ClariLab
ClariLab (operating as KYCnow) provides an automated KYC and KYB compliance platform with direct SCHUFA and international register integrations, serving banks, insurers, lessors, factoring firms, and other AML-obligated enterprises across the DACH region.
- Company typePrivate
- Founded2018
- HeadquartersFrankfurt, Germany
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What ClariLab does
ClariLab GmbH & Co. KG operates in the German market under the brand KYCnow, providing an automated Know Your Customer (KYC) and Know Your Business (KYB) compliance platform. The platform is anchored by a direct integration with SCHUFA, Germany's leading credit bureau, and with international business registers, enabling continuous access to current identity, credit, and beneficial-ownership data. Around the core platform, KYCnow offers six modular capabilities: KYC-Monitoring for continuous surveillance, Regular Review for periodic re-certification of natural persons, Sanktionslistenprüfung (sanctions list screening), a Transparenzregister module for the German transparency register, a Tech-Enabled Managed Services offering (KYC-Operations) for complex manual cases, and an interactive efficiency calculator for sales enablement.
The product architecture is "platform-plus-modules," serving primarily banks (Kreditinstitute, Sparkassen, Volks- und Raiffeisenbanken) and an expanding set of regulated verticals including insurance, leasing, factoring, tax advisors, real estate brokers, and industrial/trading firms. The company markets a 91% time-reduction claim against manual KYC processes and reports an installed base of 400+ customer organizations with disclosed logos including Nord/LB, ING, ABS GlobalFactoring, modulat leasing, AGL Active Services, and DL Bank.
Commercially, KYCnow combines SaaS subscription revenue with managed-services and professional-services revenue, distributed via direct enterprise field sales with demo bookings through the cituro scheduling system. ClariLab is wholly owned by SCHUFA Holding AG, is headquartered in Frankfurt, Germany, and operates primarily in the DACH region with 11-50 employees and no external funding rounds on record.
ClariLab firmographics
Firmographics- Name
- ClariLab
- Legal name
- ClariLab GmbH & Co. KG
- Website
- https://clarilab.de
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ClariLab (operating as KYCnow) provides an automated KYC and KYB compliance platform with direct SCHUFA and international register integrations, serving banks, insurers, lessors, factoring firms, and other AML-obligated enterprises across the DACH region.
- Ownership category
- akta.pro rank
ClariLab industry classification
Industry- Product category
- RegTech Compliance Software
- NAICS
- Investigation and Personal Background Check Services (561611)
- akta.pro primary industry
- KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB)
- akta.pro secondary industry
- Beneficial Ownership (UBO) & Corporate Registry Verification (KYB) (FSAMAMAK)
Keywords
Where ClariLab is headquartered
LocationHeadquarters
- HQ city
- Frankfurt
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
ClariLab business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- KYC Platform Subscription: SaaS-based KYC/KYB platform providing automated compliance checks, identity verification, sanctions screening, and beneficial ownership identification. Pricing likely enterprise subscription based on customer count and usage volume.
- Managed Services: Tech-Enabled Managed Services for KYC operations, providing manual service support for complex cases that cannot be fully automated
- Professional Services: Implementation and integration services for enterprise customers
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
ClariLab product offering
Product offeringCore offering
ClariLab GmbH & Co. KG, operating as KYCnow, provides a cloud-based KYC (Know Your Customer) and KYB (Know Your Business) compliance platform for regulated enterprises. The platform automates identity verification, beneficial ownership identification, sanctions screening, and ongoing monitoring with direct integrations to SCHUFA and international business registers. It serves banks, insurance companies, leasing and factoring firms, tax advisors, real estate brokers, and industrial/trade companies in the DACH region.
Product overview
KYCnow is a unified platform-plus-modules architecture for automated KYC (Know Your Customer) and KYB (Know Your Business) verification. The core KYCnow-Plattform serves as the central system covering master data, beneficial owners, business credit information, and complete KYC files with risk classification. This core platform is augmented by specialized modules including KYC-Monitoring for continuous surveillance, Regular Review for periodic re-certification, Sanktionslistenprüfung for sanctions screening, Transparenzregister-Modul for German transparency register integration, and KYC-Operations for managed services support. The platform directly connects to SCHUFA and international registers to deliver automated KYC checks in record time, serving 400+ companies across banking, insurance, leasing, factoring, and professional services sectors.
Differentiator
Problem solved
Functional benefit
Products and services
- KYCnow-Plattform The main KYC/KYB verification platform providing automated identity checks, beneficial owner identification, business credit information, register documents, and complete KYC files with risk classification in one central system for banks, insurance, leasing, factoring, and other regulated enterprises.
- Tech-Enabled Managed Services (KYC-Operations) Tech-enabled managed services providing manual KYC processing support for complex compliance cases that require human intervention, supplementing the automated platform for regulated enterprises.
- KYC-Monitoring Continuous monitoring module that tracks changes in customer data, beneficial ownership, and risk profiles over time to ensure ongoing KYC compliance for existing customers.
- Regular Review Periodic review module for natural persons that performs recurring KYC checks as required by regulatory standards for ongoing compliance re-certification.
- Sanktionslistenprüfung (Sanctions List Screening) Sanctions list screening module that automatically checks individuals and entities against international sanctions lists as part of AML compliance.
