Standard Bank, PaSB
Standard Bank, PaSB is a privately held community bank holding company (Standard Financial Corp.), founded in 1913 in Monroeville, Pennsylvania, serving the Pittsburgh metropolitan area with 101-250 employees and one documented acquisition (Allegheny Valley Bank, 2017).
- Company typePrivate
- Founded1855
- HeadquartersMonroeville, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Standard Bank, PaSB does
Standard Bank, PaSB is a privately held Pennsylvania bank holding company that operates through Standard Financial Corp. and is headquartered in Monroeville, Pennsylvania. Founded in 1913, the firm has maintained continuous community banking operations in the Pittsburgh metropolitan area for over a century, employing between 101 and 250 staff. On April 8, 2017, the holding company expanded via the acquisition of Allegheny Valley Bank, an in-market consolidation transaction consistent with its community-bank profile.
The company's business model is a traditional community bank holding company construct, generating revenue primarily through net interest income on loans and securities, supplemented by deposit service charges and fee-based services. As a small, single-market institution with no disclosed multi-state branch network, no public ticker, and no institutional investor base, Standard Bank, PaSB competes on local market knowledge, customer relationships, and FDIC-insured deposit gathering within its Western Pennsylvania service area. The firm is privately held with no parent company, no subsidiaries, and no disclosed funding rounds.
Data quality note: the aggregated source material includes extensive product, technology, customer-segment, partnership, and management data that references Dollar Bank (dollar.bank), a separate and substantially larger federal savings bank founded in 1855. This Dollar Bank data was not used as evidence about Standard Bank, PaSB's products, technology stack, or leadership.
Standard Bank, PaSB firmographics
Firmographics- Name
- Standard Bank, PaSB
- Legal name
- Dollar Bank, Federal Savings Bank
- Website
- https://standardbankpa.com
- Company type
- Private
- Founded year
- 1855
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Standard Bank, PaSB is a privately held community bank holding company (Standard Financial Corp.), founded in 1913 in Monroeville, Pennsylvania, serving the Pittsburgh metropolitan area with 101-250 employees and one documented acquisition (Allegheny Valley Bank, 2017).
- Ownership category
- akta.pro rank
Standard Bank, PaSB industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (522110)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Standard Bank, PaSB is headquartered
LocationHeadquarters
- HQ city
- Monroeville
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Standard Bank, PaSB business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Retail Banking Services: Interest income from lending products including mortgages, home equity loans, personal loans, auto/boat/RV loans, student loans, and credit cards. Fee income from checking accounts, savings accounts, CDs, and service charges.
- Small Business Banking: Business checking, savings, lending (term loans, lines of credit, commercial real estate, business vehicle loans, government loans), and payment processing services for small business clients.
- Corporate Banking: Treasury management, corporate lending (term loans, lines of credit, revolving credits, letters of credit), international trade finance, and commercial real estate services for corporate clients.
- Private Banking: Premium banking services including deposit accounts, credit solutions, and business accounts for high-net-worth individuals and families.
- Insurance Services: Insurance products offered through partnerships for personal and business coverage.
- Investment Services: Investment products and services through Dollar Investment Services subsidiary.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Smart Savings Account - High-Yield Savings |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Standard Bank, PaSB product offering
Product offeringCore offering
Standard Bank, PaSB is a community bank holding company under Standard Financial Corp that provides consumer and commercial banking products and services. Its offerings span deposit accounts (checking, savings, CDs), consumer lending (mortgages, home equity, personal, auto, student), business banking (free business checking, term loans, lines of credit, commercial real estate), and corporate services (treasury management, corporate lending, international trade), delivered through physical branches and digital banking channels.
Product overview
Dollar Bank operates as a federal savings bank offering a comprehensive, multi-tiered banking platform serving personal, small business, and corporate customers across Pennsylvania, Ohio, Virginia, and Maryland. The product portfolio spans core consumer banking (checking, savings, CDs), digital banking with mobile app, diverse lending products (mortgages, home equity, personal loans, auto loans, student loans), and specialized services including Private Banking for high-net-worth individuals and full Treasury Management for corporate clients. The bank also provides business banking solutions including business checking, lending, payment processing, and employee benefits programs. Digital channels include online and mobile banking with P2P payment capabilities via Zelle, while traditional branches support in-person service.
Differentiator
Problem solved
Functional benefit
Brands
- Smart Savings Account: High-yield savings account offering 3.75% APY, marketed as more than 9X the national savings rate.
- Dollar Investment Services
Products and services
- Personal Checking Accounts
- Savings Accounts (including Smart Savings Account)
- Certificates of Deposit (CDs)
- Mortgages Home mortgage loans with competitive rates and expert guidance for home purchase and refinance.
- Home Equity Loans & Lines of Credit Borrowing solutions secured by home equity for various consumer financial needs.
- Personal Loans Unsecured personal loans with flexible terms for personal expenses.
- Auto/Boat/RV Loans Financing options for cars, boats, and recreational vehicles.
- Student Loans Education financing for students and parents.
- Credit Cards Credit card products for personal and small business customers.
- Online & Mobile Banking Digital banking platform enabling account management, money transfers, bill payments, and P2P payments via Zelle through web and iOS/Android applications.
- P2P Payments (Zelle) Peer-to-peer payment service allowing users to send money to friends and family digitally via Zelle integration.
- Private Banking Premium banking services for high-net-worth individuals and families, including dedicated deposit accounts, credit solutions, and business accounts delivered through Private Banker relationships.
- Insurance Products Insurance products offered through partnerships for personal and business coverage.
- Investment Services Wealth management and investment products and services offered through Dollar Investment Services subsidiary.
- Free Business Checking No-fee business checking account tailored for small businesses.
