CTSI
CTSI is a Colorado nonprofit, owned by 64 member county governments, administering three risk-sharing insurance pools (workers' compensation, property/casualty, health) and providing risk management, HR, and technical services exclusively to Colorado counties and select government agencies.
- Company typePrivate
- Founded1992
- HeadquartersDenver, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What CTSI does
County Technical Services, Inc. (CTSI) is a Colorado-based nonprofit organization founded in 1992 and wholly owned by its 64 member county governments. CTSI serves as the operational service arm of Colorado county government, administering three interconnected risk-sharing insurance pools: the Colorado Counties Casualty and Property Pool (CAPP), the County Workers' Compensation Pool (CWCP), and the County Health Pool (CHP). The organization was created in response to excessive costs in the commercial insurance industry, with the underlying pools having been formed in 1984 by Colorado county commissioners. CWCP alone covers more than 19,343 county employees with annual payroll exceeding $384 million.
CTSI's product portfolio extends beyond insurance administration into loss control and prevention services, HR consulting and personnel training, COBRA/HIPAA administration, third-party claims administration for self-insured governmental entities, grant writing assistance, salary surveys, technical regulatory updates (currently at volume 30), and a monthly health awareness newsletter. The organization also maintains integrations with commercial carriers including Anthem Blue Cross Blue Shield and Vision Service Plan for CHP members, plus telehealth platforms such as LiveHealth Online, Resource Advisor, and Sydney Care for virtual health services. Core technology is administrative and pool-management oriented with no proprietary AI or advanced technology platform disclosed.
The revenue model combines annual member pool contributions (subscription/recurring) covering most services at no additional cost to members, with fee-for-service professional services offered to nonmembers such as Colorado schools and other government agencies. Distribution is direct to member counties, supported by a Board of Directors composed of elected officials and county staff. The geographic footprint is exclusively Colorado. Headcount is reported at 11-50 employees operating from a single headquarters in Lone Tree, Colorado.
CTSI firmographics
Firmographics- Name
- CTSI
- Legal name
- County Technical Services, Inc.
- Website
- https://ctsi.org
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CTSI is a Colorado nonprofit, owned by 64 member county governments, administering three risk-sharing insurance pools (workers' compensation, property/casualty, health) and providing risk management, HR, and technical services exclusively to Colorado counties and select government agencies.
- Ownership category
- akta.pro rank
CTSI industry classification
Industry- Product category
- Public Sector Risk Management and Insurance Pooling
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance and Employee Benefit Funds (5251)
- SIC
- Services-Membership Organizations (8600)
- akta.pro primary industry
- Reinsurance Pool / Facility Treaty Participation (FSAOAEAL)
- akta.pro secondary industries
- Local Public Health & Human Services Administration (BPAIACAK), Stop-Loss & Reinsurance Administration (Captive/Level-Funded Support) (HLAEALAB), Claims Intake, FNOL & Adjudication Support Centers (BPAAAAAH)
Keywords
Where CTSI is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CTSI business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Member Pool Contributions: CTSI administers three risk-sharing pools for Colorado counties: the County Health Pool (CHP), County Workers' Compensation Pool (CWCP), and Colorado Counties Casualty and Property Pool (CAPP). Member counties contribute to these pools and receive insurance coverage and risk management services in return.
- Fee-for-Service for Nonmembers: Nonmembers are welcome to use CTSI services on a fee-for-service basis. Most services are offered to members at no cost, while nonmembers pay for access to technical and consulting services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Member counties receive services at no cost through pool contributions |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
CTSI product offering
Product offeringCore offering
CTSI administers three risk-sharing insurance pools (CAPP for casualty/property, CWCP for workers' compensation, CHP for health benefits) on behalf of its 64 Colorado county government members, while also providing loss control/risk prevention, HR consulting, claims administration, training, salary surveys, and technical updates. The organization is a nonprofit service entity owned by its member counties, delivering most services at no cost to members through pool contributions and offering fee-for-service access to nonmembers.
Product overview
CTSI offers a comprehensive suite of risk management and technical services for Colorado counties through a platform of three interconnected insurance pools and value-added services. The core offerings include the Colorado Counties Casualty and Property Pool (CAPP) for property and liability coverage, the County Workers' Compensation Pool (CWCP) for statutory workers' compensation, and the County Health Pool (CHP) for employee health benefits. These three pools are administered together and provide the foundational risk-sharing mechanism for member counties. Supporting these core pools are Loss Control/Loss Prevention services, HR consulting, claims administration, technical updates on regulatory issues, health awareness newsletters, salary surveys, training programs, and grant administration services. The organization functions as a nonprofit owned by its member counties, providing services at no cost to members with nonmembers served on a fee-for-service basis.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- CWCP member counties employ more than 19,343 people with payroll in excess of $384 million per year
Companies that use CTSI
Customer profileNamed customers52 records
Segments2 records
Ideal customer profiles2 records
CTSI technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
CTSI partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered supporting.
