AVANA Capital
AVANA Capital is a commercial real estate lender and investment manager offering SBA 504, bridge, construction, and conventional term loans to CRE borrowers, brokers, and investors across all 50 U.S. states, backed by Oaktree Capital and IHG Hotels & Resorts partnerships.
- Company typePrivate
- Founded2002
- HeadquartersGlendale, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What AVANA Capital does
AVANA Capital, founded in 2002 and headquartered in Peoria, Arizona, is a commercial real estate lender and investment manager operating as part of the AVANA Companies family. The company originates SBA 504 loans (up to 90% LTV for owner-occupied properties), bridge loans (12-24 month interest-only, SOFR+350-600 bps) backed by a joint venture with Oaktree Capital, construction loans for IHG-branded hotel developments under the AVANA-IHG program, and conventional term loans for stabilized assets. Its underwriting, origination, and servicing run on an integrated in-house platform, with cumulative closed loan volume reported at $1.7B+ across 23+ years and national coverage across all 50 U.S. states.
The business generates revenue through three streams: origination fees and interest income on CRE loans, broker referral fees via the Broker Partnership Program, and investment management fees on institutionally managed CRE credit strategies. Pricing is asset- and borrower-specific, with SBA 504 blended rates of 6.00-7.50%, bridge rates of 8.00-13.00%, and conventional pricing at Treasury+0.75-1.50%. AVANA serves three primary customer segments — CRE borrowers, commercial mortgage brokers, and CRE investors — with a secondary niche in Indian hoteliers acquiring or developing US hospitality assets.
Go-to-market combines direct enterprise field sales for larger CRE borrowers, a national broker referral channel, and event-driven relationship development (CCIM, local real estate investor associations). The firm is lean (11-50 employees) and is differentiated less by technology than by institutional capital access through Oaktree Capital, a strategic partnership with IHG Hotels & Resorts, a wholly-owned AVANA CUSO credit-union distribution platform, and 23+ years of accumulated CRE underwriting track record across 11+ property types.
AVANA Capital firmographics
Firmographics- Name
- AVANA Capital
- Legal name
- AVANA Capital
- Website
- https://avanacapital.com
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- AVANA Capital is a commercial real estate lender and investment manager offering SBA 504, bridge, construction, and conventional term loans to CRE borrowers, brokers, and investors across all 50 U.S. states, backed by Oaktree Capital and IHG Hotels & Resorts partnerships.
- Ownership category
- akta.pro rank
AVANA Capital industry classification
Industry- Product category
- Commercial Real Estate Lending
- NAICS
- Real Estate Credit (522292), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
- akta.pro secondary industries
- SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), SME Commercial Real Estate (CRE) Lending (FSABABAG), Debt & Structured Finance / Mortgage Brokerage (BPAJABAK), Real Estate Debt & Mortgage Strategies (FSAAAKAC)
Keywords
Where AVANA Capital is headquartered
LocationHeadquarters
- HQ city
- Glendale
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
AVANA Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Commercial Real Estate Lending: Origination fees and interest income from SBA 504 loans, bridge loans, construction loans, and conventional term loans for commercial real estate borrowers
- Broker Referral Fees: Fees earned through broker partnership program when brokers bring deals to AVANA's lending platform
- Investment Management: Institutionally managed commercial real estate credit strategies for investors seeking income and diversification
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | SBA 504 Loans - Long-term financing with up to 90% LTV |
| Other | Monthly | Bridge Loans - Short-term transitional financing |
| Other | Monthly | Conventional Term Loans - Long-term financing for stabilized assets |
| Other | Pay-as-you-go | Construction Loans - Ground-up development and major improvements |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels3 records
AVANA Capital product offering
Product offeringCore offering
AVANA Capital originates and services commercial real estate loans for business owners, real estate investors, and commercial mortgage brokers across all 50 U.S. states. Its four core products are SBA 504 loans (up to 90% LTV for owner-occupied CRE), bridge loans (via the AVANA-Oaktree Capital joint venture), construction loans (including the AVANA-IHG Hotels & Resorts program for hospitality developments), and conventional term loans for stabilized assets. The firm also operates an investor credit strategy offering and a broker referral program, covering 11+ property types including hospitality, multifamily, industrial, retail, office, mixed-use, self-storage, warehouse, manufacturing, medical office, restaurant, and owner-occupied commercial real estate.
Product overview
AVANA Capital is a commercial real estate lender and investment manager offering a platform of four core loan products: SBA 504 Loans (up to 90% LTV for owner-occupied properties), Bridge Loans backed by an Oaktree Capital joint venture, Construction Loans including the AVANA-IHG program for hotel development, and Conventional Term Loans for stabilized assets. The platform covers 11+ property types including hospitality, multi-family, industrial, retail, office, mixed-use, self-storage, warehouse, manufacturing, medical office, restaurant, and owner-occupied commercial. AVANA serves three primary customer segments: borrowers seeking CRE financing, commercial mortgage brokers through a partnership program, and investors accessing CRE credit strategies. The company operates nationally across all 50 states with $6.5B+ in originated loans over 23+ years.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Up to 90% LTV available through SBA 504 loans
- +3 more outcomes
Companies that use AVANA Capital
Customer profileNamed customers9 records
Segments4 records
Ideal customer profiles3 records
AVANA Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
AVANA Capital partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- IHG Hotels & ResortscoreStrategic partnership providing construction financing for IHG hotel developments. The AVANA-IHG Construction Program offers flexible capital for ground-up developments and brand conversions of IHG hotels, with specialized hospitality underwriting and PIP financing.
