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Alliance for Lifetime Income

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Namestring
Alliance for Lifetime Income
Company typeenum
Private
Founded yearint
2018
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersWashington, United States
HQ citystring
Washington
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
retirement income education, annuity awareness, financial literacy, protected lifetime income, retirement planning resources
Industry2 codes
1Annuity & Insurance-Based Retirement Solutions Advisory
CodeFSAEABAHPrimaryYes
2Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers)
CodeFSAAACAEPrimaryNo
NAICS code1 code
  • Direct Life Insurance Carriers524113
SIC code3 codes
  • Life Insurance6311
  • Services-Membership Organizations8600
  • Investment Advice6282
Product category
Retirement Income Education
Social media profiles2 records
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1Industry Association/Membership Model
TypeSubscription Recurring
Description

As an industry initiative under LIMRA, the Alliance for Lifetime Income operates as an industry association providing research, education, and marketing support to member companies in the retirement income and annuity space. Revenue is generated through membership fees and industry participation rather than direct consumer transactions.

limraconsumer.com
Marketing channels6 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components4 values
Personnel, Marketing or Sales, Operations, Technology or R&D
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

The Alliance for Lifetime Income is a non-profit initiative operating under LIMRA (Life Insurance and Market Research Association) that educates Americans about the importance of protected lifetime income in retirement planning, with emphasis on annuities and guaranteed income strategies. It provides educational resources, research, and awareness campaigns targeted at consumers approaching retirement and the financial professionals who serve them.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • 30% reduction in Social Security benefits when claiming at age 62 vs. waiting
+1 more record
Product overview1 text field

The Alliance for Lifetime Income operates through the LIMRA Consumer platform, which serves as an educational resource hub for retirement planning. The platform offers articles, research, tools, and videos focused on annuities and protected lifetime income strategies. It includes the Retirement Income Institute which provides research and insights from academics and public policy experts. The platform is launching an industry-powered strategic marketing campaign to raise awareness about protected lifetime income with annuities positioned as a cornerstone of U.S. retirement security.

Product and service3 records
1LIMRA Consumer Platform (Protected Income / ProtectedIncome.org)
CategoryConsumer Financial Education
Description

Educational web platform providing articles, tools, calculators, and resources designed to help American consumers understand annuities, protected lifetime income, and retirement income strategies as they approach retirement.

2LIMRA FinPro Platform
CategoryFinancial Professional Education
Description

Online resource portal for financial professionals featuring practice-management tools, client-education materials, research, and continuing-education content on protected lifetime income and annuities for use with retiring clients.

3Alliance Research and Consumer Surveys
CategoryRetirement Research
Description

Proprietary consumer research, surveys, and reports on retirement-income attitudes, behaviors, and the role of annuities, distributed publicly and to member organizations.

Scale indicator3 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
Strategic tierCoreTypeStrategic or Co-development Partner
Description

The Alliance for Lifetime Income operates as an initiative under LIMRA, the leading global research organization for the life insurance industry. LIMRA provides the institutional infrastructure, research capabilities, and industry network that powers the Alliance's mission to raise awareness about protected lifetime income and position annuities as a cornerstone of U.S. retirement security.

Recent move5 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Peers10 records
TypeBroad incumbent
Description

TIAA is a major financial services provider specializing in retirement annuities and academic-sector retirement plans. Comparable as an institutional actor advancing protected lifetime income, though it sells products directly rather than operating as an industry-wide education platform.

TypeDirect peer
Description

NIRS is a non-profit, non-partisan research organization focused on retirement security education and policy. It is comparable to the Alliance in advancing public understanding of retirement income adequacy through research-driven thought leadership, though without the industry-funded sales orientation.

TypeBroad incumbent
Description

AARP is the largest U.S. advocacy organization for Americans aged 50+, providing retirement planning education, policy advocacy, and consumer resources. Comparable as a mass-reach retirement-education platform targeting the same Peak 65 demographic, though broader in scope beyond protected income products.