- Anthem Blue Cross Blue ShieldsupportingAnthem Blue Cross Blue Shield is referenced as a CHP Links partner, providing health insurance network access for the County Health Pool member counties.
- Vision Service Plan (VSP)supportingVision Service Plan is referenced as a CHP Links partner, providing vision insurance network access for County Health Pool members.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
CTSI competitors and assessment
Company assessmentDirect peers
- Public Risk Innovation, Solutions, and Management (PRISM): A California-based public entity risk pool providing workers' comp, property/liability, and employee benefits to California public agencies. Highly comparable as a multi-line government risk pool administrator serving local government members, structured similarly to CTSI's three-pool model.
- Texas Association of Counties (TAC) Risk Management Pools: Administers county-government risk pools in Texas covering property/casualty, workers' comp, and related lines. Comparable to CTSI in operating risk-sharing pools for county governments with member-owned, association-like governance.
- NCACC Key Risk Insurance: North Carolina Association of County Commissioners' risk-sharing insurance pools for county governments. Directly comparable to CTSI as an association-operated risk pool serving a state's county government members.
- Cities Insurance Association of Washington (CIAW): A Washington-state municipal risk pool providing property/liability and related coverages to cities and towns. Comparable in operating a member-driven government risk pool with similar pooling and loss control service offerings.
- Michigan Municipal Risk Management Authority (MMRMA): A member-owned risk pool for Michigan municipalities providing liability, property, and related coverages with a board of municipal officials. Directly comparable to CTSI in structure, services, and target member base (local government entities).
- CSAC Excess Insurance Authority (EIA): California State Association of Counties' excess insurance authority providing pooled risk coverage to California counties. Directly comparable to CTSI as a county-government risk-sharing pool administrator in the western U.S.
Broad incumbents
- National League of Cities Mutual Insurance (NLC Mutual): A national organization offering insurance and risk management programs to member cities and municipal officials across the U.S. Comparable in providing risk management services to local governments, though at a national scale broader than CTSI's Colorado-only footprint.
Emerging players
- Association of Governmental Risk Pools (AGRiP): A trade association supporting public entity risk pools with educational, research, and benchmarking resources. Adjacent to CTSI in that its members include pools like CTSI; comparable in addressing common risk-pooling needs of governmental entities.
Others
- Intergovernmental Risk Pool (various state-level pools): State-level intergovernmental risk pools (e.g., county or municipal associations) function similarly to CTSI by pooling risk across local government members. Comparable in operating model, though specific state pools vary widely in size and structure.
- Public Entity Risk Solutions / Specialty Government Insurers (e.g., Public Financial Management Risk): Advisory and risk management firms serving public sector clients with services overlapping CTSI's loss control, HR consulting, and benefits administration offerings. Adjacent rather than directly competing, but addressing the same public-sector buyers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
CTSI social profiles
Digital presenceCTSI financial estimates
Financial estimateRevenue estimate
Valuation estimate
CTSI leadership team
Management profileNumber of profiles
Profiles17 records
CTSI subsidiaries and ownership
Company hierarchySubsidiaries3 records
CTSI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CTSI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CTSI
What does CTSI do?
CTSI administers three risk-sharing insurance pools (CAPP for casualty/property, CWCP for workers' compensation, CHP for health benefits) on behalf of its 64 Colorado county government members, while also providing loss control/risk prevention, HR consulting, claims administration, training, salary surveys, and technical updates. The organization is a nonprofit service entity owned by its member counties, delivering most services at no cost to members through pool contributions and offering fee-for-service access to nonmembers.
Is CTSI a public or private company?
CTSI is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was CTSI founded?
CTSI was founded in 1992. It employs 11 to 50 people.
Where is CTSI based?
CTSI is headquartered in Denver, United States, in the North America region.
How does CTSI make money?
Two revenue lines are on record. Member Pool Contributions are the primary driver. The others are fee-for-Service for Nonmembers.
Who are CTSI's main competitors?
Direct peers on record are Public Risk Innovation, Solutions, and Management (PRISM), Texas Association of Counties (TAC) Risk Management Pools, NCACC Key Risk Insurance, Cities Insurance Association of Washington (CIAW), Michigan Municipal Risk Management Authority (MMRMA) and CSAC Excess Insurance Authority (EIA). National League of Cities Mutual Insurance (NLC Mutual) is listed as a broad incumbent. Association of Governmental Risk Pools (AGRiP) is listed as an emerging player. Others are Intergovernmental Risk Pool (various state-level pools) and Public Entity Risk Solutions / Specialty Government Insurers (e.g., Public Financial Management Risk).
Does CTSI have an API?
No public API is recorded for CTSI.
What industry is CTSI in?
CTSI's product category is Public Sector Risk Management and Insurance Pooling. Its primary akta.pro industry code is FSAOAEAL, Reinsurance Pool / Facility Treaty Participation, with a secondary code of BPAIACAK, Local Public Health & Human Services Administration. Its NAICS code is 524292 and its SIC code is 8600.