Lenddo
Lenddo is a Singapore-based technology company founded in 2011 that provides credit scoring and identity verification services using non-traditional data, primarily serving lenders in underbanked and emerging markets.
- Company typePrivate
- Founded2011
- HeadquartersSingapore, Singapore
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Lenddo does
Lenddo is a Singapore-based for-profit technology company founded in 2011 that provides credit scoring and identity verification services built on non-traditional data sources. The company targets financial services providers — likely lenders in emerging and underbanked markets where conventional credit bureau data is thin — by offering an alternative underwriting signal derived from digital footprints, behavioral data, and other non-standard inputs. Its product surface combines credit scoring with verification, suggesting an integrated risk decisioning offering rather than standalone point solutions.
Lenddo has raised approximately $14 million in disclosed equity funding across rounds in 2012, 2013, and 2015. Investors include global venture firms (Accel, Omidyar Network, Blumberg Capital) and Southeast Asia-focused funds (Golden Gate Ventures, Life.SREDA, Kickstart Ventures, Inovia Capital), indicating both international validation and regional strategic alignment. The company operates with 51-100 employees, consistent with a mid-stage private technology firm that has stabilized rather than aggressively scaled post-2015.
The business model is consistent with B2B SaaS / API-style credit infrastructure — selling scoring and verification capabilities to financial institutions — though pricing models and customer contracts are not publicly disclosed. No named customers, revenue figures, certifications, patents, or detailed product documentation are present in the available data, and the company's current public web presence is a minimal landing page. The most recent disclosed strategic activity is the 2015 funding round, after which no further funding, M&A, or product launch signals are documented in the input.
Lenddo firmographics
Firmographics- Name
- Lenddo
- Website
- https://ww1.lenddo.com
- Company type
- Private
- Founded year
- 2011
- Headcount range
- 51–100 employees
- Short description
- Lenddo is a Singapore-based technology company founded in 2011 that provides credit scoring and identity verification services using non-traditional data, primarily serving lenders in underbanked and emerging markets.
- Ownership category
- akta.pro rank
Lenddo industry classification
Industry- Product category
- Credit Scoring & Identity Verification
- NAICS
- Credit Bureaus (561450), Credit Bureaus (56145), Credit Intermediation and Related Activities (522)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Finance Services (6199)
- akta.pro primary industry
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), Digital Identity, eKYC & Borrower Verification (Lending-Focused) (FSAGAHAF), Credit Score Monitoring & Credit Building (FSAGADAE)
Keywords
Where Lenddo is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Markets served
Lenddo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Lenddo product offering
Product offeringCore offering
Lenddo is a technology company that uses non-traditional data to provide credit scoring and identity verification services. Its platform enables lenders and financial institutions to assess the creditworthiness of borrowers — particularly those without traditional credit histories — and to verify user identities through alternative digital data signals.
Differentiator
Problem solved
Functional benefit
Products and services
- Credit Scoring Platform Software platform that evaluates the creditworthiness of individuals — particularly those without traditional credit histories — by analyzing non-traditional data signals. Sold to banks, microfinance institutions, and digital lenders in emerging markets.
- Identity Verification Service Verification service that authenticates user identities through alternative digital data sources rather than relying solely on traditional identity documents. Used by financial institutions to onboard and verify customers in emerging markets.
Companies that use Lenddo
Customer profileIdeal customer profiles1 record
Lenddo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Lenddo partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
Lenddo competitors and assessment
Company assessmentEmerging players
- Aire: Aire uses alternative data to build credit profiles for thin-file consumers, offering a credit-score-as-a-service product. Comparable alternative-data scoring approach to Lenddo.
- Cignifi: Cignifi uses mobile phone behavioral data to generate credit scores for unbanked populations in emerging markets, overlapping with Lenddo's alternative-data scoring niche.
Direct peers
- Tala: Tala uses non-traditional mobile data to underwrite credit and lend to underbanked consumers in emerging markets (Mexico, Kenya, India, Philippines). Highly comparable to Lenddo on alternative-data underwriting for the underserved.
- Branch International: Branch provides digital lending to emerging-market consumers using smartphone data for credit decisions. Directly comparable alternative-data underwriting approach and target demographic to Lenddo.
- Upstart: Upstart uses non-traditional data (education, employment) in AI-driven credit decisioning and lending. Comparable on the alternative-data scoring model approach, though primarily serving the US market.
- Zest AI: Zest AI provides machine-learning credit underwriting software to lenders using alternative and traditional data, directly competing with Lenddo's scoring and verification proposition.
- Nova Credit: Nova Credit translates international credit data into US-understandable credit profiles, addressing thin-file and immigrant consumers. Comparable on alternative-data credit scoring for underbanked segments.
- Kreditech: Kreditech uses alternative data and self-learning algorithms to provide credit scoring and digital lending, historically focused on emerging markets — directly comparable to Lenddo.
Broad incumbents
- Experian: Global credit bureau that has been actively expanding alternative-data and emerging-market offerings. Competes with Lenddo via broader portfolio reach and established lender relationships.
- CRIF: Global credit information provider with strong emerging-market presence and growing alternative-data capabilities. Overlaps with Lenddo's customer base in Asia and Latin America.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Lenddo social profiles
Digital presenceLenddo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lenddo leadership team
Management profileNumber of profiles
Lenddo funding detail
Funding detailFunding overview
Funding rounds3 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lenddo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lenddo
What does Lenddo do?
Lenddo is a technology company that uses non-traditional data to provide credit scoring and identity verification services. Its platform enables lenders and financial institutions to assess the creditworthiness of borrowers — particularly those without traditional credit histories — and to verify user identities through alternative digital data signals.
When was Lenddo founded?
Lenddo was founded in 2011. It employs 51 to 100 people.
Where is Lenddo based?
Lenddo is headquartered in Singapore, Singapore, in the Asia region.
Who are Lenddo's main competitors?
Emerging players on record are Aire and Cignifi. Direct peers are Tala, Branch International, Upstart, Zest AI, Nova Credit and Kreditech. Broad incumbents are Experian and CRIF.
Does Lenddo have an API?
No public API is recorded for Lenddo.
What industry is Lenddo in?
Lenddo's product category is Credit Scoring & Identity Verification. Its primary akta.pro industry code is FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking), with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 561450 and its SIC code is 7320.