Arch RoamRight
Arch RoamRight is a U.S. travel insurance brand under Arch Capital Group that sells trip-cancellation, medical, evacuation, and baggage plans to individual travelers and through a travel-advisor partner channel, including a Tern platform integration.
- Company typePrivate
- Founded-
- HeadquartersHunt Valley, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Arch RoamRight does
Arch RoamRight is a U.S.-domiciled travel insurance brand operated by Arch Insurance Company, a subsidiary of publicly traded Arch Capital Group (NASDAQ: ARCH). The brand underwrites and distributes travel insurance products primarily to U.S. individual travelers and, increasingly, to travel advisors and travel platforms serving those travelers. Its product portfolio is anchored by four named plans (Pro Plan, Pro Plus Plan, On Trip Plus Plan, and Multi-trip Annual Plan) covering trip cancellation, trip interruption, emergency medical, emergency medical evacuation, baggage loss/delay, and travel delay, supplemented by optional upgrades including CancelFlex (Cancel For Any Reason up to 75% reimbursement), Adventure Sports, Rental Car Coverage, Cancel for Work Reasons, Security or Political Evacuation, and Accidental Death and Dismemberment.
The underlying technology stack consists of a consumer-facing quote and purchase platform (roamright.com) that generates instant quotes without requiring personal information upfront, a side-by-side plan comparison tool, an online claims initiation workflow, and 24/7 global travel assistance services. Distribution combines direct-to-consumer self-service on the website, a partner portal (partner.roamright.com) used by independent travel advisors and agencies who earn commissions, licensed travel retailers operating through Arch Insurance Solutions Inc. as the licensed travel insurance producer, and an API-based integration with Tern's all-in-one travel operating platform that embeds RoamRight insurance into the advisor booking workflow. The brand holds state insurance licensing (NAIC #11150), an A+ BBB accredited rating, and a 4.7/5 Trustpilot score.
The revenue model is quote-based one-time premiums on single-trip plans (with pricing driven by trip cost, traveler ages, trip duration, and plan tier) plus an annual subscription for the Multi-trip Annual Plan, monetized through three primary channels: direct website sales, the travel advisor partner program, and platform integrations. Marketing relies on content (travel insurance blog, destination guides, the 2026 Travel Insurance Playbook), social media, Trustpilot reviews, and industry recognition (Gold Magellan Awards from Travel Weekly, GTC Trip Protection Partner of the Year 2026). Arch RoamRight does not publicly disclose revenue or policy volume as it is not separately reported by its parent, Arch Capital Group.
Arch RoamRight firmographics
Firmographics- Name
- Arch RoamRight
- Legal name
- Arch Insurance Company
- Website
- https://roamright.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Arch RoamRight is a U.S. travel insurance brand under Arch Capital Group that sells trip-cancellation, medical, evacuation, and baggage plans to individual travelers and through a travel-advisor partner channel, including a Tern platform integration.
- Ownership category
- akta.pro rank
Arch RoamRight industry classification
Industry- Product category
- Travel Insurance
- NAICS
- Other Travel Arrangement and Reservation Services (56159), Travel Agencies (561510), All Other Travel Arrangement and Reservation Services (561599)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro primary industry
- Embedded Travel Insurance Distribution & APIs (THALALAA)
- akta.pro secondary industry
- Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK)
Keywords
Where Arch RoamRight is headquartered
LocationHeadquarters
- HQ city
- Hunt Valley
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Arch RoamRight business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Travel Insurance Premiums: One-time insurance premiums charged to travelers for coverage during specific trips. Pricing varies based on trip cost, traveler ages, trip duration, and selected plan level. Plans include Pro Plan, Pro Plus Plan, On Trip Plus Plan, and Multi-trip Annual Plan.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Pro Plan - Standard travel insurance coverage for trip cancellation, interruption, medical, and baggage |
| One time/ perpetual license | Pay-as-you-go | Pro Plus Plan - Enhanced coverage with additional benefits and upgrade options |
| One time/ perpetual license | Pay-as-you-go | On Trip Plus Plan - Coverage for travelers already on their trip |
| Subscription | Annual | Multi-trip Annual Plan - Annual coverage for frequent travelers covering multiple trips |
| One time/ perpetual license | Pay-as-you-go | CancelFlex (Cancel For Any Reason) Upgrade |
| One time/ perpetual license | Pay-as-you-go | Adventure Sports Upgrade |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Arch RoamRight product offering
Product offeringCore offering
Arch RoamRight provides travel insurance products and services for individual travelers and travel advisors, offering trip cancellation, trip interruption, emergency medical, emergency evacuation, and baggage coverage through tiered plans (Pro Plan, Pro Plus Plan, On Trip Plus Plan, and Multi-trip Annual Plan) with optional upgrades such as CancelFlex, Adventure Sports, and Rental Car coverage. The company underwrites policies via Arch Insurance Company and distributes them through a direct-to-consumer website, a travel advisor partner program, and an embedded integration with the Tern travel platform.
