Bank Aceh

What Bank Aceh does

Bank Aceh is a financial institution headquartered in Banda Aceh, Indonesia, founded in 1973. Per the firmographic record, it offers lending, savings, banking, and consulting services to both businesses and individuals, functioning as a general-purpose retail and commercial bank. The firm's identity as a provincial-level Indonesian bank is consistent with the Bank Pembangunan Daerah (BPD) model that serves Indonesia's regional markets, though ownership structure (whether fully provincial-government-owned, mixed, or private) could not be confirmed from the available sources. The institution operates under the bankaceh.co.id domain, indicating primary operations within the Aceh province of Indonesia.

No specific product details, fee schedules, branch network, digital channels, or technology stack were retrievable from the available source material. The firm's own website returned only a loading/verification page during data collection, and the schema fields for products, pricing, integrations, headcount, management team, partnerships, and financials were all empty. As a result, no claims about specific banking products (e.g., mobile banking, credit cards, Islamic finance products, treasury services), pricing, distribution channels, or customer segments can be made from the evidence. Any deeper segmentation, revenue mechanics, or go-to-market specifics would require direct access to the bank's disclosures or OJK regulatory filings.

The information gap is substantial: for a 50-year-old financial institution, the absence of public-facing product, financial, and leadership data is itself a notable signal — it suggests either limited digital presence, limited investor relations activity, or simply that scraping-based data collection was unable to penetrate the institution's information perimeter. Any investment-grade assessment of Bank Aceh would require primary research into OJK regulatory filings, the bank's published annual reports, and direct engagement with management.

Name

Bank Aceh

Website

https://bankaceh.co.id

Company type

Private

Founded year

1973

Headcount range

1,001–5,000 employees

Short description

Bank Aceh is an Indonesian financial institution founded in 1973 and headquartered in Banda Aceh, offering lending, savings, banking, and consulting services to businesses and individuals in the Aceh region.

Ownership category

akta.pro rank

Product category

Regional Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022), National Commercial Banks (6021)

akta.pro primary industry

Islamic SME & Commercial Banking (FSABAGAB)

akta.pro secondary industries

Islamic Retail Banking (FSABAGAA), Islamic Deposit & Account Products (Current/Savings/Investment Accounts) (FSABAGAI), Islamic Corporate Banking (FSABAGAC), Islamic Transaction Banking (Cash Management & Treasury Services) (FSABAGAF)

Keywords

• Regional banking services
• Savings deposit products
• Commercial lending services
• Consumer credit products
• Financial consulting services

Headquarters

HQ city

Banda Aceh

HQ country

Indonesia

HQ region

Asia

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Core offering

Bank Aceh is a financial firm that provides lending, savings, banking, and consulting services to both businesses and individuals. Operating from Banda Aceh, Indonesia since 1973, it delivers standard retail and commercial banking products supported by a regional branch-based service model.

Product overview

Bank Aceh is a banking institution based in Aceh, Indonesia. No specific product or service information was available in the source data provided.

Differentiator

Problem solved

Functional benefit

Products and services

• Lending Services Loan and credit products provided by Bank Aceh to individuals and businesses for personal and commercial financing needs.
• Savings Services Deposit and savings account products offered by Bank Aceh to individual and business customers for funds custody and interest accrual.
• Banking Services Core transactional, payment, and account-services banking products delivered by Bank Aceh to individuals and businesses through its branch and digital channels.
• Financial Consulting Services Advisory and financial consulting services provided by Bank Aceh to business and individual customers to support banking and financial decision-making.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Expansion highlights3 records

Direct peers

• Bank Syariah Indonesia: Indonesia's largest Shariah bank, formed from the merger of the Islamic banking units of Mandiri, BNI, and BRI. Directly comparable to Bank Aceh as a Shariah-compliant deposit-taker and financier serving individuals and businesses across Indonesia, including Aceh.
• Bank Muamalat Indonesia: One of Indonesia's pioneer Islamic banks offering Shariah-compliant retail, SME, and corporate banking. A direct competitor to Bank Aceh in the Indonesian Shariah retail and commercial banking market.
• Bank BPD Aceh Syariah: Likely the same legal entity as Bank Aceh in its post-conversion Shariah form (PT Bank Aceh Syariah). Included as a self-reference to capture the Shariah-operating identity of the firm as a regional development bank.
• Bank DKI: Jakarta-based regional development bank (BPD) offering Shariah services alongside conventional products. Directly comparable as a provincial government-linked commercial bank competing in retail and SME segments.
• Bank BPD Jawa Barat dan Banten (Bank BJB): One of Indonesia's largest regional development banks, serving West Java and Banten with a similar mix of government, corporate, SME, and retail banking. Closely comparable business model and product set to Bank Aceh.

Broad incumbents

• Bank Mandiri: Indonesia's largest bank by assets, with a broad commercial, retail, and SME franchise that overlaps directly with Bank Aceh's offerings. Its Islamic subsidiary (now part of BSI) historically competed head-to-head with Bank Aceh in Aceh.
• Bank BRI: State-owned national bank with the deepest micro/SME penetration in Indonesia. Highly comparable to Bank Aceh's SME and retail lending focus, and a major competitor for Aceh's small-business and depositor wallet.
• Bank BNI: Large Indonesian state-owned commercial bank with significant presence across retail, SME, and corporate banking. Competes with Bank Aceh for both government-related deposits and SME financing in Aceh.
• Bank Tabungan Negara (BTN): State-owned bank focused on housing finance, savings, and consumer credit in Indonesia. Comparable to Bank Aceh as a state-linked deposit-taking institution with a strong retail orientation.

Emerging players

• Bank Mega Syariah: Mid-sized Indonesian Shariah commercial bank serving retail and SME segments. Comparable to Bank Aceh as a Shariah-focused deposit-taker and financier, though smaller in scale and based in Jakarta.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/bankacehasli
• LinkedInlinkedin.com/company/pt-bank-aceh-syariah

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank Aceh