- AVANA CUSOcoreCredit Union Service Organization subsidiary that unites lending, servicing, and investment on one platform, delivering transparent processes and disciplined underwriting for credit union partners and their members.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
AVANA Capital competitors and assessment
Company assessmentBroad incumbents
- Walker & Dunlop: Large publicly traded CRE finance company offering agency lending, debt brokerage, and servicing. Comparable to AVANA as both originate SBA and conventional CRE loans, though Walker & Dunlop operates at much greater scale with a national multifamily focus.
- JLL Real Estate Capital Markets: Global CRE services firm with a substantial debt placement, origination, and investment sales business. Overlaps with AVANA in CRE debt intermediation and advisory, though JLL operates across a much broader capital markets footprint.
- Newmark Group: Full-service CRE services firm with a sizable debt and structured finance practice arranging CRE loans across capital sources. Comparable to AVANA in CRE debt intermediation across multiple property types.
Direct peers
- Greystone: Private CRE lender offering Fannie/Freddie, FHA, bridge, and construction financing across multifamily, healthcare, and hospitality. Directly comparable to AVANA's SBA 504, bridge, and construction lending across multiple CRE property types.
- Arbor Realty Trust: Publicly traded CRE lender and mortgage REIT specializing in multifamily and commercial bridge, mezzanine, and permanent financing. Comparable to AVANA's bridge and CRE lending franchise, particularly in transitional and value-add multifamily.
- Meridian Capital Group: One of the largest commercial mortgage brokerages in the US, arranging CRE debt across property types and capital sources. Comparable to AVANA's broker-driven origination model and SBA/bridge/conventional loan mix.
- Hunt Real Estate Capital: CRE finance affiliate of Hunt Companies offering Fannie/Freddie, FHA, and balance-sheet lending for multifamily, seniors housing, and commercial assets. Comparable to AVANA in CRE lending breadth and small/mid-balance focus.
- NorthMarq Capital: Privately held CRE capital markets firm arranging debt and equity for commercial properties through a national network. Comparable to AVANA's broker-style origination model and multi-property-type SBA and conventional loan offerings.
- ReadyCap Lending: Non-bank SBA 7(a) and 504 lender focused on small-business and owner-occupied CRE financing. Closely comparable to AVANA's SBA 504 franchise and small-business CRE borrower focus.
Emerging players
- Churchill Real Estate (Bridge Lending): Specialty bridge and transitional CRE lender focused on acquisitions and refinances for multifamily, hospitality, and mixed-use assets. Comparable to AVANA's bridge product and short-term CRE financing model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
AVANA Capital social profiles
Digital presenceAVANA Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
AVANA Capital leadership team
Management profileNumber of profiles
Profiles2 records
AVANA Capital subsidiaries and ownership
Company hierarchySubsidiaries1 record
AVANA Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AVANA Capital M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AVANA Capital
What does AVANA Capital do?
AVANA Capital originates and services commercial real estate loans for business owners, real estate investors, and commercial mortgage brokers across all 50 U.S. states. Its four core products are SBA 504 loans (up to 90% LTV for owner-occupied CRE), bridge loans (via the AVANA-Oaktree Capital joint venture), construction loans (including the AVANA-IHG Hotels & Resorts program for hospitality developments), and conventional term loans for stabilized assets. The firm also operates an investor credit strategy offering and a broker referral program, covering 11+ property types including hospitality, multifamily, industrial, retail, office, mixed-use, self-storage, warehouse, manufacturing, medical office, restaurant, and owner-occupied commercial real estate.
Is AVANA Capital a public or private company?
AVANA Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was AVANA Capital founded?
AVANA Capital was founded in 2002. It employs 11 to 50 people.
Where is AVANA Capital based?
AVANA Capital is headquartered in Glendale, United States, in the North America region.
How does AVANA Capital make money?
Three revenue lines are on record. Commercial Real Estate Lending is the primary driver. The others are broker Referral Fees and investment Management.
Who are AVANA Capital's main competitors?
Broad incumbents on record are Walker & Dunlop, JLL Real Estate Capital Markets and Newmark Group. Direct peers are Greystone, Arbor Realty Trust, Meridian Capital Group, Hunt Real Estate Capital, NorthMarq Capital and ReadyCap Lending. Churchill Real Estate (Bridge Lending) is listed as an emerging player.
Does AVANA Capital have an API?
No public API is recorded for AVANA Capital.
What industry is AVANA Capital in?
AVANA Capital's product category is Commercial Real Estate Lending. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans, with a secondary code of FSAEAEAI, SBA/USDA Government-Backed Loan Intermediation. Its NAICS code is 522292 and its SIC code is 6162.