Ziraat Portföy

What Ziraat Portföy does

Ziraat Portföy Yönetimi A.Ş. is a Turkish asset management company headquartered in Istanbul, majority-owned (74.9%) by Ziraat Bankası, Turkey's largest state-owned bank, with Ziraat Yatırım Menkul Değerler A.Ş. holding a further 24.9%. The firm received its Capital Markets Board (SPK) portfolio management license in 2015 and operates a multi-channel investment platform spanning private portfolio management, fund management, and investment advisory. Its service portfolio addresses three primary customer segments — retail investors accessing funds through the TEFAS electronic trading platform, high-net-worth individuals with 20M+ TL requiring customized mandates, and corporate/legal-entity clients managing treasury portfolios — and collectively administers 237 portfolios aggregating approximately 2.256 trillion TL in assets as of May 2026.

The company's product shelf is broad and conventional within Turkish asset management: exchange-traded funds (BYF) tracking BIST indices across banking, technology, sustainability, gold, dividend, and participation categories; variable funds spanning aggressive, balanced, and conservative risk profiles; equity, money-market, bond, and sharia-compliant (katılım) participation funds; ESG, commodity, and thematic basket funds; plus venture capital mandates (deep tech, satellite/space) and pension/real-estate vehicles. Its underlying technology is a standard fund administration, portfolio management, and trading system integrated with Borsa Istanbul, without disclosed proprietary AI or analytics layers.

The revenue model is built on three streams: portfolio management fees calculated daily on AUM (with BSMV added), six-monthly performance fees charged against benchmark excess returns, and transaction commissions paid to brokerage counterparties. Distribution runs through TEFAS to every Turkish bank and brokerage for fund products, supplemented by direct relationship management for private portfolio mandates — a structure that gives the firm universal retail reach and concentrated institutional anchors, with corporate portfolios accounting for roughly 65% of total AUM.

Name

Ziraat Portföy

Legal name

Ziraat Portföy Yönetimi A.Ş.

Website

https://ziraatportfoy.com.tr

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Ziraat Portföy is a Turkish SPK-licensed asset management firm, majority-owned by state-owned Ziraat Bankası, managing ~2.256 trillion TL across 237 portfolios for retail, HNWI, corporate, and legal-entity clients through ETFs, mutual, participation, and VC funds distributed via TEFAS and direct channels.

Ownership category

akta.pro rank

Product category

Asset Management

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910), Pension Funds (525110)

SIC

Investment Advice (6282)

akta.pro primary industry

Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG)

akta.pro secondary industries

Fixed Income Mutual Funds (FSAAAEAB), Money Market Funds (FSAAAEAC), Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

Keywords

• Portfolio management services
• Investment fund management
• Asset management services
• Exchange-traded funds
• Investment advisory services

Headquarters

HQ city

Istanbul

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain, Others

Revenue model

1. Portfolio Management Fees: Fees calculated on daily portfolio values, charged periodically with BSMV (Value Added Tax) added. Collected based on the period clients remain in the portfolio.
2. Performance Fees: When portfolio returns exceed the benchmark, a percentage of the difference between the return and benchmark is charged as performance fee. Performance fees are collected at the end of every six-month period.
3. Transaction Commissions: Commissions paid to brokerage firms for all securities and other transactions made within portfolio management.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Ziraat Portföy Yönetimi A.Ş. is a Turkish asset management company that manages investment funds and portfolios on behalf of individuals, corporations, and institutional clients. It offers a comprehensive range of investment products including Exchange-Traded Funds (BYF), variable funds, equity funds, participation (Islamic-compliant) funds, money market funds, fund basket funds, venture capital funds, and real estate investment funds. The company also provides customized private portfolio management for high-net-worth individuals and corporate treasury investors, as well as investment advisory services. Funds are distributed through the TEFAS platform via all banks and brokerage firms in Turkey.

Product overview

Ziraat Portföy is a portfolio management company offering a comprehensive range of investment products and services. The company operates as a platform managing multiple fund categories including Exchange-Traded Funds (BYF) tracking various BIST indices (ZPLIB, ZPX30, ZGOLD, Z30EA, Z30KE, Z30KP, ZSR25, ZTLRF), Variable Funds with different risk profiles (ZDZ aggressive, ZBD balanced, ZDD conservative, ZMY metaverse/tech, HKG women's empowerment, TZC children's), Equity Funds (TZD, ZPE participation), Participation/Katılım Funds (ZPK, ZPG, ZPF, ZBI, ZCK, TCA, HPV), Fund Basket Funds (ZCN commodities, ZSG ESG sustainability), Free/Alternative Funds (70+ funds), Pension Funds, Real Estate Investment Funds, and Venture Capital Funds (DRN deep tech, PLN satellite/space). Services include Private Portfolio Management for high-net-worth investors (20M TL+), Fund Management, and Investment Advisory. The company is part of Ziraat Finance Group and manages a total portfolio of approximately 2.256 trillion TL across 237 managed portfolios.

Differentiator

Problem solved

Functional benefit

Brands

• Ziraat Finans Grubu: Ziraat Financial Group umbrella brand under which Ziraat Portföy operates as part of Turkey's largest state-owned banking group.