Product overview
Arch RoamRight is a travel insurance provider under Arch Capital Group offering a portfolio of insurance products through multiple plan tiers. The core product lineup includes four named plans (Pro Plan, Pro Plus Plan, On Trip Plus Plan, and Multi-trip Annual Plan) that provide foundational coverage for trip cancellation, interruption, emergency medical, evacuation, and baggage. These plans are supplemented by a range of optional upgrades and add-on modules including Adventure Sports Upgrade, Rental Car Coverage, CancelFlex (Cancel For Any Reason), Cancel for Work Reasons, Security/Political Evacuation Coverage, and Accidental Death and Dismemberment coverage. The company also offers comprehensive 24/7 Travel Assistance Services as part of its product ecosystem. The Multi-trip Annual Plan targets frequent travelers taking multiple annual trips, while the Pro Plus Plan offers enhanced benefits with eligibility for Pre-Existing Condition Exclusion Waivers and CancelFlex. Products are distributed through the company's website, a partner portal for travel advisors, and integration with the Tern travel platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Pro Plan Core travel insurance plan for individual travelers providing standard coverage for trip cancellation, trip interruption, emergency medical, baggage, and travel delays.
- Pro Plus Plan Enhanced travel insurance plan offering higher coverage limits and additional benefits, including eligibility for Pre-Existing Condition Exclusion Waiver when purchased within 21 days of initial trip deposit, plus Cancel for Work Reasons and CancelFlex options.
- On Trip Plus Plan Travel insurance plan designed for travelers who purchase coverage closer to departure or who seek specific on-trip protections.
- Multi-trip Annual Plan Annual subscription travel insurance plan providing trip cancellation coverage for multiple trips throughout the policy year, designed for frequent travelers taking two or more leisure trips annually.
Quantifiable outcome
- Nearly 48% of surveyed travelers purchase travel insurance for every trip they take (2026 Arch RoamRight Travel Survey)
- +6 more outcomes
Companies that use Arch RoamRight
Customer profileSegments5 records
Ideal customer profiles5 records
Arch RoamRight technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
Arch RoamRight partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- TernflagshipArch RoamRight became the first travel insurance provider integrated into Tern's all-in-one operating platform for travel businesses. The integration enables travel advisors and their clients to purchase Arch RoamRight's travel insurance products—including trip cancellation, emergency medical coverage, and lost baggage protection—seamlessly during the booking process, eliminating the need for travelers to seek insurance separately. The collaboration aims to enhance operational efficiency for travel advisors and provide travelers with easier access to comprehensive travel protection from the start of their journey. The partnership was announced February 10, 2026, and is immediately active.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Arch RoamRight competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Arch RoamRight social profiles
Digital presenceArch RoamRight compliance and trust
Trust signalCompliance2 records
Arch RoamRight financial estimates
Financial estimateRevenue estimate
Valuation estimate
Arch RoamRight leadership team
Management profileNumber of profiles
Arch RoamRight funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Arch RoamRight M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Arch RoamRight
What does Arch RoamRight do?
Arch RoamRight provides travel insurance products and services for individual travelers and travel advisors, offering trip cancellation, trip interruption, emergency medical, emergency evacuation, and baggage coverage through tiered plans (Pro Plan, Pro Plus Plan, On Trip Plus Plan, and Multi-trip Annual Plan) with optional upgrades such as CancelFlex, Adventure Sports, and Rental Car coverage. The company underwrites policies via Arch Insurance Company and distributes them through a direct-to-consumer website, a travel advisor partner program, and an embedded integration with the Tern travel platform.
Is Arch RoamRight a public or private company?
Arch RoamRight is a private company. It is classified as public and is currently operating.
When was Arch RoamRight founded?
Arch RoamRight was founded in -1. It employs 11 to 50 people.
Where is Arch RoamRight based?
Arch RoamRight is headquartered in Hunt Valley, United States, in the North America region.
How does Arch RoamRight make money?
One revenue line is on record: travel Insurance Premiums.
Does Arch RoamRight have an API?
No public API is recorded for Arch RoamRight.
What industry is Arch RoamRight in?
Arch RoamRight's product category is Travel Insurance. Its primary akta.pro industry code is THALALAA, Embedded Travel Insurance Distribution & APIs, with a secondary code of THALALAK, Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance. Its NAICS code is 56159 and its SIC code is 6411.