TypeOthers
Description

LIMRA is the parent organization and operating infrastructure behind the Alliance for Lifetime Income. It is included as an ecosystem reference rather than a true peer — the Alliance is effectively an initiative within LIMRA's broader research and industry-coordination mandate.

TypeBroad incumbent
Description

Prudential is a major U.S. life insurer and retirement-services provider offering annuities, group retirement plans, and individual retirement accounts. Comparable as a LIMRA member advancing protected lifetime income, though as a commercial carrier rather than an educational initiative.

TypeDirect peer
Description

ACLI represents the U.S. life insurance industry, including annuity providers, on policy, advocacy, and consumer-education matters. Comparable to the Alliance as a life-insurance-aligned industry voice advancing retirement security narratives, though broader in scope beyond annuities.

TypeDirect peer
Description

EBRI is a non-profit research institute producing data and analysis on retirement, health, and economic security. It is comparable to the Alliance's Retirement Income Institute given its role as an authoritative, non-commercial research body informing retirement-income policy and consumer understanding.

TypeDirect peer
Description

IRI is the leading U.S. trade association exclusively focused on the annuities and insured retirement income industry, conducting research, advocacy, and consumer education. It is the closest functional peer to the Alliance for Lifetime Income given its parallel mission of advancing annuity adoption and supporting financial professionals in retirement planning conversations.

TypeBroad incumbent
Description

New York Life is one of the largest U.S. life insurance and annuity providers and a LIMRA member. It is an indirect stakeholder and comparable participant in the protected-income category the Alliance promotes, though its role is product distribution rather than industry coordination.

TypeBroad incumbent
Description

Nationwide is a top U.S. provider of individual annuities and retirement income products, with active educational and advisor-support programs. Comparable as a member-company stakeholder in the Alliance's mission, though operating commercially rather than as an industry-wide educational platform.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat3 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment3 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Alliance for Lifetime Income

Retirement Income Educationprotectedincome.org

Alliance for Lifetime Income firmographics

Firmographics
Name
Alliance for Lifetime Income
Website
https://protectedincome.org
Company type
Private
Founded year
2018
Operating status
Operating
Headcount range
1–10 employees
Ownership category
akta.pro rank

Alliance for Lifetime Income industry classification

Industry
Product category
Retirement Income Education
NAICS
Direct Life Insurance Carriers (524113)
SIC
Life Insurance (6311), Services-Membership Organizations (8600), Investment Advice (6282)
akta.pro primary industry
Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)
akta.pro secondary industry
Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

  • Retirement income education
  • Annuity awareness
  • Financial literacy
  • Protected lifetime income
  • Retirement planning resources

Where Alliance for Lifetime Income is headquartered

Location

Headquarters

HQ city
Washington
HQ country
United States
HQ region
North America

Markets served

Alliance for Lifetime Income business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

  1. Industry Association/Membership Model: As an industry initiative under LIMRA, the Alliance for Lifetime Income operates as an industry association providing research, education, and marketing support to member companies in the retirement income and annuity space. Revenue is generated through membership fees and industry participation rather than direct consumer transactions.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Alliance for Lifetime Income product offering

Product offering

Core offering

The Alliance for Lifetime Income is a non-profit initiative operating under LIMRA (Life Insurance and Market Research Association) that educates Americans about the importance of protected lifetime income in retirement planning, with emphasis on annuities and guaranteed income strategies. It provides educational resources, research, and awareness campaigns targeted at consumers approaching retirement and the financial professionals who serve them.

Product overview

The Alliance for Lifetime Income operates through the LIMRA Consumer platform, which serves as an educational resource hub for retirement planning. The platform offers articles, research, tools, and videos focused on annuities and protected lifetime income strategies. It includes the Retirement Income Institute which provides research and insights from academics and public policy experts. The platform is launching an industry-powered strategic marketing campaign to raise awareness about protected lifetime income with annuities positioned as a cornerstone of U.S. retirement security.

