US Leasing and Equipment Finance
US Leasing and Equipment Finance is a private, Irvine-based lessor providing customized equipment and project financing—operating and capital leases, software/SaaS financing, and aviation deals—primarily to U.S., Canadian, and Mexican colleges, universities, and healthcare institutions, with a broker and third-party originator channel for $250K-$25MM transactions.
- Company typePrivate
- Founded-
- HeadquartersIrvine, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What US Leasing and Equipment Finance does
US Leasing and Equipment Finance, LLC is a private equipment finance lessor headquartered in Irvine, California that originates operating leases, capital leases, and custom-structured financing transactions primarily for U.S. colleges and universities. The company reports 20+ years of higher education finance experience, 5,000+ transactions funded, and 1,200+ institutions financed cumulatively, with transaction sizes between $250,000 and $25 million across the U.S., Canada, and Mexico. Its core service set is segmented by use case rather than technology, covering student technology, faculty and staff equipment, lab and research equipment, digital campus infrastructure, and facilities improvements, with structuring options spanning operating leases, capital leases, custom structures, first amendments, and TRAC leases.
The company operates a wholly-owned HealthcareLease division that extends the same financing toolkit into healthcare environments, including medical and lab equipment, furnishings, facility improvements, and research technology. It also runs a dedicated Broker and Third Party Originator funding program targeting the $250K-$25MM segment with A/B/C credit support, software/SaaS financing, and aviation financing for fixed wing aircraft and helicopters. The firm is positioned as a relationship-based, niche institutional lessor rather than a technology-led platform; no proprietary technology platform, AI capabilities, patents, or integrations are disclosed. Leadership centers on Justin Kiluk and a small team of higher education finance specialists, consistent with an 11-50 employee headcount.
US Leasing makes money on the spread and fee economics between its cost of capital and the pricing of leases it originates and retains on its book, with pricing tailored to credit profile and deal parameters and billed under multi-year contract structures. Revenue is not publicly disclosed and no funding rounds or institutional investors are identified; the company operates as a privately held LLC. GTM is sales-led, combining a direct sales team engaging colleges, universities, and healthcare institutions with a broker/intermediary channel for mid-market transactions across North America.
US Leasing and Equipment Finance firmographics
Firmographics- Name
- US Leasing and Equipment Finance
- Legal name
- US Leasing and Equipment Finance, LLC
- Website
- https://uslef.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- US Leasing and Equipment Finance is a private, Irvine-based lessor providing customized equipment and project financing—operating and capital leases, software/SaaS financing, and aviation deals—primarily to U.S., Canadian, and Mexican colleges, universities, and healthcare institutions, with a broker and third-party originator channel for $250K-$25MM transactions.
- Ownership category
- akta.pro rank
Where US Leasing and Equipment Finance is headquartered
LocationHeadquarters
- HQ city
- Irvine
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
US Leasing and Equipment Finance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Equipment Leasing & Financing: Operating leases, capital leases, and custom-structured financing for equipment acquisitions. Supports transactions between $250K and $25MM, serving institutions in US, Canada, and Mexico.
- Software/SaaS Financing: Financing solutions for software acquisitions and SaaS agreements, including implementation and consulting costs.
- Project Financing: Customized project financing solutions for facilities improvements, technology upgrades, and digital campus initiatives in higher education.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom-tailored financing structures based on institution credit profile and deal parameters |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
US Leasing and Equipment Finance product offering
Product offeringCore offering
US Leasing and Equipment Finance provides leasing and equipment financing programs to U.S. colleges, universities, and healthcare organizations, covering student technology, faculty equipment, lab and research gear, digital campus infrastructure, facilities improvements, and medical/healthcare assets. It also funds lease finance brokers and third-party originators on transactions between $250K and $25MM across operating leases, capital leases, custom structures, software/SaaS agreements, and aviation equipment in the US, Canada, and Mexico.
Product overview
US Leasing & Equipment Finance is a Higher Education & Non-Profit Division finance company offering innovative, flexible, and competitive lease and equipment finance programs. The company operates primarily in the Higher Education sector (with over 20 years of experience, 5000+ transactions funded, and 1200+ institutions financed) and has a Healthcare division called HealthcareLease. Core offerings include Student Technology Financing, Faculty & Staff Equipment Financing, Lab & Research Equipment Financing, Digital Campus Technology Financing, and Facilities Improvements Financing for Higher Education, along with Medical & Lab Equipment Financing, Healthcare Furnishings & Facility Improvements Financing, and Healthcare Research Technology Financing for Healthcare. The company also funds Third Party Originators and Lease Finance Brokers for transactions between $250K and $25M, having funded over $2.5B since inception. Services span Operating/Capital/Custom Leases, Software/SaaS Agreements, and Aviation (Fixed Wing & Helicopters) across US/Canada/Mexico.
