Coastal Debt Resolve
Coastal Debt Resolve is a BBB A+-rated U.S. firm that restructures and settles Merchant Cash Advance debt for small and medium business owners across trucking, restaurant, auto repair, healthcare, and contractor verticals, operating in 46 states via direct inside sales.
- Company typePrivate
- Founded2018
- HeadquartersFort Lauderdale, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Coastal Debt Resolve does
Coastal Debt Resolve (legal entity: ABSM, LLC) is a privately held U.S. financial services firm founded in 2018 in Fort Lauderdale, Florida, specializing in Merchant Cash Advance (MCA) debt restructuring and settlement for small and medium businesses. The company delivers two core service modules — MCA Debt Payment Restructuring, which converts aggressive daily MCA withdrawals into sustainable fixed weekly payment plans, and MCA Debt Settlement, which negotiates reduced payoff balances and UCC lien releases — supplemented by a bundled legal protection plan that routes clients through a nationwide network of independent attorneys for representation in creditor negotiations. The platform is web-based, with intake and case management delivered through an online eligibility check and phone-based inside sales consultations, and minimum client debt threshold of $20,000.
Coastal Debt Resolve operates an inside-sales, direct-to-consumer go-to-market motion targeting SMB owners in five primary verticals — trucking and transportation, restaurant and food services, automotive services, healthcare and wellness, and building and trade contractors — plus a secondary 'other industries' vertical for retail, e-commerce, hospitality, logistics, and trades. Marketing is content- and SEO-driven via a 30+ article resource library, industry-specific landing pages, client testimonials with quantified payment-reduction outcomes, and earned media placements in Forbes, Restaurant Dive, QSR Magazine, Yahoo Finance, and National Law Review. The company's BBB A+ accreditation and 2026 Torch Awards for Ethics sponsorship function as primary trust signals for inbound acquisition.
Revenue is generated through professional service fees and setup costs tied to debt relief programs, structured as variable-fee multi-year contracts typically running 6-18 months. The business is bootstrapped (no disclosed funding rounds or institutional investors), has scaled to approximately 110 employees, and operates across 46 U.S. states with cumulative disclosed outcomes of $460M+ in client debt enrolled across 3,200+ clients. Distribution is exclusively direct — phone consultations at (888) 707-7177 and a website self-service intake — with no resellers, marketplaces, or third-party distribution channels.
Coastal Debt Resolve firmographics
Firmographics- Name
- Coastal Debt Resolve
- Legal name
- ABSM, LLC
- Website
- https://coastaldebt.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Coastal Debt Resolve is a BBB A+-rated U.S. firm that restructures and settles Merchant Cash Advance debt for small and medium business owners across trucking, restaurant, auto repair, healthcare, and contractor verticals, operating in 46 states via direct inside sales.
- Ownership category
- akta.pro rank
Coastal Debt Resolve industry classification
Industry- Product category
- Business Debt Relief Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Debt Settlement / Negotiation Programs (Non-loan) (FSAKAIAK)
- akta.pro secondary industry
- Debt Settlement & Negotiation Services (FSAEAFAC)
Keywords
Where Coastal Debt Resolve is headquartered
LocationHeadquarters
- HQ city
- Fort Lauderdale
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Coastal Debt Resolve business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Others
Revenue model
- MCA Debt Relief Services: The company provides professional negotiation and debt settlement services to small businesses with Merchant Cash Advance debt. The revenue is generated through service fees and setup costs associated with the debt relief program. Clients pay a fee for the restructuring and settlement services rendered. The company states that clients who settle their debt may realize savings of 57% before program fees, or 27% including program fees, over a period of 6-18 months.
- Legal Plan Services: Through their network of independent attorneys available via the legal plan, the company provides legal representation services to clients during negotiations with MCA lenders.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom debt relief program with variable fees based on debt amount and complexity |
Go-to-market motion3 records
Distribution channels2 records
Marketing channels6 records
Coastal Debt Resolve product offering
Product offeringCore offering
Coastal Debt Resolve provides professional Merchant Cash Advance (MCA) debt relief services for small to medium business owners, including debt payment restructuring (converting daily MCA withdrawals into sustainable weekly payment plans) and debt settlement (negotiating reduced payoff amounts with UCC lien releases). The company operates across 46 U.S. states, leveraging a nationwide network of independent attorneys to provide legal protection during negotiations. The minimum debt threshold for service is $20,000 in unsecured business debt or multiple MCAs.
