One7

Commercial Lending Servicesone7.com.vc

One7 is a Brazilian private financial services company that provides integrated credit, foreign trade, and digital account solutions to medium-sized companies, operating through direct specialist sales, a client portal, and a partner channel program.

Company typePrivate
Founded2018
HeadquartersSão Paulo, Brazil
Headcount101–250
GTM typeB2B
OfferingServices

One7 firmographics

Firmographics

Name: One7
Legal name: One7
Website: https://one7.com.vc
Company type: Private
Founded year: 2018
Operating status: Operating
Headcount range: 101–250 employees
Short description: One7 is a Brazilian private financial services company that provides integrated credit, foreign trade, and digital account solutions to medium-sized companies, operating through direct specialist sales, a client portal, and a partner channel program.
Ownership category
akta.pro rank

One7 industry classification

Industry

Product category: Commercial Lending Services
NAICS: Activities Related to Credit Intermediation (5223), Sales Financing (52222)
SIC: Short-Term Business Credit Institutions (6153)
akta.pro primary industry: Lending & Credit Disbursements (FSAMAKAH)
akta.pro secondary industry: Bank-to-Client (Single-Dealer) FX Trading Platforms (FSAFADAB)

Keywords

Commercial lending services
Working capital financing
Receivables anticipation
Foreign trade finance
Digital business banking

Where One7 is headquartered

Location

Headquarters

HQ city: São Paulo
HQ country: Brazil
HQ region: Latin America

Offices3 records

Markets served

One7 business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

Credit Operations Fees: Revenue generated through credit solutions including receivables advances, working capital, and structured credit operations. Earnings come from interest rates and fees charged on financial transactions.
Foreign Trade Services: Revenue from foreign exchange operations including currency exchange, hedging, trade finance, and import/export advances.
Digital Account Services: Revenue from digital banking services including account management and financial transaction processing.

Pricing tiers

Model	Billing	Price
Other	Pay-as-you-go	Customized credit solutions with competitive rates

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

One7 product offering

Product offering

Core offering

One7 provides integrated credit and financial solutions to medium-sized Brazilian companies through its One7 Mais Crédito platform. Core offerings include receivables anticipation (Antecipação de Recebíveis), working capital (Capital de Giro), structured credit operations (Operações Estruturadas de Crédito), foreign trade services such as exchange closing, hedge, and trade finance (Comércio Exterior), and a digital account (Conta Digital). Services are delivered with governance, transparency, and competitive rates, supported by a client portal and the One7 mobile app.

Product overview

One7 Mais Crédito is a financial solutions platform for mid-sized Brazilian companies, operating as a unified platform with five integrated core products: Antecipação de Recebíveis (receivables anticipation for immediate liquidity), Capital de Giro (working capital for sustainable expansion), Operações Estruturadas de Crédito (structured credit for strategic movements), Comércio Exterior (foreign trade services including exchange, hedge, and trade finance), and Conta Digital (digital account for centralized financial management). The platform is complemented by a client portal for credit request management and aims to provide competitive rates with transparency and governance in each operation.

Differentiator

Problem solved

Functional benefit

Brands

One7 Mais Crédito: Financial solutions division offering accounts receivable advances, working capital, structured credit operations, foreign trade, and digital accounts for medium-sized Brazilian companies.
One7 Partner

Products and services

Antecipação de Recebíveis (Receivables Anticipation) Provides immediate liquidity by transforming receivables into predictable cash flow, with structure, clarity of conditions, and governance in each operation. Targeted at medium-sized Brazilian companies seeking growth capital.
Capital de Giro (Working Capital) Working capital structured to sustain operational cycles with stability, with resources aligned to the real rhythm of the business. Designed for medium-sized Brazilian companies pursuing sustainable expansion.
Operações Estruturadas de Crédito (Structured Credit Operations) Custom financial modeling for strategic movements including expansions, reorganizations, and complex operations, delivered with technical intelligence and long-term vision. For medium-sized Brazilian companies undertaking strategic transactions.
Comércio Exterior (Foreign Trade Services) Foreign trade services enabling international expansion with financial structure, including exchange closing (fechamento de câmbio pronto), hedge, trade finance, and export/import anticipations. For medium-sized Brazilian companies engaged in or expanding into international trade.
Conta Digital (Digital Account) Centralized digital account for financial management and organization integrated with the client's growth strategy. Enables resource movement and supports financial decision-making. For medium-sized Brazilian companies.

