Alliant National Title Insurance Co.

What Alliant National Title Insurance Co. does

Alliant National Title Insurance Company is a private title insurance underwriter licensed in 32 states and the District of Columbia, headquartered in Longmont, Colorado. Founded in 2005, the company underwrites residential and commercial title insurance policies that are issued through a network of independent title agents operating under its AgentsFirst program. The company explicitly avoids competing with its appointed agents through direct or affiliate operations, a positioning it markets as "Agents Are Our Priority." Following its April 2025 acquisition by Dream Finders Homes (a national homebuilder), Alliant National continues to operate independently as a subsidiary supporting both independent agents and the parent's pipeline.

The company's core technology stack is an underwriting and agent-services platform comprising the ARC Login portal for policy and order management, a Rate Calculator for premium determination across residential and commercial transactions, an Underwriting Manual for guideline reference, plus CPL Verification and Agent Verification tools. Adjacent tools include Alliant National Academy (an online training and continuing-education platform for title professionals) and SecureMyTransaction, an identity and fraud-prevention product that validates identity instruments, bank accounts, and business information with an audit trail for compliance. The company maintains ISO 27001 and ISO 27701 certifications (the latter as the only title insurance underwriter to hold it) and SSAE 18 SOC1 Type II certification, and uses AI capabilities for anomaly/fraud detection, document intake and review, NLP-driven reputation management, and deadline-tracking agents.

Alliant National's revenue model is transaction-based: it earns premiums on title insurance policies issued by its appointed agents, who in turn collect those premiums from residential and commercial property buyers, sellers, and lenders. The company serves four primary segments — independent title agents (primary), lenders, residential buyers/sellers, and commercial transaction participants — with pricing varying by state regulation, property value, and transaction type. Its go-to-market relies on agent appointment and partner enablement rather than direct-to-consumer sales, with secondary lender-facing distribution supported by compliance certifications and dedicated portals.

Name

Alliant National Title Insurance Co.

Legal name

Alliant National Title Insurance Company

Website

https://alliantnational.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

101–250 employees

Short description

Alliant National Title Insurance Co. is a private title insurance underwriter licensed in 32 states and DC, underwriting residential and commercial policies for thousands of independent title agents through its AgentsFirst program and operating as a subsidiary of homebuilder Dream Finders Homes since April 2025.

Ownership category

akta.pro rank

Product category

Title Insurance

NAICS

Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

Keywords

• Title insurance underwriting
• Independent title agents
• Residential title insurance
• Commercial title insurance
• Closing protection letters

Headquarters

HQ city

Longmont

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Title Insurance Premiums: Alliant National generates revenue as a title insurance underwriter. The company partners with independent title agents who issue title insurance policies under the company's underwriting. Premiums are collected on title insurance policies for real estate transactions, typically as one-time premiums at closing that provide coverage for the duration of property ownership.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Alliant National Title Insurance Co. operates as a licensed title insurance underwriter providing residential and commercial title insurance underwriting support to independent title agents across 32 states and the District of Columbia. The company underwrites policies issued by appointed independent agents, supported by a suite of digital tools including the ARC agent portal, Rate Calculator, Underwriting Manual, and verification services. Alliant National also offers the Alliant National Academy training platform and the SecureMyTransaction identity verification and fraud prevention tool.

Product overview

Alliant National Title Insurance Co. operates as a title insurance underwriter providing a platform-plus-services model. The core offering is title insurance underwriting for independent agents across 32 states and DC, supported by a suite of digital tools including the ARC agent portal, Rate Calculator, Underwriting Manual, and verification tools. The company also offers Alliant National Academy for agent education and SecureMyTransaction for identity verification and fraud prevention. The company is proud to be part of Dream Finders Homes, the national homebuilder.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Underwriting Services Licensed title insurance underwriting for residential and commercial real estate transactions, issued through independent title agents appointed under the Alliant National underwriting authority across 32 states and DC.
• Alliant National Academy Online education and training platform providing courses and continuing education for title agents and professionals.
• CPL Verification Online verification tool for lenders and other parties to confirm the validity of Closing Protection Letters issued by Alliant National.
• Agent Verification Online verification tool for confirming the appointment status and good standing of agents authorized to issue Alliant National title insurance policies.
• SecureMyTransaction Identity verification and fraud prevention service that validates identity instruments, bank account information, and business information, providing detailed audit trails for compliance in real estate transactions.

Quantifiable outcome

• Zero non-conformities found in ISO 27001 and ISO 27701 surveillance audits
• +1 more outcomes

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature7 records

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Fidelity National Financial: Largest U.S. title insurance underwriter (FNF) with national footprint issuing both residential and commercial title policies. Directly comparable to Alliant National as a title underwriter serving independent agents and lenders, but vastly larger scale and broader geographic coverage.
• First American Financial Corporation: Top-tier national title insurance underwriter with full-stack title and settlement services. Comparable to Alliant National in core underwriting product and lender/agent distribution model, but materially larger in capital, geographic coverage, and direct operations.
• Stewart Information Services Corporation: Public title insurance and real estate services company with national underwriter footprint. Directly comparable underwriting model to Alliant National, particularly in independent-agent distribution, but with deeper geographic penetration and broader ancillary services.
• Old Republic International (Title Division): Diversified insurance carrier with a sizable title insurance underwriter (Old Republic Title). Comparable to Alliant National in underwriting agent-driven residential and commercial title policies, but operates at far greater scale and capital base.

Direct peers

• WFG National Title Insurance Company: Mid-sized national title insurance underwriter that partners with independent title agents, similar in distribution model and target customer (independent agents and lenders) to Alliant National. Closest direct peer in the mid-tier independent-agent underwriter segment.
• Title Resources Guaranty Company: Direct title insurance underwriter focused on serving independent title agents across multiple states. Closely comparable to Alliant National in independent-agent-first underwriting approach and mid-tier scale.
• Investors Title Company: Public title insurance underwriter and related real estate services provider with a multi-state agent-driven model. Comparable to Alliant National in issuing title insurance for residential and commercial transactions through independent agents.
• Westcor Land Title Insurance Company: Title insurance underwriter serving independent title agents and real estate professionals across the U.S. Highly comparable business model to Alliant National — agent-driven, multi-state, no-direct-competition ethos.
• AmTrust Title Insurance Company: Title insurance underwriter focused on independent agents across a multi-state footprint. Direct peer to Alliant National in agent-driven underwriting model and product scope (residential and commercial title policies).

Emerging players

• Doma Enterprises (formerly States Title): Technology-enabled title insurance and escrow company using AI and automation to streamline closings. Comparable to Alliant National in title insurance product offering but differentiated by a tech-led, direct-to-consumer operational model that competes with traditional underwriters for lender business.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/AlliantNational
• LinkedInlinkedin.com/company/alliantnational
• Xx.com/alliantnational

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alliant National Title Insurance Co.