CuraDebt Debt Relief

What CuraDebt Debt Relief does

CuraDebt Debt Relief (legal entity CuraDebt Systems, LLC) is a U.S. debt relief referral and matching platform headquartered at 4000 Hollywood Blvd., Suite 555-S, Hollywood, Florida, founded in 2001 by Eric Pemper in San Diego, California. The company historically operated as a direct debt settlement provider but, as of March 2026, transitioned to primarily functioning as a lead-generation and matching platform that connects consumers and small business owners with independent third-party providers for consumer unsecured debt settlement, IRS and state tax resolution, and business/merchant cash advance debt restructuring. Its core technology is a web-based intake and matching system at curadebt.com that collects consumer debt profiles via a Free Savings Estimate form, applies matching criteria by debt type, amount, and state, and routes inquiries to a vetted provider network that includes debt settlement firms, Enrolled Agents, CPAs, tax attorneys, and MCA debt specialists; the company also operates getcuradebt.com in partnership with EVVO for loan consolidation comparison.

CuraDebt's business model is affiliate/referral based: the company does not charge consumers for inquiries, consultations, or matching services, and revenue is derived from compensation arrangements with network partners (referral fees, marketing fees, and lead-generation compensation) while federal law prohibits debt settlement fees until a debt is actually settled. The company serves three primary segments — consumers with unsecured debt (credit cards, medical bills, personal loans), taxpayers with IRS/state tax debt, and small business owners with MCA and commercial debt — using a freemium, sales-led GTM motion that combines SEO-driven content marketing (200+ indexed pages), review-platform presence (1,600+ five-star reviews across Google, Yelp, Trustpilot, Customer Lobby, Shopper Approved, and BBB A+ accreditation), and phone-based intake (1-877-850-3328) operating Monday-Friday 9 AM-5 PM EST. The firm is privately held, founder-controlled by Eric Pemper as Managing Member, with no disclosed institutional investors, funding rounds, or parent company. Headcount is reported in the 11-50 range; CuraDebt holds multi-state regulatory licenses including California DFPI registration 01-CCFPL-1684981-3480786, Mississippi Debt Management Service Provider C.P.D. Reg. No. 2024-0673215, and Virginia DSP-13.

Name

CuraDebt Debt Relief

Legal name

CuraDebt Systems, LLC

Website

https://curadebt.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Short description

CuraDebt Debt Relief is a U.S. referral and matching platform that connects consumers and small business owners with independent third-party providers for consumer debt settlement, IRS/state tax resolution, and business/merchant cash advance debt restructuring. Founded in 2001 and headquartered in Hollywood, Florida.

Ownership category

akta.pro rank

Product category

Debt Relief Services

NAICS

Collection Agencies (56144), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Loan Brokers (6163)

akta.pro primary industry

Credit Counseling & Debt Management Plans (DMP) (FSAKAJAH)

akta.pro secondary industry

Payment Processing for Collections (Lockbox, ACH, Card, IVR) (FSAKAJAJ)

Keywords

• Debt settlement services
• Tax debt relief
• Debt consolidation loans
• Debt negotiation programs
• Business debt relief

Headquarters

HQ city

Hollywood

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Marketing or Sales, Personnel, Technology or R&D, Operations

Revenue model

1. Referral/Matching Services: CuraDebt provides free referral and matching services to consumers. The company earns revenue through compensation arrangements with some network partners including referral fees, marketing fees, and lead-generation compensation. Some referrals may generate no compensation. Compensation is paid by the provider, not the consumer. CuraDebt does not charge consumers for inquiry submission.
2. Legacy Client Services: CuraDebt may continue servicing certain legacy client relationships established previously under direct servicing arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

CuraDebt operates as a free referral and matching platform that connects consumers and small business owners with independent third-party providers for debt relief services. The company collects debt information via online form intake, provides free savings estimates using a soft credit inquiry, and routes inquiries to vetted providers for consumer debt settlement/negotiation, IRS and state tax debt resolution, business/MCA debt restructuring, debt consolidation loans, debt management programs, and bankruptcy assistance. CuraDebt does not charge consumers for its matching service and is compensated through referral, marketing, and lead-generation fees paid by network partners.

Product overview

CuraDebt operates as a referral and matching platform rather than a direct service provider. The company connects consumers and businesses with independent third-party providers for debt relief, tax resolution, and business/MCA debt services. Its core product portfolio includes Consumer Debt Relief, Tax Debt Relief, and Business/MCA Debt Relief, which are facilitated through a network of vetted independent providers. Additional services include Debt Settlement, Debt Negotiation, Debt Consolidation (through EVVO partnership), and Bankruptcy Assistance. The company matches users with appropriate providers based on their debt type, amount, and state, using 25+ years of industry experience, with no fees charged to consumers for the referral service.