Differentiator
Problem solved
Functional benefit
Brands
- HealthcareLease: A division of USLEF offering comprehensive healthcare asset finance solutions from the operating room to the waiting room, covering medical equipment, lab equipment, furnishings, facility improvements, and research technology.
Products and services
- Higher Education Equipment & Project Financing
Quantifiable outcome
- 20+ years of higher education finance expertise
- +3 more outcomes
Companies that use US Leasing and Equipment Finance
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
US Leasing and Equipment Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
US Leasing and Equipment Finance partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights4 records
US Leasing and Equipment Finance competitors and assessment
Company assessmentBroad incumbents
- DLL: Global vendor-finance company (Rabobank subsidiary) financing equipment, technology, and healthcare assets across multiple geographies and verticals. Comparable on healthcare and asset-class breadth.
- First Citizens Bank (formerly CIT Group): Large commercial bank with a major equipment finance and vendor finance franchise. Competes for the same institutional and broker-originated deals as USLEF but at far greater scale and capital access.
- TIAA Bank: Financial services provider affiliated with the higher education and nonprofit sector; competes for institutional higher-ed relationships and adjacent financing products, with materially larger capital base than USLEF.
- PNC Equipment Finance: Equipment finance division of a top-tier U.S. bank offering vendor, direct, and corporate equipment financing at materially larger scale, with deeper balance-sheet capacity than USLEF.
Direct peers
- TimePayment: Equipment financing company serving small and mid-sized businesses across many verticals with a broker/TPO-driven origination model similar to USLEF's intermediary channel.
- Marlin Capital Solutions: Independent equipment finance provider focused on small businesses with multi-vertical exposure and broker-driven origination. Comparable in ticket sizes and credit appetite across A/B/C backgrounds.
- GreatAmerica Financial Services: Cedar Rapids-based equipment finance and leasing firm with a well-known Higher Education practice and similar vertical specialization across healthcare and other niches. Closest direct comp on customer mix and product breadth.
- Ascentium Capital: Direct equipment finance lessor providing capital to businesses across multiple verticals including technology, healthcare, and light industrial. Comparable in deal-size range and broker-channel distribution.
- Balboa Capital: Equipment finance and leasing provider offering capital to SMBs across multiple industries with a strong broker channel. Overlaps with USLEF on deal sizes, credit range, and product breadth.
- North Star Leasing Company: Equipment leasing firm serving small and mid-market businesses nationwide across diverse equipment types and verticals, with a similar broker/originator-led model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
US Leasing and Equipment Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
US Leasing and Equipment Finance leadership team
Management profileNumber of profiles
Profiles1 record
US Leasing and Equipment Finance subsidiaries and ownership
Company hierarchySubsidiaries1 record
US Leasing and Equipment Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
US Leasing and Equipment Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about US Leasing and Equipment Finance
What does US Leasing and Equipment Finance do?
US Leasing and Equipment Finance provides leasing and equipment financing programs to U.S. colleges, universities, and healthcare organizations, covering student technology, faculty equipment, lab and research gear, digital campus infrastructure, facilities improvements, and medical/healthcare assets. It also funds lease finance brokers and third-party originators on transactions between $250K and $25MM across operating leases, capital leases, custom structures, software/SaaS agreements, and aviation equipment in the US, Canada, and Mexico.
Is US Leasing and Equipment Finance a public or private company?
US Leasing and Equipment Finance is a private company. It is classified as unknown and is currently operating.
When was US Leasing and Equipment Finance founded?
US Leasing and Equipment Finance was founded in -1. It employs 11 to 50 people.
Where is US Leasing and Equipment Finance based?
US Leasing and Equipment Finance is headquartered in Irvine, United States, in the North America region.
How does US Leasing and Equipment Finance make money?
Three revenue lines are on record. Equipment Leasing & Financing is the primary driver. The others are software/SaaS Financing and project Financing.
Who are US Leasing and Equipment Finance's main competitors?
Broad incumbents on record are DLL, First Citizens Bank (formerly CIT Group), TIAA Bank and PNC Equipment Finance. Direct peers are TimePayment, Marlin Capital Solutions, GreatAmerica Financial Services, Ascentium Capital, Balboa Capital and North Star Leasing Company.
Does US Leasing and Equipment Finance have an API?
No public API is recorded for US Leasing and Equipment Finance.