Nevada State bank

What Nevada State bank does

Nevada State Bank is a Las Vegas-headquartered community bank operating as a division of Zions Bancorporation, N.A. (NASDAQ: ZION), serving individual consumers, small and medium-sized businesses, military personnel, seniors, young adults, and affluent clients across Southern Nevada. Founded in 1959 and FDIC-insured, the bank delivers a full-service retail and commercial banking franchise spanning five personal checking products (Anytime Checking, Gold Account, Military Advantage Checking, Senior Advantage Checking, OnBudget Banking), a complete savings and CD suite including IRAs and money market accounts, consumer lending (auto, unsecured, secured, lines of credit, RV), a comprehensive home loan portfolio (Fixed, Adjustable, FHA, VA, Jumbo, Construction, HELOC, Home Equity, Affordable), a seven-card credit card lineup from secured to premium tiers, business banking through Treasury Gateway, and private banking and wealth management via The Private Bank by Nevada State Bank.

The bank operates a hybrid distribution model combining a multi-branch physical network across Southern Nevada with a digital platform consisting of an online banking portal, mobile application for iOS and Android, Zelle peer-to-peer transfers, digital wire transfers, credit score monitoring, Personal Direct Connect aggregation, and digital wallet support (Apple Pay, Google Pay, Visa). Business clients access Treasury Gateway for cash management, wires, and reporting. Marketing and customer engagement span a financial education blog (Two Cents Blog), active social channels, community sponsorship and event programs (including an Official Financial Partnership with Olympic swimmer Katie Grimes), Zions Wealth webinars, and email newsletters.

Nevada State Bank generates revenue primarily through net interest income on its loan and deposit portfolio, supplemented by transaction fees (account maintenance, overdraft, wires, FX, safe deposit), credit card interchange and rewards economics, and asset-based and advisory fees from wealth management services through The Private Bank. The bank is relationship-led via personal bankers, mortgage officers, and private bankers, with digital channels supplementing in-person service. Headcount is reported at 501-1,000 employees, and the bank demonstrates substantial community reinvestment activity with 3,300+ volunteer hours, 190+ employee volunteers, and $650K in 2025 community giving.

Name

Nevada State bank

Legal name

Zions Bancorporation, N.A.

Website

https://nsbank.com

Company type

Public

Founded year

1959

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Nevada State Bank is a Las Vegas-headquartered community bank division of Zions Bancorporation (NASDAQ: ZION) providing retail, mortgage, business, and wealth management banking services to consumers, SMBs, military, and affluent clients across Southern Nevada.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221), Commercial Banking (522110)

SIC

State Commercial Banks (6022), National Commercial Banks (6021)

akta.pro primary industry

Mutual Savings Banks & Mutual Thrifts (FSABAEAD)

akta.pro secondary industry

Public Sector Retail Banks (State-Owned Commercial Banks) (FSABAKAL)

Keywords

• Community banking services
• Consumer lending
• Residential mortgages
• Wealth management
• Commercial banking

Headquarters

HQ city

Las Vegas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Net Interest Income: Interest earned on loans (mortgages, auto loans, personal loans, home equity loans, RV loans) minus interest paid on deposits (checking, savings, money market, CDs, IRAs). Core banking revenue stream.
2. Non-Interest Income - Fees: Fee income from account maintenance, overdraft protection, check reorders, wire transfers, foreign currency exchange, safe deposit boxes, and credit card transactions.
3. Credit Card Revenue: Interchange fees from credit card transactions, annual fees on premium cards, and rewards program costs funded by card usage.
4. Wealth Management Services: Investment management and private banking services for affluent clientele generating advisory fees and asset-based revenue.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

Nevada State Bank is a community bank offering deposit products, consumer and mortgage loans, credit cards, and wealth management services to Nevada consumers, businesses, and affluent clients. It distributes these products through a regional branch network supplemented by online, mobile, and Treasury Gateway digital banking platforms. As a division of Zions Bancorporation, N.A., the bank operates under FDIC insurance and emphasizes local relationship-based banking.

