Ryan Wealth Advisors
Ryan Wealth Advisors is a privately held, independent Massachusetts-based registered investment advisory firm (founded 1989) that provides fee-based wealth management, financial planning, and employer retirement-plan consulting to individuals, families, and employers through three offices and a Commonwealth Financial Network affiliation.
- Company typePrivate
- Founded1989
- HeadquartersAndover, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Ryan Wealth Advisors does
Ryan Wealth Advisors is a privately held, independent registered investment advisory firm founded in 1989 and headquartered in Andover, Massachusetts, with additional branch offices in Marblehead and Worcester. The firm delivers comprehensive wealth-management services to individual investors and families, with service lines spanning retirement planning, estate planning, tax planning, risk management, business planning, and education planning, delivered through a team-based model anchored by three Senior Wealth Advisors (Heather Ryan Girolamo, Esq.; Tara Ryan McDermott; and William K. Ryan, APMA). The firm also operates a parallel employer retirement-plan consulting practice serving businesses with fiduciary guidance, investment policy statement development, plan management, and employee financial-wellness education.
The business runs on the Commonwealth Financial Network platform (Member FINRA/SIPC, Registered Investment Adviser), which provides custody, regulatory, and back-office infrastructure; client-facing technology consists entirely of third-party portals — Investor360, Wealthscape Investor, eMoney, and RightCap — for account access and financial planning. Revenue is generated through three streams: recurring fee-based investment-advisory fees on managed portfolios, transaction-based commissions on securities executed through Commonwealth, and commissions on fixed insurance products sold separately from the advisory and securities lines.
The firm operates solely within Massachusetts, restricts business to states where its advisors are FINRA-registered, and supports client acquisition primarily through direct advisor relationships, its website, and community-driven referrals. Pricing is not publicly disclosed and is communicated through direct inquiry and Form ADV documents, consistent with the standard AUM-percentage, flat-fee, or hourly model used by comparable small/mid-market RIAs. The firm maintains minor affiliations with Barth and Co. (accounting) and the Essex County Community Foundation / Fay School, which function as referral and community-embedded channels rather than core operational partnerships.
Ryan Wealth Advisors firmographics
Firmographics- Name
- Ryan Wealth Advisors
- Legal name
- Ryan Wealth Advisors
- Website
- https://ryanwealthadvisors.com
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Ryan Wealth Advisors is a privately held, independent Massachusetts-based registered investment advisory firm (founded 1989) that provides fee-based wealth management, financial planning, and employer retirement-plan consulting to individuals, families, and employers through three offices and a Commonwealth Financial Network affiliation.
- Ownership category
- akta.pro rank
Ryan Wealth Advisors industry classification
Industry- Product category
- Wealth Management and Investment Advisory
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)
Keywords
Where Ryan Wealth Advisors is headquartered
LocationHeadquarters
- HQ city
- Andover
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Ryan Wealth Advisors business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Investment Advisory Services: Fee-based investment advisory services offered through Commonwealth Financial Network, providing ongoing portfolio management and financial planning.
- Securities Transactions: Securities transactions conducted through Commonwealth Financial Network, Member FINRA/SIPC, generating commission-based revenue.
- Insurance Products and Services: Fixed insurance products and services offered separately from securities and advisory services, providing additional revenue through insurance commissions.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Ryan Wealth Advisors product offering
Product offeringCore offering
Ryan Wealth Advisors provides fee-based investment advisory and financial planning services offered through Commonwealth Financial Network (Member FINRA/SIPC, Registered Investment Adviser). The firm delivers ongoing portfolio management, retirement planning, estate planning, tax planning, risk management, business planning, and education planning to individuals, families, and employers in Massachusetts, with separate fixed insurance products offered outside Commonwealth.
Product overview
Ryan Wealth Advisors offers a unified wealth management platform that combines investment management and financial planning services. The firm provides three core service lines: Retirement Plan Services for Employers (including fiduciary guidance, investment support, and employee education), Retirement Plan Services for Employees (helping workers optimize their company retirement benefits), and Investment and Planning Services for Individuals and Families (encompassing retirement, estate, tax, risk, business, and education planning). All services are delivered through a collaborative team approach with dedicated advisors, consistent client communication, and independent, objective financial advice.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment and Planning Services for Individuals and Families Comprehensive wealth management for individuals and families covering retirement planning, estate planning, tax planning, risk management, business planning, and education planning, delivered through dedicated senior wealth advisors and customized reports.
- Retirement Plan Services for Employers Retirement plan consulting for businesses including fiduciary guidance, investment policy statement development, plan management support, and customized employee education programs focused on financial wellness.
- Retirement Plan Services for Employees Retirement plan management services helping employees set realistic savings goals, analyze savings strategies, align investments with risk tolerance, and maximize employer-sponsored retirement benefits.
- Wealth Management and Financial Advisory Services Ongoing investment management, portfolio management, and financial planning delivered through a team-based approach with dedicated service staff and regularly scheduled client meetings.
Companies that use Ryan Wealth Advisors
Customer profileSegments3 records
Ideal customer profiles3 records
Ryan Wealth Advisors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Ryan Wealth Advisors partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Commonwealth Financial NetworkcoreSecurities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Commonwealth provides the regulatory infrastructure, custody, and platform for Ryan Wealth Advisors' investment management and advisory services.