- Transparenzregister-Modul (Transparency Register Module) Module providing direct integration with the German Transparency Register for automated beneficial ownership verification and AML compliance documentation.
Quantifiable outcome
- 91% time reduction in KYC processes - from 4,500 minutes monthly (manual) to 400 minutes with KYCnow, saving 68.3 hours per month for 50 new B2B customers
- +1 more outcomes
Companies that use ClariLab
Customer profileNamed customers6 records
Segments9 records
Ideal customer profiles4 records
ClariLab technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
ClariLab partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- SCHUFAcoreSCHUFA is the parent company of KYCnow. As Germany's leading credit bureau, SCHUFA provides the foundational data infrastructure enabling KYCnow's direct connection to credit and identity data for KYC compliance purposes.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
ClariLab competitors and assessment
Company assessmentBroad incumbents
- Dow Jones Risk & Compliance: Dow Jones Risk & Compliance provides sanctions, PEP, and adverse media screening data to global financial institutions. It overlaps with KYCnow's sanctions screening capability, but operates at a much larger scale as part of Dow Jones's broader financial data business.
- Refinitiv World-Check (LSEG): Refinitiv World-Check (now part of LSEG) is a global sanctions, PEP, and adverse media screening platform widely used by banks and financial institutions. It competes with KYCnow's Sanktionslistenprüfung module as part of a broader financial data and risk intelligence portfolio.
Emerging players
- Pascal AI: Pascal AI is a German startup providing AI-driven compliance and KYC automation for banks and financial institutions. As an emerging player in the same German market segment, it represents a potential new entrant threat to KYCnow's incumbent position with regional banks and Sparkassen.
Direct peers
- Onfido (Entrust): Onfido is a global AI-based identity verification platform (now part of Entrust) serving financial services, fintech, and other regulated industries worldwide. It is a direct competitor in KYC/AML onboarding, with broader geographic reach than KYCnow but less depth in German-specific compliance workflows.
- Creditsafe: Creditsafe is a European business credit information and KYB data provider operating across multiple European markets. It competes with KYCnow's B2B-Wirtschaftsauskünfte and beneficial ownership modules, particularly in KYB/corporate registry verification for European business clients.
- IDnow: IDnow is a Munich-based identity verification and KYC platform serving European banks, fintechs, and regulated industries. It is the closest direct competitor to KYCnow in the German-speaking market, offering automated KYC/KYB, AML screening, and qualified electronic signature, overlapping directly with KYCnow's target customer base of banks and financial institutions.
- Veriff: Veriff is an identity verification platform providing AI-driven KYC, AML screening, and customer onboarding solutions. It serves financial services and other regulated industries globally, with growing European presence, competing with KYCnow on the core identity verification and compliance screening product surface.
- Sumsub: Sumsub is a global identity verification and KYC/AML platform serving financial institutions, fintechs, and crypto businesses. It competes with KYCnow on automated customer onboarding, sanctions screening, and beneficial ownership verification, with a strong presence in the European market.
- Authada: Authada is a German RegTech company specializing in digital identity verification and eIDAS-compliant KYC processes. It serves banks and financial institutions in Germany with automated onboarding solutions, directly competing with KYCnow in the German banking KYC segment.
- WebID Solutions: WebID Solutions is a German provider of digital identity verification, qualified electronic signatures, and KYC services. It competes head-to-head with KYCnow in the German market, serving banks, insurance, and regulated industries with comparable identity verification and customer onboarding capabilities.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
ClariLab social profiles
Digital presenceClariLab financial estimates
Financial estimateRevenue estimate
Valuation estimate
ClariLab leadership team
Management profileNumber of profiles
ClariLab funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ClariLab M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ClariLab
What does ClariLab do?
ClariLab GmbH & Co. KG, operating as KYCnow, provides a cloud-based KYC (Know Your Customer) and KYB (Know Your Business) compliance platform for regulated enterprises. The platform automates identity verification, beneficial ownership identification, sanctions screening, and ongoing monitoring with direct integrations to SCHUFA and international business registers. It serves banks, insurance companies, leasing and factoring firms, tax advisors, real estate brokers, and industrial/trade companies in the DACH region.
Is ClariLab a public or private company?
ClariLab is a private company. It is classified as corporate owned and is currently operating.
When was ClariLab founded?
ClariLab was founded in 2018. It employs 11 to 50 people.
Where is ClariLab based?
ClariLab is headquartered in Frankfurt, Germany, in the Europe region.
How does ClariLab make money?
Three revenue lines are on record. KYC Platform Subscription is the primary driver. The others are managed Services and professional Services.
Who are ClariLab's main competitors?
Broad incumbents on record are Dow Jones Risk & Compliance and Refinitiv World-Check (LSEG). Pascal AI is listed as an emerging player. Direct peers are Onfido (Entrust), Creditsafe, IDnow, Veriff, Sumsub, Authada and WebID Solutions.
Does ClariLab have an API?
No public API is recorded for ClariLab.
What industry is ClariLab in?
ClariLab's product category is RegTech Compliance Software. Its primary akta.pro industry code is FSAGAFAB, KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening), with a secondary code of FSAMAMAK, Beneficial Ownership (UBO) & Corporate Registry Verification (KYB). Its NAICS code is 561611.