Insurance House

What Insurance House does

Insurance House (now operating as Network Insurance House following a February 2026 merger with Network Insurance Group) is an Australian general insurance brokerage firm founded in 1983 and headquartered in Melbourne. The company is wholly owned by Steadfast Group Ltd (ASX: SDF), Australasia's largest general insurance broker network, which provides access to AUD 25 billion in premium placement capability across its panel of specialist underwriters. Insurance House serves four primary customer tiers — individuals and families, small-to-mid-sized businesses, large enterprises, and associations/community groups — through both its core brokerage brand and two acquired standalone brands: Professional Insurance Brokers (commercial brokerage, acquired early 2024) and Unicorn Risk Services (non-profit sector specialist, acquired early 2024). A wholly owned subsidiary, Network Insurance House Tasmania Pty Ltd, extends geographic reach into Tasmania.

The company's core product portfolio spans 15+ specialist industry verticals beyond generic personal and commercial lines, including agribusiness, alpine and ski fields, aviation (RAAus), construction and builders warranty, dental (ADA Victoria), firearms (Shooters Union Australia), landscaping, marine (sailing, recreational fishing, boating), medical (AMA Victoria), postal, security, transport and earthmoving, and veterinary practices. Distribution combines broker-network referrals through Steadfast, direct client engagement for tailored commercial placements, and association affiliation programs with bodies such as Australian Sailing (exclusive), Club Marine (Allianz-underwritten marine hull integration), and the broader Steadfast Underwriters panel. Pricing is commission-based, individually risk-rated, and billed annually, with no public pricing disclosure.

From a corporate-structure perspective, the entity operates under Australian Financial Services Licence 435538 (via Network Insurance House Broking Pty Ltd), with the former Insurance House AFSL 240954 transferred upon the February 2026 rebrand. Revenue is not publicly disclosed. Headcount sits in the 101–250 employee range. No AI/ML capabilities, patents, or proprietary technology assets are referenced in the available data; the technology footprint is described only as an "insurance brokerage platform" with no proprietary features listed.

Name

Insurance House

Legal name

Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943

Website

https://insurancehouse.com.au

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

101–250 employees

Short description

Insurance House (now Network Insurance House) is an Australian general insurance brokerage, wholly owned by Steadfast Group Ltd, serving individuals, SMBs, large businesses, and associations across 15+ specialist industry verticals.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAJ

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• General insurance brokerage
• Commercial insurance solutions
• Personal insurance products
• Specialist industry insurance
• Risk advisory services

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance brokerage and risk advisory services: Network Insurance House acts as an insurance broker, placing insurance products on behalf of clients and earning commissions or fees from insurers. The company serves as a trusted risk advisor providing tailored insurance solutions to individuals, businesses, and associations across Australia.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Insurance House (now Network Insurance House) is a general insurance brokerage firm that places insurance products on behalf of individuals, families, businesses, and associations across Australia. The company offers tailored coverage across personal lines (home, motor, travel), commercial lines (business pack, cyber, professional indemnity, workers compensation), and specialist industry programs (marine, dental, medical, aviation, firearms, construction, agribusiness), earning commissions from insurers and acting as a trusted risk advisor for clients.

Product overview

Network Insurance House is a general insurance broker network (wholly owned by Steadfast Group Ltd, ASX:SDF) offering a multi-brand portfolio spanning personal, commercial, and specialist industry lines. The core platform (Network Insurance House) provides individual, family, and business insurance across 15+ industry verticals including agribusiness, marine, dental, and veterinary. It operates alongside two acquired standalone brands — Professional Insurance Brokers (commercial broker) and Unicorn Risk Services (non-profit sector specialist) — all under the Network Insurance House brokerage umbrella. The group also delivers dedicated marine insurance programs (sailing, fishing, boating) through its own broking capabilities and a Club Marine integration for dinghy/vessel coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Individual & Family Insurance Personal lines insurance bundle for individuals and families covering Home & Contents, Motor Vehicle, Caravan, Cycling, Landlord, Owner Builder Warranty, Personal Cyber, Pleasure Craft, Prestige Home, Prestige Motor, Residential Strata, and Travel insurance, quoted based on individual risk profiles.
• Small-to-Mid Sized Business Insurance Comprehensive commercial insurance package for SMEs including Agribusiness, Business Pack, Commercial & Heavy Motor, Commercial Property, Construction & Builders Warranty, Corporate Travel, Cyber, Management Liability, Non-Standard Risk, Personal Accident & Illness, Professional Indemnity, Public & Products Liability, Tradies & Home Maintenance, and Workers Compensation.
• Large Business Insurance Enterprise-level insurance solutions for large business clients covering Agribusiness, Commercial Vehicle/Fleet, Directors & Officers, Employee Benefits, International Risk, Non-Standard & Hard-to-Place, Professional Indemnity, Public & Products Liability, Trade Credit, and Workers Compensation.
• Associations & Community Groups Insurance Specialist insurance programs for industry associations and community groups including ACSIS & Indemnity Legal, Australian Carwash Association, Australian Dental Association Victoria, Australian Fishing Trade Association, AMA Victoria, Boating Industry Association, Churches & Faith-Based Organisations, Duck for Cover Entertainers Group, Landscaping Victoria, RAAus, and Shooters Union Australia.
• Sailing & Marine Insurance Programs Specialist marine insurance covering Australian Sailing affiliated clubs and members, including Sailing Club Liability (AUD 20M cover), Sailing Club Property, Sailing Club Management Liability, Personal Injury for members, Overseas Racing, Marine Hull/Fleet, and Off The Beach Dinghy coverage delivered via Club Marine partnership integration.
• Fishing Industry Insurance Specialist insurance for the recreational fishing sector covering tackle retailers, wholesalers, fishing clubs and associations, with Material Damage, Public & Products Liability, Business Interruption, Marine Cargo, Burglary/Money/Glass, and optional Personal Accident and Board/Director protection.
• Boating Industry Insurance Comprehensive insurance for boat dealers, retailers, brokers, manufacturers, marina/dry stack facilities, marine surveyors, boating schools, and commercial/private skippers covering Public & Products Liability, Professional Indemnity, Property & Stock, Marine Cargo & Transit, Business Interruption, Corporate & Global Risks, and Skipper Liability.

