Lange Financial Group

What Lange Financial Group does

Lange Financial Group, LLC is a privately held, fee-only financial advisory firm headquartered in Pittsburgh, Pennsylvania, founded by James Lange, CPA/Attorney, and operating since approximately 1980. The firm specializes in integrated tax, financial, and legacy planning services for IRA and retirement plan owners, with particular emphasis on Roth IRA conversion strategies, optimal beneficiary designation (including a proprietary Cascading Beneficiaries Plan), and tax-efficient wealth transfer across generations. Core services are delivered through two models: a free Retire Secure Initial Consultation that qualifies prospective clients into either a one-time fee-for-service Financial Masterplan engagement or an ongoing assets-under-management arrangement operated via joint venture partners with investment firms. The firm's underlying technology stack is human-advisory expertise rather than a software platform; supporting products include a monthly newsletter (The Lange Report), Forbes.com contributions, a three-part webinar series (The Grandparent Win-Win), 10 best-selling authored books, and dedicated subsidiaries for accounting services (Lange Accounting Group, LLC) and Roth IRA education (The Roth IRA Institute). The firm operates as a registered investment advisor in Pennsylvania, Arizona, Florida, New York, Ohio, and Virginia.

Revenue is generated through recurring AUM-based advisory fees and professional-services fees for comprehensive financial planning engagements. Customer acquisition is sales-led, driven by thought-leadership content marketing, webinars, and educational resources that target a narrow affluent segment — grandparents with $1M+ in retirement assets — converting them through complimentary consultations. No public revenue disclosures, funding rounds, or institutional ownership are present in available data; the firm is closely held by its founder and operates as an independent going concern with 11-50 employees and a single physical office.

Name

Lange Financial Group

Legal name

Lange Financial Group, LLC

Website

https://paytaxeslater.com

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

11–50 employees

Short description

Lange Financial Group is a Pittsburgh-based, fee-only financial advisory firm founded by CPA/Attorney James Lange that delivers integrated tax, retirement, and estate planning — including Roth IRA conversions and proprietary beneficiary strategies — to high-net-worth IRA and retirement plan owners through AUM and fee-for-service engagements.

Ownership category

akta.pro rank

Product category

Retirement Planning Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

• Retirement planning services
• Tax planning advisory
• Estate planning services
• Roth IRA conversions
• Wealth management advisory

Headquarters

HQ city

Pittsburgh

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory (Assets Under Management): Ongoing investment management services for qualified clients through assets-under-management arrangements with joint venture partners, where the firm serves as investment advisor representative.
2. Financial Masterplan (Fee-for-Service): One-time fee-for-service comprehensive financial planning engagement developing a Masterplan for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Lange Financial Group provides fee-only financial advisory services specializing in retirement, tax, and estate planning for IRA and retirement plan owners. The firm delivers Integrated Tax, Financial & Legacy Planning through either a one-time fee-for-service Financial Masterplan engagement or an ongoing assets-under-management arrangement, emphasizing Roth IRA conversion strategies and multi-generational beneficiary planning.

Product overview

Lange Financial Group operates as a unified financial advisory firm combining Lange Accounting Group (CPA/tax services) and Lange Financial Group, LLC (registered investment advisory). The company offers a single integrated financial planning solution rather than a modular software platform. Core services include Integrated Tax, Financial & Legacy Planning targeting IRA and retirement plan owners, delivered through fee-for-service Financial Masterplans or assets-under-management arrangements. Supporting offerings include The Grandparent Win-Win webinar series, monthly Lange Report newsletter, books by James Lange, and educational articles covering Roth IRA strategies, tax planning, and estate planning. The firm is registered as an investment advisor in Pennsylvania, Arizona, Florida, New York, Ohio, and Virginia.

Differentiator

Problem solved

Functional benefit

Products and services

• Integrated Tax, Financial & Legacy Planning
• Financial Masterplan
• Assets-Under-Management Arrangement

Quantifiable outcome

• Projected tax savings of $1,178,397 over beneficiary's lifetime through Special Needs Trust strategy

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators5 records

Recent moves1 record

Expansion highlights5 records

Emerging players

• Facet Wealth: Digital-first RIA offering flat-fee financial planning with remote CFPs, including retirement and tax planning services. Comparable as a fee-only advisory serving HNW clients, but with a digital, scalable delivery model competing for similar affluent retirees at lower price points.
• Holistiplan: Tax planning software platform for financial advisors that automates holistic tax analysis including Roth conversion and retirement distribution strategies. Comparable as it addresses the same Roth/IRA tax planning workflow that Lange delivers as a service, but does so via software for other advisors — making it both an enabler for similar firms and an indirect competitive substitute.

Broad incumbents

• Fisher Investments: One of the largest independent RIAs in the U.S., serving HNW and institutional clients with personalized investment management and retirement planning. Comparable as a large-scale RIA targeting affluent retirement savers, though not focused on the niche IRA/beneficiary planning Lange specializes in.
• Carson Group: Large RIA and advisor platform supporting independent financial advisors with practice management, investment, and retirement planning resources. Comparable as a fee-based retirement-focused advisory ecosystem, though operating as a platform for many advisors rather than a single founder-led practice.
• Empower (formerly Personal Capital): Hybrid digital wealth manager combining a free financial dashboard with human advisory services for retirement planning and wealth management. Comparable as a fee-based RIA offering integrated retirement, investment, and tax planning — a technology-enabled competitor that targets similar HNW retirement savers.
• Edelman Financial Engines: Large national RIA combining traditional advisory, retirement plan services, and digital tools for mass-affluent to HNW clients. Comparable as a fee-based RIA with strong retirement planning expertise, though broader in scope and significantly larger in scale.
• Creative Planning: Large national RIA offering comprehensive wealth management including retirement and tax planning. Comparable as a fee-based RIA serving affluent and HNW clients, though vastly larger in scale and broader in service offering than Lange's niche practice.
• Vanguard Personal Advisor Services: Hybrid robo-advisor offering low-cost investment advisory with human advisors, focused on retirement and wealth accumulation for mass-affluent to HNW clients. Comparable as a fee-based advisory for retirement savers, with a digitally-enabled, low-cost delivery model that competes on accessibility.

Direct peers

• Michael Kitces (Kitces.com): Independent financial planning thought leader and advisor educator focused on advanced retirement, tax, and financial planning strategies for HNW clients. Comparable in that it serves sophisticated retirement planning content to advisors and end clients with a similar niche expertise and content-driven GTM.
• Ed Slott and Company, LLC: Independent advisory and education firm specializing in IRA distribution planning, Roth conversions, and retirement tax strategy. Most direct competitor — both firms are fee-based, narrowly specialized in IRA/retirement planning, and built around a recognized founder's thought leadership.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/rothguy
• YouTubeyoutube.com/retiresecure
• Facebookfacebook.com/RothRevolution
• LinkedInlinkedin.com/in/jameslangecpa

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lange Financial Group