Differentiator

Problem solved

Functional benefit

Products and services

  • LIMRA Consumer Platform (Protected Income / ProtectedIncome.org) Educational web platform providing articles, tools, calculators, and resources designed to help American consumers understand annuities, protected lifetime income, and retirement income strategies as they approach retirement.
  • LIMRA FinPro Platform Online resource portal for financial professionals featuring practice-management tools, client-education materials, research, and continuing-education content on protected lifetime income and annuities for use with retiring clients.
  • Alliance Research and Consumer Surveys Proprietary consumer research, surveys, and reports on retirement-income attitudes, behaviors, and the role of annuities, distributed publicly and to member organizations.

Quantifiable outcome

  • 30% reduction in Social Security benefits when claiming at age 62 vs. waiting
  • +1 more outcomes

Companies that use Alliance for Lifetime Income

Customer profile

Segments3 records

Ideal customer profiles2 records

Alliance for Lifetime Income technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Alliance for Lifetime Income partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • LIMRA (Life Insurance and Market Research Association)coreStrategic or Co-development PartnerThe Alliance for Lifetime Income operates as an initiative under LIMRA, the leading global research organization for the life insurance industry. LIMRA provides the institutional infrastructure, research capabilities, and industry network that powers the Alliance's mission to raise awareness about protected lifetime income and position annuities as a cornerstone of U.S. retirement security.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Alliance for Lifetime Income competitors and assessment

Company assessment

Broad incumbents

  • TIAA: TIAA is a major financial services provider specializing in retirement annuities and academic-sector retirement plans. Comparable as an institutional actor advancing protected lifetime income, though it sells products directly rather than operating as an industry-wide education platform.
  • AARP: AARP is the largest U.S. advocacy organization for Americans aged 50+, providing retirement planning education, policy advocacy, and consumer resources. Comparable as a mass-reach retirement-education platform targeting the same Peak 65 demographic, though broader in scope beyond protected income products.
  • Prudential Financial: Prudential is a major U.S. life insurer and retirement-services provider offering annuities, group retirement plans, and individual retirement accounts. Comparable as a LIMRA member advancing protected lifetime income, though as a commercial carrier rather than an educational initiative.
  • New York Life: New York Life is one of the largest U.S. life insurance and annuity providers and a LIMRA member. It is an indirect stakeholder and comparable participant in the protected-income category the Alliance promotes, though its role is product distribution rather than industry coordination.
  • Nationwide Financial: Nationwide is a top U.S. provider of individual annuities and retirement income products, with active educational and advisor-support programs. Comparable as a member-company stakeholder in the Alliance's mission, though operating commercially rather than as an industry-wide educational platform.

Direct peers

  • National Institute on Retirement Security (NIRS): NIRS is a non-profit, non-partisan research organization focused on retirement security education and policy. It is comparable to the Alliance in advancing public understanding of retirement income adequacy through research-driven thought leadership, though without the industry-funded sales orientation.
  • American Council of Life Insurers (ACLI): ACLI represents the U.S. life insurance industry, including annuity providers, on policy, advocacy, and consumer-education matters. Comparable to the Alliance as a life-insurance-aligned industry voice advancing retirement security narratives, though broader in scope beyond annuities.
  • Employee Benefit Research Institute (EBRI): EBRI is a non-profit research institute producing data and analysis on retirement, health, and economic security. It is comparable to the Alliance's Retirement Income Institute given its role as an authoritative, non-commercial research body informing retirement-income policy and consumer understanding.
  • Insured Retirement Institute (IRI): IRI is the leading U.S. trade association exclusively focused on the annuities and insured retirement income industry, conducting research, advocacy, and consumer education. It is the closest functional peer to the Alliance for Lifetime Income given its parallel mission of advancing annuity adoption and supporting financial professionals in retirement planning conversations.