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Six partnerships are on record, tiered core and flagship.

• Steadfast Group Ltd (ASX: SDF)coreStrategic or Co-development PartnerNetwork Insurance House is wholly owned by Steadfast Group Ltd, Australasia's largest general insurance broker network. This partnership provides access to AUD 25 billion in premium placement and extensive network capabilities for delivering tailored insurance solutions.
• Australian SailingflagshipStrategic or Co-development PartnerExclusive partnership providing Australian Sailing affiliated clubs and members access to specialized sailing travel insurance and personal injury insurance programs. Network Insurance House has developed tailored liability and travel policies for Australian Sailing members participating in races overseas.
• Club MarinecoreStrategic or Co-development PartnerPartnership with Club Marine provides insurance for Off The Beach Dinghies and yacht/sailboat/cruiser coverage. Club Marine is an Australian insurance agency underwritten by Allianz Australia Insurance Ltd, providing marine hull and boat insurance solutions to Network Insurance House clients.
• Steadfast UnderwriterscoreTechnology or IntegrationNetwork Insurance House leverages collective buying power through Steadfast's panel of specialist industry insurers to negotiate optimal terms and competitive pricing for clients across recreational fishing, boating, and other industry verticals.
• Professional Insurance BrokersflagshipStrategic or Co-development PartnerInsurance House acquired Professional Insurance Brokers, which continues as a standalone brand within the group. Professional Insurance Brokers operates as a commercial broker providing specialized insurance services.
• Unicorn Risk ServicesflagshipStrategic or Co-development PartnerInsurance House acquired Unicorn Risk Services, an authorized representative, which joins to expand non-profit sector capabilities. Unicorn Risk Services continues operations as part of the Insurance House group.

Scale indicators1 record

Recent moves7 records

Expansion highlights6 records

Direct peers

• Honan Insurance Group: Australian mid-market insurance brokerage offering personal, commercial, and specialist industry programs. Directly comparable as an Australian general insurance broker with multi-segment and specialty vertical coverage similar to Insurance House/NIH.
• PSC Insurance Group: ASX-listed Australian specialty insurance brokerage with a network of brokerages across personal, commercial, and niche verticals. Closely comparable business model and Steadfast-adjacent positioning in Australian general insurance distribution.

Broad incumbents

• Aon Australia: Global insurance and reinsurance brokerage operating in Australia with broad personal, commercial, and specialty offerings. Comparable as an insurance intermediary, though substantially larger and serving enterprise-heavy accounts rather than NIH's SME/association tilt.
• Marsh Australia (Marsh McLennan): Global insurance brokerage and risk advisory with strong Australian presence across commercial and specialty lines. Comparable as an insurance intermediary, though focused on large enterprise rather than NIH's SME/association book.
• Arthur J. Gallagher & Co (Gallagher Australia): Global insurance brokerage with significant Australian operations across commercial, specialty, and personal lines. Comparable as an insurance intermediary, though broader and more enterprise-focused than NIH.
• Howden Australia: Specialty-focused global insurance broker with growing Australian presence in marine, aviation, cyber, and professional lines. Comparable as an insurance intermediary with a strong specialty vertical tilt, particularly in marine where NIH also competes.

Others

• Steadfast Group Ltd: ASX-listed parent of Insurance House/NIH and Australasia's largest general insurance broker network. Relevant as the parent company and network operator; not a direct competitor in the same product lines but central to NIH's go-to-market economics.
• Insurance Australia Group (IAG): Australia's largest general insurer (NRMA, CGU, SGIO, etc.). Adjacent as a carrier rather than a broker, but directly shapes commission structures and product availability for Australian brokerages like NIH.
• Suncorp Insurance: Major Australian general insurer offering personal and commercial lines. Adjacent as a carrier; directly relevant to NIH's carrier-panel relationships and the economics of broker commissions in Australia.
• Allianz Australia (Club Marine underwriter): Australian general insurer that underwrites Club Marine marine policies distributed via NIH. Adjacent as a key carrier partner rather than a competitor; central to NIH's marine and sailing insurance programs.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/insurancehouse
• Xx.com/IHGroup
• Facebookfacebook.com/insurancehouse

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insurance House