Differentiator

Problem solved

Functional benefit

Products and services

• Consumer Debt Relief (Settlement and Negotiation) Free matching service that connects consumers with independent providers who negotiate settlements on credit card debt, medical bills, unsecured personal loans, and collection accounts — typically settling at 40-60% of the original balance based on debt age, creditor, and hardship case.
• Tax Debt Relief (IRS and State) Matches individuals and small businesses with independent tax relief firms, Enrolled Agents, CPAs, or tax attorneys for IRS and state tax debt resolution, including Offer in Compromise, Installment Agreements, penalty abatement, and Currently Not Collectible status.
• Business / MCA Debt Relief Provides merchant cash advance payoff negotiation, business debt restructuring, settlement of business balances, and repayment terms structured to protect operating cash flow for small business owners and operators.
• Debt Consolidation Loans (EVVO Partnership) Through partnership with EVVO, enables consumers to compare secured and unsecured debt consolidation loan options across multiple lenders in one place using a soft credit check that does not affect their credit score.
• Debt Management Program Matching Connects consumers with providers offering structured debt management plans that consolidate multiple payments into a single lower monthly payment, often with reduced interest rates negotiated with creditors.
• Bankruptcy Assistance Referral Provides guidance on Chapter 7 and Chapter 13 bankruptcy options, offers a free bankruptcy means test to determine eligibility, and connects users with bankruptcy attorneys in the network.

Quantifiable outcome

• Debt settlements often land around 40-60% of balance, depending on debt age, creditor type, and hardship case
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Ten partnerships are on record, tiered secondary, core and minor.

• EVVOsecondaryGTM or Marketing PartnerCuraDebt partners with EVVO to offer loan consolidation options through getcuradebt.com. Consumers can compare options across multiple lenders in one place with a soft credit check that won't affect their credit score. This partnership extends CuraDebt's service beyond debt settlement to include loan consolidation as an alternative option.
• Network of Debt Settlement ProviderscoreChannel Partner/ Reseller/ DistributorCuraDebt maintains a network of independent debt settlement companies that consumers are matched with based on their debt situation, debt type, and state availability. Providers are vetted based on BBB rating, review volume, complaint patterns, and management oversight. CuraDebt may receive compensation from some network partners for referrals.
• Independent Tax Relief FirmscoreChannel Partner/ Reseller/ DistributorCuraDebt connects consumers with independent tax relief firms, Enrolled Agents, CPAs, and tax attorneys equipped to handle IRS and state tax debt cases. The matching considers tax type, complexity, and provider availability.
• United SettlementminorChannel Partner/ Reseller/ DistributorNamed network partner in form disclosures. CuraDebt may be compensated by this provider for referrals. Part of the disclosed referral network.
• First Choice Debt ReliefminorChannel Partner/ Reseller/ DistributorNamed network partner in form disclosures. CuraDebt may be compensated by this provider for referrals. Part of the disclosed referral network.
• Century Support ServicesminorChannel Partner/ Reseller/ DistributorNamed network partner in form disclosures. CuraDebt may be compensated by this provider for referrals. Part of the disclosed referral network.
• Slate CapitalminorChannel Partner/ Reseller/ DistributorNamed network partner in sitemap form disclosures. Part of CuraDebt's network of referral partners for debt relief services.
• Coastal Debt ReliefminorChannel Partner/ Reseller/ DistributorNamed network partner in sitemap form disclosures. Part of CuraDebt's network of referral partners for debt relief services.
• IAPDA (International Association of Professional Debt Arbitrators)secondaryStrategic or Co-development PartnerCuraDebt matches consumer debt clients with IAPDA-accredited professionals. IAPDA provides training and certification for debt arbitrators and debt relief professionals in the industry.
• ACDR (Association for Consumer Debt Relief)secondaryStrategic or Co-development PartnerCuraDebt is a member in good standing of the ACDR, an industry organization for consumer debt relief providers.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Consolidated Credit: Non-profit credit counseling and debt management organization offering DMP services — overlaps directly with CuraDebt's debt management and counseling offerings.
• Pacific Debt Relief: Long-running debt settlement provider (founded 2002) operating on a similar direct-to-consumer model targeting unsecured debt, with comparable review-driven acquisition strategy.
• Beyond Finance: Digital-first debt settlement provider competing in the same online consumer debt relief funnel, with comparable focus on unsecured debt negotiation.
• Debt.com: Debt education and matching platform connecting consumers with debt relief, consolidation, and credit counseling providers — closely aligned with CuraDebt's referral/matchmaking model.
• National Debt Relief: One of the largest U.S. consumer debt settlement companies, offering debt negotiation services across credit cards, medical debt, and personal loans — directly overlapping CuraDebt's consumer debt relief vertical.
• Accredited Debt Relief: U.S. debt settlement company with strong review-platform presence (BBB accredited) competing in the same consumer debt relief category as CuraDebt.
• Americor: Debt relief company offering debt consolidation loans and settlement programs, competing for similar consumer and small business debt-relief demand.
• New Era Debt Solutions: IAPDA-affiliated debt settlement provider with a national digital funnel — directly comparable in service model, distribution strategy, and target customer.
• TurboDebt: Tech-forward debt settlement company with strong digital marketing presence, directly competing with CuraDebt for online consumer debt settlement leads.
• Freedom Debt Relief: Major U.S. debt settlement provider with a national marketing funnel and large review platform footprint — highly comparable in customer acquisition model, vertical focus, and scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/1curadebt

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CuraDebt Debt Relief