- Barth and CominorAffiliated accounting firm providing financial services collaboration. Listed as an affiliation on the firm's affiliations page.
- Essex County Community FoundationminorCommunity foundation where Bill Ryan serves on the Professional Advisors Committee. The foundation inspires philanthropy in Essex County communities.
- Fay SchoolminorEducational institution where Heather Ryan Girolamo served on the Board of Trustees and as Chair of the Investment Committee for the Fay School Endowment.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Ryan Wealth Advisors competitors and assessment
Company assessmentBroad incumbents
- Creative Planning: Creative Planning is one of the largest independent RIAs in the U.S., offering comprehensive wealth management, retirement plan services, and tax/estate planning to individuals and businesses. Comparable in service mix (HNW individuals, employer retirement plans) but operates nationally at vastly greater scale.
- Focus Financial Partners: Focus is an RIA aggregator/partner firm that has acquired hundreds of independent wealth management firms. Highly comparable business model (independent, fee-based advice for HNW clients) but operates through acquisitions at national scale rather than as a single small advisory practice.
- Carson Group: Carson Group is an RIA platform and wealth management firm offering financial advisors coaching, technology, and back-office support, alongside direct wealth management to consumers. Comparable hybrid model of advisor support and direct wealth advisory, with strong retirement plan practice.
- Hightower Advisors: Hightower is an RIA platform that partners with and acquires independent advisory firms, providing operational support, technology, and capital. Closely comparable wealth management offering (comprehensive planning, retirement plan services, HNW focus), organized as a federation of practices rather than a single firm.
- Cambridge Investment Research: Cambridge is a major independent broker-dealer and RIA platform supporting thousands of independent financial advisors. Operates the same hybrid advisor/broker-dealer model as Ryan Wealth's Commonwealth relationship, but at national scale across wealth management, retirement plans, and insurance.
- Commonwealth Financial Network: Commonwealth is the large independent broker-dealer/RIA platform through which Ryan Wealth offers its advisory and securities services. While not a direct competitor, Commonwealth sets the platform economics, technology, and product menu that Ryan Wealth operates within, and serves as the closest comparable business model at much larger scale.
- LPL Financial: LPL is the largest independent broker-dealer in the U.S., supporting over 22,000 advisors with custody, technology, and product access. Comparable to Ryan Wealth at the platform/economics level, though at vastly greater scale and with a national footprint.
- Edelman Financial Engines: Edelman Financial Engines is a large national RIA offering wealth management and workplace retirement plan services to individuals and employers. Directly comparable in combining employer retirement plan consulting with individual wealth advisory, though at vastly greater scale and reach.
Direct peers
- Winthrop Wealth Management: Winthrop is a Massachusetts-based independent RIA offering comprehensive wealth management and retirement plan consulting to HNW individuals, families, and employers. Most directly comparable in geography (New England) and scale, with the same multi-segment model.
- Claris Advisors: Claris Advisors is a small, fee-based independent RIA serving individuals and businesses in the Boston/New England market with retirement plan consulting and personal wealth management. Most closely comparable by size, segment focus, regional footprint, and service mix.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key highlights7 records
Customer concentration
Ryan Wealth Advisors social profiles
Digital presenceRyan Wealth Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ryan Wealth Advisors leadership team
Management profileNumber of profiles
Profiles3 records
Ryan Wealth Advisors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ryan Wealth Advisors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ryan Wealth Advisors
What does Ryan Wealth Advisors do?
Ryan Wealth Advisors provides fee-based investment advisory and financial planning services offered through Commonwealth Financial Network (Member FINRA/SIPC, Registered Investment Adviser). The firm delivers ongoing portfolio management, retirement planning, estate planning, tax planning, risk management, business planning, and education planning to individuals, families, and employers in Massachusetts, with separate fixed insurance products offered outside Commonwealth.
Is Ryan Wealth Advisors a public or private company?
Ryan Wealth Advisors is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Ryan Wealth Advisors founded?
Ryan Wealth Advisors was founded in 1989. It employs 11 to 50 people.
Where is Ryan Wealth Advisors based?
Ryan Wealth Advisors is headquartered in Andover, United States, in the North America region.
How does Ryan Wealth Advisors make money?
Three revenue lines are on record. Investment Advisory Services are the primary driver. The others are securities Transactions and insurance Products and Services.
Who are Ryan Wealth Advisors's main competitors?
Broad incumbents on record are Creative Planning, Focus Financial Partners, Carson Group, Hightower Advisors, Cambridge Investment Research, Commonwealth Financial Network, LPL Financial and Edelman Financial Engines. Direct peers are Winthrop Wealth Management and Claris Advisors.
Does Ryan Wealth Advisors have an API?
No public API is recorded for Ryan Wealth Advisors.
What industry is Ryan Wealth Advisors in?
Ryan Wealth Advisors's product category is Wealth Management and Investment Advisory. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAAACAI, Insurance-Integrated Wealth Managers (RIA + Insurance Solutions). Its NAICS code is 523940 and its SIC code is 6282.