Product overview
Coastal Debt Resolve operates as a unified MCA debt relief platform offering two primary service modules: MCA Debt Payment Restructuring (which converts daily aggressive withdrawals into sustainable weekly payments) and MCA Debt Settlement (which negotiates reduced payoff amounts). The company provides industry-specific programs for Trucking & Transportation, Restaurant & Food Services, Automotive Services, Healthcare & Wellness, Building and Trade Contractors, and Other Industries. Legal Protection Services, delivered through an attorney network, is included to protect enrolled clients from aggressive collection tactics. The platform targets small to medium businesses with total unsecured debt of $20,000 or more.
Differentiator
Problem solved
Functional benefit
Products and services
- MCA Debt Relief Services Comprehensive Merchant Cash Advance debt relief service that helps small to medium business owners restructure or settle their MCA debt obligations to regain cash flow control. The service includes full analysis of current MCA positions, creditor communication coordination, and negotiation of payment plans.
- MCA Debt Payment Restructuring Negotiation process that converts aggressive daily MCA withdrawals into sustainable fixed weekly payment plans, reducing near-term cash flow pressure for businesses. Includes full analysis of MCA positions and cash flow, creditor communication coordination, and negotiation of affordable fixed weekly payment plans.
- MCA Debt Settlement 4-step negotiation process that aims to reduce total MCA debt balances through structured settlements. Includes building a settlement fund, preparing and presenting settlement proposals, negotiating terms, and executing payment to resolve debt with UCC lien releases.
- Legal Protection Services Attorney network providing legal resources to protect enrolled clients from aggressive collection tactics, bank account freezes, and UCC liens during MCA debt negotiations.
- Trucking & Transportation MCA Debt Relief Specialized debt settlement solutions for truckers, owner-operators, and fleet owners facing MCA debt from delayed invoice payments and factoring needs.
- Restaurant & Food Services MCA Debt Relief Debt relief services for restaurant owners dealing with MCA debt from equipment failures, operational needs, and cash flow challenges.
- Automotive Services MCA Debt Relief MCA debt relief for auto repair shops and mechanics, addressing challenges from expensive equipment, parts costs, and limited access to traditional financing.
- Healthcare & Wellness MCA Debt Relief Cash flow solutions for healthcare clinics and private practices struggling with delayed insurance reimbursements and high MCA repayments.
- Building and Trade Contractor MCA Debt Relief Financial stability solutions for contractors and trades businesses dealing with MCA debt from long payment cycles and high upfront costs.
- Other Industries MCA Debt Relief Custom debt solutions for various industries including retail, e-commerce, professional services, hospitality, logistics, and trade services.
Quantifiable outcome
- Up to 87.9% weekly payment reduction for qualifying businesses
- +4 more outcomes
Companies that use Coastal Debt Resolve
Customer profileNamed customers13 records
Segments6 records
Ideal customer profiles6 records
Coastal Debt Resolve technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Coastal Debt Resolve partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Better Business Bureau (BBB)coreCoastal Debt Resolve announced its sponsorship and participation as a sponsor in the Better Business Bureau's 2026 Torch Awards for Ethics, an event recognizing organizations that exemplify integrity, trust, and community impact. The company will participate in the June 25 event in Davie, Florida, and collaborate with the BBB on post-event educational programming, including a webinar focused on merchant cash advances for small business owners.
Scale indicators6 records
Recent moves5 records
Expansion highlights5 records
Coastal Debt Resolve competitors and assessment
Company assessmentBroad incumbents
- National Debt Relief: One of the largest US consumer debt settlement firms, offering general unsecured debt negotiation (credit cards, medical, personal loans). Comparable to Coastal Debt Resolve as a fee-based debt settlement service, though Coastal is differentiated by its SMB/MCA focus and business-client orientation.
- Beyond Finance: Tech-enabled debt settlement company negotiating unsecured consumer debt. Comparable as a scaled debt-negotiation services provider; differs in consumer focus, technology investment, and broader marketing spend profile relative to Coastal Debt Resolve.