Quantifiable outcome

Cash flow predictability for participating companies

Companies that use One7

Customer profile

Named customers8 records

Segments1 record

Ideal customer profiles1 record

One7 technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature2 records

One7 partnerships and signals

Strategic signal

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

One7 competitors and assessment

Company assessment

Direct peers

Biz (PagSeguro): Brazilian B2B payments and 'Biz Coin' credit line for small and mid-sized businesses; competes with One7 Mais Crédito in working capital and digital account for médias empresas.
Cora: Brazilian digital banking platform focused on SMBs, offering accounts, payments, and credit products — directly competes with One7's mid-market digital account + credit bundle.
Creditas: Brazilian digital lending platform offering secured and unsecured credit to individuals and businesses; comparable to One7 as a Brazilian fintech lender with structured products, though more consumer-skewed.

Broad incumbents

C6 Bank: Brazilian digital bank offering business accounts, cards, and credit lines to companies; competes with One7's digital account and receivables/working capital products for mid-market clients.
Banco Inter (Inter&Co): Brazilian digital bank with full retail/business banking, FX, and credit operations — a much larger broad incumbent that overlaps with several of One7's product lines.
Stone Co. Major Brazilian payments company with expanding SMB banking and credit offerings; broader portfolio but overlaps with One7's mid-market working capital and digital account proposition.
Banco Pan: Brazilian bank focused on consumer and SME credit including receivables and working capital; comparable to One7's specialist credit orientation at much larger scale.

Emerging players

Agilize: Brazilian fintech offering simplified accounting + banking + credit for small and medium-sized businesses; adjacent competitor in the mid-market B2B financial services bundle.
Trafina Financeira: Brazilian non-bank lender focused on receivables discounting and working capital for companies; direct overlap with One7's Antecipação de Recebíveis and Capital de Giro products.
Banco Fidis (Fidis Bank): Brazilian non-bank financial institution providing working capital and credit to small and medium-sized businesses; competes with One7 in the same Brazilian mid-market niche.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

One7 financial estimates

Financial estimate

Revenue estimate

Valuation estimate

One7 leadership team

Management profile

Number of profiles

One7 funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

One7 M&A and investment

M&A and investment

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about One7

What does One7 do?

Is One7 a public or private company?

One7 is a private company. It is classified as unknown and is currently operating.

When was One7 founded?

One7 was founded in 2018. It employs 101 to 250 people.

Where is One7 based?

One7 is headquartered in São Paulo, Brazil, in the Latin America region.

How does One7 make money?

Three revenue lines are on record. Credit Operations Fees are the primary driver. The others are foreign Trade Services and digital Account Services.

Who are One7's main competitors?

Direct peers on record are Biz (PagSeguro), Cora and Creditas. Broad incumbents are C6 Bank, Banco Inter (Inter&Co), Stone Co. and Banco Pan. Emerging players are Agilize, Trafina Financeira and Banco Fidis (Fidis Bank).

Does One7 have an API?

No public API is recorded for One7.

What industry is One7 in?

One7's product category is Commercial Lending Services. Its primary akta.pro industry code is FSAMAKAH, Lending & Credit Disbursements, with a secondary code of FSAFADAB, Bank-to-Client (Single-Dealer) FX Trading Platforms. Its NAICS code is 5223 and its SIC code is 6153.