Products and services

• Private Portfolio Management (Özel Portföy Yönetimi) Customized portfolio management service for individual and corporate investors with savings of 20 million TL or more in Turkish Lira or foreign currency, structured around each client's risk profile, investment horizon, and return expectations.
• Fund Management (Fon Yönetimi) Management of investment funds including variable funds, bond funds, money market funds, equity funds, and participation funds distributed via the TEFAS platform.
• Investment Advisory (Yatırım Danışmanlığı) Investment advisory services provided under signed contracts, offering customized portfolio strategies and institutional reporting to clients.
• ZPLIB - BIST Liquid Bank Index Equity-Heavy Exchange-Traded Fund Exchange-traded fund that tracks the BIST Liquid Bank Index, investing at least 80% of total fund value in index constituents.
• ZPBDL - BIST Non-Bank Liquid 10 Index Equity-Heavy BYF Exchange-traded fund tracking the BIST Bank Dışı Likit 10 Index, focusing on non-bank liquid stocks.
• ZPX30 - BIST 30 Index Equity-Heavy BYF Exchange-traded fund tracking the BIST 30 Ağırlık Sınırlamalı 25 Getiri Endeksi.
• ZGOLD - Gold Participation Exchange-Traded Fund Sharia-compliant gold exchange-traded fund tracking the Ziraat Portföy Altın Katılım Borsa Yatırım Fonu Endeksi, investing in gold and other precious metals.
• ZMY - Metaverse and New Technologies Variable Fund Variable fund investing in metaverse and new technologies sector, tracking Nasdaq Yewno Metaverse Total Return Index, Nasdaq Blockchain Economy Total Return Index, and BIST Technology Index.
• ZDZ - Aggressive Variable Fund Aggressive variable fund managing at least 51% in BIST-listed equities, with risk value range 5-7.
• ZBD - Balanced Variable Fund Balanced variable fund with flexible asset allocation managed to risk range 3-4.
• ZDD - Conservative Variable Fund Conservative variable fund managed to risk value range 1-2.
• HKG - Women's Empowerment Variable Fund Variable fund investing in companies that provide equal rights and opportunities for women in business.
• TZD - Ziraat Portföy Equity Fund Equity-focused fund investing primarily in BIST-listed stocks.
• ZPE - Sharia-Compliant Equity Participation Fund Sharia-compliant equity participation fund.
• ZPK - Short-Term Lease Certificate Participation Fund (TL) Short-term Kira Certificate participation fund with portfolio weighted average maturity of 25-90 days.
• ZCN - Commodity Basket Fund Commodity basket fund investing in commodity-related securities.
• ZSG - ESG Sustainability Basket Fund ESG sustainability fund basket investing in environmentally and socially responsible companies.
• DRN - Deep Tech Venture Capital Investment Fund Venture capital fund focused on deep technology investments.
• PLN - PLAN S Satellite and Space Technologies Venture Capital Investment Fund Venture capital fund targeting satellite and space technology companies.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• İş Portföy: Asset management subsidiary of İşbank, one of Turkey's largest private banks. Directly comparable to Ziraat Portföy in offering mutual funds, ETFs, pension funds, and private portfolio management, distributed via TEFAS.
• Ak Portföy: Asset management arm of Akbank. One of Turkey's leading portfolio managers offering mutual funds, ETFs, and discretionary portfolio management through TEFAS and Akbank branches — closest direct competitor in scale and product breadth.
• QNB Finansportföy: Asset management subsidiary of QNB Finansbank. Operates investment funds and discretionary portfolios serving Turkish retail and institutional clients, comparable in scale and product offering.
• Tacirler Portföy: Independent Turkish portfolio management company offering mutual funds, ETFs, and venture capital funds. Comparable in product breadth (including VC) though smaller in AUM than bank-affiliated peers.
• Deniz Portföy: Asset management arm of DenizBank (owned by Emirates NBD). Operates investment funds distributed via TEFAS — a comparable mid-sized Turkish asset manager with bank-parent distribution.
• Yapı Kredi Portföy: Portfolio management subsidiary of Yapı Kredi Bank. Offers comparable mutual funds, ETFs, and private portfolio management services, distributed via TEFAS across Turkey.
• Garanti Portföy: Asset management subsidiary of Garanti BBVA. Operates a similar multi-fund platform with conventional and participation funds, distributed via TEFAS and Garanti BBVA's branch network.

Broad incumbents

• BlackRock: Global asset management incumbent operating iShares ETFs and institutional mandates worldwide, including in Turkey via BIST-listed products. Represents the global passive-investing competitive threat facing all Turkish ETF issuers.

Regional players

• HSBC Portföy: Turkish asset management subsidiary of HSBC. Offers mutual funds and discretionary portfolios, leveraging global HSBC capabilities — comparable in fund products but with international parent ownership rather than Turkish state-bank ownership.

Emerging players

• Re-Pie Portföy Yönetimi: Turkey-focused venture capital and private equity fund manager. Comparable as a participant in Turkish VC funding rounds (co-invested with Ziraat Portföy in Vimesoft) and as a peer in the venture capital fund management space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

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Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments6 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ziraat Portföy