Others

  • LIMRA: LIMRA is the parent organization and operating infrastructure behind the Alliance for Lifetime Income. It is included as an ecosystem reference rather than a true peer — the Alliance is effectively an initiative within LIMRA's broader research and industry-coordination mandate.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Alliance for Lifetime Income social profiles

Digital presence

Alliance for Lifetime Income financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Alliance for Lifetime Income leadership team

Management profile

Number of profiles

Profiles1 record

Alliance for Lifetime Income funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Alliance for Lifetime Income M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alliance for Lifetime Income

What does Alliance for Lifetime Income do?

The Alliance for Lifetime Income is a non-profit initiative operating under LIMRA (Life Insurance and Market Research Association) that educates Americans about the importance of protected lifetime income in retirement planning, with emphasis on annuities and guaranteed income strategies. It provides educational resources, research, and awareness campaigns targeted at consumers approaching retirement and the financial professionals who serve them.

When was Alliance for Lifetime Income founded?

Alliance for Lifetime Income was founded in 2018. It employs 1 to 10 people.

Where is Alliance for Lifetime Income based?

Alliance for Lifetime Income is headquartered in Washington, United States, in the North America region.

How does Alliance for Lifetime Income make money?

One revenue line is on record: industry Association/Membership Model.

Who are Alliance for Lifetime Income's main competitors?

Broad incumbents on record are TIAA, AARP, Prudential Financial, New York Life and Nationwide Financial. Direct peers are National Institute on Retirement Security (NIRS), American Council of Life Insurers (ACLI), Employee Benefit Research Institute (EBRI) and Insured Retirement Institute (IRI). LIMRA is listed as an others.

Does Alliance for Lifetime Income have an API?

No public API is recorded for Alliance for Lifetime Income.

What industry is Alliance for Lifetime Income in?

Alliance for Lifetime Income's product category is Retirement Income Education. Its primary akta.pro industry code is FSAEABAH, Annuity & Insurance-Based Retirement Solutions Advisory, with a secondary code of FSAAACAE, Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers). Its NAICS code is 524113 and its SIC code is 6311.