Product overview

Nevada State Bank operates as a traditional community bank offering a comprehensive suite of personal and business banking products. The bank provides personal checking accounts (including Anytime Checking, Gold Account, Military Advantage Checking, Senior Advantage Checking, and OnBudget Banking), personal savings products (Personal Savings, Young Savers, Money Market, IRA accounts, and Certificates of Deposit), personal loans (Auto Loans, Personal Unsecured Loans, Personal Lines of Credit, Personal Secured Loans, and RV Loans), and home loans (Affordable Home Loans, Fixed and Adjustable Rate Mortgages, FHA Mortgages, VA Loans, Home Equity products, Construction Loans, and Jumbo Loans). The credit card portfolio includes seven cards ranging from entry-level secured cards (Launch Secured Card) to premium products (Reserve Credit Card). Digital banking services include Bill Pay, Zelle transfers, Digital Wire Transfers, Credit Score monitoring, and Digital Wallet support. Wealth management services are offered through the Private Bank division, while Treasury Gateway serves business customers. The bank is a division of Zions Bancorporation, N.A. and is FDIC insured.

Differentiator

Problem solved

Functional benefit

Brands

• The Private Bank by Nevada State Bank: Private banking services reserved for affluent clientele, providing wealth management and asset coordination.

Products and services

• Anytime Checking

Quantifiable outcome

• 3,300+ volunteer hours contributed to community in 2025
• +2 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

One partnership is on record.

• Katie GrimesminorGTM or Marketing Partner · 18 June 2026Olympic swimmer Katie Grimes serves as the bank's Official Financial Partner. The partnership represents a marketing/sponsorship relationship where the bank provides financial support and banking services in exchange for brand visibility and association with athletic excellence. The partnership is positioned as demonstrating the bank's belief in customers' goals and aspirations.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Bank of Nevada: Bank of Nevada is a Las Vegas-headquartered community bank and division of Western Alliance Bancorporation, directly comparable to Nevada State Bank in footprint (Southern Nevada), customer base (consumer + SMB + HNW), and product suite (checking, mortgages, wealth). Most direct head-to-head competitor in the Las Vegas MSA.
• East West Bank: East West Bank is a regional commercial bank with branch presence across the U.S. West including Nevada, focused on consumer and commercial banking for Asian-American communities and small-to-medium businesses. Comparable business model and customer mix to Nevada State Bank's SMB and multicultural segments.
• Meadows Bank: Meadows Bank is a Las Vegas-based community bank offering consumer and commercial banking products to Nevada residents and businesses. Closely comparable to Nevada State Bank in size, geographic focus, and relationship-led GTM motion targeting Southern Nevada SMBs and consumers.

Broad incumbents

• Zions Bank: Zions Bank is the flagship Utah-based division of Zions Bancorporation, sharing the same parent as Nevada State Bank. Comparable in full-service banking product suite and technology platform, but operates primarily in Utah/Idaho rather than Nevada — making it a sister-division incumbent rather than direct competitor.
• California Bank & Trust: California Bank & Trust is another Zions Bancorporation sister division, providing consumer and commercial banking across California. Shares the same technology, compliance, and product platform as Nevada State Bank, but competes in a different geographic market — useful benchmarking for parent-divisional efficiency.
• Western Alliance Bank: Western Alliance Bancorporation is the publicly-traded parent of Bank of Nevada, a larger regional bank holding company with comparable community-banking subsidiaries across multiple western states. Relevant as a peer to Zions Bancorporation in scale and strategy, and as the parent of NSB's most direct local competitor.
• Wells Fargo: Wells Fargo operates one of the largest branch networks in Nevada, providing full-service consumer and commercial banking. Functions as the dominant broad incumbent against which Nevada State Bank competes for mass-affluent and SMB deposits in the Las Vegas market.
• JPMorgan Chase: JPMorgan Chase maintains a substantial Las Vegas and Reno retail branch presence plus a fast-growing digital platform. As one of the top-three U.S. retail banks, it competes with Nevada State Bank on deposit pricing, mortgage origination, and credit card acquisition across the same consumer segments.
• U.S. Bank: U.S. Bank operates a significant Nevada branch network with full consumer, commercial, and wealth services — directly comparable product set to Nevada State Bank but at materially larger scale. Relevant broad incumbent peer for competitive benchmarking.
• Bank of America: Bank of America has meaningful Nevada retail and commercial presence and is one of the country's largest deposit gatherers. Competes with Nevada State Bank across checking, mortgages, credit cards, and small-business banking, with substantially greater digital and capital resources.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/nevadastatebank
• YouTubeyoutube.com/user/NevadaStateBank
• Facebookfacebook.com/nevadastatebank
• LinkedInlinkedin.com/company/nevada-state-bank
• Instagraminstagram.com/nevadastatebank

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nevada State bank