- Accredited Debt Relief: Established debt settlement firm offering consumer debt negotiation services. Comparable business model (fee-based negotiation, similar compliance posture), though it does not target the SMB/MCA segment Coastal Debt Resolve specializes in.
- Freedom Debt Relief: Major US debt settlement company negotiating consumer unsecured debt. Comparable as a scaled, brand-led debt negotiation services firm; differs from Coastal Debt Resolve by serving consumers (not SMBs) and not specializing in MCA products.
- Pacific Debt Relief: Long-running debt settlement firm serving consumers across the US. Similar professional-services fee model and inside-sales distribution; differs in customer segment (consumer unsecured debt vs. Coastal's SMB MCA focus).
- CuraDebt: Debt settlement and tax debt resolution company. Comparable fee-based debt negotiation services and similar compliance/disclosure posture; differs by emphasizing tax debt and consumer unsecured debt rather than SMB MCA.
Others
- Money Management International: Nonprofit credit counseling and debt management agency. Comparable as a debt-relief intermediary for distressed consumers/SMBs, but operates as a nonprofit offering DMPs rather than fee-based settlement, and does not focus on MCA products.
- JG Wentworth: Specialty finance company historically known for structured settlement payments, with adjacent debt purchase and relief activities. Comparable as an established consumer/SMB finance brand but operates more as a debt purchaser rather than a settlement negotiator.
Emerging players
- TurboDebt: Newer, digitally-led debt settlement firm targeting consumers with high-volume marketing. Comparable service offering but distinct in being primarily consumer-focused with strong digital/performance marketing motion versus Coastal's SMB/MCA focus.
Direct peers
- DG Debt Relief: An MCA-focused debt settlement firm specifically serving small businesses trapped in merchant cash advances. Closest direct competitor to Coastal Debt Resolve — same target customer, same product (MCA settlement/restructuring), and similar inside-sales distribution.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Coastal Debt Resolve social profiles
Digital presenceCoastal Debt Resolve compliance and trust
Trust signalCompliance1 record
Coastal Debt Resolve financial estimates
Financial estimateRevenue estimate
Valuation estimate
Coastal Debt Resolve leadership team
Management profileNumber of profiles
Profiles7 records
Coastal Debt Resolve funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Coastal Debt Resolve M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Coastal Debt Resolve
What does Coastal Debt Resolve do?
Coastal Debt Resolve provides professional Merchant Cash Advance (MCA) debt relief services for small to medium business owners, including debt payment restructuring (converting daily MCA withdrawals into sustainable weekly payment plans) and debt settlement (negotiating reduced payoff amounts with UCC lien releases). The company operates across 46 U.S. states, leveraging a nationwide network of independent attorneys to provide legal protection during negotiations. The minimum debt threshold for service is $20,000 in unsecured business debt or multiple MCAs.
Is Coastal Debt Resolve a public or private company?
Coastal Debt Resolve is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Coastal Debt Resolve founded?
Coastal Debt Resolve was founded in 2018. It employs 51 to 100 people.
Where is Coastal Debt Resolve based?
Coastal Debt Resolve is headquartered in Fort Lauderdale, United States, in the North America region.
How does Coastal Debt Resolve make money?
Two revenue lines are on record. MCA Debt Relief Services are the primary driver. The others are legal Plan Services.
Who are Coastal Debt Resolve's main competitors?
Broad incumbents on record are National Debt Relief, Beyond Finance, Accredited Debt Relief, Freedom Debt Relief, Pacific Debt Relief and CuraDebt. Others are Money Management International and JG Wentworth. TurboDebt is listed as an emerging player. DG Debt Relief is listed as a direct peer.
Does Coastal Debt Resolve have an API?
No public API is recorded for Coastal Debt Resolve.
What industry is Coastal Debt Resolve in?
Coastal Debt Resolve's product category is Business Debt Relief Services. Its primary akta.pro industry code is FSAKAIAK, Debt Settlement / Negotiation Programs (Non-loan), with a secondary code of FSAEAFAC, Debt Settlement & Negotiation Services. Its NAICS code is 522310 and its SIC code is 6163.