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Live signals
The Times of Indiahow Social Security cuts affect Gen X: Cuts may be coming — here’s who has the most to lose from Social Security changes - The Economic TimesA report by the Alliance for Lifetime Income’s Retirement Income Institute warns that Generation X faces a severe retirement crisis due to shrinking pensions, longer lifespans, and caregiving burdens as Baby Boomers retire. Research indicates that Gen X is less financially prepared than previous generations, with 69% reporting they are behind on savings and low confidence in their funds lasting through retirement. The article highlights concerns that potential Social Security cuts, projected to occur as the oldest Gen Xers reach age 65 around 2030, will exacerbate this vulnerability.PR NewswireFinancial Professionals and Clients Disagree on Key Retirement Planning ConversationsA study by the Alliance for Lifetime Income by LIMRA reveals a significant communication gap between financial professionals and their clients regarding critical retirement planning topics, with 96% of FPs reporting they discuss physical health issues but only 44% of clients recalling such conversations, and similar disparities for cognitive decline (90% vs. 31%). The research also shows divergent perceptions on retirement risks, with clients citing inflation (63%) and health care costs (62%) as top concerns while FPs list outliving savings (56%) and market volatility (51%) as primary worries. The study notes annuity sales reached a record $345 billion for the first three quarters of 2025, reflecting growing consumer interest in protected lifetime income products.PR NewswireSacrificing Retirement Savings for FamilyThe Alliance for Lifetime Income released its 2025 Protected Retirement Income and Planning (PRIP) Study, showing that many Americans are jeopardizing their own retirement savings and health to financially support family members, with more than half indicating their family support affects their retirement savings. The survey found that 58% of respondents would accept a lower standard of living before reducing family financial support, while rising healthcare costs rival inflation as the top retirement concern at 60%. The study also highlighted Gen-X concerns, with only 41% confident their savings will last through retirement versus 62% of Baby Boomers.PR NewswireTHE U.S. HAS REACHED THE PEAK OF PEAK 65® IT'S TIME TO APPLY RETIREMENT READINESS LESSONS FROM THE BOOMER EXPERIENCEA record 4.18 million Americans will reach traditional retirement age in 2025, marking the peak of the "Peak 65 Zone" and the highest single year on record, according to research by the Alliance for Lifetime Income. Studies commissioned by the organization show that 52.5% of Baby Boomers turning 65 between 2024 and 2030 have assets of $250,000 or less, raising concerns about retirement preparedness. The Alliance is using this demographic milestone to urge Americans to apply retirement readiness lessons and plan for protected income in retirement.PR NewswireTwo-thirds of Women See a U.S. Recession Ahead, but Plan to Double-down on Retirement SavingsA survey by HerMoney and the Alliance for Lifetime Income reveals that 68% of women anticipate a U.S. recession, yet 92% plan to maintain or increase their retirement contributions. The study indicates a willingness among women to make short-term sacrifices, such as delaying major purchases, to prioritize long-term financial security and reliable retirement income.PR NewswireInflation Risk is the Top Financial Concern for Nearly Three in Four WomenThe State of Women 2022 study by HerMoney and the Alliance for Lifetime Income surveyed over 1,100 women and found that inflation risk (73%) tops their list of financial concerns, ahead of illness or disability (71%), market volatility (70%), longevity (58%), and unemployment (43%). Only 41% of women, including 44% of those earning above $200,000 annually, say they know how to protect themselves from inflation risk. Financial experts recommend strategies including paying off high-interest debt, delaying Social Security, maintaining diversified portfolios, and considering annuities to provide protected income in retirement.PR NewswireHerMoney and Alliance for Lifetime Income Study: Nearly 3 out of 5 women worry about money several times a month or moreA study conducted by HerMoney and the Alliance for Lifetime Income reveals that 58% of women worry about their finances several times a month or more, with younger and single women reporting higher stress levels. The research indicates that financial literacy and having a trusted advisor significantly reduce anxiety regarding retirement security and income sufficiency. Key concerns identified include healthcare costs and running out of money, highlighting a need for protected lifetime income solutions.PR NewswireHorsesmouth and Alliance for Lifetime Income Partner on Retirement Education Effort During Rolling Stones "No Filter" 2021 TourHorsesmouth and the Alliance for Lifetime Income announced a partnership to showcase Social Security education at the Rolling Stones' 2021 'No Filter' tour, with the Alliance serving as sole sponsor of the 12-city tour. The collaboration includes sweepstakes for financial professionals to win concert tickets and annual memberships to Horsesmouth's Savvy Social Security Planning program. The initiative aims to raise awareness about protected lifetime income and retirement planning among concert attendees and financial professionals across the country.PR NewswireBack On! Rolling Stones Announce New Dates for U.S. Tour with Alliance For Lifetime Income As Sole SponsorThe Rolling Stones announced new dates for their U.S. "No Filter" Tour, resuming after a COVID-19 pandemic postponement, with performances scheduled from September 26 in St. Louis through November 20 in Austin, TX. The Alliance for Lifetime Income, a nonprofit educational organization focused on retirement income awareness, is serving as the sole sponsor of the tour, with plans to use the platform to educate fans about the need for protected lifetime income in retirement. The tour spans 13 cities across the United States over nearly two months.PR NewswireGeneration X Turning to Annuities at Higher Rates in Search of Protection as Private Sector Pensions DisappearThe Alliance for Lifetime Income and CANNEX released the first installment of the Protected Retirement Income and Planning Study, revealing that 71% of younger investors (aged 45-75) have an interest in purchasing annuities to secure retirement income. The research highlights a significant gap between investor demand for protected income and financial professionals' current strategies, driven by declining private sector pensions and volatile market conditions. Additionally, 91% of surveyed investors consider guaranteed income or principal protection important for their retirement plans.