- Business Lending (Term Loans, Lines of Credit, Commercial Real Estate) Comprehensive business lending suite including term loans, lines of credit, commercial real estate financing, business vehicle loans, and government-backed loans for small businesses.
- Business Payment Services Payment processing solutions for small businesses including online bill payment, credit card processing, and remote deposit.
- Corporate Banking Banking services for corporate clients encompassing treasury management and corporate lending.
- Treasury Management Cash management and treasury services for corporate customers, including liquidity, payments, and receivables tools.
- Corporate Lending (Term Loans, Lines of Credit, Revolving Credits, Letters of Credit) Corporate credit facilities including term loans, revolving credits, letters of credit, and government loans for larger business customers.
- International Trade Finance Trade finance and international banking services for corporate clients engaged in cross-border commerce.
- Commercial Real Estate Lending Commercial real estate lending for business properties, supporting acquisition, refinancing, and development.
Quantifiable outcome
- 3.75% APY on Smart Savings Account - more than 9X the national savings rate
Companies that use Standard Bank, PaSB
Customer profileSegments6 records
Ideal customer profiles4 records
Standard Bank, PaSB technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
Standard Bank, PaSB partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- ZellecoreIntegrated P2P payment platform enabling users to send money to friends and family directly through Dollar Bank's online and mobile banking platforms
- Dollar Investment ServicescoreWholly-owned subsidiary providing investment products and services to Dollar Bank customers, extending the bank's financial services ecosystem
Scale indicators3 records
Recent moves1 record
Expansion highlights2 records
Standard Bank, PaSB competitors and assessment
Company assessmentDirect peers
- Univest Financial Corporation: Univest Financial is a Pennsylvania-based bank holding company (Univest Bank and Trust Co.) serving consumers, businesses, and municipalities across Eastern and Central PA. Comparable community-bank holding company structure and product mix.
- Mid Penn Bancorp: Mid Penn Bancorp is a Pennsylvania-based bank holding company (Mid Penn Bank) operating across Central PA. Comparable in size, community-bank holding-company structure, and full-service consumer/commercial banking mix.
- CNB Financial Corporation: CNB Financial is a Pennsylvania-based bank holding company (CNB Bank) operating across Northern/Central PA. Comparable in size, business mix (consumer + commercial + wealth), and community-bank holding-company structure.
- S&T Bancorp: S&T Bancorp is a Pennsylvania-based bank holding company headquartered in Indiana, PA, operating community banking branches across Western and Central PA. Directly comparable to Standard Bank, PaSB in geography, size band, and community/commercial banking focus.
- Republic First Bancorp: Republic First Bancorp was a Philadelphia-based bank holding company (now operating as Republic Bank, a division of Citizens) serving consumers and small businesses across PA, NJ, and NY. Comparable PA-based community bank holding company profile.
- First Commonwealth Financial Corporation: First Commonwealth is a bank holding company based in Indiana, PA, serving consumers, small businesses, and corporations across Western and Central Pennsylvania. Similar size, geography, and full-service community bank profile as Standard Bank, PaSB.
Broad incumbents
- F.N.B. Corporation: F.N.B. Corporation is a Pittsburgh-headquartered bank holding company operating across the Mid-Atlantic and Southeast, offering consumer, small business, and corporate banking. Larger than Standard Bank, PaSB but operating in overlapping PA markets with comparable community-banking heritage.
Regional players
- Northwest Bancshares: Northwest Bancshares is a savings bank holding company headquartered in Columbus, OH, operating across Pennsylvania, Ohio, New York, and Indiana. Comparable in product mix (deposits, mortgage, consumer lending) and mutual-savings heritage, with a wider geographic footprint than Standard Bank, PaSB.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks3 records
Key highlights4 records
Customer concentration
Standard Bank, PaSB social profiles
Digital presenceStandard Bank, PaSB compliance and trust
Trust signalCompliance2 records
Standard Bank, PaSB financial estimates
Financial estimateRevenue estimate
Valuation estimate
Standard Bank, PaSB leadership team
Management profileNumber of profiles
Profiles1 record
Standard Bank, PaSB funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Standard Bank, PaSB M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Standard Bank, PaSB
What does Standard Bank, PaSB do?
Standard Bank, PaSB is a community bank holding company under Standard Financial Corp that provides consumer and commercial banking products and services. Its offerings span deposit accounts (checking, savings, CDs), consumer lending (mortgages, home equity, personal, auto, student), business banking (free business checking, term loans, lines of credit, commercial real estate), and corporate services (treasury management, corporate lending, international trade), delivered through physical branches and digital banking channels.
Is Standard Bank, PaSB a public or private company?
Standard Bank, PaSB is a private company. It is classified as corporate owned and is currently operating.
When was Standard Bank, PaSB founded?
Standard Bank, PaSB was founded in 1855. It employs 101 to 250 people.
Where is Standard Bank, PaSB based?
Standard Bank, PaSB is headquartered in Monroeville, United States, in the North America region.
How does Standard Bank, PaSB make money?
Six revenue lines are on record. Retail Banking Services are the primary driver. The others are small Business Banking, corporate Banking, private Banking, insurance Services and investment Services.
Who are Standard Bank, PaSB's main competitors?
Direct peers on record are Univest Financial Corporation, Mid Penn Bancorp, CNB Financial Corporation, S&T Bancorp, Republic First Bancorp and First Commonwealth Financial Corporation. F.N.B. Corporation is listed as a broad incumbent. Northwest Bancshares is listed as a regional player.
Does Standard Bank, PaSB have an API?
No public API is recorded for Standard Bank, PaSB.
What industry is Standard Bank, PaSB in?
Standard Bank, PaSB's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 522110 and its SIC code is 6022.