riverview Bancorp M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Riverview Bancorp
What does Riverview Bancorp do?
Riverview Bancorp, through its subsidiary Riverview Bank, operates as a community bank providing deposit accounts (checking, savings, money market, CDs, IRAs), consumer and commercial lending (mortgages, HELOCs, commercial real estate loans, small business loans, lines of credit), treasury management services (merchant services, cash management, ACH/Check Positive Pay), and wealth management through Riverview Trust Company. The bank serves the Portland-Vancouver metropolitan area across 17 physical branches with digital and mobile banking capabilities.
Is Riverview Bancorp a public or private company?
Riverview Bancorp is a public company. It is classified as public and is currently operating.
When was Riverview Bancorp founded?
Riverview Bancorp was founded in 1923. It employs 501 to 1,000 people.
Where is Riverview Bancorp based?
Riverview Bancorp is headquartered in Vancouver, United States, in the North America region.
How does Riverview Bancorp make money?
Four revenue lines are on record. Interest Income is the primary driver. The others are deposit Account Fees, treasury Management Services and mortgage Servicing Rights.
Who are Riverview Bancorp's main competitors?
Direct peers on record are Heritage Financial Corporation, Banner Bank, HomeStreet Bank, First Northwest Bancorp, Tompkins Financial Corporation, Pacific Premier Bancorp and Peoples Bancorp. Broad incumbents are Umpqua Holdings Corporation, Columbia Banking System and Glacier Bancorp.
Does Riverview Bancorp have an API?
No public API is recorded for Riverview Bancorp.
What industry is Riverview Bancorp in?
Riverview Bancorp's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks). Its NAICS code is 52211 and its SIC code is 6022.